Median Income
$104,781
39% higher than US avg
Home Value
$208,700
26% lower than US avg
Violent Crime
133/100K
65% lower than US avg
Bachelor's+
33.2%
1% lower than US avg
Obesity Rate
34.9%
9% higher than US avg
Unemployment
2.0%
44% lower than US avg
Poverty Rate
1.8%
85% lower than US avg
How Coal Valley Compares to the U.S. Average (100% = U.S. avg)
People
Population4,142
Median Age46.7 yrs
Density1,307/mi²
Male / Female54% / 46%
Largest GroupWhite 91%
Veterans8.8%
Economy
A+
Median Income$104,781
Per Capita$48,040
Unemployment2.0%
Poverty1.8%
County GDP$12,607M
Commute20 min
Housing
A+
Home Value$208,700
Ownership93.0%
Zillow$261,909
Housing Units1,705
Rent Burden14.4%
Crime
F
Violent133/100K
Property1,596/100K
Murder0.0/100K
Assault106/100K
Burglary186/100K
Health
Obesity34.9%
Uninsured6.8%
Smoking11.7%
Depression21.6%
Heart Disease4.6%
Climate
Avg Temp51°F (11°C)
AQI43 (Good)
Rain39.1 in/yr
Sunny Days275/yr
Elevation689 ft (210 m)
Education
B+
Bachelor's+33.2%
High School+94.3%
Graduate+13.6%
School Score4.65
Community
2024 VoteR 44% / D 54%
Commute20 min
Broadband91.3%
EV Stations2
Libraries11
Is Coal Valley a Good Place to Live?
Based on current data, Coal Valley receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Coal Valley offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Coal Valley is $104,781, which is significantly higher than the national average / 39% above $75,149. This places Coal Valley among higher-income communities. The job market is very strong with unemployment at just 2.0%. Only 1.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes.
Cost of Living & Housing
The median home value in Coal Valley is $208,700, 26% below the national median / offering relatively affordable homeownership. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Coal Valley is a very safe community with a violent crime rate of 133 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,596 per 100,000, near the national average.
Education
Educational attainment is solid, with 33.2% holding a bachelor's degree or higher, near the national average. 94.3% have completed high school. Area schools have an average test score of 4.6/10.
Climate & Weather
Coal Valley experiences four distinct seasons with an average temperature of 51°F. Winters average 23°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.1 inches, including 28.4 inches of snow. Air quality is rated Good with a median AQI of 43.
Coal Valley has a population of 4,142 with a density of 1,307 people per square mile, spread across 1.1 square miles. The median age is 46.7 years, 20% older than the national median of 38.9. The gender split is 46.3% female and 53.7% male. The city is predominantly White (91.4%). English is the primary language spoken at home by 93.4% of residents, while 6.6% speak Spanish. 8.8% of the population are veterans, above the national rate of 6.0%. 10.7% of residents have a disability. 95.0% have health insurance coverage.
Population
46.7yrs
Median Age
20% above US avg
Race & Ethnicity
Coal Valley vs U.S. Average
Language Spoken at Home
English Only
93.4%
19% above US avg
Spanish
6.6%
51% below US avg
Social Characteristics
Coal Valley vs U.S. Average
The median household income in Coal Valley is $104,781, which is 39% above the national average of $75,149. Per capita income is $48,040 (above the $39,052 national figure). The average weekly wage is $1,391. The unemployment rate is 2.0% (below the 3.6% US average). 1.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,880 business establishments, including 375 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 7.6% of workers work from home (below the 15.2% national rate).
Income: Coal Valley vs U.S.
Income
| Median HH Income | $104,781 |
| 39% above US avg |
| Per Capita Income | $48,040 |
| Avg Weekly Wage | $1,391 |
| IRS Avg AGI | $65,635 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.0% |
| 44% below US avg |
| Poverty Rate | 1.8% |
| 85% below US avg |
| Establishments (County) | 2,880 |
| County GDP | $12,607M |
Business (County)
| Restaurants | 375 |
| Healthcare | 405 |
| Retail | 411 |
| Manufacturing | 124 |
Tax & Cost of Living
| Property Tax (IRS) | $6,655 |
| 90% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 3.19% |
Commute & Transportation
| Commute Time | 20.0 min |
| Drive Alone | 86.2% |
| Public Transit | 0.0% |
| Work from Home | 7.6% |
The median home value in Coal Valley is $208,700, 26% below the national median of $281,900. Zillow estimates the typical home value at $261,909, higher than the Census estimate. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 93.0% of housing units are owner-occupied (above the 65.4% national rate). There are 1,705 total housing units in the city. The median year a home was built is 1978. The average annual property tax is $6,655 (higher than the $3,500 national average). 14.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $208,700 |
| 26% below US avg |
| Zillow ZHVI | $261,909 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 93.0% |
| Owner-Occupied | 93.0% |
| Renter-Occupied | 7.0% |
| Housing Units | 1,705 |
| Median Year Built | 1978 |
Property Tax
| Avg Tax (IRS) | $6,655 |
| 90% above US avg |
| Effective Rate | 3.19% |
In Coal Valley, 34.9% of adults are obese, above the national rate of 32.1%. 7.9% have diabetes (below the 10.5% national rate). Heart disease affects 4.6% of residents, below the national average. 26.9% have high blood pressure. 11.7% are current smokers. 23.0% report binge drinking. 17.4% are physically inactive, below the national average. 21.6% report depression. 16.8% experience frequent mental distress. 6.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,042. The dentist ratio is 1:1,275. 90.5% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Coal Valley vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.9% |
| 9% above US avg |
| Diabetes | 7.9% |
| Heart Disease | 4.6% |
| High Blood Pressure | 26.9% |
| Asthma | 10.1% |
| COPD | 5.1% |
| Cancer | 7.4% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 11.7% |
| 16% below US avg |
| Binge Drinking | 23.0% |
| Physical Inactivity | 17.4% |
| Depression | 21.6% |
| Mental Distress | 16.8% |
| Physical Distress | 10.7% |
| Short Sleep | 34.0% |
Healthcare Access
| Insurance Rate | 95.0% |
| Uninsured | 6.8% |
| 21% below US avg |
| Primary Care | 1:2,042 |
| Dentists | 1:1,275 |
| Mental Health | 1:334 |
| Checkup Rate | 75.1% |
| Dental Visits | 67.5% |
| Premature Death | 8,429/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 90.5% |
| Healthcare Facilities | 405 |
Coal Valley has a violent crime rate of 133 per 100,000 residents, 65% below the national average of 380. This breaks down to aggravated assault at 106.4 per 100,000, robbery at 26.6, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,596 per 100,000, 19% below the U.S. average. This includes larceny/theft at 1,383, burglary at 186, vehicle theft at 27 per 100,000 residents. The county recorded 11 fatal traffic crashes. Overall, Coal Valley receives a safety grade of F.
Crime Rates: Coal Valley vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 133.0/100K |
| 65% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 26.6/100K |
| Assault | 106.4/100K |
Property Crime
| Total Property | 1,595.7/100K |
| 19% below US avg |
| Burglary | 186.2/100K |
| Theft | 1,383.0/100K |
| Vehicle Theft | 26.6/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 11 |
| Traffic Accidents | 11 |
| Avg Accident Severity | 2.6 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Coal Valley experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 23°F in January while summers reach 75°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.1 inches. The area receives 28.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 689 feet.
Temperature
23°F Jan (-5°C)
75°F Jul (24°C)
| Annual Average | 50.9°F |
| 6% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 689 ft (210 m) |
| Area | 1.1 sq mi (2.8 km²) |
| Population Density | 1,307/sq mi |
| Coordinates | 41.4384°N, 90.4394°W |
| Timezone | America/Chicago |
| County | Rock Island County County |
| Nearest Airport | Quad Cities International (MLI) 4 miles away |
Precipitation & Snow
Annual Rainfall
39.1"
3% above US avg
Wettest Month (Jul)
4.61"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0483 ppm |
| PM2.5 (Fine Particles) | 9.1 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 84.1 / 100 |
| Social Vulnerability | 60.2 / 100 |
| Community Resilience | 87.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.1 on Jul 15, 2024.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
128 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
89 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
146 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
638 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 17 fatalities, 318 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 29, 1981 |
EF4 |
49 km |
0 |
| Jun 29, 1976 |
EF4 |
92 km |
0 |
| Apr 11, 1965 |
EF4 |
61 km |
1 |
| Jun 1, 2007 |
EF3 |
65 km |
0 |
| Apr 20, 2004 |
EF3 |
99 km |
8 |
| May 9, 1995 |
EF3 |
56 km |
0 |
| May 9, 1995 |
EF3 |
39 km |
0 |
| Mar 13, 1990 |
EF3 |
22 km |
0 |
| May 8, 1988 |
EF3 |
45 km |
0 |
| Aug 5, 1979 |
EF3 |
96 km |
0 |
| Aug 15, 1978 |
EF3 |
34 km |
0 |
| Mar 4, 1976 |
EF3 |
77 km |
0 |
| Jul 23, 1975 |
EF3 |
99 km |
0 |
| Jul 23, 1975 |
EF3 |
99 km |
2 |
| Jun 13, 1975 |
EF3 |
86 km |
0 |
| Jun 20, 1974 |
EF3 |
62 km |
1 |
| Jun 14, 1974 |
EF3 |
20 km |
0 |
| May 13, 1974 |
EF3 |
24 km |
0 |
| Jul 17, 1972 |
EF3 |
79 km |
0 |
| Jan 24, 1967 |
EF3 |
76 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: UNIT 3 (1,206 ac, 1999).
| Year |
Name |
Acres |
Distance |
| 1999 |
UNIT 3 |
1,206 |
65 km |
| 2002 |
HSB 03 2 |
1,130 |
66 km |
| 2000 |
DESTRUST A |
756 |
65 km |
| 2006 |
HSB 003 |
674 |
66 km |
| 2004 |
HSB 009 |
608 |
65 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
1.5 in |
Coldest |
| February |
26°F (-3°C) |
1.2 in |
Driest |
| March |
38°F (3°C) |
2.7 in |
|
| April |
50°F (10°C) |
3.8 in |
|
| May |
61°F (16°C) |
4.1 in |
|
| June |
71°F (22°C) |
4.3 in |
|
| July |
75°F (24°C) |
4.6 in |
Warmest, Wettest |
| August |
73°F (23°C) |
4.1 in |
|
| September |
64°F (18°C) |
3.8 in |
|
| October |
53°F (12°C) |
2.8 in |
|
| November |
39°F (4°C) |
2.5 in |
|
| December |
26°F (-3°C) |
2.1 in |
|
Coal Valley has a seasonal temperature swing of 53°F / from 23°F in January to 75°F in July. Total annual precipitation is 37.5 inches, with July being the wettest month (4.6") and February the driest (1.2").
Average costs for common services in Coal Valley. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,220 |
| Toddler | $931 |
| Preschool | $758 |
| Family Childcare (monthly) |
| Infant | $804 |
| Toddler | $748 |
| Preschool | $729 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Coal Valley
What is the population of Coal Valley?
Coal Valley has a population of 4,142 residents and is located in Illinois. The population density is 1,307 people per square mile, spread across 1.1 square miles. The median age of residents is 46.7 years, which is older than the national median of 38.9 years. The population is 46.3% female and 53.7% male.
Is Coal Valley expensive to live in?
Coal Valley has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $104,781, 39% above the national average of $75,149. The median home value is $208,700 (26% below the U.S. median). The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is Coal Valley safe?
Coal Valley is considered a very safe city with a violent crime rate of 133 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,596 per 100,000 (below the national average). Overall, Coal Valley receives a safety grade of F based on combined crime data.
What is the weather like in Coal Valley?
Coal Valley has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 23°F in January, while summers reach an average of 75°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.1 inches, with 28.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Coal Valley?
The job market in Coal Valley is very strong, with unemployment at just 2.0% / well below the national rate of 3.6%. The average weekly wage is $1,391. There are 2,880 business establishments in the area, including 375 restaurants and food service locations. The average commute time is 20 minutes, and 7.6% of workers work from home.
How much does housing cost in Coal Valley?
The median home value in Coal Valley is $208,700. Zillow estimates the typical home value at $261,909. The homeownership rate is 93.0%. The average annual property tax is $6,655.
How are the schools in Coal Valley?
Schools in Coal Valley have an average test score of 4.6 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 33.2% of adults in Coal Valley hold a bachelor's degree or higher, below the national average of 33.7%. 94.3% have completed high school. 13.6% hold a graduate or professional degree.
How healthy is Coal Valley?
The obesity rate in Coal Valley is 34.9% (above the national rate of 32.1%). 11.7% of adults are smokers. 17.4% are physically inactive. 21.6% of residents report depression. 6.8% lack health insurance (below the national rate). 90.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,042.
What is transportation like in Coal Valley?
The average commute in Coal Valley is 20 minutes, shorter than the national average of 28 minutes. 86.2% of workers drive alone to work, and 7.6% work from home.
What are the demographics of Coal Valley?
The racial and ethnic makeup of Coal Valley is 91.4% White, 0.7% Hispanic or Latino. 93.4% of residents speak only English at home, while 6.6% speak Spanish. 8.8% of the population are military veterans. 10.7% of residents have a disability. 95.0% have health insurance coverage.