Coldstream, KY
Full City Profile · Kentucky · Oldham County County
4.3
/5.0
A
Great
1,269
Population
5,768/sq mi density
$96,417
Median Income
$40,314 per capita
$260,300
Home Value
$305,615 Zillow
$2,121
Median Rent
28.6% income on rent
58°F
Avg Temperature
293 sunny days/yr
A
Overall
4.3 / 5.0
Strong
A+
Economy
4.9 / 5.0
$96,417 median income, 0.9% unemployment
A+
Affordability
5.0 / 5.0
$260,300 home value, $2,121/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
A+
Education
4.7 / 5.0
46.5% bachelor's degree or higher
Housing Overview
Median Home Value
$260,300
8% below
US avg: $281,900
Median Rent
$2,121/mo
82% above
US avg: $1,163/mo
Homeownership Rate
79.7%
22% above US avg (65.4%)
Total Housing Units
480
Median year built: 1996
Home Value by Source
Census Median
$260,300
Zillow (ZHVI)
$305,615
Median Sale Price
$355,950
Median List Price
$264,500
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
79.7%
Owner-Occupied
20.3%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Census median rent:
$2,121/mo
Market Indicators (Redfin)
Median Days on Market
19 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
2
Price Drops
20.0%
of listings with price reduction
Price Per Sq Ft
$188
Active Inventory
5
homes for sale
Affordability & Housing Stock
Rent Burden
28.6%
of renters spending 30%+ of income on housing
8% below US avg (31.0%)
Median Year Built
1996
Average age of housing stock: 30 years
Homeownership Rate
79.7%
Complete Housing Data
Home Values
| Census Median Value | $260,300 |
| Zillow Home Value (ZHVI) | $305,615 |
| Median Sale Price | $355,950 |
| Median List Price | $264,500 |
| Price Per Sq Ft | $188 |
Rent
| Census Median Rent | $2,121 |
| FMR Studio | $719 |
| FMR 1-Bedroom | $794 |
| FMR 2-Bedroom | $984 |
| FMR 3-Bedroom | $1,277 |
| FMR 4-Bedroom | $1,442 |
Market
| Days on Market | 19 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 20.0% |
| Homes Sold | 2 |
| Active Inventory | 5 |
| Price Per Sq Ft | $188 |
Ownership & Stock
| Owner-Occupied | 79.7% |
| Renter-Occupied | 20.3% |
| Homeownership Rate | 79.7% |
| Total Housing Units | 480 |
| Median Year Built | 1996 |
| Rent Burden | 28.6% |
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