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Clay City, KY
Full City Profile · Kentucky · Powell County County
2.7
/5.0
C+
Fair
1,352
Population
1,275/sq mi density
$32,571
Median Income
$18,016 per capita
$108,600
Home Value
$145,234 Zillow
$609
Median Rent
29.7% income on rent
55°F
Avg Temperature
299 sunny days/yr
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.1 / 5.0
$32,571 median income, 4.2% unemployment
A+
Affordability
4.8 / 5.0
$108,600 home value, $609/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
F
Education
1.4 / 5.0
4.6% bachelor's degree or higher
Housing Overview
Median Home Value
$108,600
61% below
US avg: $281,900
Median Rent
$609/mo
48% below
US avg: $1,163/mo
Homeownership Rate
42.2%
35% below US avg (65.4%)
Total Housing Units
671
Median year built: 1975
Home Value by Source
Census Median
$108,600
Zillow (ZHVI)
$145,234
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
42.2%
Owner-Occupied
57.8%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$662/mo
1 Bedroom
$759/mo
2 Bedroom
$866/mo
3 Bedroom
$1,176/mo
4 Bedroom
$1,308/mo
Census median rent:
$609/mo
Affordability & Housing Stock
Rent Burden
29.7%
of renters spending 30%+ of income on housing
4% below US avg (31.0%)
Median Year Built
1975
Average age of housing stock: 51 years
Homeownership Rate
42.2%
Complete Housing Data
Home Values
| Census Median Value | $108,600 |
| Zillow Home Value (ZHVI) | $145,234 |
Rent
| Census Median Rent | $609 |
| FMR Studio | $662 |
| FMR 1-Bedroom | $759 |
| FMR 2-Bedroom | $866 |
| FMR 3-Bedroom | $1,176 |
| FMR 4-Bedroom | $1,308 |
Market
Ownership & Stock
| Owner-Occupied | 42.2% |
| Renter-Occupied | 57.8% |
| Homeownership Rate | 42.2% |
| Total Housing Units | 671 |
| Median Year Built | 1975 |
| Rent Burden | 29.7% |