Median Income
$28,542
62% lower than US avg
Home Value
$76,700
73% lower than US avg
Bachelor's+
4.2%
88% lower than US avg
Median Rent
$816
30% lower than US avg
Obesity Rate
39.1%
22% higher than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
28.9%
133% higher than US avg
How Cobalt Compares to the U.S. Average (100% = U.S. avg)
People
Population318
Median Age37.5 yrs
Density2,120/mi²
Male / Female49% / 51%
Largest GroupWhite 85%
Veterans7.9%
Economy
C
Median Income$28,542
Per Capita$17,721
Unemployment1.6%
Poverty28.9%
Commute17 min
Housing
A+
Home Value$76,700
Rent$816
Ownership57.4%
Rent Burden42.1%
Health
Obesity39.1%
UninsuredN/A
Depression28.1%
Heart Disease6.4%
Education
F
Bachelor's+4.2%
High School+84.3%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute17 min
Broadband80.3%
Is Cobalt a Good Place to Live?
Based on current data, Cobalt receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Cobalt has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Cobalt is $28,542, 62% below the national average of $75,149. The job market is very strong with unemployment at just 1.6%. The poverty rate of 28.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Cobalt is $76,700, 73% below the national median — offering relatively affordable homeownership. Renters pay a median of $816 per month, below the national average — a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Education
4.2% of residents hold a bachelor's degree, below the national average of 33.7%. 84.3% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Air quality is rated Good with a median AQI of 41.
Cobalt has a population of 318 with a density of 2,120 people per square mile. The median age is 37.5 years, 4% younger than the national median of 38.9. The city is predominantly White (84.9%), with 11.3% Hispanic.
Population
37.5yrs
Median Age
4% below US avg
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
The median household income in Cobalt is $28,542, which is 62% below the national average of $75,149. The unemployment rate is 1.6% (below the 3.6% US average). 28.9% of residents live below the poverty line. Workers commute an average of 17 minutes.
Income
| Median HH Income | $28,542 |
| 62% below US avg |
| Per Capita Income | $17,721 |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 28.9% |
| 133% above US avg |
Commute & Transportation
| Commute Time | 16.7 min |
| Drive Alone | 72.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Cobalt is $76,700, 73% below the national average. Monthly rent averages $816 (30% below US avg). 57.4% of homes are owner-occupied.
Home Values
| Census Median | $76,700 |
| 73% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $816 |
| 30% below US avg |
| Rent Burden | 42.1% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 57.4% |
| Owner-Occupied | 57.4% |
Property Tax
In Cobalt, 39.1% of adults are obese (above the 32.1% national rate). 28.1% report depression. 32.0% are physically inactive.
Health Metrics: Cobalt vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.1% |
| 22% above US avg |
| Diabetes | 11.4% |
| Heart Disease | 6.4% |
| High Blood Pressure | 34.3% |
| Asthma | 11.4% |
| COPD | 9.0% |
| Stroke | 3.6% |
Behaviors & Mental Health
| |
| Binge Drinking | 16.9% |
| Physical Inactivity | 32.0% |
| Depression | 28.1% |
| Mental Distress | 20.7% |
| Physical Distress | 15.8% |
Healthcare Access
| Insurance Rate | 82.2% |
| |
| Checkup Rate | 75.7% |
Food & Exercise
Crime Rates: Cobalt vs U.S. Average (per 100,000)
Air quality is rated Good with a median AQI of 41.
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Area | 0.2 sq mi (0.4 km²) |
| Population Density | 2,120/sq mi |
| Timezone | America/Chicago |