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Clay, AL

Full City Profile · Alabama · St. Clair County County

3.4 /5.0
B Good
10,288 Population 912/sq mi density
$86,163 Median Income $33,528 per capita
$198,400 Home Value $248,695 Zillow
$1,373 Median Rent 34.0% income on rent
62°F Avg Temperature 304 sunny days/yr
95 Violent Crime/100K 905 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$86,163 median income, 2.1% unemployment
A+
Affordability
5.0 / 5.0
$198,400 home value, $1,373/mo rent
F
Safety
1.0 / 5.0
95 violent crimes/100K
C+
Education
2.9 / 5.0
23.3% bachelor's degree or higher

Housing Overview

Median Home Value
$198,400
30% below
US avg: $281,900
Median Rent
$1,373/mo
18% above
US avg: $1,163/mo
Homeownership Rate
93.8%
43% above US avg (65.4%)
Total Housing Units
4,258
Median year built: 1993

Home Value by Source

Census Median
$198,400
Zillow (ZHVI)
$248,695
Median Sale Price
$239,900
Median List Price
$234,500
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

93.8%
Owner-Occupied
6.2%
Renter-Occupied
94%
6%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$576/mo
1 Bedroom
$591/mo
2 Bedroom
$776/mo
3 Bedroom
$1,024/mo
4 Bedroom
$1,027/mo
Census median rent: $1,373/mo · Zillow rent: $1,689/mo

Market Indicators (Redfin)

Median Days on Market
93 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
9
Price Drops
15.0%
of listings with price reduction
Price Per Sq Ft
$134
Active Inventory
60
homes for sale

Affordability & Housing Stock

Rent Burden
34.0%
of renters spending 30%+ of income on housing
10% above US avg (31.0%)
Median Year Built
1993
Average age of housing stock: 33 years
Homeownership Rate
93.8%

Complete Housing Data

Home Values

Census Median Value$198,400
Zillow Home Value (ZHVI)$248,695
Median Sale Price$239,900
Median List Price$234,500
Price Per Sq Ft$134

Rent

Census Median Rent$1,373
Zillow Rent (ZORI)$1,689
FMR Studio$576
FMR 1-Bedroom$591
FMR 2-Bedroom$776
FMR 3-Bedroom$1,024
FMR 4-Bedroom$1,027

Market

Days on Market93
Sale-to-List Ratio1.0%
Price Drops15.0%
Homes Sold9
Active Inventory60
Price Per Sq Ft$134

Ownership & Stock

Owner-Occupied93.8%
Renter-Occupied6.2%
Homeownership Rate93.8%
Total Housing Units4,258
Median Year Built1993
Rent Burden34.0%