Maryland · Metropolitan Area
Cloverly is a small city in Maryland with a population of 16,726. Residents earn $146,316 per year, which is 95% above the national average.
Based on current data, Cloverly receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs, above-average unemployment. Cloverly stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in Cloverly is $146,316, which is significantly higher than the national average — 95% above $75,149. This places Cloverly among higher-income communities. The unemployment rate of 6.2% is somewhat elevated compared to the national rate of 3.6%. Only 4.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 33 minutes.
The median home value in Cloverly is $652,200, making it a premium housing market at 131% above the U.S. median of $281,900. Renters pay a median of $2,031 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.5x indicates a reasonably affordable housing market.
Cloverly is a highly educated community — 60.6% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 94.5% have completed high school. Area schools have an average test score of 5.9/10.
Cloverly enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 79°F in July. Annual precipitation totals 47.5 inches. Air quality is rated Good with a median AQI of 41.
| English Only | 58.6% |
| 25% below US avg | |
| Spanish | 41.4% |
| 209% above US avg |
| Median HH Income | $146,316 |
| 95% above US avg | |
| Per Capita Income | $55,389 |
| Avg Weekly Wage | $1,672 |
| IRS Avg AGI | $131,728 |
| Unemployment | 6.2% |
| 72% above US avg | |
| Poverty Rate | 4.9% |
| 60% below US avg | |
| Establishments (County) | 11,342 |
| County GDP | $37,130M |
| Restaurants | 703 |
| Healthcare | 1,202 |
| Retail | 822 |
| Manufacturing | 168 |
| Property Tax (IRS) | $8,202 |
| 134% above US avg | |
| Effective Tax Rate | 1.26% |
| Commute Time | 32.6 min |
| Work from Home | 27.9% |
| Census Median | $652,200 |
| 131% above US avg | |
| Median List Price | $675,000 |
| Median List Price | $675,000 |
| $/Sq Ft | $281 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 102.0% |
| Price Drops | 27.3% |
| Inventory | 11 |
| Census Median Rent | $2,031 |
| 75% above US avg |
| Studio | $1,312 |
| 1 Bedroom | $1,400 |
| 2 Bedrooms | $1,648 |
| 3 Bedrooms | $2,123 |
| 4 Bedrooms | $2,442 |
| Owner-Occupied | 86.8% |
| Avg Tax (IRS) | $8,202 |
| 134% above US avg | |
| Effective Rate | 1.26% |
| Obesity | 25.7% |
| 20% below US avg | |
| Diabetes | 9.1% |
| Heart Disease | 4.2% |
| High Blood Pressure | 29.0% |
| Asthma | 9.3% |
| COPD | 3.5% |
| Stroke | 2.4% |
| Binge Drinking | 14.3% |
| Physical Inactivity | 17.5% |
| Depression | 17.2% |
| Mental Distress | 12.7% |
| Physical Distress | 9.3% |
| Insurance Rate | 96.9% |
| Checkup Rate | 76.0% |
| Premature Death | 4,573/100K |
| Food Environment | 9.2/10 |
| Exercise Access | 98.1% |
| Healthcare Facilities | 1,202 |
| Fatal Crashes (County/yr) | 29 |
| Annual Average | 57.1°F |
| 6% above US avg | |
| January Average | 34°F (1°C) |
| July Average | 79°F (26°C) |
| Annual Rainfall | 47.5 inches |
| 25% above US avg |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 523 ft (159 m) |
| Area | 10.1 sq mi (26.1 km²) |
| Population Density | 1,661/sq mi |
| Coordinates | 39.1039°N, 76.9948°W |
| County FIPS | 24027 |
Winner: Democrat by 41.8 points
| Bachelor's Degree+ | 60.6% |
| 80% above US avg | |
| High School+ | 94.5% |
| School Test Score | 5.85 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 1,661/sq mi |
| Total Area | 10.1 sq mi |
| Public Libraries | 7 |
| Healthcare Facilities | 1,202 |
| Restaurants | 703 |
| Retail Stores | 822 |
| Fatal Crashes (County/yr) | 29 |
| Avg Commute | 32.6 min |
| Work from Home | 27.9% |