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Chipley, FL

Full City Profile · Florida · Washington County County

2.8 /5.0
C+ Fair
3,678 Population 836/sq mi density
$34,311 Median Income $24,442 per capita
$132,800 Home Value $218,775 Zillow
$819 Median Rent 34.0% income on rent
68°F Avg Temperature 313 sunny days/yr
729 Violent Crime/100K 3,224 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$34,311 median income, 1.9% unemployment
A+
Affordability
4.5 / 5.0
$132,800 home value, $819/mo rent
F
Safety
1.0 / 5.0
729 violent crimes/100K (92% above avg)
C
Education
2.4 / 5.0
18.1% bachelor's degree or higher

Chipley, FL

At a Glance

Median Income
$34,311
54% below
$24,442 per capita
Home Value
$132,800
53% below
Zillow: $218,775
Median Rent
$819/mo
30% below
34.0% of income on rent
Violent Crime
729/100K
92% above
3,224/100K property
Bachelor's Degree+
18.1%
46% below
82.8% high school+
Unemployment
1.9%
47% below
16.3% poverty rate
Obesity Rate
40.7%
27% above
18.5% smoking rate
Avg Temperature
68°F
313 sunny days/yr

How Chipley Compares to the U.S. Average

Each bar shows Chipley's value as a percentage of the national average (100% = U.S. avg)

Income
46%
Home Value
47%
Rent
70%
Poverty
131%
Bachelor's
54%
Unemployment
53%
Crime
192%
Thin vertical line = U.S. national average (100%)

Is Chipley a Good Place to Live?

C+
2.8 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Chipley residents earn a median household income of $34,311 , which is 54% below the national average of $75,149. Per capita income is $24,442. The unemployment rate stands at 1.9% (47% below the U.S. rate of 3.6%). 16.3% of residents live below the poverty line. The area is home to 552 business establishments, including 41 restaurants.

Housing & Cost of Living

The median home value in Chipley is $132,800 , 53% below the national median of $281,900. Zillow estimates the typical home at $218,775. Median rent is $819/month, with 34.0% of renters spending more than 30% of income on housing. The cost of living index is 103.4 (100 = national average). The median home was built in 1965.

Safety & Crime

Chipley reports 729 violent crimes per 100,000 residents , which is 92% above the national average of 380/100K. Property crime is 3,224/100K. The murder rate is 0.0/100K.

Education

18.1% of adults in Chipley hold a bachelor's degree or higher (46% below the national average). 82.8% have completed high school. Local schools score 5.5/10 in standardized testing.

Climate & Weather

Chipley has an average annual temperature of 68°F (20°C). Winters average 51°F in January while summers reach 83°F in July. The area gets 313 sunny days per year. Annual precipitation totals 60.8 inches. Air quality is rated Good with a median AQI of 41.

Data Overview

People

Population3,678
Median Age33.0 yrs
Density836/mi²
Male / Female39% / 61%
Foreign Born13.6%
Veterans10.3%

Economy

B
Median Income$34,311
Per Capita$24,442
Unemployment1.9%
Poverty16.3%
County GDP$943M
Avg Weekly Wage$876

Housing

A+
Home Value$132,800
Rent$819
Ownership66.7%
Zillow$218,775
Housing Units1,658
Rent Burden34.0%

Crime

F
Violent729/100K
Property3,224/100K
Murder0.0/100K
Assault533/100K
Burglary364/100K

Health

Obesity40.7%
Diabetes13.0%
Smoking18.5%
Heart Disease6.7%
Premature Death10,978/100K

Climate

Avg Temp68°F
Sunny Days313/yr
Rain60.8 in/yr
AQI41 (Good)
Elevation131 ft

Education

C
Bachelor's+18.1%
High School+82.8%
Graduate+7.3%
School Score5.5/10

Community

2024 VoteR 82% / D 17%
Commute30 min
Broadband89.5%
Internet Speed29 Mbps
EV Stations4
Libraries4

Did You Know?

Chipley was founded in 1882.
The median home in Chipley was built in 1965.
The nearest airport is Northwest Florida Beaches International (33 miles).
The Gini coefficient (income inequality) is 0.438 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
15.0% of the population has a disability.
13.6% of residents are foreign-born.
The county recorded 5 fatal vehicle crashes.