Median Income
$67,292
10% lower than US avg
Home Value
$130,700
54% lower than US avg
Bachelor's+
16.4%
51% lower than US avg
Median Rent
$883
24% lower than US avg
Obesity Rate
33.8%
5% higher than US avg
Unemployment
5.7%
58% higher than US avg
Poverty Rate
9.5%
23% lower than US avg
How Collins Compares to the U.S. Average (100% = U.S. avg)
People
Population493
Median Age33.0 yrs
Density1,006/mi²
Male / Female46% / 54%
Largest GroupWhite 96%
Veterans7.2%
Economy
B+
Median Income$67,292
Per Capita$31,463
Unemployment5.7%
Poverty9.5%
County GDP$1,523M
Commute31 min
Housing
A+
Home Value$130,700
Rent$883
Ownership74.7%
Zillow$278,528
Housing Units198
Rent Burden19.5%
Health
Obesity33.8%
Uninsured6.3%
Smoking14.0%
Depression21.8%
Heart Disease5.0%
Climate
Avg Temp48°F (9°C)
Rain36.5 in/yr
Elevation1,001 ft (305 m)
Education
C
Bachelor's+16.4%
High School+93.0%
Graduate+2.8%
School Score5.77
Community
2024 VoteR 63% / D 35%
Commute31 min
Broadband90.7%
EV Stations1
Libraries8
Is Collins a Good Place to Live?
Based on current data, Collins receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment. Collins offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Collins is $67,292, 10% below the national average of $75,149. The unemployment rate of 5.7% is somewhat elevated compared to the national rate of 3.6%. 9.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Collins is $130,700, 54% below the national median / offering relatively affordable homeownership. Renters pay a median of $883 per month, below the national average / a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.
Education
16.4% of residents hold a bachelor's degree, below the national average of 33.7%. 93.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Collins experiences four distinct seasons with an average temperature of 48°F. Winters average 18°F in January while summers reach 73°F in July. Annual precipitation totals 36.5 inches, including 30.6 inches of snow.
Collins has a population of 493 with a density of 1,006 people per square mile, spread across 0.5 square miles. The median age is 33.0 years, 15% younger than the national median of 38.9. The gender split is 53.8% female and 46.2% male. The city is predominantly White (95.5%), with 3% Hispanic. English is the primary language spoken at home by 99.2% of residents. 7.2% of the population are veterans. 15.7% of residents have a disability (above the 13.0% national average). 93.7% have health insurance coverage.
Population
493
Total Population
2023 Census
33.0yrs
Median Age
15% below US avg
Language Spoken at Home
English Only
99.2%
26% above US avg
Spanish
0.4%
97% below US avg
The median household income in Collins is $67,292, which is 10% below the national average of $75,149. Per capita income is $31,463 (below the $39,052 national figure). The average weekly wage is $960, 33% lower than the U.S. average. The unemployment rate is 5.7% (above the 3.6% US average). 9.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 984 business establishments, including 63 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 31 minutes. 3.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $67,292 |
| 10% below US avg |
| Per Capita Income | $31,463 |
| Avg Weekly Wage | $960 |
| IRS Avg AGI | $72,700 |
| Gini Index | 0.424 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.7% |
| 58% above US avg |
| Poverty Rate | 9.5% |
| 23% below US avg |
| Establishments (County) | 984 |
| County GDP | $1,523M |
Business (County)
| Restaurants | 63 |
| Healthcare | 66 |
| Retail | 96 |
| Manufacturing | 37 |
Tax & Cost of Living
| Property Tax (IRS) | $4,099 |
| 17% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 3.14% |
Commute & Transportation
| Commute Time | 30.5 min |
| Drive Alone | 83.8% |
| Public Transit | 0.0% |
| Work from Home | 3.9% |
The median home value in Collins is $130,700, 54% below the national median of $281,900. Zillow estimates the typical home value at $278,528, higher than the Census estimate. Monthly rent averages $883 (24% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 74.7% of housing units are owner-occupied (above the 65.4% national rate). There are 198 total housing units in the city. The median year a home was built is 1944. The average annual property tax is $4,099 (higher than the $3,500 national average). 19.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $130,700 |
| 54% below US avg |
| Zillow ZHVI | $278,528 |
Rental Costs
| Census Median Rent | $883 |
| 24% below US avg |
| Rent Burden | 19.5% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 74.7% |
| Owner-Occupied | 74.7% |
| Renter-Occupied | 25.3% |
| Housing Units | 198 |
| Median Year Built | 1944 |
Property Tax
| Avg Tax (IRS) | $4,099 |
| 17% above US avg |
| Effective Rate | 3.14% |
In Collins, 33.8% of adults are obese, above the national rate of 32.1%. 8.5% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 29.0% have high blood pressure. 14.0% are current smokers. 24.7% report binge drinking. 20.5% are physically inactive, below the national average. 21.8% report depression. 16.7% experience frequent mental distress. 6.3% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,518. The dentist ratio is 1:1,897. 76.5% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Collins vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.8% |
| 5% above US avg |
| Diabetes | 8.5% |
| Heart Disease | 5.0% |
| High Blood Pressure | 29.0% |
| Asthma | 10.1% |
| COPD | 5.3% |
| Cancer | 7.5% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 14.0% |
| 0% below US avg |
| Binge Drinking | 24.7% |
| Physical Inactivity | 20.5% |
| Depression | 21.8% |
| Mental Distress | 16.7% |
| Physical Distress | 11.0% |
| Short Sleep | 29.3% |
Healthcare Access
| Insurance Rate | 93.7% |
| Uninsured | 6.3% |
| 27% below US avg |
| Primary Care | 1:2,518 |
| Dentists | 1:1,897 |
| Mental Health | 1:862 |
| Checkup Rate | 75.3% |
| Dental Visits | 69.5% |
| Premature Death | 7,112/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 76.5% |
| Healthcare Facilities | 66 |
Collins experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 18°F in January while summers reach 73°F in July. Annual precipitation totals 36.5 inches. The area receives 30.6 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,001 feet.
Temperature
18°F Jan (-8°C)
73°F Jul (23°C)
| Annual Average | 47.8°F |
| 11% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 1,001 ft (305 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 1,006/sq mi |
| Coordinates | 41.9024°N, 93.3081°W |
| Timezone | America/Chicago |
| County | Jasper County County |
| Nearest Airport | Des Moines International (DSM)
34 miles away |
Precipitation & Snow
Annual Rainfall
36.5"
4% below US avg
Wettest Month (Jun)
5.78"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 43.7 / 100 |
| Social Vulnerability | 21.9 / 100 |
| Community Resilience | 89.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
713 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 35 fatalities, 941 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2008 |
EF5 |
80 km |
9 |
| Jun 13, 1976 |
EF5 |
47 km |
0 |
| May 15, 1968 |
EF5 |
98 km |
13 |
| May 30, 1989 |
EF4 |
44 km |
0 |
| May 24, 1989 |
EF4 |
56 km |
0 |
| Sep 28, 1986 |
EF4 |
30 km |
0 |
| May 4, 1977 |
EF4 |
98 km |
0 |
| Aug 12, 1974 |
EF4 |
95 km |
0 |
| Jun 18, 1974 |
EF4 |
32 km |
2 |
| Jun 8, 1967 |
EF4 |
99 km |
0 |
| Aug 20, 2019 |
EF3 |
74 km |
0 |
| Jul 19, 2018 |
EF3 |
58 km |
0 |
| Jul 19, 2018 |
EF3 |
31 km |
0 |
| Jun 22, 2015 |
EF3 |
83 km |
0 |
| Nov 12, 2005 |
EF3 |
70 km |
1 |
| May 11, 2000 |
EF3 |
99 km |
1 |
| Apr 8, 1999 |
EF3 |
94 km |
0 |
| Mar 22, 1991 |
EF3 |
27 km |
0 |
| Jun 28, 1990 |
EF3 |
82 km |
0 |
| Mar 13, 1990 |
EF3 |
14 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: NEAL SMITH WUI 2016 1 (1,050 ac, 2016).
| Year |
Name |
Acres |
Distance |
| 2016 |
NEAL SMITH WUI 2016 1 |
1,050 |
36 km |
| 2009 |
UNNAMED |
939 |
87 km |
| 2010 |
FOLEY |
786 |
90 km |
| 2011 |
ACE AUTO |
676 |
100 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
81 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
18°F (-8°C) |
1.0 in |
Coldest, Driest |
| February |
23°F (-5°C) |
1.2 in |
|
| March |
35°F (2°C) |
2.0 in |
|
| April |
48°F (9°C) |
3.5 in |
|
| May |
60°F (15°C) |
4.8 in |
|
| June |
70°F (21°C) |
5.8 in |
Wettest |
| July |
73°F (23°C) |
4.3 in |
Warmest |
| August |
71°F (22°C) |
4.2 in |
|
| September |
63°F (17°C) |
3.4 in |
|
| October |
51°F (10°C) |
2.7 in |
|
| November |
37°F (3°C) |
2.0 in |
|
| December |
24°F (-4°C) |
1.5 in |
|
Collins has a seasonal temperature swing of 55°F / from 18°F in January to 73°F in July. Total annual precipitation is 36.5 inches, with June being the wettest month (5.8") and January the driest (1.0").
Average costs for common services in Collins. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132-$351) |
| Specialist Visit |
$307 ($176-$483) |
| Urgent Care Visit |
$176 ($88-$307) |
| Emergency Room Visit |
$1,932 ($702-$4,390) |
| Dental Cleaning |
$114 ($66-$176) |
| Dental Filling |
$220 ($132-$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$66) |
| Oil Change (Synthetic) |
$66 ($44-$105) |
| Brake Pad Replacement |
$263 ($132-$439) |
| Tire Rotation |
$35 ($18-$66) |
| New Tires (Set of 4) |
$527 ($351-$878) |
| Battery Replacement |
$176 ($88-$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53-$132) |
| Electrician (Per Hour) |
$79 ($44-$123) |
| HVAC Repair |
$351 ($132-$702) |
| HVAC System Install |
$6,146 ($3,512-$10,536) |
| Roof Repair |
$878 ($351-$1,756) |
| Roof Replacement |
$7,902 ($4,829-$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439-$3,073) |
| Divorce (Contested) |
$13,170 ($4,390-$26,340) |
| DUI Defense |
$4,390 ($1,756-$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702-$2,634) |
| Will Preparation |
$439 ($176-$878) |
| Trust Preparation |
$2,195 ($878-$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$48 ($26-$88) |
| Hair Coloring (Full) |
$132 ($66-$220) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$35 ($22-$57) |
| Massage (1 Hour) |
$70 ($44-$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63-$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20-$4.39) |
| Loaf of Bread |
$3.34 ($2.20-$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63-$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51-$6.59) |
| Rice (per lb) |
$0.88 ($0.53-$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70-$220) |
| Natural Gas (Monthly) |
$61 ($26-$132) |
| Water/Sewer (Monthly) |
$61 ($35-$105) |
| Internet (Monthly) |
$61 ($35-$88) |
| Cell Phone Plan (Monthly) |
$57 ($26-$88) |
| Cable TV (Monthly) |
$75 ($44-$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66-$439) |
| Car Insurance (Annual) |
$1,756 ($1,054-$3,073) |
| Bus Pass (Monthly) |
$61 ($26-$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02-$22) |
| Car Registration (Annual) |
$88 ($26-$220) |
| Driver's License Renewal |
$26 ($13-$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527-$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439-$1,756) |
| After-School Care (Monthly) |
$351 ($176-$615) |
| Tutoring (Per Hour) |
$44 ($22-$88) |
| SAT/ACT Prep Course |
$878 ($351-$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390-$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26-$88) |
| Dog Vaccination (Annual) |
$88 ($44-$176) |
| Dog Grooming |
$53 ($26-$88) |
| Pet Boarding (Per Night) |
$35 ($18-$66) |
| Dog Spay/Neuter |
$263 ($132-$439) |
| Cat Spay/Neuter |
$176 ($88-$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $691 |
| Toddler | $596 |
| Preschool | $596 |
| Family Childcare (monthly) |
| Infant | $467 |
| Toddler | $459 |
| Preschool | $459 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Collins
What is the population of Collins?
Collins has a population of 493 residents and is located in Iowa. The population density is 1,006 people per square mile, spread across 0.5 square miles. The median age of residents is 33.0 years, which is younger than the national median of 38.9 years. The population is 53.8% female and 46.2% male.
Is Collins expensive to live in?
Collins is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $67,292, 10% below the national average of $75,149. The median home value is $130,700 (54% below the U.S. median). Renters pay a median of $883 per month, below the national average of $1,163. The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Collins?
Collins has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 18°F in January, while summers reach an average of 73°F in July. Annual rainfall totals 36.5 inches, with 30.6 inches of snow.
How is the job market in Collins?
The unemployment rate in Collins is 5.7%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $960. There are 984 business establishments in the area, including 63 restaurants and food service locations. The average commute time is 31 minutes, and 3.9% of workers work from home.
How much does housing cost in Collins?
The median home value in Collins is $130,700. Zillow estimates the typical home value at $278,528. For renters, the median monthly rent is $883. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 74.7%. The average annual property tax is $4,099.
How are the schools in Collins?
Schools in Collins score 5.8 out of 10 on standardized testing, near the national average. 16.4% of adults in Collins hold a bachelor's degree or higher, below the national average of 33.7%. 93.0% have completed high school. 2.8% hold a graduate or professional degree.
How healthy is Collins?
The obesity rate in Collins is 33.8% (above the national rate of 32.1%). 14.0% of adults are smokers. 20.5% are physically inactive. 21.8% of residents report depression. 6.3% lack health insurance (below the national rate). 76.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,518.
What is transportation like in Collins?
The average commute in Collins is 31 minutes, longer than the national average of 28 minutes. 83.8% of workers drive alone to work, and 3.9% work from home.
What are the demographics of Collins?
The racial and ethnic makeup of Collins is 95.5% White, 3% Hispanic or Latino. 99.2% of residents speak only English at home. 7.2% of the population are military veterans. 15.7% of residents have a disability. 93.7% have health insurance coverage.