Median Income
$53,008
29% lower than US avg
Home Value
$187,500
33% lower than US avg
Violent Crime
149/100K
61% lower than US avg
Bachelor's+
27.4%
19% lower than US avg
Median Rent
$897
23% lower than US avg
Obesity Rate
32.9%
2% higher than US avg
Unemployment
1.7%
53% lower than US avg
Poverty Rate
9.2%
26% lower than US avg
How Schoharie Compares to the U.S. Average (100% = U.S. avg)
People
Population1,078
Median Age34.8 yrs
Density649/mi²
Male / Female53% / 47%
Largest GroupWhite 75%
Veterans3.8%
Economy
B+
Median Income$53,008
Per Capita$32,252
Unemployment1.7%
Poverty9.2%
County GDP$1,320M
Commute33 min
Housing
A+
Home Value$187,500
Rent$897
Ownership52.8%
Zillow$343,667
Housing Units425
Rent Burden35.2%
Crime
F
Violent149/100K
Property2,707/100K
Health
Obesity32.9%
Uninsured6.4%
Smoking14.5%
Depression22.0%
Heart Disease5.3%
Climate
Avg Temp48°F (9°C)
AQI36 (Good)
Rain42.5 in/yr
Sunny Days246/yr
Elevation594 ft (181 m)
Education
B
Bachelor's+27.4%
High School+88.8%
Graduate+11.2%
School Score5.26
Community
2024 VoteR 65% / D 35%
Commute33 min
Broadband84.3%
EV Stations5
Libraries4
Is Schoharie a Good Place to Live?
Based on current data, Schoharie receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Schoharie offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Schoharie is $53,008, 29% below the national average of $75,149. The job market is very strong with unemployment at just 1.7%. 9.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 33 minutes.
Cost of Living & Housing
The median home value in Schoharie is $187,500, 33% below the national median / offering relatively affordable homeownership. Renters pay a median of $897 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.5x indicates a reasonably affordable housing market.
Safety & Crime
Schoharie is a very safe community with a violent crime rate of 149 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,707 per 100,000, 38% above the national average.
Education
27.4% of residents hold a bachelor's degree, below the national average of 33.7%. 88.8% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Schoharie experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 72°F in July. The area gets 246 sunny days per year. Annual precipitation totals 42.5 inches. Air quality is rated Good with a median AQI of 36.
Schoharie has a population of 1,078 with a density of 649 people per square mile, spread across 1.7 square miles. The median age is 34.8 years, 11% younger than the national median of 38.9. The gender split is 47.2% female and 52.8% male. The city is predominantly White (75%), with 2.9% Hispanic, 2.6% Black. English is the primary language spoken at home by 89.9% of residents, while 10.1% speak Spanish. 3.8% of the population are veterans, below the national rate of 6.0%. 16.1% of residents have a disability (above the 13.0% national average). 97.9% have health insurance coverage.
Population
34.8yrs
Median Age
11% below US avg
Race & Ethnicity
Schoharie vs U.S. Average
Language Spoken at Home
English Only
89.9%
15% above US avg
Spanish
10.1%
25% below US avg
Social Characteristics
Schoharie vs U.S. Average
The median household income in Schoharie is $53,008, which is 29% below the national average of $75,149. Per capita income is $32,252 (below the $39,052 national figure). The average weekly wage is $1,050, 27% lower than the U.S. average. The unemployment rate is 1.7% (below the 3.6% US average). 9.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 710 business establishments, including 62 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 33 minutes (longer than the 28-minute US average). 6.3% of workers work from home (below the 15.2% national rate).
Income: Schoharie vs U.S.
Income
| Median HH Income | $53,008 |
| 29% below US avg |
| Per Capita Income | $32,252 |
| Avg Weekly Wage | $1,050 |
| IRS Avg AGI | $67,256 |
| Gini Index | 0.427 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.7% |
| 53% below US avg |
| Poverty Rate | 9.2% |
| 26% below US avg |
| Establishments (County) | 710 |
| County GDP | $1,320M |
Business (County)
| Restaurants | 62 |
| Healthcare | 55 |
| Retail | 90 |
| Manufacturing | 30 |
Tax & Cost of Living
| Property Tax (IRS) | $7,238 |
| 107% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 3.86% |
Commute & Transportation
| Commute Time | 32.9 min |
| Drive Alone | 85.7% |
| Public Transit | 0.3% |
| Work from Home | 6.3% |
The median home value in Schoharie is $187,500, 33% below the national median of $281,900. Zillow estimates the typical home value at $343,667, higher than the Census estimate. Homes sell for 105.6% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $897 (23% below the national average of $1,163). Fair market rent ranges from $1,417 for a one-bedroom to $1,702 for a two-bedroom apartment. 52.8% of housing units are owner-occupied (below the 65.4% national rate). There are 425 total housing units in the city. The median year a home was built is 1954. The average annual property tax is $7,238 (higher than the $3,500 national average). 35.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.5x.
Home Values
| Census Median | $187,500 |
| 33% below US avg |
| Zillow ZHVI | $343,667 |
| Median List Price | $221,000 |
Real Estate Market (Redfin)
| Median List Price | $221,000 |
| $/Sq Ft | $135 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 105.6% |
| Price Drops | 0.0% |
| Inventory | 4 |
Rental Costs
| Census Median Rent | $897 |
| 23% below US avg |
| Rent Burden | 35.2% |
HUD Fair Market Rent
| Studio | $1,217 |
| 1 Bedroom | $1,417 |
| 2 Bedrooms | $1,702 |
| 3 Bedrooms | $2,041 |
| 4 Bedrooms | $2,253 |
Ownership & Property
| Homeownership | 52.8% |
| Owner-Occupied | 52.8% |
| Renter-Occupied | 47.2% |
| Housing Units | 425 |
| Median Year Built | 1954 |
Property Tax
| Avg Tax (IRS) | $7,238 |
| 107% above US avg |
| Effective Rate | 3.86% |
In Schoharie, 32.9% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 5.3% of residents. 30.2% have high blood pressure. 14.5% are current smokers. 19.8% report binge drinking. 23.8% are physically inactive. 22.0% report depression. 18.2% experience frequent mental distress. 6.4% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,318. The dentist ratio is 1:3,006. 35.0% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Schoharie vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.9% |
| 2% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 5.3% |
| High Blood Pressure | 30.2% |
| Asthma | 11.5% |
| COPD | 6.4% |
| Cancer | 7.6% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.5% |
| 4% above US avg |
| Binge Drinking | 19.8% |
| Physical Inactivity | 23.8% |
| Depression | 22.0% |
| Mental Distress | 18.2% |
| Physical Distress | 12.9% |
| Short Sleep | 38.8% |
Healthcare Access
| Insurance Rate | 97.9% |
| Uninsured | 6.4% |
| 26% below US avg |
| Primary Care | 1:3,318 |
| Dentists | 1:3,006 |
| Mental Health | 1:627 |
| Checkup Rate | 78.2% |
| Dental Visits | 61.6% |
| Premature Death | 7,415/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 35.0% |
| Healthcare Facilities | 55 |
Schoharie has a violent crime rate of 149 per 100,000 residents, 61% below the national average of 380. Property crime stands at 2,707 per 100,000, 38% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Schoharie receives a safety grade of F.
Crime Rates: Schoharie vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 149.2/100K |
| 61% below US avg |
| |
Property Crime
| Total Property | 2,707.3/100K |
| 38% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 47 |
| Avg Accident Severity | 2.6 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Schoharie experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 72°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 42.5 inches. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 594 feet.
Temperature
23°F Jan (-5°C)
72°F Jul (22°C)
| Annual Average | 48.0°F |
| 11% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 594 ft (181 m) |
| Area | 1.7 sq mi (4.3 km²) |
| Population Density | 649/sq mi |
| Coordinates | 42.6666°N, 74.3133°W |
| Timezone | America/New_York |
| County | Schoharie County County |
| Nearest Airport | Albany International (ALB)
27 miles away |
Precipitation & Snow
Annual Rainfall
42.5"
12% above US avg
Wettest Month (May)
3.94"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 41.4 / 100 |
| Social Vulnerability | 38.3 / 100 |
| Community Resilience | 75.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
20 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on Mar 11, 2020.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
30 km |
| Apr 20, 2000 |
7 km WSW of Newcomb, New York |
M3.8 |
143 km |
| Jun 16, 2000 |
5 km NE of Granville, Massachusetts |
M3.3 |
138 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
137 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
20 km |
| Mar 11, 2020 |
0 km SSW of South Glens Falls, New York |
M3.1 |
89 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
17 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
20 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
20 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
121 km |
| May 14, 2007 |
5 km ESE of Benson, Vermont |
M2.8 |
144 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
17 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
18 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
18 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
20 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
5 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
21 km |
| Aug 22, 2000 |
2 km WSW of Brewster Hill, New York |
M2.6 |
150 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
18 km |
| Dec 13, 2009 |
14 km N of Medusa, New York |
M2.6 |
20 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Bob (1991, Cat 2).
| Year |
Name |
Category |
Closest |
| 1991 |
Bob |
Category 2 |
277 km |
| 1985 |
Gloria |
Category 1 |
151 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
151 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 8 fatalities, 204 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 29, 1995 |
EF4 |
89 km |
3 |
| Jul 10, 1989 |
EF4 |
25 km |
0 |
| Aug 28, 1973 |
EF4 |
78 km |
4 |
| May 22, 2014 |
EF3 |
20 km |
0 |
| May 31, 1998 |
EF3 |
66 km |
0 |
| May 31, 1998 |
EF3 |
53 km |
0 |
| Jun 16, 1974 |
EF3 |
61 km |
0 |
| Jun 24, 1960 |
EF3 |
38 km |
0 |
| May 29, 2013 |
EF2 |
22 km |
0 |
| Jul 21, 2003 |
EF2 |
59 km |
0 |
| Jul 21, 2003 |
EF2 |
58 km |
0 |
| May 18, 2000 |
EF2 |
98 km |
0 |
| May 31, 1998 |
EF2 |
55 km |
0 |
| Jul 3, 1997 |
EF2 |
79 km |
0 |
| May 29, 1995 |
EF2 |
68 km |
0 |
| Oct 1, 1986 |
EF2 |
48 km |
0 |
| Jun 16, 1976 |
EF2 |
58 km |
0 |
| Jun 11, 1976 |
EF2 |
87 km |
0 |
| Jul 13, 1975 |
EF2 |
96 km |
0 |
| Aug 28, 1973 |
EF2 |
68 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: EAST MOUNTAIN (964 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
EAST MOUNTAIN |
964 |
95 km |
| 2006 |
CHERRYTOWN FIRE |
943 |
90 km |
| 2024 |
WHITEHOUSE |
607 |
85 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
2.8 in |
|
| February |
22°F (-6°C) |
2.4 in |
Coldest, Driest |
| March |
31°F (-1°C) |
3.2 in |
|
| April |
43°F (6°C) |
3.5 in |
|
| May |
55°F (13°C) |
3.9 in |
Wettest |
| June |
63°F (17°C) |
3.9 in |
|
| July |
72°F (22°C) |
3.7 in |
Warmest |
| August |
66°F (19°C) |
3.7 in |
|
| September |
58°F (14°C) |
3.5 in |
|
| October |
47°F (8°C) |
3.2 in |
|
| November |
37°F (3°C) |
3.6 in |
|
| December |
25°F (-4°C) |
3.1 in |
|
Schoharie has a seasonal temperature swing of 50°F / from 22°F in February to 72°F in July. Total annual precipitation is 40.5 inches, with May being the wettest month (3.9") and February the driest (2.4").
Average costs for common services in Schoharie. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Schoharie
What is the population of Schoharie?
Schoharie has a population of 1,078 residents and is located in New York. The population density is 649 people per square mile, spread across 1.7 square miles. The median age of residents is 34.8 years, which is younger than the national median of 38.9 years. The population is 47.2% female and 52.8% male.
Is Schoharie expensive to live in?
Schoharie is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $53,008, 29% below the national average of $75,149. The median home value is $187,500 (33% below the U.S. median). Renters pay a median of $897 per month, below the national average of $1,163. The home price-to-income ratio is 3.5x, indicating housing is reasonably affordable relative to local income levels.
Is Schoharie safe?
Schoharie is considered a very safe city with a violent crime rate of 149 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,707 per 100,000 (above the national average). Overall, Schoharie receives a safety grade of F based on combined crime data.
What is the weather like in Schoharie?
Schoharie has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 23°F in January, while summers reach an average of 72°F in July. The area receives 246 sunny days per year. Annual rainfall totals 42.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Schoharie?
The job market in Schoharie is very strong, with unemployment at just 1.7% / well below the national rate of 3.6%. The average weekly wage is $1,050. There are 710 business establishments in the area, including 62 restaurants and food service locations. The average commute time is 33 minutes, and 6.3% of workers work from home.
How much does housing cost in Schoharie?
The median home value in Schoharie is $187,500. Zillow estimates the typical home value at $343,667. For renters, the median monthly rent is $897. Fair market rent is $1,417 for a 1-bedroom and $1,702 for a 2-bedroom apartment. The homeownership rate is 52.8%. The average annual property tax is $7,238.
How are the schools in Schoharie?
Schools in Schoharie score 5.3 out of 10 on standardized testing, near the national average. 27.4% of adults in Schoharie hold a bachelor's degree or higher, below the national average of 33.7%. 88.8% have completed high school. 11.2% hold a graduate or professional degree.
How healthy is Schoharie?
The obesity rate in Schoharie is 32.9% (above the national rate of 32.1%). 14.5% of adults are smokers. 23.8% are physically inactive. 22.0% of residents report depression. 6.4% lack health insurance (below the national rate). 35.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,318.
What is transportation like in Schoharie?
The average commute in Schoharie is 33 minutes, longer than the national average of 28 minutes. 85.7% of workers drive alone to work, and 6.3% work from home.
What are the demographics of Schoharie?
The racial and ethnic makeup of Schoharie is 75% White, 2.6% Black or African American, 2.9% Hispanic or Latino. 89.9% of residents speak only English at home, while 10.1% speak Spanish. 3.8% of the population are military veterans. 16.1% of residents have a disability. 97.9% have health insurance coverage.
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