Median Income
$70,179
7% lower than US avg
Home Value
$376,200
33% higher than US avg
Bachelor's+
61.0%
81% higher than US avg
Median Rent
$1,149
1% lower than US avg
Obesity Rate
28.1%
12% lower than US avg
Unemployment
5.1%
42% higher than US avg
Poverty Rate
5.2%
58% lower than US avg
How Cooperstown Compares to the U.S. Average (100% = U.S. avg)
People
Population2,113
Median Age41.5 yrs
Density1,288/mi²
Male / Female47% / 53%
Largest GroupWhite 84%
Veterans4.2%
Economy
B+
Median Income$70,179
Per Capita$56,794
Unemployment5.1%
Poverty5.2%
County GDP$1,320M
Commute12 min
Housing
B+
Home Value$376,200
Rent$1,149
Ownership54.1%
Zillow$410,348
Housing Units1,055
Rent Burden22.0%
Health
Obesity28.1%
Uninsured6.0%
Smoking10.0%
Depression19.7%
Heart Disease4.5%
Climate
Avg Temp43°F (6°C)
Rain47.6 in/yr
Elevation1,263 ft (385 m)
Education
A+
Bachelor's+61.0%
High School+97.7%
Graduate+35.6%
School Score5.26
Community
2024 VoteR 65% / D 35%
Commute12 min
Broadband86.7%
EV Stations11
Libraries4
Is Cooperstown a Good Place to Live?
Based on current data, Cooperstown receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment. Cooperstown stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Cooperstown is $70,179, roughly in line with the national average of $75,149. The unemployment rate of 5.1% is somewhat elevated compared to the national rate of 3.6%. Only 5.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 12 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Cooperstown is $376,200, 33% above the national median. Renters pay a median of $1,149 per month. The price-to-income ratio of 5.4x means housing costs are stretched relative to local earnings.
Education
Cooperstown is a highly educated community / 61.0% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.7% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Cooperstown has a cool climate with an average annual temperature of 43°F. Winters average 18°F in January while summers reach 66°F in July. Annual precipitation totals 47.6 inches, including 85.5 inches of snow.
Cooperstown has a population of 2,113 with a density of 1,288 people per square mile, spread across 1.6 square miles. The median age is 41.5 years, 7% older than the national median of 38.9. The gender split is 52.6% female and 47.4% male. The city is predominantly White (84.1%), with 4.5% Hispanic, 1.9% Black, 6.9% Asian. English is the primary language spoken at home by 80.3% of residents, while 18.6% speak Spanish. 4.2% of the population are veterans, below the national rate of 6.0%. 6.0% of residents have a disability (below the 13.0% national average). 94.0% have health insurance coverage.
Population
2,113
Total Population
2023 Census
41.5yrs
Median Age
7% above US avg
Race & Ethnicity
Cooperstown vs U.S. Average
Language Spoken at Home
English Only
80.3%
2% above US avg
Spanish
18.6%
39% above US avg
Social Characteristics
Cooperstown vs U.S. Average
The median household income in Cooperstown is $70,179, which is 7% below the national average of $75,149. Per capita income is $56,794 (above the $39,052 national figure). The average weekly wage is $1,050, 27% lower than the U.S. average. The unemployment rate is 5.1% (above the 3.6% US average). 5.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 710 business establishments, including 62 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 12 minutes (shorter than the 28-minute US average). 13.2% of workers work from home.
Income: Cooperstown vs U.S.
Income
| Median HH Income | $70,179 |
| 7% below US avg |
| Per Capita Income | $56,794 |
| Avg Weekly Wage | $1,050 |
| IRS Avg AGI | $67,256 |
| Gini Index | 0.427 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.1% |
| 42% above US avg |
| Poverty Rate | 5.2% |
| 58% below US avg |
| Establishments (County) | 710 |
| County GDP | $1,320M |
Business (County)
| Restaurants | 62 |
| Healthcare | 55 |
| Retail | 90 |
| Manufacturing | 30 |
Tax & Cost of Living
| Property Tax (IRS) | $7,238 |
| 107% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 1.92% |
Commute & Transportation
| Commute Time | 12.0 min |
| Drive Alone | 39.0% |
| Public Transit | 0.0% |
| Work from Home | 13.2% |
The median home value in Cooperstown is $376,200, 33% above the national median of $281,900. Zillow estimates the typical home value at $410,348. According to Redfin, the median sale price is $700,000 with homes selling in an average of 52 days. Homes sell for 97.2% of their list price. Monthly rent averages $1,149 (1% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 54.1% of housing units are owner-occupied (below the 65.4% national rate). There are 1,055 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $7,238 (higher than the $3,500 national average). 22.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.4x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $376,200 |
| 33% above US avg |
| Zillow ZHVI | $410,348 |
| Redfin Median Sale | $700,000 |
| Median List Price | $1,200,000 |
Real Estate Market (Redfin)
| Median Sale Price | $700,000 |
| Median List Price | $1,200,000 |
| $/Sq Ft | $334 |
| Homes Sold | 2 |
| Days on Market | 52 days |
| Sale-to-List Ratio | 97.2% |
| Price Drops | 50.0% |
| Inventory | 2 |
Rental Costs
| Census Median Rent | $1,149 |
| 1% below US avg |
| Rent Burden | 22.0% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 54.1% |
| Owner-Occupied | 54.1% |
| Renter-Occupied | 45.9% |
| Housing Units | 1,055 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $7,238 |
| 107% above US avg |
| Effective Rate | 1.92% |
In Cooperstown, 28.1% of adults are obese, below the national rate of 32.1%. 7.5% have diabetes (below the 10.5% national rate). Heart disease affects 4.5% of residents, below the national average. 26.4% have high blood pressure. 10.0% are current smokers (below the 14.0% national rate). 18.4% report binge drinking. 19.2% are physically inactive, below the national average. 19.7% report depression. 15.5% experience frequent mental distress. 6.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,318. The dentist ratio is 1:3,006. 35.0% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Cooperstown vs U.S. Average (%)
Chronic Conditions
| Obesity | 28.1% |
| 12% below US avg |
| Diabetes | 7.5% |
| Heart Disease | 4.5% |
| High Blood Pressure | 26.4% |
| Asthma | 10.7% |
| COPD | 4.7% |
| Cancer | 7.8% |
| Stroke | 2.3% |
Behaviors & Mental Health
| Smoking | 10.0% |
| 29% below US avg |
| Binge Drinking | 18.4% |
| Physical Inactivity | 19.2% |
| Depression | 19.7% |
| Mental Distress | 15.5% |
| Physical Distress | 10.8% |
| Short Sleep | 35.8% |
Healthcare Access
| Insurance Rate | 94.0% |
| Uninsured | 6.0% |
| 30% below US avg |
| Primary Care | 1:3,318 |
| Dentists | 1:3,006 |
| Mental Health | 1:627 |
| Checkup Rate | 77.5% |
| Dental Visits | 69.6% |
| Premature Death | 7,415/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 35.0% |
| Healthcare Facilities | 55 |
Cooperstown has a cool climate with an average annual temperature of 43°F (6°C). Winters average 18°F in January while summers reach 66°F in July. Annual precipitation totals 47.6 inches (wetter than the 38-inch national average). The area receives 85.5 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 1,263 feet.
Temperature
18°F Jan (-8°C)
66°F Jul (19°C)
| Annual Average | 42.8°F |
| 21% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 66°F (19°C) |
Geography
| Elevation | 1,263 ft (385 m) |
| Area | 1.6 sq mi (4.2 km²) |
| Population Density | 1,288/sq mi |
| Coordinates | 42.6989°N, 74.9307°W |
| Timezone | America/New_York |
| County | Schoharie County County |
| Nearest Airport | Albert S Nader Regional (ONH) 14 miles away |
Precipitation & Snow
Annual Rainfall
47.6"
25% above US avg
Wettest Month (Oct)
4.95"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 41.4 / 100 |
| Social Vulnerability | 38.3 / 100 |
| Community Resilience | 75.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on Mar 11, 2020.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
22 km |
| Apr 20, 2000 |
7 km WSW of Newcomb, New York |
M3.8 |
149 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
109 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
69 km |
| Mar 11, 2020 |
0 km SSW of South Glens Falls, New York |
M3.1 |
124 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
67 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
69 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
133 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
69 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
67 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
69 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
69 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
69 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
70 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
46 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
67 km |
| Dec 13, 2009 |
14 km N of Medusa, New York |
M2.6 |
69 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 1 |
197 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
148 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 8 fatalities, 139 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 10, 1989 |
EF4 |
36 km |
0 |
| Aug 7, 2023 |
EF3 |
97 km |
0 |
| May 22, 2014 |
EF3 |
62 km |
0 |
| May 31, 1998 |
EF3 |
98 km |
0 |
| May 31, 1998 |
EF3 |
23 km |
0 |
| May 2, 1983 |
EF3 |
94 km |
0 |
| Jun 24, 1960 |
EF3 |
87 km |
0 |
| Jul 16, 2024 |
EF2 |
73 km |
0 |
| Apr 22, 2023 |
EF2 |
99 km |
0 |
| Jul 8, 2014 |
EF2 |
66 km |
4 |
| May 29, 2013 |
EF2 |
62 km |
0 |
| Apr 28, 2011 |
EF2 |
71 km |
0 |
| May 16, 2009 |
EF2 |
82 km |
0 |
| Jul 21, 2003 |
EF2 |
96 km |
0 |
| May 31, 1998 |
EF2 |
55 km |
0 |
| Jul 23, 1990 |
EF2 |
71 km |
0 |
| Oct 14, 1989 |
EF2 |
72 km |
2 |
| Oct 1, 1986 |
EF2 |
55 km |
0 |
| Sep 18, 1977 |
EF2 |
65 km |
0 |
| Jun 16, 1976 |
EF2 |
8 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: WHITEHOUSE (607 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
WHITEHOUSE |
607 |
97 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
18°F (-8°C) |
3.1 in |
Coldest |
| February |
20°F (-7°C) |
3.1 in |
Driest |
| March |
28°F (-2°C) |
3.6 in |
|
| April |
41°F (5°C) |
4.2 in |
|
| May |
53°F (12°C) |
3.7 in |
|
| June |
61°F (16°C) |
4.7 in |
|
| July |
66°F (19°C) |
4.6 in |
Warmest |
| August |
64°F (18°C) |
4.6 in |
|
| September |
57°F (14°C) |
4.2 in |
|
| October |
46°F (8°C) |
5.0 in |
Wettest |
| November |
35°F (1°C) |
3.2 in |
|
| December |
25°F (-4°C) |
3.6 in |
|
Cooperstown has a seasonal temperature swing of 47°F / from 18°F in January to 66°F in July. Total annual precipitation is 47.6 inches, with October being the wettest month (5.0") and February the driest (3.1").
Average costs for common services in Cooperstown. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162-$432) |
| Specialist Visit |
$378 ($216-$593) |
| Urgent Care Visit |
$216 ($108-$378) |
| Emergency Room Visit |
$2,374 ($863-$5,395) |
| Dental Cleaning |
$140 ($81-$216) |
| Dental Filling |
$270 ($162-$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27-$81) |
| Oil Change (Synthetic) |
$81 ($54-$129) |
| Brake Pad Replacement |
$324 ($162-$540) |
| Tire Rotation |
$43 ($22-$81) |
| New Tires (Set of 4) |
$647 ($432-$1,079) |
| Battery Replacement |
$216 ($108-$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65-$162) |
| Electrician (Per Hour) |
$97 ($54-$151) |
| HVAC Repair |
$432 ($162-$863) |
| HVAC System Install |
$7,553 ($4,316-$12,948) |
| Roof Repair |
$1,079 ($432-$2,158) |
| Roof Replacement |
$9,711 ($5,935-$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540-$3,777) |
| Divorce (Contested) |
$16,185 ($5,395-$32,370) |
| DUI Defense |
$5,395 ($2,158-$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863-$3,237) |
| Will Preparation |
$540 ($216-$1,079) |
| Trust Preparation |
$2,698 ($1,079-$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16-$49) |
| Women's Haircut |
$59 ($32-$108) |
| Hair Coloring (Full) |
$162 ($81-$270) |
| Manicure |
$27 ($16-$49) |
| Pedicure |
$43 ($27-$70) |
| Massage (1 Hour) |
$86 ($54-$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24-$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70-$5.40) |
| Loaf of Bread |
$4.10 ($2.70-$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24-$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32-$8.09) |
| Rice (per lb) |
$1.08 ($0.65-$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86-$270) |
| Natural Gas (Monthly) |
$76 ($32-$162) |
| Water/Sewer (Monthly) |
$76 ($43-$129) |
| Internet (Monthly) |
$76 ($43-$108) |
| Cell Phone Plan (Monthly) |
$70 ($32-$108) |
| Cable TV (Monthly) |
$92 ($54-$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81-$540) |
| Car Insurance (Annual) |
$2,158 ($1,295-$3,777) |
| Bus Pass (Monthly) |
$76 ($32-$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63-$27) |
| Car Registration (Annual) |
$108 ($32-$270) |
| Driver's License Renewal |
$32 ($16-$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647-$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540-$2,158) |
| After-School Care (Monthly) |
$432 ($216-$755) |
| Tutoring (Per Hour) |
$54 ($27-$108) |
| SAT/ACT Prep Course |
$1,079 ($432-$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395-$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32-$108) |
| Dog Vaccination (Annual) |
$108 ($54-$216) |
| Dog Grooming |
$65 ($32-$108) |
| Pet Boarding (Per Night) |
$43 ($22-$81) |
| Dog Spay/Neuter |
$324 ($162-$540) |
| Cat Spay/Neuter |
$216 ($108-$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cooperstown
What is the population of Cooperstown?
Cooperstown has a population of 2,113 residents and is located in New York. The population density is 1,288 people per square mile, spread across 1.6 square miles. The median age of residents is 41.5 years, which is older than the national median of 38.9 years. The population is 52.6% female and 47.4% male.
Is Cooperstown expensive to live in?
Cooperstown is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $70,179, 7% below the national average of $75,149. The median home value is $376,200 (33% above the U.S. median). Renters pay a median of $1,149 per month. The home price-to-income ratio is 5.4x, which means housing is a stretch relative to local earnings.
What is the weather like in Cooperstown?
Cooperstown has a cool climate with an average annual temperature of 43°F (6°C). Winter temperatures average 18°F in January, while summers reach an average of 66°F in July. Annual rainfall totals 47.6 inches, with 85.5 inches of snow.
How is the job market in Cooperstown?
The unemployment rate in Cooperstown is 5.1%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,050. There are 710 business establishments in the area, including 62 restaurants and food service locations. The average commute time is 12 minutes, and 13.2% of workers work from home.
How much does housing cost in Cooperstown?
The median home value in Cooperstown is $376,200. Zillow estimates the typical home value at $410,348. According to Redfin, the median sale price is $700,000, with homes typically selling within 52 days. For renters, the median monthly rent is $1,149. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 54.1%. The average annual property tax is $7,238.
How are the schools in Cooperstown?
Schools in Cooperstown score 5.3 out of 10 on standardized testing, near the national average. 61.0% of adults in Cooperstown hold a bachelor's degree or higher, above the national average of 33.7%. 97.7% have completed high school. 35.6% hold a graduate or professional degree.
How healthy is Cooperstown?
The obesity rate in Cooperstown is 28.1% (below the national rate of 32.1%). 10.0% of adults are smokers. 19.2% are physically inactive. 19.7% of residents report depression. 6.0% lack health insurance (below the national rate). 35.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,318.
What is transportation like in Cooperstown?
The average commute in Cooperstown is 12 minutes, shorter than the national average of 28 minutes. 39% of workers drive alone to work, and 13.2% work from home.
What are the demographics of Cooperstown?
The racial and ethnic makeup of Cooperstown is 84.1% White, 1.9% Black or African American, 4.5% Hispanic or Latino, 6.9% Asian. 80.3% of residents speak only English at home, while 18.6% speak Spanish. 4.2% of the population are military veterans. 6.0% of residents have a disability. 94.0% have health insurance coverage.