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Cosby, MO

Missouri

Cosby is a small town in Missouri with a population of 170. Residents earn $58,125 per year, which is 23% below the national average.

3.2 /5.0
B Good
170 Population 1,889/sq mi density
$58,125 Median Income $22,728 per capita
$115,000 Home Value $350,761 Zillow
$728 Median Rent 32.8% income on rent
53°F Avg Temperature 272 sunny days/yr
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.3 / 5.0
$58,125 median income, 7.7% unemployment
A+
Affordability
5.0 / 5.0
$115,000 home value, $728/mo rent
F
Education
1.4 / 5.0
5.1% bachelor's degree or higher
Median Income $58,125
23% lower than US avg
Home Value $115,000
59% lower than US avg
Bachelor's+ 5.1%
85% lower than US avg
Median Rent $728
37% lower than US avg
Obesity Rate 35.4%
10% higher than US avg
Unemployment 7.7%
114% higher than US avg
Poverty Rate 2.9%
77% lower than US avg

How Cosby Compares to the U.S. Average (100% = U.S. avg)

People

Population170
Median Age27.3 yrs
Density1,889/mi²
Male / Female48% / 52%
Largest GroupWhite 94%
Veterans6.3%

Economy

B
Median Income$58,125
Per Capita$22,728
Unemployment7.7%
Poverty2.9%
Commute24 min

Housing

A+
Home Value$115,000
Rent$728
OwnershipN/A
Zillow$350,761
Housing Units73
Rent Burden32.8%

Health

Obesity35.4%
Uninsured7.8%
Smoking14.6%
Depression25.4%
Heart Disease4.9%

Climate

Avg Temp53°F (12°C)
AQI41 (Good)
Rain35.6 in/yr
Sunny Days272/yr
Elevation958 ft (292 m)

Education

F
Bachelor's+5.1%
High School+100.0%
Graduate+0.9%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute24 min
Broadband60.0%

Is Cosby a Good Place to Live?

Based on current data, Cosby receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, below-average incomes. Cosby offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Cosby is $58,125, 23% below the national average of $75,149. The unemployment rate of 7.7% is somewhat elevated compared to the national rate of 3.6%. Only 2.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Cosby is $115,000, 59% below the national median — offering relatively affordable homeownership. Renters pay a median of $728 per month, below the national average — a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.

Education

5.1% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Cosby experiences four distinct seasons with an average temperature of 53°F. Winters average 25°F in January while summers reach 77°F in July. With 272 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.6 inches. Air quality is rated Good with a median AQI of 41.

Cosby has a population of 170 with a density of 1,889 people per square mile. The median age is 27.3 years, 30% younger than the national median of 38.9. The city is predominantly White (94.1%), with 5.9% Black.

Population

170
Total Population
1,889
People / sq mi
27.3yrs
Median Age
30% below US avg
0.1mi²
Land Area

Gender Distribution

Male 47.6%
Female 52.4%

Race & Ethnicity

Cosby vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Cosby vs U.S. Average

The median household income in Cosby is $58,125, which is 23% below the national average of $75,149. The unemployment rate is 7.7% (above the 3.6% US average). 2.9% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Cosby vs U.S.

Commute Mode

Income

Median HH Income$58,125
23% below US avg
Per Capita Income$22,728

Employment & Poverty

Unemployment7.7%
114% above US avg
Poverty Rate2.9%
77% below US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time23.6 min
Drive Alone72.5%
Public Transit0.0%
Work from Home21.3%

Walkability

The median home value in Cosby is $115,000, 59% below the national average. Monthly rent averages $728 (37% below US avg). Zillow estimates the typical home value at $350,761.

Home Value Sources

Ownership Split

Home Values

Census Median$115,000
59% below US avg
Zillow ZHVI$350,761

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$728
37% below US avg
Rent Burden32.8%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Owner-Occupied80.0%
Housing Units73
Median Year Built1950

Property Tax

In Cosby, 35.4% of adults are obese (above the 32.1% national rate). 7.8% of residents lack health insurance. 14.6% are current smokers. 25.4% report depression. 24.4% are physically inactive.

Health Metrics: Cosby vs U.S. Average (%)

Chronic Conditions

Obesity35.4%
10% above US avg
Diabetes8.7%
Heart Disease4.9%
High Blood Pressure31.5%
Asthma10.5%
COPD6.3%
Cancer7.8%
Stroke2.6%

Behaviors & Mental Health

Smoking14.6%
4% above US avg
Binge Drinking19.1%
Physical Inactivity24.4%
Depression25.4%
Mental Distress17.9%
Physical Distress12.6%
Short Sleep37.0%

Healthcare Access

Insurance Rate90.3%
Uninsured7.8%
9% below US avg
Checkup Rate75.6%
Dental Visits62.8%

Food & Exercise

Cosby has an average annual temperature of 53°F (12°C). Winters average 25°F in January while summers reach 77°F in July. Annual precipitation is 35.6 inches. The area enjoys 272 sunny days per year. Air quality is rated Good with a median AQI of 41.

Temperature

25°F Jan (-4°C) 77°F Jul (25°C)
Annual Average52.7°F
2% below US avg
January Average25°F (-4°C)
July Average77°F (25°C)
Sunny Days272 days/yr

Precipitation & Snow

Annual Rainfall35.6 inches
6% below US avg
Snowfall3.3 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation958 ft (292 m)
Area0.1 sq mi (0.2 km²)
Population Density1,889/sq mi
Coordinates39.8642°N, 94.6783°W
TimezoneAmerica/Chicago
5.1% of residents hold a bachelor's degree or higher (85% below US avg). In the 2024 election, the county voted Republican by a 54.2-point margin. 60.0% of households have broadband internet.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+5.1%
85% below US avg
High School+100.0%
Graduate Degree+0.9%
School Test Score5.51
F Education Grade (1.4/5.0)

Urban-Rural Classification

Population Density1,889/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access60.0%

Safety & Disasters

Commute & Transportation

Avg Commute23.6 min
Drive Alone72.5%
Public Transit0.0%
Work from Home21.3%

Nearby Cities

Savannah, MO 5,062 pop · 9.7 mi Elwood, KS 1,169 pop · 13.8 mi Wathena, KS 1,463 pop · 15.0 mi Maysville, MO 1,106 pop · 16.9 mi Gower, MO 1,677 pop · 17.9 mi Plattsburg, MO 2,437 pop · 24.0 mi Cameron, MO 8,721 pop · 24.7 mi Stanberry, MO 1,190 pop · 25.2 mi Lathrop, MO 2,646 pop · 28.7 mi Highland, KS 1,047 pop · 31.1 mi Atchison, KS 10,795 pop · 32.1 mi Albany, MO 1,855 pop · 32.2 mi Weston, MO 1,852 pop · 33.3 mi Smithville, MO 10,552 pop · 33.4 mi
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