Median Income
$41,436
45% lower than US avg
Violent Crime
414/100K
9% higher than US avg
Bachelor's+
8.4%
75% lower than US avg
Obesity Rate
43.1%
34% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
11.9%
4% lower than US avg
How Cloverdale Compares to the U.S. Average (100% = U.S. avg)
People
Population718
Median Age57.1 yrs
Density630/mi²
Male / Female50% / 50%
Largest GroupWhite 23%
Veterans1.0%
Economy
B+
Median Income$41,436
Per Capita$18,924
Unemployment0.0%
Poverty11.9%
County GDP$1,249M
Commute16 min
Housing
Ownership87.6%
Zillow$117,399
Housing Units339
Rent Burden29.1%
Crime
F
Violent414/100K
Property6,914/100K
Health
Obesity43.1%
Uninsured14.5%
Smoking20.9%
Depression18.8%
Heart Disease7.5%
Climate
Avg Temp66°F (19°C)
AQI43 (Good)
Rain66.6 in/yr
Sunny Days313/yr
Elevation185 ft (56 m)
Education
D
Bachelor's+8.4%
High School+83.9%
Graduate+1.4%
School Score3.37
Community
2024 VoteR 43% / D 57%
Commute16 min
Broadband86.2%
EV Stations3
Libraries1
Is Cloverdale a Good Place to Live?
Based on current data, Cloverdale receives an overall livability score of 2.1 out of 5.0, earning a grade of C. Key strengths include low unemployment, abundant sunshine. Areas to be aware of include a high uninsured rate, below-average incomes, high obesity rates. Cloverdale has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Cloverdale is $41,436, 45% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 11.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 16 minutes, shorter than most U.S. cities.
Safety & Crime
The violent crime rate of 414 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 6,914 per 100,000, 253% above the national average.
Education
8.4% of residents hold a bachelor's degree, below the national average of 33.7%. 83.9% have completed high school. School test scores average 3.4/10, below typical benchmarks.
Climate & Weather
Cloverdale enjoys a moderate climate with an average annual temperature of 66°F. Winters average 49°F in January while summers reach 82°F in July. With 313 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 66.6 inches. Air quality is rated Good with a median AQI of 43.
Cloverdale has a population of 718 with a density of 630 people per square mile, spread across 1.1 square miles. The median age is 57.1 years, 47% older than the national median of 38.9. The gender split is 50.3% female and 49.7% male. The city is predominantly Black (63.9%), with 22.7% White. English is the primary language spoken at home by 100% of residents. 1.0% of the population are veterans, below the national rate of 6.0%. 9.5% of residents have a disability (below the 13.0% national average). 93.0% have health insurance coverage.
Population
57.1yrs
Median Age
47% above US avg
Race & Ethnicity
Cloverdale vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Cloverdale vs U.S. Average
The median household income in Cloverdale is $41,436, which is 45% below the national average of $75,149. Per capita income is $18,924 (below the $39,052 national figure). The average weekly wage is $807, 44% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 11.9% of residents live below the poverty line. The area has 774 business establishments, including 75 restaurants. The cost of living index is 87, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 16 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Cloverdale vs U.S.
Income
| Median HH Income | $41,436 |
| 45% below US avg |
| Per Capita Income | $18,924 |
| Avg Weekly Wage | $807 |
| IRS Avg AGI | $54,984 |
| Gini Index | 0.510 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 11.9% |
| 4% below US avg |
| Establishments (County) | 774 |
| County GDP | $1,249M |
Business (County)
| Restaurants | 75 |
| Healthcare | 94 |
| Retail | 130 |
| Manufacturing | 20 |
Tax & Cost of Living
| Property Tax (IRS) | $3,443 |
| 2% below US avg |
| Cost of Living | 87.00 (100=avg) |
Commute & Transportation
| Commute Time | 16.0 min |
| Drive Alone | 96.7% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $117,399. Fair market rent ranges from $782 for a one-bedroom to $924 for a two-bedroom apartment. 87.6% of housing units are owner-occupied (above the 65.4% national rate). There are 339 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $3,443. 29.1% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $751 |
| 1 Bedroom | $782 |
| 2 Bedrooms | $924 |
| 3 Bedrooms | $1,177 |
| 4 Bedrooms | $1,295 |
Ownership & Property
| Homeownership | 87.6% |
| Owner-Occupied | 87.6% |
| Renter-Occupied | 12.4% |
| Housing Units | 339 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $3,443 |
| 2% below US avg |
In Cloverdale, 43.1% of adults are obese, above the national rate of 32.1%. 17.8% have diabetes (above the 10.5% national rate). Heart disease affects 7.5% of residents, above the national average. 47.0% have high blood pressure. 20.9% are current smokers (above the 14.0% national rate). 12.3% report binge drinking. 40.7% are physically inactive, above the national average. 18.8% report depression. 19.6% experience frequent mental distress. 14.5% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,306. The dentist ratio is 1:1,894. 58.7% of residents have access to exercise opportunities. The food environment index is 5.6 out of 10.
Health Metrics: Cloverdale vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.1% |
| 34% above US avg |
| Diabetes | 17.8% |
| Heart Disease | 7.5% |
| High Blood Pressure | 47.0% |
| Asthma | 11.0% |
| COPD | 9.2% |
| Cancer | 5.5% |
| Stroke | 5.3% |
Behaviors & Mental Health
| Smoking | 20.9% |
| 49% above US avg |
| Binge Drinking | 12.3% |
| Physical Inactivity | 40.7% |
| Depression | 18.8% |
| Mental Distress | 19.6% |
| Physical Distress | 16.1% |
| Short Sleep | 40.8% |
Healthcare Access
| Insurance Rate | 93.0% |
| Uninsured | 14.5% |
| 69% above US avg |
| Primary Care | 1:1,306 |
| Dentists | 1:1,894 |
| Mental Health | 1:737 |
| Checkup Rate | 81.8% |
| Dental Visits | 8.4% |
| Premature Death | 14,568/100K |
Food & Exercise
| Food Environment | 5.6/10 |
| Exercise Access | 58.7% |
| Healthcare Facilities | 94 |
Cloverdale has a violent crime rate of 414 per 100,000 residents, 9% above the national average of 380. Property crime stands at 6,914 per 100,000, 253% above the U.S. average. The county recorded 7 fatal traffic crashes. Overall, Cloverdale receives a safety grade of F.
Crime Rates: Cloverdale vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 414.4/100K |
| 9% above US avg |
| |
Property Crime
| Total Property | 6,914.4/100K |
| 253% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cloverdale enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winters average 49°F in January while summers reach 82°F in July. The area gets 313 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 66.6 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 185 feet.
Temperature
49°F Jan (9°C)
82°F Jul (28°C)
| Annual Average | 66.4°F |
| 23% above US avg |
| January Average | 49°F (9°C) |
| July Average | 82°F (28°C) |
| Sunny Days | 313 days/yr |
Geography
| Elevation | 185 ft (56 m) |
| Area | 1.1 sq mi (3.0 km²) |
| Population Density | 630/sq mi |
| Coordinates | 31.4959°N, 91.4152°W |
| Timezone | America/Chicago |
| County | Adams County County |
| Nearest Airport | Esler Regional (ESF)
52 miles away |
Precipitation & Snow
Annual Rainfall
66.6"
75% above US avg
Wettest Month (Mar)
6.46"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 57.3 / 100 |
| Social Vulnerability | 94.2 / 100 |
| Community Resilience | 49.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M3.0. Most recent: M3.0 on Aug 2, 2010.
| Aug 2, 2010 |
16 km ESE of Clinton, Louisiana |
M3.0 |
93 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
20 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 4. Most recent: Francine (2024, Cat 2).
| Year |
Name |
Category |
Closest |
| 2024 |
Francine |
Category 2 |
217 km |
| 2021 |
Ida |
Category 4 |
116 km |
| 2020 |
Laura |
Category 4 |
169 km |
| 2020 |
Zeta |
Category 3 |
204 km |
| 2020 |
Delta |
Category 2 |
210 km |
| 2019 |
Barry |
Category 1 |
224 km |
| 2017 |
Nate |
Category 1 |
261 km |
| 2012 |
Isaac |
Category 1 |
249 km |
| 2008 |
Gustav |
Category 2 |
141 km |
| 2007 |
Humberto |
Category 1 |
247 km |
| 2005 |
Katrina |
Category 4 |
178 km |
| 2005 |
Rita |
Category 3 |
279 km |
| 2005 |
Cindy |
Category 1 |
285 km |
| 2002 |
Lili |
Category 1 |
187 km |
| 1998 |
Georges |
Category 2 |
260 km |
| 1997 |
Danny |
Category 1 |
294 km |
| 1992 |
Andrew |
Category 4 |
114 km |
| 1985 |
Elena |
Category 3 |
177 km |
| 1985 |
Danny |
Category 1 |
207 km |
| 1985 |
Juan |
Category 1 |
211 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
518 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 106 fatalities, 1,312 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Feb 21, 1971 |
EF5 |
98 km |
47 |
| Mar 29, 1976 |
EF4 |
79 km |
0 |
| Jan 10, 1975 |
EF4 |
91 km |
9 |
| Jan 23, 1969 |
EF4 |
40 km |
32 |
| Dec 28, 2024 |
EF3 |
54 km |
0 |
| Nov 29, 2022 |
EF3 |
81 km |
0 |
| Dec 16, 2019 |
EF3 |
60 km |
0 |
| Sep 24, 2005 |
EF3 |
28 km |
0 |
| Nov 23, 2004 |
EF3 |
32 km |
0 |
| Nov 23, 2004 |
EF3 |
90 km |
1 |
| Jan 21, 1999 |
EF3 |
56 km |
0 |
| Nov 21, 1992 |
EF3 |
29 km |
0 |
| Nov 21, 1992 |
EF3 |
40 km |
0 |
| Dec 21, 1990 |
EF3 |
35 km |
0 |
| Oct 14, 1984 |
EF3 |
97 km |
0 |
| May 20, 1983 |
EF3 |
81 km |
0 |
| May 19, 1983 |
EF3 |
93 km |
0 |
| May 19, 1983 |
EF3 |
94 km |
1 |
| May 18, 1983 |
EF3 |
95 km |
0 |
| May 18, 1983 |
EF3 |
63 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,768 ac, 2013).
| Year |
Name |
Acres |
Distance |
| 2013 |
UNNAMED |
4,768 |
49 km |
| 2022 |
HOMOCHITTO BB51 |
4,411 |
42 km |
| 2014 |
UNNAMED |
4,022 |
50 km |
| 2010 |
HOMOCHITTO BURN BLOCK 18 |
3,826 |
53 km |
| 2010 |
HOMOCHITTO BURN BLOCK 25 |
3,676 |
42 km |
| 2021 |
HOMOCHITTO - BB 7 |
3,028 |
63 km |
| 2010 |
COMPARTMENT 100 PBURN |
2,890 |
91 km |
| 2016 |
UNNAMED |
2,802 |
63 km |
| 2014 |
UNNAMED |
2,666 |
29 km |
| 2022 |
C-32/33/34 |
2,580 |
100 km |
| 2024 |
RX C-52 53 54 |
2,489 |
98 km |
| 2022 |
HOMOCHITTO BB24 |
2,458 |
50 km |
| 2014 |
UNNAMED |
2,444 |
61 km |
| 2010 |
HOMOCHITTO BURN BLOCK 48 |
2,394 |
48 km |
| 2024 |
HOMOCHITTO BB28 SUB3 RX |
2,279 |
50 km |
| 2016 |
UNNAMED |
2,229 |
34 km |
| 2017 |
UNNAMED |
2,229 |
98 km |
| 2015 |
UNNAMED |
2,217 |
98 km |
| 2022 |
C-52/53 |
2,207 |
98 km |
| 2022 |
HOMOCHITTO BB25 |
2,183 |
48 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
49°F (9°C) |
6.3 in |
Coldest |
| February |
51°F (11°C) |
5.2 in |
|
| March |
59°F (15°C) |
6.5 in |
Wettest |
| April |
65°F (19°C) |
5.7 in |
|
| May |
73°F (23°C) |
5.5 in |
|
| June |
79°F (26°C) |
4.7 in |
|
| July |
82°F (28°C) |
4.4 in |
Warmest |
| August |
81°F (27°C) |
4.1 in |
|
| September |
76°F (25°C) |
4.1 in |
|
| October |
66°F (19°C) |
4.0 in |
Driest |
| November |
57°F (14°C) |
5.4 in |
|
| December |
50°F (10°C) |
6.3 in |
|
Cloverdale has a seasonal temperature swing of 33°F / from 49°F in January to 82°F in July. Total annual precipitation is 62.0 inches, with March being the wettest month (6.5") and October the driest (4.0").
Average costs for common services in Cloverdale. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$218 ($131–$348) |
| Specialist Visit |
$305 ($174–$479) |
| Urgent Care Visit |
$174 ($87–$305) |
| Emergency Room Visit |
$1,914 ($696–$4,350) |
| Dental Cleaning |
$113 ($65–$174) |
| Dental Filling |
$218 ($131–$348) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$39 ($22–$65) |
| Oil Change (Synthetic) |
$65 ($44–$104) |
| Brake Pad Replacement |
$261 ($131–$435) |
| Tire Rotation |
$35 ($17–$65) |
| New Tires (Set of 4) |
$522 ($348–$870) |
| Battery Replacement |
$174 ($87–$305) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$87 ($52–$131) |
| Electrician (Per Hour) |
$78 ($44–$122) |
| HVAC Repair |
$348 ($131–$696) |
| HVAC System Install |
$6,090 ($3,480–$10,440) |
| Roof Repair |
$870 ($348–$1,740) |
| Roof Replacement |
$7,830 ($4,785–$13,050) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,305 ($435–$3,045) |
| Divorce (Contested) |
$13,050 ($4,350–$26,100) |
| DUI Defense |
$4,350 ($1,740–$8,700) |
| Bankruptcy (Chapter 7) |
$1,305 ($696–$2,610) |
| Will Preparation |
$435 ($174–$870) |
| Trust Preparation |
$2,175 ($870–$4,350) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$39) |
| Women's Haircut |
$48 ($26–$87) |
| Hair Coloring (Full) |
$131 ($65–$218) |
| Manicure |
$22 ($13–$39) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$113) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.57 ($2.61–$4.79) |
| Dozen Eggs (per dozen) |
$3.05 ($2.18–$4.35) |
| Loaf of Bread |
$3.31 ($2.18–$4.79) |
| Chicken Breast (per lb) |
$3.92 ($2.61–$5.66) |
| Ground Beef (per lb) |
$4.79 ($3.48–$6.53) |
| Rice (per lb) |
$0.87 ($0.52–$1.57) |
View all 20 services
Utilities
| Electricity (Monthly) |
$122 ($70–$218) |
| Natural Gas (Monthly) |
$61 ($26–$131) |
| Water/Sewer (Monthly) |
$61 ($35–$104) |
| Internet (Monthly) |
$61 ($35–$87) |
| Cell Phone Plan (Monthly) |
$57 ($26–$87) |
| Cable TV (Monthly) |
$74 ($44–$131) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$174 ($65–$435) |
| Car Insurance (Annual) |
$1,740 ($1,044–$3,045) |
| Bus Pass (Monthly) |
$61 ($26–$113) |
| Taxi/Uber (5-Mile Ride) |
$13 ($6.96–$22) |
| Car Registration (Annual) |
$87 ($26–$218) |
| Driver's License Renewal |
$26 ($13–$65) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,044 ($522–$2,175) |
| Daycare (Toddler, Monthly) |
$870 ($435–$1,740) |
| After-School Care (Monthly) |
$348 ($174–$609) |
| Tutoring (Per Hour) |
$44 ($22–$87) |
| SAT/ACT Prep Course |
$870 ($348–$2,175) |
| Private School (K-12, Annual) |
$10,875 ($4,350–$26,100) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$52 ($26–$87) |
| Dog Vaccination (Annual) |
$87 ($44–$174) |
| Dog Grooming |
$52 ($26–$87) |
| Pet Boarding (Per Night) |
$35 ($17–$65) |
| Dog Spay/Neuter |
$261 ($131–$435) |
| Cat Spay/Neuter |
$174 ($87–$348) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $505 |
| Toddler | $460 |
| Preschool | $460 |
| Family Childcare (monthly) |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cloverdale
What is the population of Cloverdale?
Cloverdale has a population of 718 residents and is located in Mississippi. The population density is 630 people per square mile, spread across 1.1 square miles. The median age of residents is 57.1 years, which is older than the national median of 38.9 years. The population is 50.3% female and 49.7% male.
Is Cloverdale expensive to live in?
Cloverdale is more affordable than the national average, with a cost of living index of 87 / below the baseline of 100. The median household income is $41,436, 45% below the national average of $75,149.
Is Cloverdale safe?
The violent crime rate in Cloverdale is 414 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 6,914 per 100,000 (above the national average). Overall, Cloverdale receives a safety grade of F based on combined crime data.
What is the weather like in Cloverdale?
Cloverdale enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winter temperatures average 49°F in January, while summers reach an average of 82°F in July. The area receives 313 sunny days per year, well above the national average of 205. Annual rainfall totals 66.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Cloverdale?
The job market in Cloverdale is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $807. There are 774 business establishments in the area, including 75 restaurants and food service locations. The average commute time is 16 minutes, and 0.0% of workers work from home.
How are the schools in Cloverdale?
Schools in Cloverdale have an average test score of 3.4 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 8.4% of adults in Cloverdale hold a bachelor's degree or higher, below the national average of 33.7%. 83.9% have completed high school. 1.4% hold a graduate or professional degree.
How healthy is Cloverdale?
The obesity rate in Cloverdale is 43.1% (above the national rate of 32.1%). 20.9% of adults are smokers. 40.7% are physically inactive. 18.8% of residents report depression. 14.5% lack health insurance (above the national rate). 58.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,306.
What is transportation like in Cloverdale?
The average commute in Cloverdale is 16 minutes, shorter than the national average of 28 minutes. 96.7% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Cloverdale?
The racial and ethnic makeup of Cloverdale is 22.7% White, 63.9% Black or African American. 100% of residents speak only English at home. 1.0% of the population are military veterans. 9.5% of residents have a disability. 93.0% have health insurance coverage.
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