Median Income
$80,234
7% higher than US avg
Home Value
$243,800
14% lower than US avg
Violent Crime
135/100K
65% lower than US avg
Bachelor's+
21.2%
37% lower than US avg
Median Rent
$1,018
12% lower than US avg
Obesity Rate
35.1%
9% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
5.3%
57% lower than US avg
How Stillwater Compares to the U.S. Average (100% = U.S. avg)
People
Population1,876
Median Age38.8 yrs
Density1,489/mi²
Male / Female50% / 50%
Largest GroupWhite 91%
Veterans8.6%
Economy
A+
Median Income$80,234
Per Capita$43,069
Unemployment2.2%
Poverty5.3%
County GDP$15,508M
Commute28 min
Housing
A+
Home Value$243,800
Rent$1,018
Ownership58.1%
Zillow$475,239
Housing Units903
Rent Burden23.7%
Crime
F
Violent135/100K
Property1,175/100K
Health
Obesity35.1%
Uninsured6.7%
Smoking14.2%
Depression22.8%
Heart Disease5.3%
Climate
Avg Temp51°F (11°C)
AQI36 (Good)
Rain42.1 in/yr
Sunny Days246/yr
Elevation92 ft (28 m)
Education
C+
Bachelor's+21.2%
High School+86.6%
Graduate+7.8%
School Score5.33
Community
2024 VoteR 49% / D 51%
Commute28 min
Broadband88.2%
EV Stations1
Libraries17
Is Stillwater a Good Place to Live?
Based on current data, Stillwater receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Stillwater offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Stillwater is $80,234, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.2%. Only 5.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Stillwater is $243,800, 14% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,018 per month, below the national average / a plus for affordability. At just 3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Stillwater is a very safe community with a violent crime rate of 135 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,175 per 100,000, 40% below the national average.
Education
21.2% of residents hold a bachelor's degree, below the national average of 33.7%. 86.6% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Stillwater experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 75°F in July. The area gets 246 sunny days per year. Annual precipitation totals 42.1 inches. Air quality is rated Good with a median AQI of 36.
Stillwater has a population of 1,876 with a density of 1,489 people per square mile, spread across 1.5 square miles. The median age is 38.8 years, 0% younger than the national median of 38.9. The gender split is 50.4% female and 49.6% male. The city is predominantly White (91.2%), with 3.7% Black. English is the primary language spoken at home by 97.6% of residents. 8.6% of the population are veterans, above the national rate of 6.0%. 9.3% of residents have a disability (below the 13.0% national average). 95.4% have health insurance coverage.
Population
38.8yrs
Median Age
0% below US avg
Race & Ethnicity
Stillwater vs U.S. Average
Language Spoken at Home
English Only
97.6%
24% above US avg
Spanish
2.4%
82% below US avg
Social Characteristics
Stillwater vs U.S. Average
The median household income in Stillwater is $80,234, which is 7% above the national average of $75,149. Per capita income is $43,069. The average weekly wage is $1,515. The unemployment rate is 2.2% (below the 3.6% US average). 5.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,500 business establishments, including 374 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 28 minutes. 10.4% of workers work from home (below the 15.2% national rate).
Income: Stillwater vs U.S.
Income
| Median HH Income | $80,234 |
| 7% above US avg |
| Per Capita Income | $43,069 |
| Avg Weekly Wage | $1,515 |
| IRS Avg AGI | $76,866 |
| Gini Index | 0.423 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 5.3% |
| 57% below US avg |
| Establishments (County) | 3,500 |
| County GDP | $15,508M |
Business (County)
| Restaurants | 374 |
| Healthcare | 371 |
| Retail | 437 |
| Manufacturing | 102 |
Tax & Cost of Living
| Property Tax (IRS) | $7,520 |
| 115% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 3.08% |
Commute & Transportation
| Commute Time | 28.2 min |
| Drive Alone | 78.3% |
| Public Transit | 0.0% |
| Work from Home | 10.4% |
The median home value in Stillwater is $243,800, 14% below the national median of $281,900. Zillow estimates the typical home value at $475,239, higher than the Census estimate. Monthly rent averages $1,018 (12% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 58.1% of housing units are owner-occupied (below the 65.4% national rate). There are 903 total housing units in the city. The median year a home was built is 1975. The average annual property tax is $7,520 (higher than the $3,500 national average). 23.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3x, well within the affordable range.
Home Values
| Census Median | $243,800 |
| 14% below US avg |
| Zillow ZHVI | $475,239 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,018 |
| 12% below US avg |
| Rent Burden | 23.7% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 58.1% |
| Owner-Occupied | 58.1% |
| Renter-Occupied | 41.9% |
| Housing Units | 903 |
| Median Year Built | 1975 |
Property Tax
| Avg Tax (IRS) | $7,520 |
| 115% above US avg |
| Effective Rate | 3.08% |
In Stillwater, 35.1% of adults are obese, above the national rate of 32.1%. 8.5% have diabetes (below the 10.5% national rate). Heart disease affects 5.3% of residents. 28.8% have high blood pressure. 14.2% are current smokers. 18.9% report binge drinking. 22.6% are physically inactive. 22.8% report depression. 18.4% experience frequent mental distress. 6.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,081. The dentist ratio is 1:2,422. 78.4% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Stillwater vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.1% |
| 9% above US avg |
| Diabetes | 8.5% |
| Heart Disease | 5.3% |
| High Blood Pressure | 28.8% |
| Asthma | 11.2% |
| COPD | 6.1% |
| Cancer | 7.5% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.2% |
| 1% above US avg |
| Binge Drinking | 18.9% |
| Physical Inactivity | 22.6% |
| Depression | 22.8% |
| Mental Distress | 18.4% |
| Physical Distress | 12.8% |
| Short Sleep | 33.7% |
Healthcare Access
| Insurance Rate | 95.4% |
| Uninsured | 6.7% |
| 22% below US avg |
| Primary Care | 1:2,081 |
| Dentists | 1:2,422 |
| Mental Health | 1:478 |
| Checkup Rate | 76.9% |
| Dental Visits | 63.0% |
| Premature Death | 7,122/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 78.4% |
| Healthcare Facilities | 371 |
Stillwater has a violent crime rate of 135 per 100,000 residents, 65% below the national average of 380. Property crime stands at 1,175 per 100,000, 40% below the U.S. average. The county recorded 11 fatal traffic crashes. Overall, Stillwater receives a safety grade of F.
Crime Rates: Stillwater vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 134.8/100K |
| 65% below US avg |
| |
Property Crime
| Total Property | 1,174.9/100K |
| 40% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 11 |
| Traffic Accidents | 49 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Stillwater experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 75°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 42.1 inches. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 92 feet.
Temperature
26°F Jan (-4°C)
75°F Jul (24°C)
| Annual Average | 50.9°F |
| 6% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 92 ft (28 m) |
| Area | 1.5 sq mi (3.8 km²) |
| Population Density | 1,489/sq mi |
| Coordinates | 42.9465°N, 73.6393°W |
| Timezone | America/New_York |
| County | Rensselaer County County |
| Nearest Airport | Albany International (ALB) 16 miles away |
Precipitation & Snow
Annual Rainfall
42.1"
11% above US avg
Wettest Month (Aug)
4.02"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 82.2 / 100 |
| Social Vulnerability | 34.9 / 100 |
| Community Resilience | 87.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Coastal Flood |
No Rating |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
20 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on Mar 11, 2020.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
92 km |
| Apr 20, 2000 |
7 km WSW of Newcomb, New York |
M3.8 |
122 km |
| Oct 2, 1994 |
6 km W of Hardwick, Massachusetts |
M3.7 |
130 km |
| Oct 2, 1994 |
1 km NW of Hardwick, Massachusetts |
M3.3 |
133 km |
| Jun 16, 2000 |
5 km NE of Granville, Massachusetts |
M3.3 |
116 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
56 km |
| Mar 11, 2020 |
0 km SSW of South Glens Falls, New York |
M3.1 |
39 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
55 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
57 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
56 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
97 km |
| May 14, 2007 |
5 km ESE of Benson, Vermont |
M2.8 |
89 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
47 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
52 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
47 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
56 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
56 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
65 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
55 km |
| Dec 13, 2009 |
14 km N of Medusa, New York |
M2.6 |
57 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Bob (1991, Cat 2).
| Year |
Name |
Category |
Closest |
| 1991 |
Bob |
Category 2 |
252 km |
| 1985 |
Gloria |
Category 1 |
135 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
140 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 7 fatalities, 200 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 29, 1995 |
EF4 |
85 km |
3 |
| Jul 10, 1989 |
EF4 |
74 km |
0 |
| Aug 28, 1973 |
EF4 |
61 km |
4 |
| May 22, 2014 |
EF3 |
47 km |
0 |
| May 31, 1998 |
EF3 |
11 km |
0 |
| Jun 16, 1974 |
EF3 |
79 km |
0 |
| Aug 20, 1968 |
EF3 |
70 km |
0 |
| Jun 24, 1960 |
EF3 |
26 km |
0 |
| May 29, 2013 |
EF2 |
47 km |
0 |
| Jul 21, 2003 |
EF2 |
61 km |
0 |
| Jul 21, 2003 |
EF2 |
87 km |
0 |
| Jun 5, 2002 |
EF2 |
78 km |
0 |
| May 31, 1998 |
EF2 |
41 km |
0 |
| Jul 3, 1997 |
EF2 |
94 km |
0 |
| Jul 3, 1997 |
EF2 |
93 km |
0 |
| Jul 3, 1997 |
EF2 |
63 km |
0 |
| May 29, 1995 |
EF2 |
84 km |
0 |
| Jun 11, 1976 |
EF2 |
42 km |
0 |
| Jul 13, 1975 |
EF2 |
65 km |
0 |
| Aug 28, 1973 |
EF2 |
9 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: EAST MOUNTAIN (964 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
EAST MOUNTAIN |
964 |
47 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
2.6 in |
|
| February |
23°F (-5°C) |
2.2 in |
Coldest, Driest |
| March |
33°F (1°C) |
2.8 in |
|
| April |
46°F (8°C) |
3.2 in |
|
| May |
57°F (14°C) |
3.7 in |
|
| June |
66°F (19°C) |
3.8 in |
|
| July |
75°F (24°C) |
3.6 in |
Warmest |
| August |
68°F (20°C) |
4.0 in |
Wettest |
| September |
60°F (16°C) |
3.4 in |
|
| October |
49°F (9°C) |
3.2 in |
|
| November |
39°F (4°C) |
3.4 in |
|
| December |
27°F (-3°C) |
2.8 in |
|
Stillwater has a seasonal temperature swing of 52°F / from 23°F in February to 75°F in July. Total annual precipitation is 38.6 inches, with August being the wettest month (4.0") and February the driest (2.2").
Average costs for common services in Stillwater. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,251 |
| Toddler | $1,191 |
| Preschool | $1,104 |
| Family Childcare (monthly) |
| Infant | $866 |
| Toddler | $866 |
| Preschool | $857 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Stillwater
What is the population of Stillwater?
Stillwater has a population of 1,876 residents and is located in New York. The population density is 1,489 people per square mile, spread across 1.5 square miles. The median age of residents is 38.8 years. The population is 50.4% female and 49.6% male.
Is Stillwater expensive to live in?
Stillwater is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $80,234, 7% above the national average of $75,149. The median home value is $243,800 (14% below the U.S. median). Renters pay a median of $1,018 per month, below the national average of $1,163. The home price-to-income ratio is 3x, indicating housing is reasonably affordable relative to local income levels.
Is Stillwater safe?
Stillwater is considered a very safe city with a violent crime rate of 135 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,175 per 100,000 (below the national average). Overall, Stillwater receives a safety grade of F based on combined crime data.
What is the weather like in Stillwater?
Stillwater has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 75°F in July. The area receives 246 sunny days per year. Annual rainfall totals 42.1 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Stillwater?
The job market in Stillwater is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average weekly wage is $1,515. There are 3,500 business establishments in the area, including 374 restaurants and food service locations. The average commute time is 28 minutes, and 10.4% of workers work from home.
How much does housing cost in Stillwater?
The median home value in Stillwater is $243,800. Zillow estimates the typical home value at $475,239. For renters, the median monthly rent is $1,018. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 58.1%. The average annual property tax is $7,520.
How are the schools in Stillwater?
Schools in Stillwater score 5.3 out of 10 on standardized testing, near the national average. 21.2% of adults in Stillwater hold a bachelor's degree or higher, below the national average of 33.7%. 86.6% have completed high school. 7.8% hold a graduate or professional degree.
How healthy is Stillwater?
The obesity rate in Stillwater is 35.1% (above the national rate of 32.1%). 14.2% of adults are smokers. 22.6% are physically inactive. 22.8% of residents report depression. 6.7% lack health insurance (below the national rate). 78.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,081.
What is transportation like in Stillwater?
The average commute in Stillwater is 28 minutes. 78.3% of workers drive alone to work, and 10.4% work from home.
What are the demographics of Stillwater?
The racial and ethnic makeup of Stillwater is 91.2% White, 3.7% Black or African American, 0.9% Hispanic or Latino. 97.6% of residents speak only English at home. 8.6% of the population are military veterans. 9.3% of residents have a disability. 95.4% have health insurance coverage.