Median Income
$93,589
25% higher than US avg
Home Value
$261,500
7% lower than US avg
Bachelor's+
25.8%
23% lower than US avg
Obesity Rate
33.1%
3% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Mariaville Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population1,011
Median Age38.4 yrs
Density180/mi²
Male / Female54% / 46%
Largest GroupWhite 98%
Veterans0.7%
Economy
A+
Median Income$93,589
Per Capita$49,911
Unemployment0.0%
Poverty0.0%
County GDP$12,310M
Commute27 min
Housing
A+
Home Value$261,500
Ownership73.1%
Zillow$386,946
Housing Units480
Rent Burden29.9%
Health
Obesity33.1%
Uninsured1.7%
Smoking12.3%
Depression20.4%
Heart Disease5.1%
Climate
Avg Temp46°F (8°C)
Rain42.6 in/yr
Elevation1,285 ft (392 m)
Education
B
Bachelor's+25.8%
High School+94.1%
Graduate+12.6%
School Score5.14
Community
2024 VoteR 45% / D 55%
Commute27 min
Broadband95.1%
EV Stations1
Libraries9
Is Mariaville Lake a Good Place to Live?
Based on current data, Mariaville Lake receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a low poverty rate, high health insurance coverage. Mariaville Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Mariaville Lake is $93,589, 25% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Mariaville Lake is $261,500, roughly aligned with the national median of $281,900. At just 2.8x median income, home prices are very affordable relative to local earnings.
Education
25.8% of residents hold a bachelor's degree, below the national average of 33.7%. 94.1% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Mariaville Lake experiences four distinct seasons with an average temperature of 46°F. Winters average 22°F in January while summers reach 70°F in July. Annual precipitation totals 42.6 inches, including 59.2 inches of snow.
Mariaville Lake has a population of 1,011 with a density of 180 people per square mile, spread across 6.0 square miles. The median age is 38.4 years, 1% younger than the national median of 38.9. The gender split is 46.2% female and 53.8% male. The city is predominantly White (97.5%). English is the primary language spoken at home by 94% of residents, while 8.1% speak Spanish. 0.7% of the population are veterans, below the national rate of 6.0%. 18.8% of residents have a disability (above the 13.0% national average). 98.3% have health insurance coverage.
Population
1,011
Total Population
2023 Census
38.4yrs
Median Age
1% below US avg
Race & Ethnicity
Mariaville Lake vs U.S. Average
Language Spoken at Home
English Only
94.0%
20% above US avg
Spanish
8.1%
40% below US avg
Social Characteristics
Mariaville Lake vs U.S. Average
The median household income in Mariaville Lake is $93,589, which is 25% above the national average of $75,149. Per capita income is $49,911 (above the $39,052 national figure). The average weekly wage is $1,419. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,562 business establishments, including 347 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 27 minutes. 4.9% of workers work from home (below the 15.2% national rate).
Income: Mariaville Lake vs U.S.
Income
| Median HH Income | $93,589 |
| 25% above US avg |
| Per Capita Income | $49,911 |
| Avg Weekly Wage | $1,419 |
| IRS Avg AGI | $72,911 |
| Gini Index | 0.436 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 3,562 |
| County GDP | $12,310M |
Business (County)
| Restaurants | 347 |
| Healthcare | 389 |
| Retail | 428 |
| Manufacturing | 105 |
Tax & Cost of Living
| Property Tax (IRS) | $7,893 |
| 126% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 3.02% |
Commute & Transportation
| Commute Time | 27.0 min |
| Drive Alone | 87.8% |
| Public Transit | 0.0% |
| Work from Home | 4.9% |
The median home value in Mariaville Lake is $261,500, 7% below the national median of $281,900. Zillow estimates the typical home value at $386,946, higher than the Census estimate. Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 73.1% of housing units are owner-occupied (above the 65.4% national rate). There are 480 total housing units in the city. The median year a home was built is 1972. The average annual property tax is $7,893 (higher than the $3,500 national average). 29.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $261,500 |
| 7% below US avg |
| Zillow ZHVI | $386,946 |
Rental Costs
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 73.1% |
| Owner-Occupied | 73.1% |
| Renter-Occupied | 26.9% |
| Housing Units | 480 |
| Median Year Built | 1972 |
Property Tax
| Avg Tax (IRS) | $7,893 |
| 126% above US avg |
| Effective Rate | 3.02% |
In Mariaville Lake, 33.1% of adults are obese, above the national rate of 32.1%. 7.6% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 28.2% have high blood pressure. 12.3% are current smokers. 20.8% report binge drinking. 18.7% are physically inactive, below the national average. 20.4% report depression. 16.4% experience frequent mental distress. 1.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,255. The dentist ratio is 1:1,251. 88.6% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Mariaville Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.1% |
| 3% above US avg |
| Diabetes | 7.6% |
| Heart Disease | 5.1% |
| High Blood Pressure | 28.2% |
| Asthma | 10.5% |
| COPD | 5.4% |
| Cancer | 7.7% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 12.3% |
| 12% below US avg |
| Binge Drinking | 20.8% |
| Physical Inactivity | 18.7% |
| Depression | 20.4% |
| Mental Distress | 16.4% |
| Physical Distress | 11.3% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 98.3% |
| Uninsured | 1.7% |
| 80% below US avg |
| Primary Care | 1:1,255 |
| Dentists | 1:1,251 |
| Mental Health | 1:351 |
| Checkup Rate | 76.4% |
| Dental Visits | 65.2% |
| Premature Death | 8,452/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 88.6% |
| Healthcare Facilities | 389 |
Mariaville Lake experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 22°F in January while summers reach 70°F in July. Annual precipitation totals 42.6 inches. The area receives 59.2 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 1,285 feet.
Temperature
22°F Jan (-6°C)
70°F Jul (21°C)
| Annual Average | 46.3°F |
| 14% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 70°F (21°C) |
Geography
| Elevation | 1,285 ft (392 m) |
| Area | 6.0 sq mi (15.5 km²) |
| Population Density | 180/sq mi |
| Coordinates | 42.8248°N, 74.1303°W |
| Timezone | America/New_York |
| County | Schenectady County County |
| Nearest Airport | Albany International (ALB) 17 miles away |
Precipitation & Snow
Annual Rainfall
42.6"
12% above US avg
Wettest Month (Jun)
4.96"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 71.3 / 100 |
| Social Vulnerability | 29.4 / 100 |
| Community Resilience | 88.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
19 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on Mar 11, 2020.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
50 km |
| Apr 20, 2000 |
7 km WSW of Newcomb, New York |
M3.8 |
125 km |
| Jun 16, 2000 |
5 km NE of Granville, Massachusetts |
M3.3 |
134 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
134 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
28 km |
| Mar 11, 2020 |
0 km SSW of South Glens Falls, New York |
M3.1 |
66 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
25 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
28 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
102 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
28 km |
| May 14, 2007 |
5 km ESE of Benson, Vermont |
M2.8 |
121 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
21 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
16 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
16 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
28 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
24 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
28 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
25 km |
| Dec 13, 2009 |
14 km N of Medusa, New York |
M2.6 |
29 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Bob (1991, Cat 2).
| Year |
Name |
Category |
Closest |
| 1991 |
Bob |
Category 2 |
275 km |
| 1985 |
Gloria |
Category 1 |
150 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
136 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 8 fatalities, 205 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 29, 1995 |
EF4 |
90 km |
3 |
| Jul 10, 1989 |
EF4 |
33 km |
0 |
| Aug 28, 1973 |
EF4 |
74 km |
4 |
| May 22, 2014 |
EF3 |
5 km |
0 |
| May 31, 1998 |
EF3 |
86 km |
0 |
| May 31, 1998 |
EF3 |
31 km |
0 |
| Jun 16, 1974 |
EF3 |
69 km |
0 |
| Jun 24, 1960 |
EF3 |
21 km |
0 |
| May 29, 2013 |
EF2 |
6 km |
0 |
| Jul 21, 2003 |
EF2 |
71 km |
0 |
| Jul 21, 2003 |
EF2 |
59 km |
0 |
| May 31, 1998 |
EF2 |
48 km |
0 |
| Jul 3, 1997 |
EF2 |
75 km |
0 |
| May 29, 1995 |
EF2 |
75 km |
0 |
| Oct 1, 1986 |
EF2 |
71 km |
0 |
| Jun 16, 1976 |
EF2 |
74 km |
0 |
| Jun 11, 1976 |
EF2 |
64 km |
0 |
| Jul 13, 1975 |
EF2 |
87 km |
0 |
| Aug 28, 1973 |
EF2 |
48 km |
0 |
| May 29, 1969 |
EF2 |
94 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: EAST MOUNTAIN (964 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
EAST MOUNTAIN |
964 |
80 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
2.6 in |
Coldest |
| February |
23°F (-5°C) |
2.4 in |
Driest |
| March |
31°F (-0°C) |
3.3 in |
|
| April |
45°F (7°C) |
3.4 in |
|
| May |
57°F (14°C) |
3.5 in |
|
| June |
65°F (18°C) |
5.0 in |
Wettest |
| July |
70°F (21°C) |
4.5 in |
Warmest |
| August |
68°F (20°C) |
4.1 in |
|
| September |
61°F (16°C) |
3.6 in |
|
| October |
48°F (9°C) |
4.5 in |
|
| November |
38°F (3°C) |
2.8 in |
|
| December |
27°F (-3°C) |
3.0 in |
|
Mariaville Lake has a seasonal temperature swing of 49°F / from 22°F in January to 70°F in July. Total annual precipitation is 42.6 inches, with June being the wettest month (5.0") and February the driest (2.4").
Average costs for common services in Mariaville Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162-$432) |
| Specialist Visit |
$378 ($216-$593) |
| Urgent Care Visit |
$216 ($108-$378) |
| Emergency Room Visit |
$2,374 ($863-$5,395) |
| Dental Cleaning |
$140 ($81-$216) |
| Dental Filling |
$270 ($162-$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27-$81) |
| Oil Change (Synthetic) |
$81 ($54-$129) |
| Brake Pad Replacement |
$324 ($162-$540) |
| Tire Rotation |
$43 ($22-$81) |
| New Tires (Set of 4) |
$647 ($432-$1,079) |
| Battery Replacement |
$216 ($108-$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65-$162) |
| Electrician (Per Hour) |
$97 ($54-$151) |
| HVAC Repair |
$432 ($162-$863) |
| HVAC System Install |
$7,553 ($4,316-$12,948) |
| Roof Repair |
$1,079 ($432-$2,158) |
| Roof Replacement |
$9,711 ($5,935-$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540-$3,777) |
| Divorce (Contested) |
$16,185 ($5,395-$32,370) |
| DUI Defense |
$5,395 ($2,158-$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863-$3,237) |
| Will Preparation |
$540 ($216-$1,079) |
| Trust Preparation |
$2,698 ($1,079-$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16-$49) |
| Women's Haircut |
$59 ($32-$108) |
| Hair Coloring (Full) |
$162 ($81-$270) |
| Manicure |
$27 ($16-$49) |
| Pedicure |
$43 ($27-$70) |
| Massage (1 Hour) |
$86 ($54-$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24-$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70-$5.40) |
| Loaf of Bread |
$4.10 ($2.70-$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24-$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32-$8.09) |
| Rice (per lb) |
$1.08 ($0.65-$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86-$270) |
| Natural Gas (Monthly) |
$76 ($32-$162) |
| Water/Sewer (Monthly) |
$76 ($43-$129) |
| Internet (Monthly) |
$76 ($43-$108) |
| Cell Phone Plan (Monthly) |
$70 ($32-$108) |
| Cable TV (Monthly) |
$92 ($54-$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81-$540) |
| Car Insurance (Annual) |
$2,158 ($1,295-$3,777) |
| Bus Pass (Monthly) |
$76 ($32-$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63-$27) |
| Car Registration (Annual) |
$108 ($32-$270) |
| Driver's License Renewal |
$32 ($16-$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647-$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540-$2,158) |
| After-School Care (Monthly) |
$432 ($216-$755) |
| Tutoring (Per Hour) |
$54 ($27-$108) |
| SAT/ACT Prep Course |
$1,079 ($432-$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395-$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32-$108) |
| Dog Vaccination (Annual) |
$108 ($54-$216) |
| Dog Grooming |
$65 ($32-$108) |
| Pet Boarding (Per Night) |
$43 ($22-$81) |
| Dog Spay/Neuter |
$324 ($162-$540) |
| Cat Spay/Neuter |
$216 ($108-$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,251 |
| Toddler | $1,191 |
| Preschool | $1,104 |
| Family Childcare (monthly) |
| Infant | $866 |
| Toddler | $866 |
| Preschool | $857 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Mariaville Lake
What is the population of Mariaville Lake?
Mariaville Lake has a population of 1,011 residents and is located in New York. The population density is 180 people per square mile, spread across 6.0 square miles. The median age of residents is 38.4 years. The population is 46.2% female and 53.8% male.
Is Mariaville Lake expensive to live in?
Mariaville Lake is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $93,589, 25% above the national average of $75,149. The median home value is $261,500 (7% below the U.S. median). The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Mariaville Lake?
Mariaville Lake has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 22°F in January, while summers reach an average of 70°F in July. Annual rainfall totals 42.6 inches, with 59.2 inches of snow.
How is the job market in Mariaville Lake?
The job market in Mariaville Lake is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,419. There are 3,562 business establishments in the area, including 347 restaurants and food service locations. The average commute time is 27 minutes, and 4.9% of workers work from home.
How much does housing cost in Mariaville Lake?
The median home value in Mariaville Lake is $261,500. Zillow estimates the typical home value at $386,946. The homeownership rate is 73.1%. The average annual property tax is $7,893.
How are the schools in Mariaville Lake?
Schools in Mariaville Lake score 5.1 out of 10 on standardized testing, near the national average. 25.8% of adults in Mariaville Lake hold a bachelor's degree or higher, below the national average of 33.7%. 94.1% have completed high school. 12.6% hold a graduate or professional degree.
How healthy is Mariaville Lake?
The obesity rate in Mariaville Lake is 33.1% (above the national rate of 32.1%). 12.3% of adults are smokers. 18.7% are physically inactive. 20.4% of residents report depression. 1.7% lack health insurance (below the national rate). 88.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,255.
What is transportation like in Mariaville Lake?
The average commute in Mariaville Lake is 27 minutes. 87.8% of workers drive alone to work, and 4.9% work from home.
What are the demographics of Mariaville Lake?
The racial and ethnic makeup of Mariaville Lake is 97.5% White, 1% Black or African American. 94% of residents speak only English at home, while 8.1% speak Spanish. 0.7% of the population are military veterans. 18.8% of residents have a disability. 98.3% have health insurance coverage.