Median Income
$81,542
9% higher than US avg
Home Value
$169,900
40% lower than US avg
Bachelor's+
22.0%
35% lower than US avg
Median Rent
$1,135
2% lower than US avg
Obesity Rate
37.3%
16% higher than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
3.6%
71% lower than US avg
How Chippewa Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population671
Median Age51.5 yrs
Density2,684/mi²
Male / Female53% / 47%
Largest GroupWhite 98%
Veterans8.4%
Economy
A+
Median Income$81,542
Per Capita$39,975
Unemployment1.4%
Poverty3.6%
County GDP$10,413M
Commute30 min
Housing
A+
Home Value$169,900
Rent$1,135
OwnershipN/A
Zillow$206,982
Rent Burden26.1%
Health
Obesity37.3%
UninsuredN/A
Depression26.2%
Heart Disease5.6%
Climate
Avg Temp49°F
AQI43 (Good)
Rain40.6 in/yr
Elevation1,028 ft
Education
C+
Bachelor's+22.0%
High School+96.6%
School Score5.90
Community
2024 VoteR 62% / D 37%
Commute30 min
Broadband90.3%
Libraries8
Is Chippewa Lake a Good Place to Live?
Based on current data, Chippewa Lake receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Chippewa Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Chippewa Lake is $81,542, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.4%. Only 3.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Chippewa Lake is $169,900, 40% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,135 per month. At just 2.1x median income, home prices are very affordable relative to local earnings.
Education
22.0% of residents hold a bachelor's degree, below the national average of 33.7%. 96.6% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Chippewa Lake experiences four distinct seasons with an average temperature of 49°F. Winters average 25°F in January while summers reach 71°F in July. Annual precipitation totals 40.6 inches, including 35.7 inches of snow. Air quality is rated Good with a median AQI of 43.
Chippewa Lake has a population of 671 with a density of 2,684 people per square mile. The median age is 51.5 years, 32% older than the national median of 38.9. The city is predominantly White (98.1%).
Population
51.5yrs
Median Age
32% above US avg
Race & Ethnicity
Chippewa Lake vs U.S. Average
Language Spoken at Home
| English Only | 97.8% |
| 25% above US avg |
| Spanish | 2.2% |
| 84% below US avg |
Social Characteristics
Chippewa Lake vs U.S. Average
The median household income in Chippewa Lake is $81,542, which is 9% above the national average of $75,149. The unemployment rate is 1.4% (below the 3.6% US average). 3.6% of residents live below the poverty line. Workers commute an average of 30 minutes.
Income: Chippewa Lake vs U.S.
Income
| Median HH Income | $81,542 |
| 9% above US avg |
| Per Capita Income | $39,975 |
| Avg Weekly Wage | $1,117 |
| IRS Avg AGI | $89,943 |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 3.6% |
| 71% below US avg |
| Establishments (County) | 5,238 |
| County GDP | $10,413M |
Business (County)
| Restaurants | 338 |
| Healthcare | 380 |
| Retail | 471 |
| Manufacturing | 271 |
Tax & Cost of Living
| Property Tax (IRS) | $6,259 |
| 79% above US avg |
| Effective Tax Rate | 3.68% |
Commute & Transportation
| Commute Time | 29.6 min |
| Drive Alone | 83.7% |
| Public Transit | 0.0% |
| Work from Home | 10.6% |
The median home value in Chippewa Lake is $169,900, 40% below the national average. Monthly rent averages $1,135 (2% below US avg). Zillow estimates the typical home value at $206,982.
Home Values
| Census Median | $169,900 |
| 40% below US avg |
| Zillow ZHVI | $206,982 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,135 |
| 2% below US avg |
| Rent Burden | 26.1% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $6,259 |
| 79% above US avg |
| Effective Rate | 3.68% |
In Chippewa Lake, 37.3% of adults are obese (above the 32.1% national rate). 26.2% report depression. 25.2% are physically inactive.
Health Metrics: Chippewa Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.3% |
| 16% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 5.6% |
| High Blood Pressure | 32.4% |
| Asthma | 11.1% |
| COPD | 6.7% |
| Stroke | 2.8% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.6% |
| Physical Inactivity | 25.2% |
| Depression | 26.2% |
| Mental Distress | 18.7% |
| Physical Distress | 12.8% |
Healthcare Access
| Insurance Rate | 95.5% |
| |
| Checkup Rate | 76.8% |
| Premature Death | 5,777/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 92.7% |
| Healthcare Facilities | 380 |
Crime Rates: Chippewa Lake vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 11 |
Safety Score
Chippewa Lake has an average annual temperature of 49°F (9°C). Winters average 25°F in January while summers reach 71°F in July. Annual precipitation is 40.6 inches. Air quality is rated Good with a median AQI of 43.
Temperature
25°F Jan (-4°C)
71°F Jul (22°C)
| Annual Average | 48.6°F |
| 10% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 71°F (22°C) |
Precipitation & Snow
| Annual Rainfall | 40.6 inches |
| 7% above US avg |
| Snowfall | 35.7 inches/yr |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 1,028 ft (313 m) |
| Area | 0.3 sq mi (0.6 km²) |
| Population Density | 2,684/sq mi |
| Coordinates | 41.0741°N, 81.9035°W |
| County FIPS | 39103 |