Cowan, IN
Full City Profile · Indiana · Delaware County County
4.3
/5.0
A
Great
110
Population
306/sq mi density
$86,786
Median Income
$37,007 per capita
$182,100
Home Value
$249,486 Zillow
54°F
Avg Temperature
A
Overall
4.3 / 5.0
Strong
A+
Economy
4.7 / 5.0
$86,786 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$182,100 home value, /mo rent
B
Education
3.2 / 5.0
28.0% bachelor's degree or higher
Cowan experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 29°F in January while summers reach 76°F in July. Annual precipitation totals 40.3 inches. The area receives 19.4 inches of snow annually. Air quality is rated Good with a median AQI of 44.
Temperature
29°F Jan (-2°C)
76°F Jul (24°C)
| Annual Average | 53.6°F |
| 1% below US avg | |
| January Average | 29°F (-2°C) |
| July Average | 76°F (24°C) |
Geography
| Elevation | 992 ft (302 m) |
| Area | 0.4 sq mi (0.9 km²) |
| Population Density | 306/sq mi |
| Coordinates | 40.1058°N, 85.3908°W |
| Timezone | America/Indiana/Indianapolis |
| County | Delaware County County |
| Nearest Airport | Delaware County Regional (MIE) 9 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 44.0 |
| Rating | Good |
| Good Days % | 65.6% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0469 ppm |
| PM2.5 (Fine Particles) | 8.3 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 76.3 / 100 |
| Social Vulnerability | 49.3 / 100 |
| Community Resilience | 82.4 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Hurricane | Very Low |
| Earthquake | Relatively Low |
| Wildfire | Very Low |
| Flood | Relatively Moderate |
| Hail | Relatively Moderate |
| Strong Wind | Relatively Moderate |
| Heat Wave | Very Low |
| Winter Weather | Relatively Moderate |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 29°F (-2°C) | 2.5 in | Coldest |
| February | 32°F (-0°C) | 2.3 in | Driest |
| March | 42°F (5°C) | 3.1 in | |
| April | 54°F (12°C) | 3.9 in | |
| May | 64°F (18°C) | 4.4 in | |
| June | 73°F (23°C) | 4.8 in | Wettest |
| July | 76°F (24°C) | 4.1 in | Warmest |
| August | 74°F (23°C) | 3.4 in | |
| September | 67°F (20°C) | 3.1 in | |
| October | 56°F (13°C) | 3.0 in | |
| November | 44°F (7°C) | 3.2 in | |
| December | 34°F (1°C) | 2.6 in |
Cowan has a seasonal temperature swing of 47°F / from 29°F in January to 76°F in July. Total annual precipitation is 40.3 inches, with June being the wettest month (4.8") and February the driest (2.3").