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Coldstream, KY

Full City Profile · Kentucky · Oldham County County

4.3 /5.0
A Great
1,269 Population 5,768/sq mi density
$96,417 Median Income $40,314 per capita
$260,300 Home Value $305,615 Zillow
$2,121 Median Rent 28.6% income on rent
58°F Avg Temperature 293 sunny days/yr
A
Overall
4.3 / 5.0
Strong
A+
Economy
4.9 / 5.0
$96,417 median income, 0.9% unemployment
A+
Affordability
5.0 / 5.0
$260,300 home value, $2,121/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K
A+
Education
4.7 / 5.0
46.5% bachelor's degree or higher

Housing Overview

Median Home Value
$260,300
8% below
US avg: $281,900
Median Rent
$2,121/mo
82% above
US avg: $1,163/mo
Homeownership Rate
79.7%
22% above US avg (65.4%)
Total Housing Units
480
Median year built: 1996

Home Value by Source

Census Median
$260,300
Zillow (ZHVI)
$305,615
Median Sale Price
$355,950
Median List Price
$264,500
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

79.7%
Owner-Occupied
20.3%
Renter-Occupied
80%
20%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Census median rent: $2,121/mo

Market Indicators (Redfin)

Median Days on Market
19 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
2
Price Drops
20.0%
of listings with price reduction
Price Per Sq Ft
$188
Active Inventory
5
homes for sale

Affordability & Housing Stock

Rent Burden
28.6%
of renters spending 30%+ of income on housing
8% below US avg (31.0%)
Median Year Built
1996
Average age of housing stock: 30 years
Homeownership Rate
79.7%

Complete Housing Data

Home Values

Census Median Value$260,300
Zillow Home Value (ZHVI)$305,615
Median Sale Price$355,950
Median List Price$264,500
Price Per Sq Ft$188

Rent

Census Median Rent$2,121
FMR Studio$719
FMR 1-Bedroom$794
FMR 2-Bedroom$984
FMR 3-Bedroom$1,277
FMR 4-Bedroom$1,442

Market

Days on Market19
Sale-to-List Ratio1.0%
Price Drops20.0%
Homes Sold2
Active Inventory5
Price Per Sq Ft$188

Ownership & Stock

Owner-Occupied79.7%
Renter-Occupied20.3%
Homeownership Rate79.7%
Total Housing Units480
Median Year Built1996
Rent Burden28.6%