Median Income
$63,546
15% lower than US avg
Home Value
$116,100
59% lower than US avg
Violent Crime
59/100K
84% lower than US avg
Bachelor's+
16.4%
51% lower than US avg
Median Rent
$830
29% lower than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
0.8%
78% lower than US avg
Poverty Rate
9.9%
20% lower than US avg
How Morganfield Compares to the U.S. Average (100% = U.S. avg)
People
Population3,208
Median Age41.9 yrs
Density1,142/mi²
Male / Female43% / 57%
Largest GroupWhite 89%
Veterans9.2%
Economy
A
Median Income$63,546
Per Capita$38,149
Unemployment0.8%
Poverty9.9%
County GDP$1,146M
Commute23 min
Housing
A+
Home Value$116,100
Rent$830
Ownership55.7%
Zillow$153,590
Housing Units1,720
Rent Burden21.4%
Crime
F
Violent59/100K
Property1,447/100K
Murder0.0/100K
Assault30/100K
Burglary354/100K
Climate
Avg Temp57°F (14°C)
AQI41 (Good)
Rain48.2 in/yr
Sunny Days305/yr
Elevation409 ft (125 m)
Education
C
Bachelor's+16.4%
High School+92.0%
Graduate+4.7%
School Score5.39
Community
2024 VoteR 79% / D 20%
Commute23 min
Broadband91.2%
EV Stations1
Libraries3
Is Morganfield a Good Place to Live?
Based on current data, Morganfield receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Morganfield offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Morganfield is $63,546, 15% below the national average of $75,149. The job market is very strong with unemployment at just 0.8%. 9.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Morganfield is $116,100, 59% below the national median / offering relatively affordable homeownership. Renters pay a median of $830 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Morganfield is a very safe community with a violent crime rate of 59 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,447 per 100,000, 26% below the national average.
Education
16.4% of residents hold a bachelor's degree, below the national average of 33.7%. 92.0% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Morganfield enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 78°F in July. With 305 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 48.2 inches, including 7.5 inches of snow. Air quality is rated Good with a median AQI of 41.
Morganfield has a population of 3,208 with a density of 1,142 people per square mile, spread across 2.8 square miles. The median age is 41.9 years, 8% older than the national median of 38.9. The gender split is 57% female and 43% male. The city is predominantly White (89.3%), with 1.4% Hispanic, 8.7% Black. English is the primary language spoken at home by 98.1% of residents. 9.2% of the population are veterans, above the national rate of 6.0%. 31.1% of residents have a disability (above the 13.0% national average). 97.6% have health insurance coverage.
Population
41.9yrs
Median Age
8% above US avg
Race & Ethnicity
Morganfield vs U.S. Average
Language Spoken at Home
English Only
98.1%
25% above US avg
Spanish
1.9%
86% below US avg
Social Characteristics
Morganfield vs U.S. Average
The median household income in Morganfield is $63,546, which is 15% below the national average of $75,149. Per capita income is $38,149. The average weekly wage is $1,175, 18% lower than the U.S. average. The unemployment rate is 0.8% (below the 3.6% US average). 9.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 390 business establishments, including 23 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 2.5% of workers work from home (below the 15.2% national rate).
Income: Morganfield vs U.S.
Income
| Median HH Income | $63,546 |
| 15% below US avg |
| Per Capita Income | $38,149 |
| Avg Weekly Wage | $1,175 |
| IRS Avg AGI | $62,483 |
| Gini Index | 0.425 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.8% |
| 78% below US avg |
| Poverty Rate | 9.9% |
| 20% below US avg |
| Establishments (County) | 390 |
| County GDP | $1,146M |
Business (County)
| Restaurants | 23 |
| Healthcare | 35 |
| Retail | 48 |
| Manufacturing | 11 |
Tax & Cost of Living
| Property Tax (IRS) | $2,260 |
| 35% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 1.95% |
Commute & Transportation
| Commute Time | 22.8 min |
| Drive Alone | 95.2% |
| Public Transit | 0.0% |
| Work from Home | 2.5% |
The median home value in Morganfield is $116,100, 59% below the national median of $281,900. Zillow estimates the typical home value at $153,590, higher than the Census estimate. Monthly rent averages $830 (29% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 55.7% of housing units are owner-occupied (below the 65.4% national rate). There are 1,720 total housing units in the city. The median year a home was built is 1967. The average annual property tax is $2,260 (lower than the $3,500 national average). 21.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $116,100 |
| 59% below US avg |
| Zillow ZHVI | $153,590 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $830 |
| 29% below US avg |
| Rent Burden | 21.4% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 55.7% |
| Owner-Occupied | 55.7% |
| Renter-Occupied | 44.3% |
| Housing Units | 1,720 |
| Median Year Built | 1967 |
Property Tax
| Avg Tax (IRS) | $2,260 |
| 35% below US avg |
| Effective Rate | 1.95% |
In Morganfield, 34.5% of adults are obese, above the national rate of 32.1%. The primary care physician ratio is 1:4,515. The dentist ratio is 1:1,620. 69.0% of residents have access to exercise opportunities. The food environment index is 5.3 out of 10.
Health Metrics: Morganfield vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 97.6% |
| |
| Primary Care | 1:4,515 |
| Dentists | 1:1,620 |
| Mental Health | 1:1,191 |
| Dental Visits | 54.0% |
| Premature Death | 10,035/100K |
Food & Exercise
| Food Environment | 5.3/10 |
| Exercise Access | 69.0% |
| Healthcare Facilities | 35 |
Morganfield has a violent crime rate of 59 per 100,000 residents, 84% below the national average of 380. This breaks down to aggravated assault at 29.5 per 100,000, robbery at 29.5, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,447 per 100,000, 26% below the U.S. average. This includes larceny/theft at 1,033, burglary at 354, vehicle theft at 59 per 100,000 residents. The county recorded 3 fatal traffic crashes. Overall, Morganfield receives a safety grade of F.
Crime Rates: Morganfield vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 59.1/100K |
| 84% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 29.5/100K |
| Assault | 29.5/100K |
Property Crime
| Total Property | 1,446.7/100K |
| 26% below US avg |
| Burglary | 354.3/100K |
| Theft | 1,033.4/100K |
| Vehicle Theft | 59.1/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 2 |
| Avg Accident Severity | 3.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Morganfield enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 78°F in July. The area gets 305 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 48.2 inches (wetter than the 38-inch national average). The area receives 7.5 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 409 feet.
Temperature
34°F Jan (1°C)
78°F Jul (26°C)
| Annual Average | 56.8°F |
| 5% above US avg |
| January Average | 34°F (1°C) |
| July Average | 78°F (26°C) |
| Sunny Days | 305 days/yr |
Geography
| Elevation | 409 ft (125 m) |
| Area | 2.8 sq mi (7.3 km²) |
| Population Density | 1,142/sq mi |
| Coordinates | 37.6889°N, 87.8814°W |
| Timezone | America/New_York |
| County | Union County County |
| Nearest Airport | Evansville Regional (EVV)
31 miles away |
Precipitation & Snow
Annual Rainfall
48.2"
27% above US avg
Wettest Month (May)
4.96"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 42.8 / 100 |
| Social Vulnerability | 69.3 / 100 |
| Community Resilience | 34.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
100 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
85 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
86 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
36 km |
| Feb 5, 1994 |
2 km WNW of Dongola, Illinois |
M4.2 |
121 km |
| Jun 6, 2003 |
1 km NE of Bardwell, Kentucky |
M4.0 |
134 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
84 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
38 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
132 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
82 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
136 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
139 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
85 km |
| Jun 20, 2005 |
4 km WSW of Blandville, Kentucky |
M3.6 |
131 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
50 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
85 km |
| Mar 15, 2017 |
9 km ESE of Wyatt, Missouri |
M3.6 |
142 km |
| Jul 16, 2004 |
6 km SE of Wyatt, Missouri |
M3.5 |
147 km |
| May 1, 2016 |
5 km SE of New Grand Chain, Illinois |
M3.5 |
111 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
96 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
85 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
523 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 53 fatalities, 882 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Feb 29, 2012 |
EF4 |
68 km |
8 |
| Nov 15, 2005 |
EF4 |
58 km |
0 |
| Jun 2, 1990 |
EF4 |
81 km |
1 |
| Jun 2, 1990 |
EF4 |
94 km |
6 |
| Jan 7, 1989 |
EF4 |
88 km |
0 |
| Jul 9, 2024 |
EF3 |
27 km |
0 |
| May 26, 2024 |
EF3 |
66 km |
1 |
| Feb 28, 2017 |
EF3 |
54 km |
1 |
| Nov 17, 2013 |
EF3 |
5 km |
0 |
| Nov 17, 2013 |
EF3 |
69 km |
0 |
| Apr 10, 2009 |
EF3 |
72 km |
0 |
| Mar 28, 2009 |
EF3 |
9 km |
0 |
| Feb 5, 2008 |
EF3 |
82 km |
3 |
| Oct 18, 2007 |
EF3 |
63 km |
0 |
| Sep 22, 2006 |
EF3 |
98 km |
0 |
| Apr 2, 2006 |
EF3 |
91 km |
0 |
| Nov 6, 2005 |
EF3 |
33 km |
0 |
| Nov 6, 2005 |
EF3 |
18 km |
24 |
| May 11, 2003 |
EF3 |
62 km |
0 |
| Apr 28, 2002 |
EF3 |
34 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: FRANKLIN CREEK RX (2,828 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
FRANKLIN CREEK RX |
2,828 |
97 km |
| 2019 |
UNNAMED |
2,286 |
66 km |
| 2019 |
UNNAMED |
2,282 |
98 km |
| 2021 |
GAP VIEW RX |
1,575 |
54 km |
| 2022 |
DENNISON HOLLOW RX |
1,573 |
48 km |
| 2007 |
DEAD DEER |
1,557 |
93 km |
| 2021 |
UNNAMED |
1,510 |
68 km |
| 2022 |
ONE HORSE GAP RX |
1,502 |
54 km |
| 2014 |
UNNAMED |
1,493 |
47 km |
| 2015 |
UNNAMED |
1,447 |
48 km |
| 2021 |
BEATTY BRANCH RX |
1,396 |
65 km |
| 2016 |
UNNAMED |
1,299 |
54 km |
| 2014 |
UNNAMED |
1,216 |
53 km |
| 2013 |
UNNAMED |
1,203 |
54 km |
| 2024 |
LBL - NWDA UNIT 3 RX |
1,187 |
92 km |
| 2013 |
UNNAMED |
1,167 |
84 km |
| 1999 |
UNNAMED |
1,039 |
97 km |
| 2024 |
PINE HOLLOW RX |
1,038 |
73 km |
| 2021 |
ROCKY BRANCH RX |
1,033 |
67 km |
| 2015 |
UNNAMED |
1,008 |
54 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
34°F (1°C) |
3.1 in |
Coldest |
| February |
37°F (3°C) |
3.4 in |
|
| March |
46°F (8°C) |
4.7 in |
|
| April |
56°F (14°C) |
4.4 in |
|
| May |
66°F (19°C) |
5.0 in |
Wettest |
| June |
74°F (23°C) |
3.9 in |
|
| July |
78°F (26°C) |
4.1 in |
Warmest |
| August |
76°F (25°C) |
3.3 in |
|
| September |
70°F (21°C) |
3.0 in |
|
| October |
59°F (15°C) |
2.8 in |
Driest |
| November |
47°F (9°C) |
4.2 in |
|
| December |
38°F (3°C) |
3.9 in |
|
Morganfield has a seasonal temperature swing of 44°F / from 34°F in January to 78°F in July. Total annual precipitation is 45.7 inches, with May being the wettest month (5.0") and October the driest (2.8").
Average costs for common services in Morganfield. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135–$361) |
| Specialist Visit |
$316 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$316) |
| Emergency Room Visit |
$1,984 ($722–$4,510) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$226 ($135–$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$271 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($361–$902) |
| Battery Replacement |
$180 ($90–$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$361 ($135–$722) |
| HVAC System Install |
$6,314 ($3,608–$10,824) |
| Roof Repair |
$902 ($361–$1,804) |
| Roof Replacement |
$8,118 ($4,961–$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451–$3,157) |
| Divorce (Contested) |
$13,530 ($4,510–$27,060) |
| DUI Defense |
$4,510 ($1,804–$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722–$2,706) |
| Will Preparation |
$451 ($180–$902) |
| Trust Preparation |
$2,255 ($902–$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$226) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71–$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26–$4.51) |
| Loaf of Bread |
$3.43 ($2.26–$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61–$6.77) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$226) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,804 ($1,082–$3,157) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22–$23) |
| Car Registration (Annual) |
$90 ($27–$226) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541–$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451–$1,804) |
| After-School Care (Monthly) |
$361 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$902 ($361–$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510–$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$271 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $586 |
| Toddler | $554 |
| Preschool | $554 |
| Family Childcare (monthly) |
| Infant | $529 |
| Toddler | $451 |
| Preschool | $451 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Morganfield
What is the population of Morganfield?
Morganfield has a population of 3,208 residents and is located in Kentucky. The population density is 1,142 people per square mile, spread across 2.8 square miles. The median age of residents is 41.9 years, which is older than the national median of 38.9 years. The population is 57% female and 43% male.
Is Morganfield expensive to live in?
Morganfield is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $63,546, 15% below the national average of $75,149. The median home value is $116,100 (59% below the U.S. median). Renters pay a median of $830 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Morganfield safe?
Morganfield is considered a very safe city with a violent crime rate of 59 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,447 per 100,000 (below the national average). Overall, Morganfield receives a safety grade of F based on combined crime data.
What is the weather like in Morganfield?
Morganfield enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 34°F in January, while summers reach an average of 78°F in July. The area receives 305 sunny days per year, well above the national average of 205. Annual rainfall totals 48.2 inches, with 7.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Morganfield?
The job market in Morganfield is very strong, with unemployment at just 0.8% / well below the national rate of 3.6%. The average weekly wage is $1,175. There are 390 business establishments in the area, including 23 restaurants and food service locations. The average commute time is 23 minutes, and 2.5% of workers work from home.
How much does housing cost in Morganfield?
The median home value in Morganfield is $116,100. Zillow estimates the typical home value at $153,590. For renters, the median monthly rent is $830. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 55.7%. The average annual property tax is $2,260.
How are the schools in Morganfield?
Schools in Morganfield score 5.4 out of 10 on standardized testing, near the national average. 16.4% of adults in Morganfield hold a bachelor's degree or higher, below the national average of 33.7%. 92.0% have completed high school. 4.7% hold a graduate or professional degree.
How healthy is Morganfield?
The obesity rate in Morganfield is 34.5% (above the national rate of 32.1%). 69.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,515.
What is transportation like in Morganfield?
The average commute in Morganfield is 23 minutes, shorter than the national average of 28 minutes. 95.2% of workers drive alone to work, and 2.5% work from home.
What are the demographics of Morganfield?
The racial and ethnic makeup of Morganfield is 89.3% White, 8.7% Black or African American, 1.4% Hispanic or Latino. 98.1% of residents speak only English at home. 9.2% of the population are military veterans. 31.1% of residents have a disability. 97.6% have health insurance coverage.
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