Amsterdam, NY

New York · Metropolitan Area

Amsterdam is a small city in New York with a population of 18,162. Residents earn $50,193 per year, which is 33% below the national average.

2.9 /5.0
C+ Fair
18,162 Population 3,094/sq mi density
$50,193 Median Income $29,230 per capita
$119,800 Home Value $230,143 Zillow
$955 Median Rent
46°F Avg Temperature
149 Violent Crime/100K 2,707 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$50,193 median income, 4.1% unemployment
A+
Affordability
5.0 / 5.0
$119,800 home value, $955/mo rent
F
Safety
1.0 / 5.0
149 violent crimes/100K (61% below avg)
C+
Education
2.6 / 5.0
19.7% bachelor's degree or higher
Median Income $50,193
33% lower than US avg
Home Value $119,800
58% lower than US avg
Violent Crime 149/100K
61% lower than US avg
Bachelor's+ 19.7%
42% lower than US avg
Median Rent $955
18% lower than US avg
Obesity Rate 41.5%
29% higher than US avg
Unemployment 4.1%
14% higher than US avg
Poverty Rate 16.0%
29% higher than US avg

How Amsterdam Compares to the U.S. Average (100% = U.S. avg)

People

Population18,162
Median Age39.3 yrs
Density3,094/mi²
Male / Female49% / 51%
Largest GroupWhite 65%

Economy

B
Median Income$50,193
Per Capita$29,230
Unemployment4.1%
Poverty16.0%
County GDP$12,310M
Commute20 min

Housing

A+
Home Value$119,800
Rent$955
OwnershipN/A
Zillow$230,143

Crime

F
Violent149/100K
Property2,707/100K
Murder0.0/100K
Assault66/100K
Burglary591/100K

Health

Obesity41.5%
UninsuredN/A
Depression21.6%
Heart Disease6.1%

Climate

Avg Temp46°F
AQI36 (Good)
Rain42.6 in/yr
Elevation412 ft

Education

C+
Bachelor's+19.7%
High School+87.5%
School Score5.39

Community

2024 VoteR 45% / D 55%
Commute20 min
EV Stations14
Libraries9

Is Amsterdam a Good Place to Live?

Based on current data, Amsterdam receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Amsterdam has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Amsterdam is $50,193, 33% below the national average of $75,149. Unemployment stands at 4.1%, indicating a healthy job market. The poverty rate of 16.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 20 minutes.

Cost of Living & Housing

The median home value in Amsterdam is $119,800, 58% below the national median — offering relatively affordable homeownership. Renters pay a median of $955 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Amsterdam is a very safe community with a violent crime rate of 149 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 2,707 per 100,000, 38% above the national average.

Education

19.7% of residents hold a bachelor's degree, below the national average of 33.7%. 87.5% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Amsterdam experiences four distinct seasons with an average temperature of 46°F. Winters average 22°F in January while summers reach 70°F in July. Annual precipitation totals 42.6 inches. Air quality is rated Good with a median AQI of 36.

Amsterdam has a population of 18,162 with a density of 3,094 people per square mile. The median age is 39.3 years, 1% older than the national median of 38.9. The city is predominantly White (64.5%), with 1.2% Hispanic, 7.1% Black.

Population

18,162
Total Population
3,094
People / sq mi
39.3yrs
Median Age
1% above US avg
5.9mi²
Land Area

Gender Distribution

Male 49.2%
Female 50.8%

Race & Ethnicity

Amsterdam vs U.S. Average

Language Spoken at Home

English Only80.1%
2% above US avg
Spanish19.9%
49% above US avg

Social Characteristics

Amsterdam vs U.S. Average

The median household income in Amsterdam is $50,193, which is 33% below the national average of $75,149. The unemployment rate is 4.1% (above the 3.6% US average). 16.0% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Amsterdam vs U.S.

Commute Mode

Income

Median HH Income$50,193
33% below US avg
Per Capita Income$29,230
Avg Weekly Wage$1,419
IRS Avg AGI$72,911

Employment & Poverty

Unemployment4.1%
14% above US avg
Poverty Rate16.0%
29% above US avg
Establishments (County)3,562
County GDP$12,310M

Business (County)

Restaurants347
Healthcare389
Retail428
Manufacturing105

Tax & Cost of Living

Property Tax (IRS)$7,893
126% above US avg
Effective Tax Rate6.59%

Commute & Transportation

Commute Time20.2 min
Work from Home9.2%

Walkability

The median home value in Amsterdam is $119,800, 58% below the national average. Monthly rent averages $955 (18% below US avg). Zillow estimates the typical home value at $230,143.

Home Value Sources

Ownership Split

Home Values

Census Median$119,800
58% below US avg
Zillow ZHVI$230,143
Median List Price$179,000

Real Estate Market (Redfin)

Median List Price$179,000
$/Sq Ft$103
Homes Sold10
Sale-to-List Ratio98.1%
Price Drops16.7%
Inventory30

Rental Costs

Census Median Rent$955
18% below US avg
Zillow Rent (ZORI)$1,340

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied51.5%

Property Tax

Avg Tax (IRS)$7,893
126% above US avg
Effective Rate6.59%
In Amsterdam, 41.5% of adults are obese (above the 32.1% national rate). 21.6% report depression. 30.4% are physically inactive.

Health Metrics: Amsterdam vs U.S. Average (%)

Chronic Conditions

Obesity41.5%
29% above US avg
Diabetes11.1%
Heart Disease6.1%
High Blood Pressure31.9%
Asthma11.1%
COPD7.2%
Stroke3.4%

Behaviors & Mental Health

Binge Drinking17.7%
Physical Inactivity30.4%
Depression21.6%
Mental Distress18.3%
Physical Distress15.1%

Healthcare Access

Insurance Rate95.6%
Checkup Rate77.2%
Premature Death8,452/100K

Food & Exercise

Food Environment8.7/10
Exercise Access88.6%
Healthcare Facilities389
Amsterdam has a violent crime rate of 149 per 100,000 residents, 61% below the national average of 380. Property crime stands at 2,707 per 100,000 (38% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Amsterdam vs U.S. Average (per 100,000)

Violent Crime

Total Violent149.2/100K
61% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery82.9/100K
Assault66.3/100K

Property Crime

Total Property2,707.3/100K
38% above US avg
Burglary591.2/100K
Theft2,044.3/100K
Vehicle Theft71.8/100K
Arson16.6/100K

Traffic Safety

Fatal Crashes (County/yr)10

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Amsterdam has an average annual temperature of 46°F (8°C). Winters average 22°F in January while summers reach 70°F in July. Annual precipitation is 42.6 inches. Air quality is rated Good with a median AQI of 36.

Temperature

22°F Jan (-6°C) 70°F Jul (21°C)
Annual Average46.3°F
14% below US avg
January Average22°F (-6°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall42.6 inches
12% above US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation412 ft (126 m)
Area5.9 sq mi (15.2 km²)
Population Density3,094/sq mi
Coordinates42.9416°N, 74.1906°W
County FIPS36093
It is classified as Metro — 250K–1M. 19.7% of residents hold a bachelor's degree or higher (42% below US avg). In the 2024 election, the county voted Democrat by a 10.8-point margin.

2024 Presidential Election (County)

R 44.6%
D 55.4%

Winner: Democrat by 10.8 points

Education

Bachelor's Degree+19.7%
42% below US avg
High School+87.5%
School Test Score5.39
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density3,094/sq mi
Total Area5.9 sq mi

Infrastructure & Services

EV Charging Stations14
Alt Fuel Stations14
Public Libraries9
Healthcare Facilities389
Restaurants347
Retail Stores428

Safety & Disasters

Fatal Crashes (County/yr)10
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute20.2 min
Work from Home9.2%

Nearby Cities

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