Median Income
$81,542
9% higher than US avg
Home Value
$169,900
40% lower than US avg
Violent Crime
79/100K
79% lower than US avg
Bachelor's+
22.0%
35% lower than US avg
Median Rent
$1,135
2% lower than US avg
Obesity Rate
37.3%
16% higher than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
3.6%
71% lower than US avg
How Chippewa Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population671
Median Age51.5 yrs
Density2,684/mi²
Male / Female53% / 47%
Largest GroupWhite 98%
Veterans8.4%
Economy
A+
Median Income$81,542
Per Capita$39,975
Unemployment1.4%
Poverty3.6%
County GDP$10,413M
Commute30 min
Housing
A+
Home Value$169,900
Rent$1,135
Ownership81.6%
Zillow$206,982
Housing Units411
Rent Burden26.1%
Crime
F
Violent79/100K
Property1,465/100K
Health
Obesity37.3%
Uninsured7.7%
Smoking15.5%
Depression26.2%
Heart Disease5.6%
Climate
Avg Temp49°F (9°C)
AQI43 (Good)
Rain40.6 in/yr
Sunny Days275/yr
Elevation1,028 ft (313 m)
Education
C+
Bachelor's+22.0%
High School+96.6%
Graduate+7.9%
School Score6.86
Community
2024 VoteR 62% / D 37%
Commute30 min
Broadband90.3%
EV Stations1
Libraries8
Is Chippewa Lake a Good Place to Live?
Based on current data, Chippewa Lake receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Chippewa Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Chippewa Lake is $81,542, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.4%. Only 3.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Chippewa Lake is $169,900, 40% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,135 per month. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Chippewa Lake is a very safe community with a violent crime rate of 79 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,465 per 100,000, 25% below the national average.
Education
22.0% of residents hold a bachelor's degree, below the national average of 33.7%. 96.6% have completed high school. Local schools score 6.9/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Chippewa Lake experiences four distinct seasons with an average temperature of 49°F. Winters average 25°F in January while summers reach 71°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.6 inches, including 35.7 inches of snow. Air quality is rated Good with a median AQI of 43.
Chippewa Lake has a population of 671 with a density of 2,684 people per square mile, spread across 0.3 square miles. The median age is 51.5 years, 32% older than the national median of 38.9. The gender split is 47.2% female and 52.8% male. The city is predominantly White (98.1%). English is the primary language spoken at home by 97.8% of residents. 8.4% of the population are veterans, above the national rate of 6.0%. 18.0% of residents have a disability (above the 13.0% national average). 95.5% have health insurance coverage.
Population
51.5yrs
Median Age
32% above US avg
Race & Ethnicity
Chippewa Lake vs U.S. Average
Language Spoken at Home
English Only
97.8%
25% above US avg
Spanish
2.2%
84% below US avg
Social Characteristics
Chippewa Lake vs U.S. Average
The median household income in Chippewa Lake is $81,542, which is 9% above the national average of $75,149. Per capita income is $39,975. The average weekly wage is $1,117, 22% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 3.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 5,238 business establishments, including 338 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 30 minutes. 10.6% of workers work from home (below the 15.2% national rate).
Income: Chippewa Lake vs U.S.
Income
| Median HH Income | $81,542 |
| 9% above US avg |
| Per Capita Income | $39,975 |
| Avg Weekly Wage | $1,117 |
| IRS Avg AGI | $89,943 |
| Gini Index | 0.416 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 3.6% |
| 71% below US avg |
| Establishments (County) | 5,238 |
| County GDP | $10,413M |
Business (County)
| Restaurants | 338 |
| Healthcare | 380 |
| Retail | 471 |
| Manufacturing | 271 |
Tax & Cost of Living
| Property Tax (IRS) | $6,259 |
| 79% above US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 3.68% |
Commute & Transportation
| Commute Time | 29.6 min |
| Drive Alone | 83.7% |
| Public Transit | 0.0% |
| Work from Home | 10.6% |
The median home value in Chippewa Lake is $169,900, 40% below the national median of $281,900. Zillow estimates the typical home value at $206,982, higher than the Census estimate. Monthly rent averages $1,135 (2% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 81.6% of housing units are owner-occupied (above the 65.4% national rate). There are 411 total housing units in the city. The median year a home was built is 1954. The average annual property tax is $6,259 (higher than the $3,500 national average). 26.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $169,900 |
| 40% below US avg |
| Zillow ZHVI | $206,982 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,135 |
| 2% below US avg |
| Rent Burden | 26.1% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 81.6% |
| Owner-Occupied | 81.6% |
| Renter-Occupied | 18.4% |
| Housing Units | 411 |
| Median Year Built | 1954 |
Property Tax
| Avg Tax (IRS) | $6,259 |
| 79% above US avg |
| Effective Rate | 3.68% |
In Chippewa Lake, 37.3% of adults are obese, above the national rate of 32.1%. 10.1% have diabetes. Heart disease affects 5.6% of residents. 32.4% have high blood pressure. 15.5% are current smokers. 19.6% report binge drinking. 25.2% are physically inactive. 26.2% report depression (above the 20.0% national average). 18.7% experience frequent mental distress. 7.7% of residents lack health insurance. The primary care physician ratio is 1:1,606. The dentist ratio is 1:1,799. 92.7% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Chippewa Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.3% |
| 16% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 5.6% |
| High Blood Pressure | 32.4% |
| Asthma | 11.1% |
| COPD | 6.7% |
| Cancer | 7.7% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.5% |
| 11% above US avg |
| Binge Drinking | 19.6% |
| Physical Inactivity | 25.2% |
| Depression | 26.2% |
| Mental Distress | 18.7% |
| Physical Distress | 12.8% |
Healthcare Access
| Insurance Rate | 95.5% |
| Uninsured | 7.7% |
| 10% below US avg |
| Primary Care | 1:1,606 |
| Dentists | 1:1,799 |
| Mental Health | 1:524 |
| Checkup Rate | 76.8% |
| Dental Visits | 65.4% |
| Premature Death | 5,777/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 92.7% |
| Healthcare Facilities | 380 |
Chippewa Lake has a violent crime rate of 79 per 100,000 residents, 79% below the national average of 380. Property crime stands at 1,465 per 100,000, 25% below the U.S. average. The county recorded 11 fatal traffic crashes. Overall, Chippewa Lake receives a safety grade of F.
Crime Rates: Chippewa Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 79.1/100K |
| 79% below US avg |
| |
Property Crime
| Total Property | 1,465.1/100K |
| 25% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 11 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Chippewa Lake experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 25°F in January while summers reach 71°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.6 inches. The area receives 35.7 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,028 feet.
Temperature
25°F Jan (-4°C)
71°F Jul (22°C)
| Annual Average | 48.6°F |
| 10% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,028 ft (313 m) |
| Area | 0.3 sq mi (0.6 km²) |
| Population Density | 2,684/sq mi |
| Coordinates | 41.0741°N, 81.9035°W |
| Timezone | America/New_York |
| County | Medina County County |
| Nearest Airport | Akron Fulton International (AKC) 23 miles away |
Precipitation & Snow
Annual Rainfall
40.6"
7% above US avg
Wettest Month (Jul)
3.90"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0459 ppm |
| PM2.5 (Fine Particles) | 10.0 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 69.0 / 100 |
| Social Vulnerability | 15.3 / 100 |
| Community Resilience | 89.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively High |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
52 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.5. Most recent: M2.5 on May 12, 2025.
| Sep 25, 1998 |
2 km SW of Adamsville, Pennsylvania |
M4.5 |
135 km |
| Jun 10, 2019 |
1 km NW of Timberlake, Ohio |
M4.0 |
77 km |
| Jan 26, 2001 |
8 km NNW of Edgewood, Ohio |
M3.9 |
133 km |
| Mar 12, 2007 |
Ohio |
M3.7 |
49 km |
| Aug 28, 2023 |
7 km SE of Madison, Ohio |
M3.6 |
107 km |
| Jun 30, 2003 |
6 km NW of Perry, Ohio |
M3.6 |
100 km |
| Oct 16, 1993 |
8 km SSE of Madison, Ohio |
M3.6 |
102 km |
| Jun 20, 2006 |
9 km WNW of North Perry, Ohio |
M3.5 |
102 km |
| Mar 15, 1992 |
15 km NW of North Perry, Ohio |
M3.5 |
108 km |
| Apr 20, 2018 |
Michigan |
M3.4 |
148 km |
| Jun 3, 2017 |
1 km WNW of Batesville, Ohio |
M3.4 |
139 km |
| Jan 26, 1991 |
1 km NNE of Mayfield Heights, Ohio |
M3.4 |
64 km |
| Jun 3, 2001 |
3 km N of Edgewood, Ohio |
M3.4 |
132 km |
| Jun 30, 2004 |
2 km WNW of Madison, Ohio |
M3.3 |
104 km |
| Jul 1, 2013 |
5 km NNW of Fairport Harbor, Ohio |
M3.2 |
95 km |
| Jan 9, 2008 |
6 km WNW of Mentor-on-the-Lake, Ohio |
M3.1 |
82 km |
| Apr 24, 2025 |
3 km S of Pleasant City, Ohio |
M3.1 |
137 km |
| Mar 11, 2006 |
8 km NNW of Mentor-on-the-Lake, Ohio |
M3.1 |
89 km |
| Apr 22, 2025 |
3 km ESE of Buffalo, Ohio |
M3.1 |
136 km |
| Jun 5, 2011 |
5 km W of Lodi, Ohio |
M3.0 |
16 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
364 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 45 fatalities, 828 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 31, 1985 |
EF5 |
65 km |
18 |
| Apr 11, 1965 |
EF4 |
34 km |
18 |
| Jul 12, 1992 |
EF3 |
19 km |
0 |
| Jul 12, 1992 |
EF3 |
36 km |
0 |
| May 31, 1985 |
EF3 |
85 km |
0 |
| May 2, 1983 |
EF3 |
36 km |
1 |
| Oct 12, 1978 |
EF3 |
88 km |
0 |
| Jun 3, 1973 |
EF3 |
42 km |
0 |
| Sep 29, 1966 |
EF3 |
51 km |
0 |
| Mar 14, 2024 |
EF2 |
79 km |
0 |
| Aug 24, 2023 |
EF2 |
51 km |
0 |
| Aug 24, 2023 |
EF2 |
82 km |
0 |
| Jun 15, 2023 |
EF2 |
69 km |
0 |
| Jul 29, 2021 |
EF2 |
91 km |
0 |
| Apr 14, 2019 |
EF2 |
71 km |
0 |
| Nov 5, 2017 |
EF2 |
84 km |
0 |
| Nov 5, 2017 |
EF2 |
90 km |
0 |
| Sep 4, 2017 |
EF2 |
88 km |
0 |
| Sep 16, 2010 |
EF2 |
34 km |
0 |
| Jun 22, 2006 |
EF2 |
52 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.3 in |
Coldest |
| February |
27°F (-3°C) |
2.1 in |
Driest |
| March |
37°F (3°C) |
2.9 in |
|
| April |
47°F (9°C) |
3.3 in |
|
| May |
58°F (15°C) |
3.7 in |
|
| June |
67°F (19°C) |
3.9 in |
|
| July |
71°F (22°C) |
3.9 in |
Warmest, Wettest |
| August |
70°F (21°C) |
3.6 in |
|
| September |
63°F (17°C) |
3.5 in |
|
| October |
52°F (11°C) |
2.6 in |
|
| November |
41°F (5°C) |
3.2 in |
|
| December |
30°F (-1°C) |
2.9 in |
|
Chippewa Lake has a seasonal temperature swing of 46°F / from 25°F in January to 71°F in July. Total annual precipitation is 38.0 inches, with July being the wettest month (3.9") and February the driest (2.1").
Average costs for common services in Chippewa Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,277 |
| Toddler | $1,147 |
| Preschool | $1,005 |
| Family Childcare (monthly) |
| Infant | $866 |
| Toddler | $823 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Chippewa Lake
What is the population of Chippewa Lake?
Chippewa Lake has a population of 671 residents and is located in Ohio. The population density is 2,684 people per square mile, spread across 0.3 square miles. The median age of residents is 51.5 years, which is older than the national median of 38.9 years. The population is 47.2% female and 52.8% male.
Is Chippewa Lake expensive to live in?
Chippewa Lake is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $81,542, 9% above the national average of $75,149. The median home value is $169,900 (40% below the U.S. median). Renters pay a median of $1,135 per month. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Chippewa Lake safe?
Chippewa Lake is considered a very safe city with a violent crime rate of 79 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,465 per 100,000 (below the national average). Overall, Chippewa Lake receives a safety grade of F based on combined crime data.
What is the weather like in Chippewa Lake?
Chippewa Lake has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 25°F in January, while summers reach an average of 71°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 40.6 inches, with 35.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Chippewa Lake?
The job market in Chippewa Lake is very strong, with unemployment at just 1.4% / well below the national rate of 3.6%. The average weekly wage is $1,117. There are 5,238 business establishments in the area, including 338 restaurants and food service locations. The average commute time is 30 minutes, and 10.6% of workers work from home.
How much does housing cost in Chippewa Lake?
The median home value in Chippewa Lake is $169,900. Zillow estimates the typical home value at $206,982. For renters, the median monthly rent is $1,135. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 81.6%. The average annual property tax is $6,259.
How are the schools in Chippewa Lake?
Schools in Chippewa Lake score 6.9 out of 10 on standardized testing, near the national average. 22.0% of adults in Chippewa Lake hold a bachelor's degree or higher, below the national average of 33.7%. 96.6% have completed high school. 7.9% hold a graduate or professional degree.
How healthy is Chippewa Lake?
The obesity rate in Chippewa Lake is 37.3% (above the national rate of 32.1%). 15.5% of adults are smokers. 25.2% are physically inactive. 26.2% of residents report depression. 7.7% lack health insurance. 92.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,606.
What is transportation like in Chippewa Lake?
The average commute in Chippewa Lake is 30 minutes. 83.7% of workers drive alone to work, and 10.6% work from home.
What are the demographics of Chippewa Lake?
The racial and ethnic makeup of Chippewa Lake is 98.1% White, 0.6% Hispanic or Latino. 97.8% of residents speak only English at home. 8.4% of the population are military veterans. 18.0% of residents have a disability. 95.5% have health insurance coverage.