Kentucky
Clay is a small town in Kentucky with a population of 1,112. Residents earn $43,884 per year, which is 42% below the national average.
Based on current data, Clay receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing. Areas to be aware of include above-average unemployment, below-average incomes. Clay offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Clay is $43,884, 42% below the national average of $75,149. The unemployment rate of 5.7% is somewhat elevated compared to the national rate of 3.6%. 11.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 35 minutes.
The median home value in Clay is $75,600, 73% below the national median — offering relatively affordable homeownership. Renters pay a median of $769 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Clay is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 86 per 100,000, 96% below the national average.
18.7% of residents hold a bachelor's degree, below the national average of 33.7%. 90.7% have completed high school. Area schools have an average test score of 5.3/10.
Clay enjoys a moderate climate with an average annual temperature of 58°F. Winters average 34°F in January while summers reach 79°F in July. Annual precipitation totals 48.5 inches. Air quality is rated Good with a median AQI of 41.
| English Only | 99.4% |
| 27% above US avg | |
| Spanish | 0.6% |
| 96% below US avg |
| Median HH Income | $43,884 |
| 42% below US avg | |
| Per Capita Income | $25,288 |
| Avg Weekly Wage | $1,010 |
| IRS Avg AGI | $60,826 |
| Unemployment | 5.7% |
| 58% above US avg | |
| Poverty Rate | 11.8% |
| 5% below US avg | |
| Establishments (County) | 294 |
| County GDP | $539M |
| Restaurants | 12 |
| Healthcare | 21 |
| Retail | 41 |
| Manufacturing | 11 |
| Property Tax (IRS) | $2,544 |
| 27% below US avg | |
| Effective Tax Rate | 3.37% |
| Commute Time | 35.0 min |
| Work from Home | 2.4% |
| Census Median | $75,600 |
| 73% below US avg | |
| Zillow ZHVI | $131,189 |
| Census Median Rent | $769 |
| 34% below US avg |
| Studio | $662 |
| 1 Bedroom | $759 |
| 2 Bedrooms | $866 |
| 3 Bedrooms | $1,176 |
| 4 Bedrooms | $1,308 |
| Owner-Occupied | 64.0% |
| Avg Tax (IRS) | $2,544 |
| 27% below US avg | |
| Effective Rate | 3.37% |
| Insurance Rate | 92.4% |
| Premature Death | 15,679/100K |
| Food Environment | 6.4/10 |
| Exercise Access | 25.5% |
| Healthcare Facilities | 21 |
| Total Violent | 0.0/100K |
| 100% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
| Total Property | 85.8/100K |
| 96% below US avg | |
| Burglary | 0.0/100K |
| Theft | 85.8/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 1 |
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
| Annual Average | 57.5°F |
| 6% above US avg | |
| January Average | 34°F (1°C) |
| July Average | 79°F (26°C) |
| Annual Rainfall | 48.5 inches |
| 28% above US avg |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 381 ft (116 m) |
| Area | 0.9 sq mi (2.2 km²) |
| Population Density | 1,293/sq mi |
| Coordinates | 37.4759°N, 87.8203°W |
| County FIPS | 21233 |
Winner: Republican by 57.4 points
| Bachelor's Degree+ | 18.7% |
| 45% below US avg | |
| High School+ | 90.7% |
| School Test Score | 5.30 |
| RUCC Code 9 | Nonmetro — Rural |
| Population Density | 1,293/sq mi |
| Total Area | 0.9 sq mi |
| Public Libraries | 3 |
| Healthcare Facilities | 21 |
| Restaurants | 12 |
| Retail Stores | 41 |
| Fatal Crashes (County/yr) | 1 |
| Avg Commute | 35.0 min |
| Work from Home | 2.4% |