Chico, CA

California · Metropolitan Area

Chico is a large city in California with a population of 102,032. Residents earn $67,929 per year, which is 10% below the national average.

2.9 /5.0
C+ Fair
102,032 Population 2,969/sq mi density
$67,929 Median Income $38,201 per capita
$455,300 Home Value $461,353 Zillow
$1,442 Median Rent 36.8% income on rent
63°F Avg Temperature 311 sunny days/yr
384 Violent Crime/100K 3,628 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$67,929 median income, 4.3% unemployment
C+
Affordability
2.9 / 5.0
$455,300 home value, $1,442/mo rent
F
Safety
1.0 / 5.0
384 violent crimes/100K (1% above avg)
A
Education
4.3 / 5.0
41.3% bachelor's degree or higher
Median Income $67,929
10% lower than US avg
Home Value $455,300
62% higher than US avg
Violent Crime 384/100K
1% higher than US avg
Bachelor's+ 41.3%
23% higher than US avg
Median Rent $1,442
24% higher than US avg
Obesity Rate 30.2%
6% lower than US avg
Unemployment 4.3%
19% higher than US avg
Poverty Rate 12.6%
2% higher than US avg

How Chico Compares to the U.S. Average (100% = U.S. avg)

People

Population102,032
Median Age31.0 yrs
Density2,969/mi²
Male / Female49% / 51%
Largest GroupWhite 72%
Veterans4.6%

Economy

B+
Median Income$67,929
Per Capita$38,201
Unemployment4.3%
Poverty12.6%
County GDP$12,901M
Commute17 min

Housing

C+
Home Value$455,300
Rent$1,442
OwnershipN/A
Zillow$461,353
Rent Burden36.8%

Crime

F
Violent384/100K
Property3,628/100K
Murder1.1/100K
Assault210/100K
Burglary545/100K

Health

Obesity30.2%
UninsuredN/A
Depression26.3%
Heart Disease5.3%

Climate

Avg Temp63°F
AQI48 (Good)
Rain41.2 in/yr
Sunny Days311/yr
Elevation236 ft

Education

A
Bachelor's+41.3%
High School+93.2%
School Score4.69

Community

2024 VoteR 50% / D 47%
Commute17 min
Broadband93.0%
EV Stations49
Libraries7

Is Chico a Good Place to Live?

Based on current data, Chico receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include a highly educated population, abundant sunshine, high health insurance coverage, strong internet connectivity. Areas to be aware of include high housing costs. Chico has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Chico is $67,929, 10% below the national average of $75,149. Unemployment stands at 4.3%, indicating a healthy job market. 12.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Chico is $455,300, making it a premium housing market at 62% above the U.S. median of $281,900. Renters pay a median of $1,442 per month, significantly above the national average of $1,163. The price-to-income ratio of 6.7x means housing costs are stretched relative to local earnings.

Safety & Crime

The violent crime rate of 384 per 100,000 is above the national average of 380 — something for prospective residents to consider. Property crime occurs at a rate of 3,628 per 100,000, 85% above the national average.

Education

Educational attainment is solid, with 41.3% holding a bachelor's degree or higher, near the national average. 93.2% have completed high school. Area schools have an average test score of 4.7/10.

Climate & Weather

Chico enjoys a moderate climate with an average annual temperature of 63°F. Winters average 46°F in January while summers reach 86°F in July. With 311 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.2 inches, including 7.7 inches of snow. Air quality is rated Good with a median AQI of 48.

Chico has a population of 102,032 with a density of 2,969 people per square mile. The median age is 31.0 years, 20% younger than the national median of 38.9. The city is predominantly White (72.3%), with 2.9% Hispanic, 2% Black.

Population

102,032
Total Population
2,969
People / sq mi
31.0yrs
Median Age
20% below US avg
34.4mi²
Land Area

Gender Distribution

Male 48.6%
Female 51.4%

Race & Ethnicity

Chico vs U.S. Average

Language Spoken at Home

English Only83.0%
6% above US avg
Spanish17.0%
27% above US avg

Social Characteristics

Chico vs U.S. Average

The median household income in Chico is $67,929, which is 10% below the national average of $75,149. The unemployment rate is 4.3% (above the 3.6% US average). 12.6% of residents live below the poverty line. Workers commute an average of 17 minutes.

Income: Chico vs U.S.

Commute Mode

Income

Median HH Income$67,929
10% below US avg
Per Capita Income$38,201
Avg Weekly Wage$1,106
IRS Avg AGI$73,950

Employment & Poverty

Unemployment4.3%
19% above US avg
Poverty Rate12.6%
2% above US avg
Establishments (County)9,029
County GDP$12,901M

Business (County)

Restaurants457
Healthcare632
Retail676
Manufacturing166

Tax & Cost of Living

Property Tax (IRS)$5,175
48% above US avg
Effective Tax Rate1.14%

Commute & Transportation

Commute Time17.3 min
Drive Alone69.8%
Public Transit0.9%
Work from Home12.2%

Walkability

The median home value in Chico is $455,300, 62% above the national average. Monthly rent averages $1,442 (24% above US avg). Zillow estimates the typical home value at $461,353.

Home Value Sources

Ownership Split

Home Values

Census Median$455,300
62% above US avg
Zillow ZHVI$461,353
Median List Price$445,000

Real Estate Market (Redfin)

Median List Price$445,000
$/Sq Ft$287
Homes Sold51
Sale-to-List Ratio98.9%
Price Drops27.1%
Inventory140

Rental Costs

Census Median Rent$1,442
24% above US avg
Zillow Rent (ZORI)$1,625
Rent Burden36.8%

HUD Fair Market Rent

Studio$1,513
1 Bedroom$1,647
2 Bedrooms$2,053
3 Bedrooms$2,752
4 Bedrooms$3,165

Ownership & Property

Owner-Occupied44.3%

Property Tax

Avg Tax (IRS)$5,175
48% above US avg
Effective Rate1.14%
In Chico, 30.2% of adults are obese (below the 32.1% national rate). 26.3% report depression. 21.2% are physically inactive.

Health Metrics: Chico vs U.S. Average (%)

Chronic Conditions

Obesity30.2%
6% below US avg
Diabetes9.3%
Heart Disease5.3%
High Blood Pressure29.8%
Asthma10.7%
COPD5.8%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking19.0%
Physical Inactivity21.2%
Depression26.3%
Mental Distress19.4%
Physical Distress13.3%

Healthcare Access

Insurance Rate93.4%
Checkup Rate71.4%
Premature Death9,316/100K

Food & Exercise

Food Environment7.6/10
Exercise Access82.2%
Healthcare Facilities632
Chico has a violent crime rate of 384 per 100,000 residents, 1% above the national average of 380. Property crime stands at 3,628 per 100,000 (85% above US avg). The murder rate is 1.1 per 100,000.

Crime Rates: Chico vs U.S. Average (per 100,000)

Violent Crime

Total Violent383.9/100K
1% above US avg
Murder1.1/100K
82% below US avg
Rape59.9/100K
Robbery112.9/100K
Assault210.0/100K

Property Crime

Total Property3,628.0/100K
85% above US avg
Burglary545.4/100K
Theft2,693.0/100K
Vehicle Theft389.6/100K
Arson79.0/100K

Traffic Safety

Fatal Crashes (County/yr)31
FEMA Disasters364

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Chico has an average annual temperature of 63°F (17°C). Winters average 46°F in January while summers reach 86°F in July. Annual precipitation is 41.2 inches. The area enjoys 311 sunny days per year. Air quality is rated Good with a median AQI of 48.

Temperature

46°F Jan (8°C) 86°F Jul (30°C)
Annual Average62.5°F
16% above US avg
January Average46°F (8°C)
July Average86°F (30°C)
Sunny Days311 days/yr

Precipitation & Snow

Annual Rainfall41.2 inches
8% above US avg
Snowfall7.7 inches/yr

Air Quality

AQI Median48.0
RatingGood

Geography

Elevation236 ft (72 m)
Area34.4 sq mi (89.0 km²)
Population Density2,969/sq mi
Coordinates39.7590°N, 121.8177°W
County FIPS06007
It is classified as Metro — under 250K. 41.3% of residents hold a bachelor's degree or higher (23% above US avg). In the 2024 election, the county voted Republican by a 3.1-point margin. 93.0% of households have broadband internet.

2024 Presidential Election (County)

R 49.9%
D 46.8%

Winner: Republican by 3.1 points

Education

Bachelor's Degree+41.3%
23% above US avg
High School+93.2%
School Test Score4.69
A Education Grade (4.3/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density2,969/sq mi
Total Area34.4 sq mi

Infrastructure & Services

Broadband Access93.0%
EV Charging Stations49
Alt Fuel Stations54
Public Libraries7
Healthcare Facilities632
Restaurants457
Retail Stores676

Safety & Disasters

Fatal Crashes (County/yr)31
FEMA Disaster Declarations364
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute17.3 min
Drive Alone69.8%
Public Transit0.9%
Work from Home12.2%

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