Median Income
$43,051
43% lower than US avg
Home Value
$124,800
56% lower than US avg
Violent Crime
427/100K
12% higher than US avg
Bachelor's+
25.7%
24% lower than US avg
Median Rent
$902
22% lower than US avg
Obesity Rate
42.2%
31% higher than US avg
Unemployment
4.2%
17% higher than US avg
Poverty Rate
19.4%
56% higher than US avg
How Commerce Compares to the U.S. Average (100% = U.S. avg)
People
Population9,211
Median Age23.7 yrs
Density1,107/mi²
Male / Female46% / 54%
Largest GroupWhite 58%
Veterans6.7%
Economy
C+
Median Income$43,051
Per Capita$20,673
Unemployment4.2%
Poverty19.4%
County GDP$179M
Commute20 min
Housing
A+
Home Value$124,800
Rent$902
Ownership40.0%
Zillow$216,822
Housing Units3,435
Rent Burden31.2%
Crime
F
Violent427/100K
Property1,167/100K
Health
Obesity42.2%
Uninsured15.3%
Smoking19.4%
Depression24.9%
Heart Disease7.0%
Climate
Avg Temp66°F (19°C)
Rain44.6 in/yr
Elevation532 ft (162 m)
Education
B
Bachelor's+25.7%
High School+83.0%
Graduate+11.4%
School Score4.94
Community
2024 VoteR 85% / D 15%
Commute20 min
Broadband85.3%
EV Stations1
Is Commerce a Good Place to Live?
Based on current data, Commerce receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include affordable housing. Areas to be aware of include an elevated poverty rate, a high uninsured rate, below-average incomes. Commerce offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Commerce is $43,051, 43% below the national average of $75,149. Unemployment stands at 4.2%, indicating a healthy job market. The poverty rate of 19.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Commerce is $124,800, 56% below the national median / offering relatively affordable homeownership. Renters pay a median of $902 per month, below the national average / a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 427 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 1,167 per 100,000, 40% below the national average.
Education
25.7% of residents hold a bachelor's degree, below the national average of 33.7%. 83.0% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Commerce enjoys a moderate climate with an average annual temperature of 66°F. Winters average 46°F in January while summers reach 86°F in July. Annual precipitation totals 44.6 inches.
Commerce has a population of 9,211 with a density of 1,107 people per square mile, spread across 8.0 square miles. The median age is 23.7 years, 39% younger than the national median of 38.9. The gender split is 53.7% female and 46.3% male. The city is predominantly White (57.6%), with 22.6% Hispanic, 17.8% Black, 2.5% Asian. English is the primary language spoken at home by 78.9% of residents, while 16.8% speak Spanish. 6.7% of the population are veterans. 12.0% of residents have a disability. 84.7% have health insurance coverage.
Population
9,211
Total Population
2023 Census
23.7yrs
Median Age
39% below US avg
Language Spoken at Home
English Only
78.9%
1% above US avg
Spanish
16.8%
25% above US avg
The median household income in Commerce is $43,051, which is 43% below the national average of $75,149. Per capita income is $20,673 (below the $39,052 national figure). The average weekly wage is $817, 43% lower than the U.S. average. The unemployment rate is 4.2% (above the 3.6% US average). 19.4% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 110 business establishments, including 4 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 7.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $43,051 |
| 43% below US avg |
| Per Capita Income | $20,673 |
| Avg Weekly Wage | $817 |
| IRS Avg AGI | $56,862 |
| Gini Index | 0.447 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.2% |
| 17% above US avg |
| Poverty Rate | 19.4% |
| 56% above US avg |
| Establishments (County) | 110 |
| County GDP | $179M |
Business (County)
| Restaurants | 4 |
| Healthcare | 4 |
| Retail | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $4,933 |
| 41% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 3.95% |
Commute & Transportation
| Commute Time | 19.6 min |
| Drive Alone | 69.7% |
| Public Transit | 0.1% |
| Work from Home | 7.9% |
The median home value in Commerce is $124,800, 56% below the national median of $281,900. Zillow estimates the typical home value at $216,822, higher than the Census estimate. According to Redfin, the median sale price is $203,450 with homes selling in an average of 288 days. Homes sell for 95.9% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $902 (22% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 40.0% of housing units are owner-occupied (below the 65.4% national rate). There are 3,435 total housing units in the city. The median year a home was built is 1976. The average annual property tax is $4,933 (higher than the $3,500 national average). 31.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.9x, well within the affordable range.
Home Values
| Census Median | $124,800 |
| 56% below US avg |
| Zillow ZHVI | $216,822 |
| Redfin Median Sale | $203,450 |
| Median List Price | $249,000 |
Real Estate Market (Redfin)
| Median Sale Price | $203,450 |
| Median List Price | $249,000 |
| $/Sq Ft | $109 |
| Homes Sold | 6 |
| Days on Market | 288 days |
| Sale-to-List Ratio | 95.9% |
| Price Drops | 16.7% |
| Inventory | 48 |
Rental Costs
| Census Median Rent | $902 |
| 22% below US avg |
| Zillow Rent (ZORI) | $1,135 |
| Rent Burden | 31.2% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 40.0% |
| Owner-Occupied | 40.0% |
| Renter-Occupied | 60.0% |
| Housing Units | 3,435 |
| Median Year Built | 1976 |
Property Tax
| Avg Tax (IRS) | $4,933 |
| 41% above US avg |
| Effective Rate | 3.95% |
In Commerce, 42.2% of adults are obese, above the national rate of 32.1%. 14.5% have diabetes (above the 10.5% national rate). Heart disease affects 7.0% of residents, above the national average. 39.2% have high blood pressure. 19.4% are current smokers (above the 14.0% national rate). 15.7% report binge drinking. 32.8% are physically inactive, above the national average. 24.9% report depression (above the 20.0% national average). 21.4% experience frequent mental distress. 15.3% of residents lack health insurance (above the 8.6% national rate). 61.2% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Commerce vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.2% |
| 31% above US avg |
| Diabetes | 14.5% |
| Heart Disease | 7.0% |
| High Blood Pressure | 39.2% |
| Asthma | 11.7% |
| COPD | 9.0% |
| Cancer | 6.4% |
| Stroke | 4.3% |
Behaviors & Mental Health
| Smoking | 19.4% |
| 39% above US avg |
| Binge Drinking | 15.7% |
| Physical Inactivity | 32.8% |
| Depression | 24.9% |
| Mental Distress | 21.4% |
| Physical Distress | 16.4% |
| Short Sleep | 42.0% |
Healthcare Access
| Insurance Rate | 84.7% |
| Uninsured | 15.3% |
| 78% above US avg |
| Mental Health | 1:1,840 |
| Checkup Rate | 74.4% |
| Dental Visits | 47.5% |
| Premature Death | 13,605/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 61.2% |
| Healthcare Facilities | 4 |
Commerce has a violent crime rate of 427 per 100,000 residents, 12% above the national average of 380. Property crime stands at 1,167 per 100,000, 40% below the U.S. average. The county recorded 1 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Commerce receives a safety grade of F.
Crime Rates: Commerce vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 427.4/100K |
| 12% above US avg |
| |
Property Crime
| Total Property | 1,167.4/100K |
| 40% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Commerce enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winters average 46°F in January while summers reach 86°F in July. Annual precipitation totals 44.6 inches. The city sits at an elevation of 532 feet.
Temperature
46°F Jan (8°C)
86°F Jul (30°C)
| Annual Average | 66.0°F |
| 22% above US avg |
| January Average | 46°F (8°C) |
| July Average | 86°F (30°C) |
Geography
| Elevation | 532 ft (162 m) |
| Area | 8.0 sq mi (20.7 km²) |
| Population Density | 1,107/sq mi |
| Coordinates | 33.2410°N, 95.8989°W |
| Timezone | America/Chicago |
| County | Delta County County |
| Nearest Airport | Mount Pleasant Regional (MPS)
55 miles away |
Precipitation & Snow
Annual Rainfall
44.6"
17% above US avg
Wettest Month (Oct)
5.27"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 8.9 / 100 |
| Social Vulnerability | 51.4 / 100 |
| Community Resilience | 60.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
84 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on Aug 29, 2024.
| May 7, 2015 |
5 km N of Venus, Texas |
M4.0 |
141 km |
| Jan 7, 2015 |
6 km NE of Irving, Texas |
M3.6 |
102 km |
| Mar 4, 2013 |
5 km S of Tishomingo, Oklahoma |
M3.5 |
128 km |
| Jan 6, 2015 |
4 km ENE of Irving, Texas |
M3.5 |
104 km |
| Apr 28, 2013 |
4 km NNW of Oakland, Oklahoma |
M3.5 |
130 km |
| Sep 30, 2012 |
4 km NW of Irving, Texas |
M3.4 |
110 km |
| Oct 20, 2002 |
8 km WSW of Lane, Oklahoma |
M3.4 |
116 km |
| Sep 23, 2013 |
4 km WNW of Marietta, Oklahoma |
M3.4 |
141 km |
| May 19, 2018 |
8 km NW of Venus, Texas |
M3.4 |
146 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
9 km |
| May 18, 2015 |
5 km N of Irving, Texas |
M3.3 |
107 km |
| Sep 25, 2010 |
5 km ENE of Madill, Oklahoma |
M3.3 |
123 km |
| Apr 2, 2015 |
5 km NNE of Irving, Texas |
M3.3 |
106 km |
| May 16, 2009 |
5 km NNW of Grand Prairie, Texas |
M3.3 |
115 km |
| May 1, 2024 |
7 km S of Mansfield, Texas |
M3.2 |
143 km |
| May 3, 2015 |
4 km N of Irving, Texas |
M3.2 |
107 km |
| Jun 24, 2013 |
6 km W of Lehigh, Oklahoma |
M3.2 |
141 km |
| Sep 23, 2013 |
2 km NNE of Marietta, Oklahoma |
M3.2 |
137 km |
| May 27, 2013 |
5 km SSW of Bee, Oklahoma |
M3.2 |
113 km |
| Jan 7, 2015 |
4 km NE of Irving, Texas |
M3.1 |
104 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Laura (2020, Cat 1).
| Year |
Name |
Category |
Closest |
| 2020 |
Laura |
Category 2 |
296 km |
| 2008 |
Ike |
Category 1 |
256 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
634 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 57 fatalities, 1,545 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 4, 2022 |
EF4 |
68 km |
0 |
| Nov 4, 2022 |
EF4 |
42 km |
0 |
| Dec 26, 2015 |
EF4 |
81 km |
10 |
| Apr 2, 1982 |
EF4 |
52 km |
10 |
| May 13, 1981 |
EF4 |
62 km |
0 |
| May 4, 1960 |
EF4 |
89 km |
0 |
| Apr 2, 1957 |
EF4 |
91 km |
3 |
| May 25, 2024 |
EF3 |
81 km |
0 |
| Apr 30, 2019 |
EF3 |
86 km |
2 |
| Apr 29, 2017 |
EF3 |
94 km |
2 |
| May 9, 2016 |
EF3 |
81 km |
0 |
| May 25, 2015 |
EF3 |
89 km |
1 |
| May 10, 2015 |
EF3 |
96 km |
2 |
| Apr 3, 2012 |
EF3 |
76 km |
0 |
| May 9, 2006 |
EF3 |
60 km |
3 |
| May 4, 1999 |
EF3 |
68 km |
1 |
| Dec 13, 1984 |
EF3 |
90 km |
0 |
| Apr 2, 1982 |
EF3 |
92 km |
0 |
| Apr 2, 1982 |
EF3 |
92 km |
1 |
| Apr 2, 1982 |
EF3 |
56 km |
1 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: ACHILLE (4,958 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
ACHILLE |
4,958 |
82 km |
| 2003 |
POPS |
4,475 |
89 km |
| 2006 |
UNNAMED |
1,634 |
14 km |
| 2006 |
COOPER LAKE |
1,224 |
11 km |
| 2005 |
MAPLE CREEK |
1,223 |
91 km |
| 2006 |
UNNAMED |
1,133 |
95 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
46°F (8°C) |
2.9 in |
Coldest |
| February |
49°F (10°C) |
3.3 in |
|
| March |
57°F (14°C) |
4.3 in |
|
| April |
65°F (18°C) |
4.5 in |
|
| May |
73°F (23°C) |
4.6 in |
|
| June |
81°F (27°C) |
3.8 in |
|
| July |
86°F (30°C) |
2.9 in |
|
| August |
86°F (30°C) |
2.4 in |
Warmest, Driest |
| September |
78°F (26°C) |
3.2 in |
|
| October |
67°F (20°C) |
5.3 in |
Wettest |
| November |
56°F (13°C) |
3.9 in |
|
| December |
48°F (9°C) |
3.6 in |
|
Commerce has a seasonal temperature swing of 40°F / from 46°F in January to 86°F in August. Total annual precipitation is 44.6 inches, with October being the wettest month (5.3") and August the driest (2.4").
Average costs for common services in Commerce. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146-$388) |
| Specialist Visit |
$340 ($194-$534) |
| Urgent Care Visit |
$194 ($97-$340) |
| Emergency Room Visit |
$2,136 ($777-$4,855) |
| Dental Cleaning |
$126 ($73-$194) |
| Dental Filling |
$243 ($146-$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24-$73) |
| Oil Change (Synthetic) |
$73 ($49-$117) |
| Brake Pad Replacement |
$291 ($146-$486) |
| Tire Rotation |
$39 ($19-$73) |
| New Tires (Set of 4) |
$583 ($388-$971) |
| Battery Replacement |
$194 ($97-$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58-$146) |
| Electrician (Per Hour) |
$87 ($49-$136) |
| HVAC Repair |
$388 ($146-$777) |
| HVAC System Install |
$6,797 ($3,884-$11,652) |
| Roof Repair |
$971 ($388-$1,942) |
| Roof Replacement |
$8,739 ($5,341-$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486-$3,399) |
| Divorce (Contested) |
$14,565 ($4,855-$29,130) |
| DUI Defense |
$4,855 ($1,942-$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777-$2,913) |
| Will Preparation |
$486 ($194-$971) |
| Trust Preparation |
$2,428 ($971-$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15-$44) |
| Women's Haircut |
$53 ($29-$97) |
| Hair Coloring (Full) |
$146 ($73-$243) |
| Manicure |
$24 ($15-$44) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$78 ($49-$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91-$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43-$4.86) |
| Loaf of Bread |
$3.69 ($2.43-$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91-$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88-$7.28) |
| Rice (per lb) |
$0.97 ($0.58-$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78-$243) |
| Natural Gas (Monthly) |
$68 ($29-$146) |
| Water/Sewer (Monthly) |
$68 ($39-$117) |
| Internet (Monthly) |
$68 ($39-$97) |
| Cell Phone Plan (Monthly) |
$63 ($29-$97) |
| Cable TV (Monthly) |
$83 ($49-$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73-$486) |
| Car Insurance (Annual) |
$1,942 ($1,165-$3,399) |
| Bus Pass (Monthly) |
$68 ($29-$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77-$24) |
| Car Registration (Annual) |
$97 ($29-$243) |
| Driver's License Renewal |
$29 ($15-$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583-$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486-$1,942) |
| After-School Care (Monthly) |
$388 ($194-$680) |
| Tutoring (Per Hour) |
$49 ($24-$97) |
| SAT/ACT Prep Course |
$971 ($388-$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855-$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$97) |
| Dog Vaccination (Annual) |
$97 ($49-$194) |
| Dog Grooming |
$58 ($29-$97) |
| Pet Boarding (Per Night) |
$39 ($19-$73) |
| Dog Spay/Neuter |
$291 ($146-$486) |
| Cat Spay/Neuter |
$194 ($97-$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $524 |
| Toddler | $494 |
| Preschool | $485 |
| Family Childcare (monthly) |
| Infant | $481 |
| Toddler | $459 |
| Preschool | $455 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Commerce
What is the population of Commerce?
Commerce has a population of 9,211 residents and is located in Texas. The population density is 1,107 people per square mile, spread across 8.0 square miles. The median age of residents is 23.7 years, which is younger than the national median of 38.9 years. The population is 53.7% female and 46.3% male.
Is Commerce expensive to live in?
Commerce has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $43,051, 43% below the national average of $75,149. The median home value is $124,800 (56% below the U.S. median). Renters pay a median of $902 per month, below the national average of $1,163. The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.
Is Commerce safe?
The violent crime rate in Commerce is 427 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 1,167 per 100,000 (below the national average). Overall, Commerce receives a safety grade of F based on combined crime data.
What is the weather like in Commerce?
Commerce enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winter temperatures average 46°F in January, while summers reach an average of 86°F in July. Annual rainfall totals 44.6 inches.
How is the job market in Commerce?
Commerce has a healthy job market with an unemployment rate of 4.2%, near the national average of 3.6%. The average weekly wage is $817. There are 110 business establishments in the area, including 4 restaurants and food service locations. The average commute time is 20 minutes, and 7.9% of workers work from home.
How much does housing cost in Commerce?
The median home value in Commerce is $124,800. Zillow estimates the typical home value at $216,822. According to Redfin, the median sale price is $203,450, with homes typically selling within 288 days. For renters, the median monthly rent is $902. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 40.0%. The average annual property tax is $4,933.
How are the schools in Commerce?
Schools in Commerce have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 25.7% of adults in Commerce hold a bachelor's degree or higher, below the national average of 33.7%. 83.0% have completed high school. 11.4% hold a graduate or professional degree.
How healthy is Commerce?
The obesity rate in Commerce is 42.2% (above the national rate of 32.1%). 19.4% of adults are smokers. 32.8% are physically inactive. 24.9% of residents report depression. 15.3% lack health insurance (above the national rate). 61.2% of residents have access to exercise opportunities.
What is transportation like in Commerce?
The average commute in Commerce is 20 minutes, shorter than the national average of 28 minutes. 69.7% of workers drive alone to work, and 7.9% work from home.
What are the demographics of Commerce?
The racial and ethnic makeup of Commerce is 57.6% White, 17.8% Black or African American, 22.6% Hispanic or Latino, 2.5% Asian. 78.9% of residents speak only English at home, while 16.8% speak Spanish. 6.7% of the population are military veterans. 12.0% of residents have a disability. 84.7% have health insurance coverage.