Median Income
$82,450
10% higher than US avg
Home Value
$417,800
48% higher than US avg
Bachelor's+
18.0%
47% lower than US avg
Median Rent
$1,854
59% higher than US avg
Obesity Rate
28.8%
10% lower than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
3.1%
75% lower than US avg
How Cold Springs Compares to the U.S. Average (100% = U.S. avg)
People
Population11,223
Median Age35.2 yrs
Density1,281/mi²
Male / Female52% / 48%
Largest GroupWhite 70%
Economy
A+
Median Income$82,450
Per Capita$32,343
Unemployment1.9%
Poverty3.1%
County GDP$2,769M
Commute29 min
Housing
B+
Home Value$417,800
Rent$1,854
OwnershipN/A
Health
Obesity28.8%
UninsuredN/A
Depression23.2%
Heart Disease5.2%
Climate
Avg Temp51°F
AQI41 (Good)
Rain11.0 in/yr
Elevation5,074 ft
Education
C
Bachelor's+18.0%
High School+93.1%
School Score4.96
Community
2024 VoteR 69% / D 30%
Commute29 min
Is Cold Springs a Good Place to Live?
Based on current data, Cold Springs receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, a low poverty rate. Areas to be aware of include high housing costs. Cold Springs offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Cold Springs is $82,450, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.9%. Only 3.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Cold Springs is $417,800, 48% above the national median. Renters pay a median of $1,854 per month, significantly above the national average of $1,163. The price-to-income ratio of 5.1x means housing costs are stretched relative to local earnings.
Education
18.0% of residents hold a bachelor's degree, below the national average of 33.7%. 93.1% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Cold Springs experiences four distinct seasons with an average temperature of 51°F. Winters average 34°F in January while summers reach 73°F in July. Annual precipitation totals 11.0 inches, including 16.7 inches of snow. Air quality is rated Good with a median AQI of 41.
Cold Springs has a population of 11,223 with a density of 1,281 people per square mile. The median age is 35.2 years, 10% younger than the national median of 38.9. The city is predominantly White (70.4%), with 5.1% Hispanic.
Population
35.2yrs
Median Age
10% below US avg
Race & Ethnicity
Cold Springs vs U.S. Average
Language Spoken at Home
| English Only | 89.8% |
| 14% above US avg |
| Spanish | 10.2% |
| 24% below US avg |
Social Characteristics
Cold Springs vs U.S. Average
The median household income in Cold Springs is $82,450, which is 10% above the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 3.1% of residents live below the poverty line. Workers commute an average of 29 minutes.
Income: Cold Springs vs U.S.
Income
| Median HH Income | $82,450 |
| 10% above US avg |
| Per Capita Income | $32,343 |
| Avg Weekly Wage | $1,608 |
| IRS Avg AGI | $75,161 |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 3.1% |
| 75% below US avg |
| Establishments (County) | 258 |
| County GDP | $2,769M |
Business (County)
| Restaurants | 21 |
| Healthcare | 4 |
| Retail | 20 |
| Manufacturing | 14 |
Tax & Cost of Living
| Property Tax (IRS) | $3,750 |
| 7% above US avg |
| Effective Tax Rate | 0.90% |
Commute & Transportation
| Commute Time | 29.1 min |
| Work from Home | 8.4% |
The median home value in Cold Springs is $417,800, 48% above the national average. Monthly rent averages $1,854 (59% above US avg).
Home Values
| Census Median | $417,800 |
| 48% above US avg |
| Median List Price | $465,000 |
Real Estate Market (Redfin)
| Median List Price | $465,000 |
| $/Sq Ft | $308 |
| Homes Sold | 7 |
| Sale-to-List Ratio | 100.7% |
| Price Drops | 8.7% |
| Inventory | 23 |
Rental Costs
| Census Median Rent | $1,854 |
| 59% above US avg |
HUD Fair Market Rent
| Studio | $1,056 |
| 1 Bedroom | $1,135 |
| 2 Bedrooms | $1,428 |
| 3 Bedrooms | $1,941 |
| 4 Bedrooms | $2,352 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,750 |
| 7% above US avg |
| Effective Rate | 0.90% |
In Cold Springs, 28.8% of adults are obese (below the 32.1% national rate). 23.2% report depression. 20.7% are physically inactive.
Health Metrics: Cold Springs vs U.S. Average (%)
Chronic Conditions
| Obesity | 28.8% |
| 10% below US avg |
| Diabetes | 8.3% |
| Heart Disease | 5.2% |
| High Blood Pressure | 26.9% |
| Asthma | 10.9% |
| COPD | 6.4% |
| Stroke | 2.9% |
Behaviors & Mental Health
| |
| Binge Drinking | 21.0% |
| Physical Inactivity | 20.7% |
| Depression | 23.2% |
| Mental Distress | 19.7% |
| Physical Distress | 13.8% |
Healthcare Access
| Insurance Rate | 90.0% |
| |
| Checkup Rate | 72.2% |
| Premature Death | 6,548/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 0.2% |
| Healthcare Facilities | 4 |
Crime Rates: Cold Springs vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
Safety Score
Cold Springs has an average annual temperature of 51°F (11°C). Winters average 34°F in January while summers reach 73°F in July. Annual precipitation is 11.0 inches. Air quality is rated Good with a median AQI of 41.
Temperature
34°F Jan (1°C)
73°F Jul (23°C)
| Annual Average | 51.0°F |
| 6% below US avg |
| January Average | 34°F (1°C) |
| July Average | 73°F (23°C) |
Precipitation & Snow
| Annual Rainfall | 11.0 inches |
| 71% below US avg |
| Snowfall | 16.7 inches/yr |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 5,074 ft (1,547 m) |
| Area | 8.8 sq mi (22.7 km²) |
| Population Density | 1,281/sq mi |
| Coordinates | 39.6926°N, 119.9773°W |
| County FIPS | 32029 |