Golden Beach, MD

Maryland · Metropolitan Area

Golden Beach is a small town in Maryland with a population of 3,953. Residents earn $140,313 per year, which is 87% above the national average.

4.5 /5.0
A+ Excellent
3,953 Population 1,043/sq mi density
$140,313 Median Income $44,548 per capita
$376,200 Home Value
N/A Median Rent
55°F Avg Temperature
A+
Overall
4.5 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$140,313 median income, 1.7% unemployment
A+
Affordability
5.0 / 5.0
$376,200 home value
B+
Education
3.6 / 5.0
32.9% bachelor's degree or higher
Median Income $140,313
87% higher than US avg
Home Value $376,200
33% higher than US avg
Bachelor's+ 32.9%
2% lower than US avg
Obesity Rate 35.6%
11% higher than US avg
Unemployment 1.7%
53% lower than US avg
Poverty Rate 0.6%
95% lower than US avg

How Golden Beach Compares to the U.S. Average (100% = U.S. avg)

People

Population3,953
Median Age34.7 yrs
Density1,043/mi²
Male / Female53% / 47%
Largest GroupWhite 91%
Veterans12.0%

Economy

A+
Median Income$140,313
Per Capita$44,548
Unemployment1.7%
Poverty0.6%
County GDP$6,248M
Commute45 min

Housing

A+
Home Value$376,200
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity35.6%
UninsuredN/A
Depression23.0%
Heart Disease5.0%

Climate

Avg Temp55°F
AQI41 (Good)
Rain48.1 in/yr
Elevation92 ft

Education

B+
Bachelor's+32.9%
High School+95.6%
School Score5.85

Community

2024 VoteR 54% / D 44%
Commute45 min
Broadband98.3%
Libraries5

Is Golden Beach a Good Place to Live?

Based on current data, Golden Beach receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a low poverty rate, high health insurance coverage. Areas to be aware of include long commute times. Golden Beach stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Golden Beach is $140,313, which is significantly higher than the national average — 87% above $75,149. This places Golden Beach among higher-income communities. The job market is very strong with unemployment at just 1.7%. Only 0.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 45 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Golden Beach is $376,200, 33% above the national median. At just 2.7x median income, home prices are very affordable relative to local earnings.

Education

32.9% of residents hold a bachelor's degree, below the national average of 33.7%. 95.6% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Golden Beach experiences four distinct seasons with an average temperature of 55°F. Winters average 35°F in January while summers reach 76°F in July. Annual precipitation totals 48.1 inches, including 15.1 inches of snow. Air quality is rated Good with a median AQI of 41.

Golden Beach has a population of 3,953 with a density of 1,043 people per square mile. The median age is 34.7 years, 11% younger than the national median of 38.9. The city is predominantly White (91.3%), with 4.6% Black.

Population

3,953
Total Population
1,043
People / sq mi
34.7yrs
Median Age
11% below US avg
3.8mi²
Land Area

Gender Distribution

Male 52.9%
Female 47.1%

Race & Ethnicity

Golden Beach vs U.S. Average

Language Spoken at Home

English Only98.2%
25% above US avg
Spanish1.8%
87% below US avg

Social Characteristics

Golden Beach vs U.S. Average

The median household income in Golden Beach is $140,313, which is 87% above the national average of $75,149. The unemployment rate is 1.7% (below the 3.6% US average). 0.6% of residents live below the poverty line. Workers commute an average of 45 minutes.

Income: Golden Beach vs U.S.

Commute Mode

Income

Median HH Income$140,313
87% above US avg
Per Capita Income$44,548
Avg Weekly Wage$1,176
IRS Avg AGI$100,846

Employment & Poverty

Unemployment1.7%
53% below US avg
Poverty Rate0.6%
95% below US avg
Establishments (County)2,022
County GDP$6,248M

Business (County)

Restaurants156
Healthcare197
Retail191
Manufacturing32

Tax & Cost of Living

Property Tax (IRS)$4,763
36% above US avg
Effective Tax Rate1.27%

Commute & Transportation

Commute Time45.2 min
Drive Alone73.1%
Public Transit1.2%
Work from Home17.5%

Walkability

The median home value in Golden Beach is $376,200, 33% above the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$376,200
33% above US avg
Median List Price$465,000

Real Estate Market (Redfin)

Median List Price$465,000
$/Sq Ft$141
Homes Sold1
Sale-to-List Ratio100.0%
Price Drops14.3%
Inventory7

Rental Costs

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied97.5%

Property Tax

Avg Tax (IRS)$4,763
36% above US avg
Effective Rate1.27%
In Golden Beach, 35.6% of adults are obese (above the 32.1% national rate). 23.0% report depression. 20.7% are physically inactive.

Health Metrics: Golden Beach vs U.S. Average (%)

Chronic Conditions

Obesity35.6%
11% above US avg
Diabetes9.2%
Heart Disease5.0%
High Blood Pressure30.7%
Asthma10.8%
COPD5.5%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking19.1%
Physical Inactivity20.7%
Depression23.0%
Mental Distress17.4%
Physical Distress11.5%

Healthcare Access

Insurance Rate99.4%
Checkup Rate75.3%
Premature Death6,742/100K

Food & Exercise

Food Environment8.9/10
Exercise Access73.0%
Healthcare Facilities197

Crime Rates: Golden Beach vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Golden Beach has an average annual temperature of 55°F (13°C). Winters average 35°F in January while summers reach 76°F in July. Annual precipitation is 48.1 inches. Air quality is rated Good with a median AQI of 41.

Temperature

35°F Jan (1°C) 76°F Jul (24°C)
Annual Average55.2°F
2% above US avg
January Average35°F (1°C)
July Average76°F (24°C)

Precipitation & Snow

Annual Rainfall48.1 inches
27% above US avg
Snowfall15.1 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation92 ft (28 m)
Area3.8 sq mi (9.8 km²)
Population Density1,043/sq mi
Coordinates38.4897°N, 76.7007°W
County FIPS24009
It is classified as Metro — under 250K. 32.9% of residents hold a bachelor's degree or higher (2% below US avg). In the 2024 election, the county voted Republican by a 11-point margin. 98.3% of households have broadband internet.

2024 Presidential Election (County)

R 54.5%
D 43.5%

Winner: Republican by 11 points

Education

Bachelor's Degree+32.9%
2% below US avg
High School+95.6%
School Test Score5.85
B+ Education Grade (3.6/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,043/sq mi
Total Area3.8 sq mi

Infrastructure & Services

Broadband Access98.3%
Public Libraries5
Healthcare Facilities197
Restaurants156
Retail Stores191

Safety & Disasters

Fatal Crashes (County/yr)8

Commute & Transportation

Avg Commute45.2 min
Drive Alone73.1%
Public Transit1.2%
Work from Home17.5%

Nearby Cities

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