Maryland
Cobb Island is a small town in Maryland with a population of 1,162. Residents earn $161,141 per year, which is 114% above the national average.
Based on current data, Cobb Island receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include long commute times. Cobb Island offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Cobb Island is $161,141, which is significantly higher than the national average — 114% above $75,149. This places Cobb Island among higher-income communities. Unemployment stands at 3.6%, indicating a healthy job market. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 49 minutes, longer than the typical American commute of 28 minutes.
The median home value in Cobb Island is $246,100, 13% below the national median — offering relatively affordable homeownership. At just 1.5x median income, home prices are very affordable relative to local earnings.
7.4% of residents hold a bachelor's degree, below the national average of 33.7%. 95.4% have completed high school. Area schools have an average test score of 5.9/10.
Cobb Island experiences four distinct seasons with an average temperature of 55°F. Winters average 35°F in January while summers reach 76°F in July. Annual precipitation totals 48.1 inches, including 15.1 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 100.0% |
| 27% above US avg | |
| Spanish | 0.0% |
| 100% below US avg |
| Median HH Income | $161,141 |
| 114% above US avg | |
| Per Capita Income | $51,347 |
| Avg Weekly Wage | $840 |
| IRS Avg AGI | $69,177 |
| Unemployment | 3.6% |
| 0% below US avg | |
| Poverty Rate | 0.0% |
| 100% below US avg | |
| Establishments (County) | 476 |
| County GDP | $666M |
| Restaurants | 39 |
| Healthcare | 16 |
| Retail | 54 |
| Manufacturing | 12 |
| Property Tax (IRS) | $3,543 |
| 1% above US avg | |
| Effective Tax Rate | 1.44% |
| Commute Time | 48.6 min |
| Work from Home | 7.2% |
| Census Median | $246,100 |
| 13% below US avg | |
| Zillow ZHVI | $367,003 |
| $/Sq Ft | $257 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 97.1% |
| Price Drops | 0.0% |
| Inventory | 4 |
| Studio | $1,312 |
| 1 Bedroom | $1,400 |
| 2 Bedrooms | $1,648 |
| 3 Bedrooms | $2,123 |
| 4 Bedrooms | $2,442 |
| Owner-Occupied | 85.6% |
| Avg Tax (IRS) | $3,543 |
| 1% above US avg | |
| Effective Rate | 1.44% |
| Obesity | 37.5% |
| 17% above US avg | |
| Diabetes | 9.5% |
| Heart Disease | 5.2% |
| High Blood Pressure | 33.8% |
| Asthma | 10.3% |
| COPD | 6.4% |
| Stroke | 2.8% |
| Binge Drinking | 17.8% |
| Physical Inactivity | 21.6% |
| Depression | 23.0% |
| Mental Distress | 18.4% |
| Physical Distress | 12.4% |
| Insurance Rate | 95.9% |
| Checkup Rate | 75.6% |
| Premature Death | 10,259/100K |
| Exercise Access | 22.0% |
| Healthcare Facilities | 16 |
| Fatal Crashes (County/yr) | 3 |
| Annual Average | 55.2°F |
| 2% above US avg | |
| January Average | 35°F (1°C) |
| July Average | 76°F (24°C) |
| Annual Rainfall | 48.1 inches |
| 27% above US avg | |
| Snowfall | 15.1 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 13 ft (4 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 1,844/sq mi |
| Coordinates | 38.2637°N, 76.8490°W |
| County FIPS | 51193 |
Winner: Republican by 14.3 points
| Bachelor's Degree+ | 7.4% |
| 78% below US avg | |
| High School+ | 95.4% |
| School Test Score | 5.85 |
| RUCC Code 8 | Nonmetro — Rural, adjacent |
| Population Density | 1,844/sq mi |
| Total Area | 0.6 sq mi |
| Public Libraries | 3 |
| Healthcare Facilities | 16 |
| Restaurants | 39 |
| Retail Stores | 54 |
| Fatal Crashes (County/yr) | 3 |
| Avg Commute | 48.6 min |
| Work from Home | 7.2% |