Median Income
$51,723
31% lower than US avg
Home Value
$176,600
37% lower than US avg
Violent Crime
130/100K
66% lower than US avg
Bachelor's+
32.2%
4% lower than US avg
Median Rent
$851
27% lower than US avg
Obesity Rate
32.5%
1% higher than US avg
Unemployment
3.6%
0% lower than US avg
Poverty Rate
5.5%
56% lower than US avg
How Cobleskill Compares to the U.S. Average (100% = U.S. avg)
People
Population4,495
Median Age29.7 yrs
Density1,259/mi²
Male / Female47% / 53%
Largest GroupWhite 83%
Veterans4.7%
Economy
B+
Median Income$51,723
Per Capita$30,016
Unemployment3.6%
Poverty5.5%
County GDP$1,320M
Commute24 min
Housing
A+
Home Value$176,600
Rent$851
Ownership48.2%
Zillow$214,529
Housing Units1,627
Rent Burden24.6%
Crime
F
Violent130/100K
Property3,389/100K
Health
Obesity32.5%
Uninsured5.7%
Smoking13.0%
Depression21.6%
Heart Disease5.0%
Climate
Avg Temp46°F (8°C)
AQI36 (Good)
Rain40.7 in/yr
Sunny Days246/yr
Elevation921 ft (281 m)
Education
B+
Bachelor's+32.2%
High School+93.9%
Graduate+14.5%
School Score5.26
Community
2024 VoteR 65% / D 35%
Commute24 min
Broadband80.4%
EV Stations1
Libraries4
Is Cobleskill a Good Place to Live?
Based on current data, Cobleskill receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Cobleskill offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Cobleskill is $51,723, 31% below the national average of $75,149. Unemployment stands at 3.6%, indicating a healthy job market. Only 5.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Cobleskill is $176,600, 37% below the national median / offering relatively affordable homeownership. Renters pay a median of $851 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Safety & Crime
Cobleskill is a very safe community with a violent crime rate of 130 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 3,389 per 100,000, 73% above the national average.
Education
32.2% of residents hold a bachelor's degree, below the national average of 33.7%. 93.9% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Cobleskill experiences four distinct seasons with an average temperature of 46°F. Winters average 21°F in January while summers reach 69°F in July. The area gets 246 sunny days per year. Annual precipitation totals 40.7 inches, including 53.5 inches of snow. Air quality is rated Good with a median AQI of 36.
Cobleskill has a population of 4,495 with a density of 1,259 people per square mile, spread across 3.6 square miles. The median age is 29.7 years, 24% younger than the national median of 38.9. The gender split is 52.9% female and 47.1% male. The city is predominantly White (82.9%), with 4.5% Black. English is the primary language spoken at home by 90.3% of residents, while 9.7% speak Spanish. 4.7% of the population are veterans, below the national rate of 6.0%. 20.4% of residents have a disability (above the 13.0% national average). 96.8% have health insurance coverage.
Population
29.7yrs
Median Age
24% below US avg
Race & Ethnicity
Cobleskill vs U.S. Average
Language Spoken at Home
English Only
90.3%
15% above US avg
Spanish
9.7%
28% below US avg
Social Characteristics
Cobleskill vs U.S. Average
The median household income in Cobleskill is $51,723, which is 31% below the national average of $75,149. Per capita income is $30,016 (below the $39,052 national figure). The average weekly wage is $1,050, 27% lower than the U.S. average. The unemployment rate is 3.6% (below the 3.6% US average). 5.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 710 business establishments, including 62 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 24 minutes. 13.5% of workers work from home.
Income: Cobleskill vs U.S.
Income
| Median HH Income | $51,723 |
| 31% below US avg |
| Per Capita Income | $30,016 |
| Avg Weekly Wage | $1,050 |
| IRS Avg AGI | $67,256 |
| Gini Index | 0.427 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.6% |
| 0% below US avg |
| Poverty Rate | 5.5% |
| 56% below US avg |
| Establishments (County) | 710 |
| County GDP | $1,320M |
Business (County)
| Restaurants | 62 |
| Healthcare | 55 |
| Retail | 90 |
| Manufacturing | 30 |
Tax & Cost of Living
| Property Tax (IRS) | $7,238 |
| 107% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 4.10% |
Commute & Transportation
| Commute Time | 24.1 min |
| Drive Alone | 53.8% |
| Public Transit | 1.1% |
| Work from Home | 13.5% |
The median home value in Cobleskill is $176,600, 37% below the national median of $281,900. Zillow estimates the typical home value at $214,529, higher than the Census estimate. Homes sell for 97.1% of their list price. Monthly rent averages $851 (27% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 48.2% of housing units are owner-occupied (below the 65.4% national rate). There are 1,627 total housing units in the city. The median year a home was built is 1966. The average annual property tax is $7,238 (higher than the $3,500 national average). 24.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.4x.
Home Values
| Census Median | $176,600 |
| 37% below US avg |
| Zillow ZHVI | $214,529 |
| Median List Price | $297,450 |
Real Estate Market (Redfin)
| Median List Price | $297,450 |
| $/Sq Ft | $114 |
| Homes Sold | 8 |
| Sale-to-List Ratio | 97.1% |
| Price Drops | 0.0% |
Rental Costs
| Census Median Rent | $851 |
| 27% below US avg |
| Rent Burden | 24.6% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 48.2% |
| Owner-Occupied | 48.2% |
| Renter-Occupied | 51.8% |
| Housing Units | 1,627 |
| Median Year Built | 1966 |
Property Tax
| Avg Tax (IRS) | $7,238 |
| 107% above US avg |
| Effective Rate | 4.10% |
In Cobleskill, 32.5% of adults are obese, above the national rate of 32.1%. 8.2% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 29.6% have high blood pressure. 13.0% are current smokers. 19.7% report binge drinking. 22.2% are physically inactive. 21.6% report depression. 17.7% experience frequent mental distress. 5.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,318. The dentist ratio is 1:3,006. 35.0% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Cobleskill vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.5% |
| 1% above US avg |
| Diabetes | 8.2% |
| Heart Disease | 5.0% |
| High Blood Pressure | 29.6% |
| Asthma | 11.4% |
| COPD | 5.8% |
| Cancer | 7.7% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 13.0% |
| 7% below US avg |
| Binge Drinking | 19.7% |
| Physical Inactivity | 22.2% |
| Depression | 21.6% |
| Mental Distress | 17.7% |
| Physical Distress | 12.1% |
| Short Sleep | 40.0% |
Healthcare Access
| Insurance Rate | 96.8% |
| Uninsured | 5.7% |
| 34% below US avg |
| Primary Care | 1:3,318 |
| Dentists | 1:3,006 |
| Mental Health | 1:627 |
| Checkup Rate | 78.9% |
| Dental Visits | 64.1% |
| Premature Death | 7,415/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 35.0% |
| Healthcare Facilities | 55 |
Cobleskill has a violent crime rate of 130 per 100,000 residents, 66% below the national average of 380. Property crime stands at 3,389 per 100,000, 73% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Cobleskill receives a safety grade of F.
Crime Rates: Cobleskill vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 130.4/100K |
| 66% below US avg |
| |
Property Crime
| Total Property | 3,389.0/100K |
| 73% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 42 |
| Avg Accident Severity | 3.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cobleskill experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 21°F in January while summers reach 69°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 40.7 inches. The area receives 53.5 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 921 feet.
Temperature
21°F Jan (-6°C)
69°F Jul (21°C)
| Annual Average | 45.6°F |
| 16% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 69°F (21°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 921 ft (281 m) |
| Area | 3.6 sq mi (9.2 km²) |
| Population Density | 1,259/sq mi |
| Coordinates | 42.6790°N, 74.4852°W |
| Timezone | America/New_York |
| County | Schoharie County County |
| Nearest Airport | Albert S Nader Regional (ONH)
31 miles away |
Precipitation & Snow
Annual Rainfall
40.7"
7% above US avg
Wettest Month (Jun)
3.94"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 41.4 / 100 |
| Social Vulnerability | 38.3 / 100 |
| Community Resilience | 75.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on Mar 11, 2020.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
17 km |
| Apr 20, 2000 |
7 km WSW of Newcomb, New York |
M3.8 |
142 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
127 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
33 km |
| Mar 11, 2020 |
0 km SSW of South Glens Falls, New York |
M3.1 |
97 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
31 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
33 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
122 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
33 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
31 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
32 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
32 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
34 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
34 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
10 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
31 km |
| Dec 13, 2009 |
14 km N of Medusa, New York |
M2.6 |
33 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Bob (1991, Cat 2).
| Year |
Name |
Category |
Closest |
| 1991 |
Bob |
Category 2 |
290 km |
| 1985 |
Gloria |
Category 1 |
164 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
148 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 5 fatalities, 180 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 10, 1989 |
EF4 |
17 km |
0 |
| Aug 28, 1973 |
EF4 |
92 km |
4 |
| May 22, 2014 |
EF3 |
29 km |
0 |
| May 31, 1998 |
EF3 |
53 km |
0 |
| May 31, 1998 |
EF3 |
64 km |
0 |
| Jun 16, 1974 |
EF3 |
72 km |
0 |
| Jun 24, 1960 |
EF3 |
51 km |
0 |
| May 29, 2013 |
EF2 |
30 km |
0 |
| Jul 21, 2003 |
EF2 |
68 km |
0 |
| Jul 21, 2003 |
EF2 |
71 km |
0 |
| May 31, 1998 |
EF2 |
69 km |
0 |
| May 31, 1998 |
EF2 |
91 km |
0 |
| Jul 3, 1997 |
EF2 |
93 km |
0 |
| May 29, 1995 |
EF2 |
79 km |
0 |
| Oct 1, 1986 |
EF2 |
45 km |
0 |
| Jun 16, 1976 |
EF2 |
44 km |
0 |
| Jun 11, 1976 |
EF2 |
95 km |
0 |
| Aug 28, 1973 |
EF2 |
80 km |
0 |
| Jul 16, 2024 |
EF1 |
82 km |
0 |
| Jul 16, 2024 |
EF1 |
73 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: CHERRYTOWN FIRE (943 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
CHERRYTOWN FIRE |
943 |
92 km |
| 2024 |
WHITEHOUSE |
607 |
86 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
21°F (-6°C) |
2.8 in |
Coldest |
| February |
22°F (-6°C) |
2.4 in |
Driest |
| March |
32°F (-0°C) |
3.2 in |
|
| April |
44°F (6°C) |
3.5 in |
|
| May |
56°F (13°C) |
3.9 in |
|
| June |
64°F (18°C) |
3.9 in |
Wettest |
| July |
69°F (21°C) |
3.8 in |
Warmest |
| August |
67°F (19°C) |
3.7 in |
|
| September |
59°F (15°C) |
3.7 in |
|
| October |
48°F (9°C) |
3.2 in |
|
| November |
37°F (3°C) |
3.6 in |
|
| December |
26°F (-4°C) |
3.1 in |
|
Cobleskill has a seasonal temperature swing of 48°F / from 21°F in January to 69°F in July. Total annual precipitation is 40.7 inches, with June being the wettest month (3.9") and February the driest (2.4").
Average costs for common services in Cobleskill. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cobleskill
What is the population of Cobleskill?
Cobleskill has a population of 4,495 residents and is located in New York. The population density is 1,259 people per square mile, spread across 3.6 square miles. The median age of residents is 29.7 years, which is younger than the national median of 38.9 years. The population is 52.9% female and 47.1% male.
Is Cobleskill expensive to live in?
Cobleskill is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $51,723, 31% below the national average of $75,149. The median home value is $176,600 (37% below the U.S. median). Renters pay a median of $851 per month, below the national average of $1,163. The home price-to-income ratio is 3.4x, indicating housing is reasonably affordable relative to local income levels.
Is Cobleskill safe?
Cobleskill is considered a very safe city with a violent crime rate of 130 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 3,389 per 100,000 (above the national average). Overall, Cobleskill receives a safety grade of F based on combined crime data.
What is the weather like in Cobleskill?
Cobleskill has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 21°F in January, while summers reach an average of 69°F in July. The area receives 246 sunny days per year. Annual rainfall totals 40.7 inches, with 53.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Cobleskill?
Cobleskill has a healthy job market with an unemployment rate of 3.6%, near the national average of 3.6%. The average weekly wage is $1,050. There are 710 business establishments in the area, including 62 restaurants and food service locations. The average commute time is 24 minutes, and 13.5% of workers work from home.
How much does housing cost in Cobleskill?
The median home value in Cobleskill is $176,600. Zillow estimates the typical home value at $214,529. For renters, the median monthly rent is $851. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 48.2%. The average annual property tax is $7,238.
How are the schools in Cobleskill?
Schools in Cobleskill score 5.3 out of 10 on standardized testing, near the national average. 32.2% of adults in Cobleskill hold a bachelor's degree or higher, below the national average of 33.7%. 93.9% have completed high school. 14.5% hold a graduate or professional degree.
How healthy is Cobleskill?
The obesity rate in Cobleskill is 32.5% (above the national rate of 32.1%). 13.0% of adults are smokers. 22.2% are physically inactive. 21.6% of residents report depression. 5.7% lack health insurance (below the national rate). 35.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,318.
What is transportation like in Cobleskill?
The average commute in Cobleskill is 24 minutes, shorter than the national average of 28 minutes. 53.8% of workers drive alone to work, 1.1% use public transit, and 13.5% work from home.
What are the demographics of Cobleskill?
The racial and ethnic makeup of Cobleskill is 82.9% White, 4.5% Black or African American. 90.3% of residents speak only English at home, while 9.7% speak Spanish. 4.7% of the population are military veterans. 20.4% of residents have a disability. 96.8% have health insurance coverage.
All Countries
