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Chilton, TX

Texas · McLennan County · Waco Metro

Chilton is a small town in Texas with a population of 804. Residents earn $38,182 per year, which is 49% below the national average.

3.1 /5.0
B Good
804 Population 204/sq mi density
$38,182 Median Income $79,966 per capita
$91,500 Home Value
$850 Median Rent 31.5% income on rent
65°F Avg Temperature 303 sunny days/yr
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
D
Economy
1.7 / 5.0
$38,182 median income, 12.4% unemployment
A+
Affordability
5.0 / 5.0
$91,500 home value, $850/mo rent
C+
Education
2.6 / 5.0
19.4% bachelor's degree or higher
Median Income $38,182
49% lower than US avg
Home Value $91,500
68% lower than US avg
Bachelor's+ 19.4%
42% lower than US avg
Median Rent $850
27% lower than US avg
Obesity Rate 38.8%
21% higher than US avg
Unemployment 12.4%
244% higher than US avg
Poverty Rate 22.7%
83% higher than US avg

How Chilton Compares to the U.S. Average (100% = U.S. avg)

People

Population804
Median Age40.5 yrs
Density204/mi²
Male / Female43% / 57%
Largest GroupWhite 40%
Veterans3.4%

Economy

D
Median Income$38,182
Per Capita$79,966
Unemployment12.4%
Poverty22.7%
County GDP$18,479M
Commute24 min

Housing

A+
Home Value$91,500
Rent$850
OwnershipN/A
Housing Units335
Rent Burden31.5%

Health

Obesity38.8%
Uninsured24.7%
Smoking13.8%
Depression20.6%
Heart Disease6.0%

Climate

Avg Temp65°F (19°C)
AQI42 (Good)
Rain38.1 in/yr
Sunny Days303/yr
Elevation453 ft (138 m)

Education

C+
Bachelor's+19.4%
High School+69.9%
Graduate+6.8%
School Score5.10

Community

2024 VoteR 65% / D 34%
Commute24 min
Broadband61.8%
Libraries9

Is Chilton a Good Place to Live?

Based on current data, Chilton receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, an elevated poverty rate, a high uninsured rate. Chilton offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Chilton is $38,182, 49% below the national average of $75,149. At 12.4%, unemployment is notably high. The poverty rate of 22.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Chilton is $91,500, 68% below the national median — offering relatively affordable homeownership. Renters pay a median of $850 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.

Education

19.4% of residents hold a bachelor's degree, below the national average of 33.7%. 69.9% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Chilton enjoys a moderate climate with an average annual temperature of 65°F. Winters average 46°F in January while summers reach 83°F in July. With 303 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.1 inches. Air quality is rated Good with a median AQI of 42.

Chilton has a population of 804 with a density of 204 people per square mile, spread across 4.0 square miles. The median age is 40.5 years, 4% older than the national median of 38.9. The gender split is 57% female and 43% male. The city is predominantly White (39.6%), with 4.1% Hispanic, 20.4% Black. English is the primary language spoken at home by 48.2% of residents, while 51.8% speak Spanish. 3.4% of the population are veterans, below the national rate of 6.0%. 20.5% of residents have a disability (above the 13.0% national average). 92.7% have health insurance coverage.

Population

804
Total Population
204
People / sq mi
40.5yrs
Median Age
4% above US avg
4.0mi²
Land Area

Gender Distribution

Male 43%
Female 57%

Race & Ethnicity

Chilton vs U.S. Average

Language Spoken at Home

English Only48.2%
39% below US avg
Spanish51.8%
287% above US avg

Social Characteristics

Chilton vs U.S. Average

The median household income in Chilton is $38,182, which is 49% below the national average of $75,149. Per capita income is $79,966 (above the $39,052 national figure). The average weekly wage is $1,161, 19% lower than the U.S. average. The unemployment rate is 12.4% (above the 3.6% US average). 22.7% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 6,039 business establishments, including 607 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 24 minutes. 0.0% of workers work from home (below the 15.2% national rate).

Income: Chilton vs U.S.

Commute Mode

Income

Median HH Income$38,182
49% below US avg
Per Capita Income$79,966
Avg Weekly Wage$1,161
IRS Avg AGI$72,514

Employment & Poverty

Unemployment12.4%
244% above US avg
Poverty Rate22.7%
83% above US avg
Establishments (County)6,039
County GDP$18,479M

Business (County)

Restaurants607
Healthcare682
Retail879
Manufacturing250

Tax & Cost of Living

Property Tax (IRS)$8,892
154% above US avg
Cost of Living97.10 (100=avg)
Effective Tax Rate9.72%

Commute & Transportation

Commute Time24.0 min
Drive Alone86.1%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Chilton is $91,500, 68% below the national median of $281,900. Monthly rent averages $850 (27% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. There are 335 total housing units in the city. The median year a home was built is 1975. The average annual property tax is $8,892 (higher than the $3,500 national average). 31.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median$91,500
68% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$850
27% below US avg
Rent Burden31.5%

HUD Fair Market Rent

Studio$887
1 Bedroom$935
2 Bedrooms$1,149
3 Bedrooms$1,497
4 Bedrooms$1,733

Ownership & Property

Owner-Occupied76.0%
Housing Units335
Median Year Built1975

Property Tax

Avg Tax (IRS)$8,892
154% above US avg
Effective Rate9.72%
In Chilton, 38.8% of adults are obese, above the national rate of 32.1%. 14.0% have diabetes (above the 10.5% national rate). Heart disease affects 6.0% of residents. 34.1% have high blood pressure. 13.8% are current smokers. 17.2% report binge drinking. 32.1% are physically inactive, above the national average. 20.6% report depression. 17.6% experience frequent mental distress. 24.7% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,303. The dentist ratio is 1:1,803. 67.9% of residents have access to exercise opportunities. The food environment index is 6.0 out of 10.

Health Metrics: Chilton vs U.S. Average (%)

Chronic Conditions

Obesity38.8%
21% above US avg
Diabetes14.0%
Heart Disease6.0%
High Blood Pressure34.1%
Asthma9.4%
COPD5.7%
Cancer5.3%
Stroke3.4%

Behaviors & Mental Health

Smoking13.8%
1% below US avg
Binge Drinking17.2%
Physical Inactivity32.1%
Depression20.6%
Mental Distress17.6%
Physical Distress14.3%
Short Sleep39.6%

Healthcare Access

Insurance Rate92.7%
Uninsured24.7%
187% above US avg
Primary Care1:1,303
Dentists1:1,803
Mental Health1:465
Checkup Rate72.2%
Dental Visits49.6%
Premature Death9,298/100K

Food & Exercise

Food Environment6.0/10
Exercise Access67.9%
Healthcare Facilities682
Chilton enjoys a temperate climate with an average annual temperature of 65°F (19°C). Winters average 46°F in January while summers reach 83°F in July. The area gets 303 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 38.1 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 453 feet.

Temperature

46°F Jan (8°C) 83°F Jul (29°C)
Annual Average65.4°F
21% above US avg
January Average46°F (8°C)
July Average83°F (29°C)
Sunny Days303 days/yr

Precipitation & Snow

Annual Rainfall38.1 inches
0% below US avg
Snowfall0.1 inches/yr

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation453 ft (138 m)
Area4.0 sq mi (10.2 km²)
Population Density204/sq mi
Coordinates31.2860°N, 97.0604°W
TimezoneAmerica/Chicago
CountyMcLennan County County
County FIPS48309

Monthly Weather

Month Avg Temperature Precipitation Summary
January 46°F (8°C) 2.0 in Coldest
February 52°F (11°C) 2.5 in
March 59°F (15°C) 2.7 in
April 67°F (19°C) 3.2 in
May 74°F (23°C) 4.8 in Wettest
June 81°F (27°C) 3.4 in
July 83°F (29°C) 1.9 in Driest
August 84°F (29°C) 2.0 in Warmest
September 78°F (26°C) 3.7 in
October 69°F (20°C) 3.7 in
November 58°F (14°C) 2.9 in
December 50°F (10°C) 2.4 in

Chilton has a seasonal temperature swing of 38°F — from 46°F in January to 84°F in August. Total annual precipitation is 35.1 inches, with May being the wettest month (4.8") and July the driest (1.9").

Chilton is located in McLennan County. It is classified as Metro — 250K–1M, part of a metropolitan area. 19.4% of adults hold a bachelor's degree or higher, 42% below the national average of 33.7%. 69.9% have completed high school. 6.8% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.1 out of 10. In the 2024 presidential election, the county voted Republican with 64.9% of the vote, a 30.9-point margin. 61.8% of households have broadband internet access (below the 90.0% national rate). There are 9 public libraries serving the community. 682 healthcare facilities operate in the area. 86.1% of workers drive alone to work.

2024 Presidential Election (County)

R 64.9%
D 34%

Winner: Republican by 30.9 points

Education

Bachelor's Degree+19.4%
42% below US avg
High School+69.9%
Graduate Degree+6.8%
School Test Score5.10
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density204/sq mi
Total Area4.0 sq mi
CountyMcLennan County County

Infrastructure & Services

Broadband Access61.8%
Public Libraries9
Healthcare Facilities682
Restaurants607
Retail Stores879

Safety & Disasters

Fatal Crashes (County/yr)38

Commute & Transportation

Avg Commute24.0 min
Drive Alone86.1%
Public Transit0.0%
Work from Home0.0%

Frequently Asked Questions About Chilton

What is the population of Chilton?

Chilton has a population of 804 residents and is located in Texas. The population density is 204 people per square mile, spread across 4.0 square miles. The median age of residents is 40.5 years. The population is 57% female and 43% male.

Is Chilton expensive to live in?

Chilton has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $38,182, 49% below the national average of $75,149. The median home value is $91,500 (68% below the U.S. median). Renters pay a median of $850 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.

What is the weather like in Chilton?

Chilton enjoys a temperate climate with an average annual temperature of 65°F (19°C). Winter temperatures average 46°F in January, while summers reach an average of 83°F in July. The area receives 303 sunny days per year, well above the national average of 205. Annual rainfall totals 38.1 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.

How is the job market in Chilton?

The job market in Chilton faces challenges, with unemployment at 12.4% — significantly above the national rate of 3.6%. The average weekly wage is $1,161. There are 6,039 business establishments in the area, including 607 restaurants and food service locations. The average commute time is 24 minutes, and 0.0% of workers work from home.

How much does housing cost in Chilton?

The median home value in Chilton is $91,500. For renters, the median monthly rent is $850. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The average annual property tax is $8,892.

How are the schools in Chilton?

Schools in Chilton score 5.1 out of 10 on standardized testing, near the national average. 19.4% of adults in Chilton hold a bachelor's degree or higher, below the national average of 33.7%. 69.9% have completed high school. 6.8% hold a graduate or professional degree.

How healthy is Chilton?

The obesity rate in Chilton is 38.8% (above the national rate of 32.1%). 13.8% of adults are smokers. 32.1% are physically inactive. 20.6% of residents report depression. 24.7% lack health insurance (above the national rate). 67.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,303.

What is transportation like in Chilton?

The average commute in Chilton is 24 minutes, shorter than the national average of 28 minutes. 86.1% of workers drive alone to work, and 0.0% work from home.

What are the demographics of Chilton?

The racial and ethnic makeup of Chilton is 39.6% White, 20.4% Black or African American, 4.1% Hispanic or Latino. 48.2% of residents speak only English at home, while 51.8% speak Spanish. 3.4% of the population are military veterans. 20.5% of residents have a disability. 92.7% have health insurance coverage.

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