Median Income
$57,734
23% lower than US avg
Home Value
$176,100
38% lower than US avg
Bachelor's+
11.6%
66% lower than US avg
Median Rent
$814
30% lower than US avg
Obesity Rate
39.7%
24% higher than US avg
Unemployment
4.1%
14% higher than US avg
Poverty Rate
10.6%
15% lower than US avg
How Cowarts Compares to the U.S. Average (100% = U.S. avg)
People
Population2,189
Median Age38.3 yrs
Density286/mi²
Male / Female51% / 50%
Largest GroupWhite 80%
Veterans9.7%
Economy
B+
Median Income$57,734
Per Capita$23,910
Unemployment4.1%
Poverty10.6%
County GDP$8,043M
Commute23 min
Housing
A+
Home Value$176,100
Rent$814
Ownership73.4%
Zillow$183,369
Housing Units913
Rent Burden27.4%
Health
Obesity39.7%
Uninsured8.3%
Smoking17.4%
Depression27.9%
Heart Disease6.5%
Climate
Avg Temp68°F (20°C)
Rain57.6 in/yr
Elevation289 ft (88 m)
Education
D
Bachelor's+11.6%
High School+84.1%
Graduate+5.3%
School Score5.03
Community
2024 VoteR 73% / D 26%
Commute23 min
Broadband88.7%
EV Stations15
Libraries4
Is Cowarts a Good Place to Live?
Based on current data, Cowarts receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include affordable housing. Areas to be aware of include below-average incomes, high obesity rates. Cowarts offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Cowarts is $57,734, 23% below the national average of $75,149. Unemployment stands at 4.1%, indicating a healthy job market. 10.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Cowarts is $176,100, 38% below the national median / offering relatively affordable homeownership. Renters pay a median of $814 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Education
11.6% of residents hold a bachelor's degree, below the national average of 33.7%. 84.1% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Cowarts enjoys a moderate climate with an average annual temperature of 68°F. Winters average 51°F in January while summers reach 83°F in July. Annual precipitation totals 57.6 inches.
Cowarts has a population of 2,189 with a density of 286 people per square mile, spread across 7.3 square miles. The median age is 38.3 years, 2% younger than the national median of 38.9. The gender split is 49.5% female and 50.5% male. The city is predominantly White (80.1%), with 4.2% Hispanic, 11.6% Black. English is the primary language spoken at home by 97.4% of residents. 9.7% of the population are veterans, above the national rate of 6.0%. 14.8% of residents have a disability. 91.7% have health insurance coverage.
Population
2,189
Total Population
2023 Census
38.3yrs
Median Age
2% below US avg
Language Spoken at Home
English Only
97.4%
24% above US avg
Spanish
2.4%
82% below US avg
The median household income in Cowarts is $57,734, which is 23% below the national average of $75,149. Per capita income is $23,910 (below the $39,052 national figure). The average weekly wage is $1,029, 28% lower than the U.S. average. The unemployment rate is 4.1% (above the 3.6% US average). 10.6% of residents live below the poverty line. The area has 3,720 business establishments, including 295 restaurants. The cost of living index is 88.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 23 minutes. 0.4% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $57,734 |
| 23% below US avg |
| Per Capita Income | $23,910 |
| Avg Weekly Wage | $1,029 |
| IRS Avg AGI | $70,998 |
| Gini Index | 0.483 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.1% |
| 14% above US avg |
| Poverty Rate | 10.6% |
| 15% below US avg |
| Establishments (County) | 3,720 |
| County GDP | $8,043M |
Business (County)
| Restaurants | 295 |
| Healthcare | 340 |
| Retail | 543 |
| Manufacturing | 105 |
Tax & Cost of Living
| Property Tax (IRS) | $2,317 |
| 34% below US avg |
| Cost of Living | 88.80 (100=avg) |
| Effective Tax Rate | 1.32% |
Commute & Transportation
| Commute Time | 23.4 min |
| Drive Alone | 86.2% |
| Public Transit | 0.0% |
| Work from Home | 0.4% |
The median home value in Cowarts is $176,100, 38% below the national median of $281,900. Zillow estimates the typical home value at $183,369. According to Redfin, the median sale price is $169,000 with homes selling in an average of 58 days. Monthly rent averages $814 (30% below the national average of $1,163). Fair market rent ranges from $772 for a one-bedroom to $936 for a two-bedroom apartment. 73.4% of housing units are owner-occupied (above the 65.4% national rate). There are 913 total housing units in the city. The median year a home was built is 1994. The average annual property tax is $2,317 (lower than the $3,500 national average). 27.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.1x.
Home Values
| Census Median | $176,100 |
| 38% below US avg |
| Zillow ZHVI | $183,369 |
| Redfin Median Sale | $169,000 |
| Median List Price | $224,000 |
Real Estate Market (Redfin)
| Median Sale Price | $169,000 |
| Median List Price | $224,000 |
| $/Sq Ft | $138 |
| Homes Sold | 1 |
| Days on Market | 58 days |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 0.0% |
| Inventory | 4 |
Rental Costs
| Census Median Rent | $814 |
| 30% below US avg |
| Rent Burden | 27.4% |
HUD Fair Market Rent
| Studio | $716 |
| 1 Bedroom | $772 |
| 2 Bedrooms | $936 |
| 3 Bedrooms | $1,206 |
| 4 Bedrooms | $1,381 |
Ownership & Property
| Homeownership | 73.4% |
| Owner-Occupied | 73.4% |
| Renter-Occupied | 26.6% |
| Housing Units | 913 |
| Median Year Built | 1994 |
Property Tax
| Avg Tax (IRS) | $2,317 |
| 34% below US avg |
| Effective Rate | 1.32% |
In Cowarts, 39.7% of adults are obese, above the national rate of 32.1%. 12.5% have diabetes (above the 10.5% national rate). Heart disease affects 6.5% of residents. 38.5% have high blood pressure. 17.4% are current smokers (above the 14.0% national rate). 15.8% report binge drinking. 27.2% are physically inactive. 27.9% report depression (above the 20.0% national average). 20.5% experience frequent mental distress. 8.3% of residents lack health insurance. The primary care physician ratio is 1:1,221. The dentist ratio is 1:1,566. 72.2% of residents have access to exercise opportunities. The food environment index is 7.2 out of 10.
Health Metrics: Cowarts vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.7% |
| 24% above US avg |
| Diabetes | 12.5% |
| Heart Disease | 6.5% |
| High Blood Pressure | 38.5% |
| Asthma | 10.6% |
| COPD | 8.1% |
| Cancer | 7.4% |
| Stroke | 3.7% |
Behaviors & Mental Health
| Smoking | 17.4% |
| 24% above US avg |
| Binge Drinking | 15.8% |
| Physical Inactivity | 27.2% |
| Depression | 27.9% |
| Mental Distress | 20.5% |
| Physical Distress | 14.5% |
| Short Sleep | 39.2% |
Healthcare Access
| Insurance Rate | 91.7% |
| Uninsured | 8.3% |
| 3% below US avg |
| Primary Care | 1:1,221 |
| Dentists | 1:1,566 |
| Mental Health | 1:521 |
| Checkup Rate | 78.3% |
| Dental Visits | 53.4% |
| Premature Death | 11,251/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 72.2% |
| Healthcare Facilities | 340 |
Cowarts enjoys a temperate climate with an average annual temperature of 68°F (20°C). Winters average 51°F in January while summers reach 83°F in July. Annual precipitation totals 57.6 inches (wetter than the 38-inch national average). The city sits at an elevation of 289 feet.
Temperature
51°F Jan (10°C)
83°F Jul (28°C)
| Annual Average | 67.8°F |
| 26% above US avg |
| January Average | 51°F (10°C) |
| July Average | 83°F (28°C) |
Geography
| Elevation | 289 ft (88 m) |
| Area | 7.3 sq mi (18.9 km²) |
| Population Density | 286/sq mi |
| Coordinates | 31.2062°N, 85.3098°W |
| Timezone | America/Chicago |
| County | Houston County County |
| Nearest Airport | Dothan Regional (DHN)
11 miles away |
Precipitation & Snow
Annual Rainfall
57.6"
52% above US avg
Wettest Month (Jul)
6.22"
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 87.8 / 100 |
| Social Vulnerability | 72.2 / 100 |
| Community Resilience | 76.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Relatively High |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
14 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Helene (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Helene |
Category 4 |
178 km |
| 2024 |
Debby |
Category 1 |
234 km |
| 2023 |
Idalia |
Category 4 |
219 km |
| 2020 |
Sally |
Category 2 |
204 km |
| 2018 |
Michael |
Category 5 |
45 km |
| 2016 |
Hermine |
Category 1 |
161 km |
| 2005 |
Dennis |
Category 4 |
193 km |
| 2004 |
Ivan |
Category 3 |
228 km |
| 1998 |
Earl |
Category 2 |
129 km |
| 1997 |
Danny |
Category 1 |
263 km |
| 1995 |
Opal |
Category 3 |
144 km |
| 1995 |
Erin |
Category 2 |
196 km |
| 1985 |
Elena |
Category 3 |
209 km |
| 1985 |
Kate |
Category 2 |
98 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
574 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 60 fatalities, 1,083 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 1, 2007 |
EF4 |
59 km |
9 |
| Mar 31, 2022 |
EF3 |
66 km |
2 |
| Jan 22, 2017 |
EF3 |
95 km |
5 |
| Mar 22, 2005 |
EF3 |
41 km |
1 |
| Mar 20, 2003 |
EF3 |
99 km |
6 |
| Feb 13, 2000 |
EF3 |
99 km |
11 |
| Nov 25, 1986 |
EF3 |
62 km |
0 |
| May 16, 1983 |
EF3 |
62 km |
0 |
| Dec 19, 1974 |
EF3 |
79 km |
0 |
| Dec 30, 1973 |
EF3 |
42 km |
0 |
| Dec 29, 1973 |
EF3 |
16 km |
0 |
| Dec 29, 1973 |
EF3 |
58 km |
0 |
| Jan 13, 1972 |
EF3 |
45 km |
0 |
| Sep 17, 1971 |
EF3 |
85 km |
0 |
| Apr 23, 1971 |
EF3 |
90 km |
0 |
| Mar 3, 1971 |
EF3 |
75 km |
0 |
| Mar 2, 1971 |
EF3 |
82 km |
0 |
| Dec 28, 1968 |
EF3 |
82 km |
0 |
| May 10, 2024 |
EF2 |
96 km |
0 |
| Jan 9, 2024 |
EF2 |
56 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (6,753 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
UNNAMED |
6,753 |
97 km |
| 2005 |
UNNAMED |
5,600 |
97 km |
| 2006 |
UNNAMED |
3,750 |
60 km |
| 2006 |
UNNAMED |
3,733 |
99 km |
| 1986 |
UNNAMED |
3,586 |
95 km |
| 2001 |
UNNAMED |
3,508 |
60 km |
| 2005 |
UNNAMED |
3,424 |
61 km |
| 1997 |
UNNAMED |
3,423 |
60 km |
| 2000 |
UNNAMED |
3,062 |
60 km |
| 1996 |
UNNAMED |
2,927 |
61 km |
| 2007 |
UNNAMED |
2,657 |
60 km |
| 2009 |
UNNAMED |
2,599 |
76 km |
| 1998 |
UNNAMED |
2,478 |
60 km |
| 2000 |
UNNAMED |
2,442 |
67 km |
| 1985 |
UNNAMED |
2,417 |
60 km |
| 1997 |
UNNAMED |
2,253 |
77 km |
| 1985 |
UNNAMED |
2,233 |
61 km |
| 2011 |
UNNAMED |
2,154 |
44 km |
| 1993 |
UNNAMED |
2,149 |
60 km |
| 2006 |
UNNAMED |
2,134 |
59 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
51°F (10°C) |
4.9 in |
Coldest |
| February |
55°F (13°C) |
5.0 in |
|
| March |
61°F (16°C) |
5.0 in |
|
| April |
67°F (20°C) |
4.8 in |
|
| May |
76°F (24°C) |
3.7 in |
|
| June |
81°F (27°C) |
5.4 in |
|
| July |
83°F (28°C) |
6.2 in |
Warmest, Wettest |
| August |
82°F (28°C) |
5.4 in |
|
| September |
78°F (26°C) |
4.5 in |
|
| October |
69°F (21°C) |
3.3 in |
Driest |
| November |
59°F (15°C) |
4.0 in |
|
| December |
53°F (12°C) |
5.3 in |
|
Cowarts has a seasonal temperature swing of 32°F / from 51°F in January to 83°F in July. Total annual precipitation is 57.6 inches, with July being the wettest month (6.2") and October the driest (3.3").
Average costs for common services in Cowarts. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$222 ($133-$355) |
| Specialist Visit |
$311 ($178-$488) |
| Urgent Care Visit |
$178 ($89-$311) |
| Emergency Room Visit |
$1,954 ($710-$4,440) |
| Dental Cleaning |
$115 ($67-$178) |
| Dental Filling |
$222 ($133-$355) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$67) |
| Oil Change (Synthetic) |
$67 ($44-$107) |
| Brake Pad Replacement |
$266 ($133-$444) |
| Tire Rotation |
$36 ($18-$67) |
| New Tires (Set of 4) |
$533 ($355-$888) |
| Battery Replacement |
$178 ($89-$311) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$89 ($53-$133) |
| Electrician (Per Hour) |
$80 ($44-$124) |
| HVAC Repair |
$355 ($133-$710) |
| HVAC System Install |
$6,216 ($3,552-$10,656) |
| Roof Repair |
$888 ($355-$1,776) |
| Roof Replacement |
$7,992 ($4,884-$13,320) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,332 ($444-$3,108) |
| Divorce (Contested) |
$13,320 ($4,440-$26,640) |
| DUI Defense |
$4,440 ($1,776-$8,880) |
| Bankruptcy (Chapter 7) |
$1,332 ($710-$2,664) |
| Will Preparation |
$444 ($178-$888) |
| Trust Preparation |
$2,220 ($888-$4,440) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$49 ($27-$89) |
| Hair Coloring (Full) |
$133 ($67-$222) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$36 ($22-$58) |
| Massage (1 Hour) |
$71 ($44-$115) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.64 ($2.66-$4.88) |
| Dozen Eggs (per dozen) |
$3.11 ($2.22-$4.44) |
| Loaf of Bread |
$3.37 ($2.22-$4.88) |
| Chicken Breast (per lb) |
$4.00 ($2.66-$5.77) |
| Ground Beef (per lb) |
$4.88 ($3.55-$6.66) |
| Rice (per lb) |
$0.89 ($0.53-$1.60) |
View all 20 services
Utilities
| Electricity (Monthly) |
$124 ($71-$222) |
| Natural Gas (Monthly) |
$62 ($27-$133) |
| Water/Sewer (Monthly) |
$62 ($36-$107) |
| Internet (Monthly) |
$62 ($36-$89) |
| Cell Phone Plan (Monthly) |
$58 ($27-$89) |
| Cable TV (Monthly) |
$75 ($44-$133) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$178 ($67-$444) |
| Car Insurance (Annual) |
$1,776 ($1,066-$3,108) |
| Bus Pass (Monthly) |
$62 ($27-$115) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.10-$22) |
| Car Registration (Annual) |
$89 ($27-$222) |
| Driver's License Renewal |
$27 ($13-$67) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,066 ($533-$2,220) |
| Daycare (Toddler, Monthly) |
$888 ($444-$1,776) |
| After-School Care (Monthly) |
$355 ($178-$622) |
| Tutoring (Per Hour) |
$44 ($22-$89) |
| SAT/ACT Prep Course |
$888 ($355-$2,220) |
| Private School (K-12, Annual) |
$11,100 ($4,440-$26,640) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($27-$89) |
| Dog Vaccination (Annual) |
$89 ($44-$178) |
| Dog Grooming |
$53 ($27-$89) |
| Pet Boarding (Per Night) |
$36 ($18-$67) |
| Dog Spay/Neuter |
$266 ($133-$444) |
| Cat Spay/Neuter |
$178 ($89-$355) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $528 |
| Toddler | $505 |
| Preschool | $478 |
| Family Childcare (monthly) |
| Infant | $454 |
| Toddler | $458 |
| Preschool | $458 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cowarts
What is the population of Cowarts?
Cowarts has a population of 2,189 residents and is located in Alabama. The population density is 286 people per square mile, spread across 7.3 square miles. The median age of residents is 38.3 years. The population is 49.5% female and 50.5% male.
Is Cowarts expensive to live in?
Cowarts is more affordable than the national average, with a cost of living index of 88.8 / below the baseline of 100. The median household income is $57,734, 23% below the national average of $75,149. The median home value is $176,100 (38% below the U.S. median). Renters pay a median of $814 per month, below the national average of $1,163. The home price-to-income ratio is 3.1x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Cowarts?
Cowarts enjoys a temperate climate with an average annual temperature of 68°F (20°C). Winter temperatures average 51°F in January, while summers reach an average of 83°F in July. Annual rainfall totals 57.6 inches.
How is the job market in Cowarts?
Cowarts has a healthy job market with an unemployment rate of 4.1%, near the national average of 3.6%. The average weekly wage is $1,029. There are 3,720 business establishments in the area, including 295 restaurants and food service locations. The average commute time is 23 minutes, and 0.4% of workers work from home.
How much does housing cost in Cowarts?
The median home value in Cowarts is $176,100. Zillow estimates the typical home value at $183,369. According to Redfin, the median sale price is $169,000, with homes typically selling within 58 days. For renters, the median monthly rent is $814. Fair market rent is $772 for a 1-bedroom and $936 for a 2-bedroom apartment. The homeownership rate is 73.4%. The average annual property tax is $2,317.
How are the schools in Cowarts?
Schools in Cowarts score 5 out of 10 on standardized testing, near the national average. 11.6% of adults in Cowarts hold a bachelor's degree or higher, below the national average of 33.7%. 84.1% have completed high school. 5.3% hold a graduate or professional degree.
How healthy is Cowarts?
The obesity rate in Cowarts is 39.7% (above the national rate of 32.1%). 17.4% of adults are smokers. 27.2% are physically inactive. 27.9% of residents report depression. 8.3% lack health insurance. 72.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,221.
What is transportation like in Cowarts?
The average commute in Cowarts is 23 minutes, shorter than the national average of 28 minutes. 86.2% of workers drive alone to work, and 0.4% work from home.
What are the demographics of Cowarts?
The racial and ethnic makeup of Cowarts is 80.1% White, 11.6% Black or African American, 4.2% Hispanic or Latino. 97.4% of residents speak only English at home. 9.7% of the population are military veterans. 14.8% of residents have a disability. 91.7% have health insurance coverage.