Median Income
$86,917
16% higher than US avg
Home Value
$229,900
18% lower than US avg
Violent Crime
233/100K
39% lower than US avg
Bachelor's+
30.0%
11% lower than US avg
Median Rent
$1,652
42% higher than US avg
Obesity Rate
33.6%
5% higher than US avg
Unemployment
0.5%
86% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How North Ballston Spa Compares to the U.S. Average (100% = U.S. avg)
People
Population1,207
Median Age51.9 yrs
Density1,387/mi²
Male / Female49% / 51%
Largest GroupWhite 92%
Veterans0.0%
Economy
A+
Median Income$86,917
Per Capita$48,615
Unemployment0.5%
Poverty0.0%
County GDP$16,620M
Commute19 min
Housing
A+
Home Value$229,900
Rent$1,652
Ownership85.7%
Zillow$412,139
Housing Units670
Rent Burden19.3%
Crime
F
Violent233/100K
Property2,146/100K
Health
Obesity33.6%
Uninsured4.8%
Smoking11.2%
Depression22.0%
Heart Disease4.6%
Climate
Avg Temp49°F (9°C)
AQI36 (Good)
Rain46.4 in/yr
Sunny Days246/yr
Elevation403 ft (123 m)
Education
B
Bachelor's+30.0%
High School+94.5%
Graduate+16.2%
School Score6.48
Community
2024 VoteR 49% / D 51%
Commute19 min
Broadband74.1%
EV Stations40
Libraries12
Is North Ballston Spa a Good Place to Live?
Based on current data, North Ballston Spa receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. North Ballston Spa offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in North Ballston Spa is $86,917, 16% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.5%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in North Ballston Spa is $229,900, 18% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,652 per month, significantly above the national average of $1,163. At just 2.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in North Ballston Spa is below the national average at 233 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,146 per 100,000, near the national average.
Education
30.0% of residents hold a bachelor's degree, below the national average of 33.7%. 94.5% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
North Ballston Spa experiences four distinct seasons with an average temperature of 49°F. Winters average 23°F in January while summers reach 72°F in July. The area gets 246 sunny days per year. Annual precipitation totals 46.4 inches, including 63.5 inches of snow. Air quality is rated Good with a median AQI of 36.
North Ballston Spa has a population of 1,207 with a density of 1,387 people per square mile, spread across 0.9 square miles. The median age is 51.9 years, 33% older than the national median of 38.9. The gender split is 51.3% female and 48.7% male. The city is predominantly White (91.9%), with 1.7% Hispanic. English is the primary language spoken at home by 94.6% of residents, while 5.4% speak Spanish. 0.0% of the population are veterans, below the national rate of 6.0%. 21.9% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
51.9yrs
Median Age
33% above US avg
Race & Ethnicity
North Ballston Spa vs U.S. Average
Language Spoken at Home
English Only
94.6%
21% above US avg
Spanish
5.4%
60% below US avg
Social Characteristics
North Ballston Spa vs U.S. Average
The median household income in North Ballston Spa is $86,917, which is 16% above the national average of $75,149. Per capita income is $48,615 (above the $39,052 national figure). The average weekly wage is $1,302. The unemployment rate is 0.5% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 6,486 business establishments, including 567 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 14.5% of workers work from home.
Income: North Ballston Spa vs U.S.
Income
| Median HH Income | $86,917 |
| 16% above US avg |
| Per Capita Income | $48,615 |
| Avg Weekly Wage | $1,302 |
| IRS Avg AGI | $111,129 |
| Gini Index | 0.431 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.5% |
| 86% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 6,486 |
| County GDP | $16,620M |
Business (County)
| Restaurants | 567 |
| Healthcare | 609 |
| Retail | 707 |
| Manufacturing | 133 |
Tax & Cost of Living
| Property Tax (IRS) | $9,137 |
| 161% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 3.97% |
Commute & Transportation
| Commute Time | 19.2 min |
| Drive Alone | 85.5% |
| Public Transit | 0.0% |
| Work from Home | 14.5% |
The median home value in North Ballston Spa is $229,900, 18% below the national median of $281,900. Zillow estimates the typical home value at $412,139, higher than the Census estimate. Monthly rent averages $1,652 (42% above the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 85.7% of housing units are owner-occupied (above the 65.4% national rate). There are 670 total housing units in the city. The median year a home was built is 1964. The average annual property tax is $9,137 (higher than the $3,500 national average). 19.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $229,900 |
| 18% below US avg |
| Zillow ZHVI | $412,139 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,652 |
| 42% above US avg |
| Rent Burden | 19.3% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 85.7% |
| Owner-Occupied | 85.7% |
| Renter-Occupied | 14.3% |
| Housing Units | 670 |
| Median Year Built | 1964 |
Property Tax
| Avg Tax (IRS) | $9,137 |
| 161% above US avg |
| Effective Rate | 3.97% |
In North Ballston Spa, 33.6% of adults are obese, above the national rate of 32.1%. 7.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.6% of residents, below the national average. 27.3% have high blood pressure. 11.2% are current smokers. 19.6% report binge drinking. 18.7% are physically inactive, below the national average. 22.0% report depression. 16.7% experience frequent mental distress. 4.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,439. The dentist ratio is 1:1,465. 85.7% of residents have access to exercise opportunities. The food environment index is 9.1 out of 10.
Health Metrics: North Ballston Spa vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.6% |
| 5% above US avg |
| Diabetes | 7.6% |
| Heart Disease | 4.6% |
| High Blood Pressure | 27.3% |
| Asthma | 10.8% |
| COPD | 4.9% |
| Cancer | 7.7% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 11.2% |
| 20% below US avg |
| Binge Drinking | 19.6% |
| Physical Inactivity | 18.7% |
| Depression | 22.0% |
| Mental Distress | 16.7% |
| Physical Distress | 11.1% |
| Short Sleep | 32.2% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 4.8% |
| 44% below US avg |
| Primary Care | 1:1,439 |
| Dentists | 1:1,465 |
| Mental Health | 1:417 |
| Checkup Rate | 78.0% |
| Dental Visits | 68.5% |
| Premature Death | 5,526/100K |
Food & Exercise
| Food Environment | 9.1/10 |
| Exercise Access | 85.7% |
| Healthcare Facilities | 609 |
North Ballston Spa has a violent crime rate of 233 per 100,000 residents, 39% below the national average of 380. Property crime stands at 2,146 per 100,000, 9% above the U.S. average. The county recorded 21 fatal traffic crashes. Overall, North Ballston Spa receives a safety grade of F.
Crime Rates: North Ballston Spa vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 232.8/100K |
| 39% below US avg |
| |
Property Crime
| Total Property | 2,145.8/100K |
| 9% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 21 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
North Ballston Spa experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 23°F in January while summers reach 72°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 46.4 inches (wetter than the 38-inch national average). The area receives 63.5 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 403 feet.
Temperature
23°F Jan (-5°C)
72°F Jul (22°C)
| Annual Average | 48.9°F |
| 9% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 403 ft (123 m) |
| Area | 0.9 sq mi (2.3 km²) |
| Population Density | 1,387/sq mi |
| Coordinates | 43.0196°N, 73.8522°W |
| Timezone | America/New_York |
| County | Saratoga County County |
| Nearest Airport | Albany International (ALB) 19 miles away |
Precipitation & Snow
Annual Rainfall
46.4"
22% above US avg
Wettest Month (Aug)
4.06"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 73.0 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 93.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
21 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on Mar 11, 2020.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
80 km |
| Apr 20, 2000 |
7 km WSW of Newcomb, New York |
M3.8 |
108 km |
| Oct 2, 1994 |
6 km W of Hardwick, Massachusetts |
M3.7 |
149 km |
| Jun 16, 2000 |
5 km NE of Granville, Massachusetts |
M3.3 |
133 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
140 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
54 km |
| Mar 11, 2020 |
0 km SSW of South Glens Falls, New York |
M3.1 |
35 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
51 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
54 km |
| Mar 2, 1995 |
3 km ENE of Tupper Lake, New York |
M3.0 |
143 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
54 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
84 km |
| May 14, 2007 |
5 km ESE of Benson, Vermont |
M2.8 |
90 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
48 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
42 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
42 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
54 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
54 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
55 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
52 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Bob (1991, Cat 2).
| Year |
Name |
Category |
Closest |
| 1991 |
Bob |
Category 2 |
271 km |
| 1985 |
Gloria |
Category 1 |
152 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
124 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 8 fatalities, 201 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 29, 1995 |
EF4 |
98 km |
3 |
| Jul 10, 1989 |
EF4 |
59 km |
0 |
| Aug 28, 1973 |
EF4 |
75 km |
4 |
| May 22, 2014 |
EF3 |
35 km |
0 |
| May 31, 1998 |
EF3 |
13 km |
0 |
| Jun 16, 1974 |
EF3 |
86 km |
0 |
| Aug 20, 1968 |
EF3 |
86 km |
0 |
| Jun 24, 1960 |
EF3 |
25 km |
0 |
| May 29, 2013 |
EF2 |
35 km |
0 |
| Jul 21, 2003 |
EF2 |
70 km |
0 |
| Jul 21, 2003 |
EF2 |
92 km |
0 |
| Jun 5, 2002 |
EF2 |
93 km |
0 |
| May 31, 1998 |
EF2 |
52 km |
0 |
| Jul 3, 1997 |
EF2 |
77 km |
0 |
| May 29, 1995 |
EF2 |
91 km |
0 |
| Jun 11, 1976 |
EF2 |
35 km |
0 |
| Jul 13, 1975 |
EF2 |
82 km |
0 |
| Aug 28, 1973 |
EF2 |
28 km |
0 |
| Aug 28, 1973 |
EF2 |
97 km |
0 |
| May 29, 1969 |
EF2 |
64 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: EAST MOUNTAIN (964 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
EAST MOUNTAIN |
964 |
66 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
3.1 in |
|
| February |
22°F (-6°C) |
2.5 in |
Coldest, Driest |
| March |
32°F (-0°C) |
3.4 in |
|
| April |
44°F (7°C) |
3.5 in |
|
| May |
56°F (13°C) |
4.0 in |
|
| June |
64°F (18°C) |
3.9 in |
|
| July |
72°F (22°C) |
3.7 in |
Warmest |
| August |
67°F (19°C) |
4.1 in |
Wettest |
| September |
59°F (15°C) |
3.7 in |
|
| October |
48°F (9°C) |
3.5 in |
|
| November |
37°F (3°C) |
3.7 in |
|
| December |
26°F (-4°C) |
3.3 in |
|
North Ballston Spa has a seasonal temperature swing of 51°F / from 22°F in February to 72°F in July. Total annual precipitation is 42.5 inches, with August being the wettest month (4.1") and February the driest (2.5").
Average costs for common services in North Ballston Spa. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162-$432) |
| Specialist Visit |
$378 ($216-$593) |
| Urgent Care Visit |
$216 ($108-$378) |
| Emergency Room Visit |
$2,374 ($863-$5,395) |
| Dental Cleaning |
$140 ($81-$216) |
| Dental Filling |
$270 ($162-$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27-$81) |
| Oil Change (Synthetic) |
$81 ($54-$129) |
| Brake Pad Replacement |
$324 ($162-$540) |
| Tire Rotation |
$43 ($22-$81) |
| New Tires (Set of 4) |
$647 ($432-$1,079) |
| Battery Replacement |
$216 ($108-$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65-$162) |
| Electrician (Per Hour) |
$97 ($54-$151) |
| HVAC Repair |
$432 ($162-$863) |
| HVAC System Install |
$7,553 ($4,316-$12,948) |
| Roof Repair |
$1,079 ($432-$2,158) |
| Roof Replacement |
$9,711 ($5,935-$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540-$3,777) |
| Divorce (Contested) |
$16,185 ($5,395-$32,370) |
| DUI Defense |
$5,395 ($2,158-$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863-$3,237) |
| Will Preparation |
$540 ($216-$1,079) |
| Trust Preparation |
$2,698 ($1,079-$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16-$49) |
| Women's Haircut |
$59 ($32-$108) |
| Hair Coloring (Full) |
$162 ($81-$270) |
| Manicure |
$27 ($16-$49) |
| Pedicure |
$43 ($27-$70) |
| Massage (1 Hour) |
$86 ($54-$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24-$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70-$5.40) |
| Loaf of Bread |
$4.10 ($2.70-$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24-$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32-$8.09) |
| Rice (per lb) |
$1.08 ($0.65-$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86-$270) |
| Natural Gas (Monthly) |
$76 ($32-$162) |
| Water/Sewer (Monthly) |
$76 ($43-$129) |
| Internet (Monthly) |
$76 ($43-$108) |
| Cell Phone Plan (Monthly) |
$70 ($32-$108) |
| Cable TV (Monthly) |
$92 ($54-$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81-$540) |
| Car Insurance (Annual) |
$2,158 ($1,295-$3,777) |
| Bus Pass (Monthly) |
$76 ($32-$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63-$27) |
| Car Registration (Annual) |
$108 ($32-$270) |
| Driver's License Renewal |
$32 ($16-$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647-$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540-$2,158) |
| After-School Care (Monthly) |
$432 ($216-$755) |
| Tutoring (Per Hour) |
$54 ($27-$108) |
| SAT/ACT Prep Course |
$1,079 ($432-$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395-$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32-$108) |
| Dog Vaccination (Annual) |
$108 ($54-$216) |
| Dog Grooming |
$65 ($32-$108) |
| Pet Boarding (Per Night) |
$43 ($22-$81) |
| Dog Spay/Neuter |
$324 ($162-$540) |
| Cat Spay/Neuter |
$216 ($108-$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,234 |
| Toddler | $1,191 |
| Preschool | $1,100 |
| Family Childcare (monthly) |
| Infant | $996 |
| Toddler | $914 |
| Preschool | $866 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About North Ballston Spa
What is the population of North Ballston Spa?
North Ballston Spa has a population of 1,207 residents and is located in New York. The population density is 1,387 people per square mile, spread across 0.9 square miles. The median age of residents is 51.9 years, which is older than the national median of 38.9 years. The population is 51.3% female and 48.7% male.
Is North Ballston Spa expensive to live in?
North Ballston Spa is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $86,917, 16% above the national average of $75,149. The median home value is $229,900 (18% below the U.S. median). Renters pay a median of $1,652 per month, above the national average of $1,163. The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
Is North Ballston Spa safe?
North Ballston Spa is safer than the national average, with a violent crime rate of 233 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,146 per 100,000 (above the national average). Overall, North Ballston Spa receives a safety grade of F based on combined crime data.
What is the weather like in North Ballston Spa?
North Ballston Spa has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 23°F in January, while summers reach an average of 72°F in July. The area receives 246 sunny days per year. Annual rainfall totals 46.4 inches, with 63.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in North Ballston Spa?
The job market in North Ballston Spa is very strong, with unemployment at just 0.5% / well below the national rate of 3.6%. The average weekly wage is $1,302. There are 6,486 business establishments in the area, including 567 restaurants and food service locations. The average commute time is 19 minutes, and 14.5% of workers work from home.
How much does housing cost in North Ballston Spa?
The median home value in North Ballston Spa is $229,900. Zillow estimates the typical home value at $412,139. For renters, the median monthly rent is $1,652. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 85.7%. The average annual property tax is $9,137.
How are the schools in North Ballston Spa?
Schools in North Ballston Spa score 6.5 out of 10 on standardized testing, near the national average. 30.0% of adults in North Ballston Spa hold a bachelor's degree or higher, below the national average of 33.7%. 94.5% have completed high school. 16.2% hold a graduate or professional degree.
How healthy is North Ballston Spa?
The obesity rate in North Ballston Spa is 33.6% (above the national rate of 32.1%). 11.2% of adults are smokers. 18.7% are physically inactive. 22.0% of residents report depression. 4.8% lack health insurance (below the national rate). 85.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,439.
What is transportation like in North Ballston Spa?
The average commute in North Ballston Spa is 19 minutes, shorter than the national average of 28 minutes. 85.5% of workers drive alone to work, and 14.5% work from home.
What are the demographics of North Ballston Spa?
The racial and ethnic makeup of North Ballston Spa is 91.9% White, 0.8% Black or African American, 1.7% Hispanic or Latino. 94.6% of residents speak only English at home, while 5.4% speak Spanish. 0.0% of the population are military veterans. 21.9% of residents have a disability. 100.0% have health insurance coverage.