Median Income
$43,571
42% lower than US avg
Home Value
$51,700
82% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
13.3%
61% lower than US avg
Median Rent
$530
54% lower than US avg
Obesity Rate
40.1%
25% higher than US avg
Unemployment
10.1%
181% higher than US avg
Poverty Rate
21.4%
73% higher than US avg
How Cowgill Compares to the U.S. Average (100% = U.S. avg)
People
Population184
Median Age46.5 yrs
Density767/mi²
Male / Female53% / 47%
Largest GroupWhite 84%
Veterans14.4%
Economy
D
Median Income$43,571
Per Capita$19,994
Unemployment10.1%
Poverty21.4%
Commute38 min
Housing
A+
Home Value$51,700
Rent$530
Ownership64.9%
Zillow$329,631
Housing Units89
Rent Burden21.4%
Crime
C+
Violent0/100K
Property368/100K
Health
Obesity40.1%
Uninsured10.9%
Smoking21.5%
Depression26.7%
Heart Disease6.8%
Climate
Avg Temp53°F (12°C)
AQI41 (Good)
Rain37.1 in/yr
Sunny Days269/yr
Elevation971 ft (296 m)
Education
C
Bachelor's+13.3%
High School+89.1%
Graduate+6.9%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute38 min
Broadband74.0%
EV Stations4
Is Cowgill a Good Place to Live?
Based on current data, Cowgill receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Cowgill has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Cowgill is $43,571, 42% below the national average of $75,149. At 10.1%, unemployment is notably high. The poverty rate of 21.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 38 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Cowgill is $51,700, 82% below the national median / offering relatively affordable homeownership. Renters pay a median of $530 per month, below the national average / a plus for affordability. At just 1.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Cowgill is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 368 per 100,000, 81% below the national average.
Education
13.3% of residents hold a bachelor's degree, below the national average of 33.7%. 89.1% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Cowgill experiences four distinct seasons with an average temperature of 53°F. Winters average 25°F in January while summers reach 77°F in July. With 269 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.1 inches. Air quality is rated Good with a median AQI of 41.
Cowgill has a population of 184 with a density of 767 people per square mile, spread across 0.2 square miles. The median age is 46.5 years, 20% older than the national median of 38.9. The gender split is 46.7% female and 53.3% male. The city is predominantly White (84.2%), with 6% Black. English is the primary language spoken at home by 97% of residents. 14.4% of the population are veterans, above the national rate of 6.0%. 14.4% of residents have a disability. 86.1% have health insurance coverage.
Population
46.5yrs
Median Age
20% above US avg
Language Spoken at Home
English Only
97.0%
24% above US avg
Spanish
3.0%
78% below US avg
The median household income in Cowgill is $43,571, which is 42% below the national average of $75,149. Per capita income is $19,994 (below the $39,052 national figure). The unemployment rate is 10.1% (above the 3.6% US average). 21.4% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 38 minutes (longer than the 28-minute US average). 6.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $43,571 |
| 42% below US avg |
| Per Capita Income | $19,994 |
Employment & Poverty
| Unemployment | 10.1% |
| 181% above US avg |
| Poverty Rate | 21.4% |
| 73% above US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 37.5 min |
| Drive Alone | 67.2% |
| Public Transit | 0.0% |
| Work from Home | 6.6% |
The median home value in Cowgill is $51,700, 82% below the national median of $281,900. Zillow estimates the typical home value at $329,631, higher than the Census estimate. Monthly rent averages $530 (54% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 64.9% of housing units are owner-occupied. There are 89 total housing units in the city. The median year a home was built is 1972. 21.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.2x, well within the affordable range.
Home Values
| Census Median | $51,700 |
| 82% below US avg |
| Zillow ZHVI | $329,631 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $530 |
| 54% below US avg |
| Rent Burden | 21.4% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 64.9% |
| Owner-Occupied | 64.9% |
| Renter-Occupied | 35.1% |
| Housing Units | 89 |
| Median Year Built | 1972 |
Property Tax
In Cowgill, 40.1% of adults are obese, above the national rate of 32.1%. 11.4% have diabetes. Heart disease affects 6.8% of residents, above the national average. 34.9% have high blood pressure. 21.5% are current smokers (above the 14.0% national rate). 17.6% report binge drinking. 33.5% are physically inactive, above the national average. 26.7% report depression (above the 20.0% national average). 20.6% experience frequent mental distress. 10.9% of residents lack health insurance (above the 8.6% national rate).
Health Metrics: Cowgill vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.1% |
| 25% above US avg |
| Diabetes | 11.4% |
| Heart Disease | 6.8% |
| High Blood Pressure | 34.9% |
| Asthma | 11.1% |
| COPD | 9.4% |
| Cancer | 7.4% |
| Stroke | 3.8% |
Behaviors & Mental Health
| Smoking | 21.5% |
| 54% above US avg |
| Binge Drinking | 17.6% |
| Physical Inactivity | 33.5% |
| Depression | 26.7% |
| Mental Distress | 20.6% |
| Physical Distress | 16.0% |
| Short Sleep | 39.8% |
Healthcare Access
| Insurance Rate | 86.1% |
| Uninsured | 10.9% |
| 27% above US avg |
| Checkup Rate | 75.1% |
| Dental Visits | 55.0% |
Food & Exercise
Cowgill has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 368 per 100,000, 81% below the U.S. average. Overall, Cowgill receives a safety grade of C+.
Crime Rates: Cowgill vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 368.3/100K |
| 81% below US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Cowgill experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 25°F in January while summers reach 77°F in July. The area gets 269 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.1 inches. The area receives 4.0 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 971 feet.
Temperature
25°F Jan (-4°C)
77°F Jul (25°C)
| Annual Average | 52.8°F |
| 2% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 269 days/yr |
Geography
| Elevation | 971 ft (296 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 767/sq mi |
| Coordinates | 39.5592°N, 93.9269°W |
| Timezone | America/Chicago |
| Nearest Airport | Kansas City International (MCI)
46 miles away |
Precipitation & Snow
Annual Rainfall
37.1"
2% below US avg
Wettest Month (Sep)
4.69"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.5 on Jul 15, 2025.
| May 18, 2005 |
Missouri |
M3.3 |
122 km |
| Jul 31, 2005 |
Missouri |
M3.3 |
140 km |
| Mar 23, 2007 |
5 km N of Nortonville, Kansas |
M3.1 |
122 km |
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
137 km |
| May 13, 1999 |
6 km WSW of Kansas City, Kansas |
M3.0 |
84 km |
| Apr 4, 2015 |
3 km ESE of Clinton, Missouri |
M2.6 |
134 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
47 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
439 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 13 fatalities, 297 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 29, 2004 |
EF4 |
45 km |
3 |
| May 4, 2003 |
EF4 |
95 km |
2 |
| May 4, 2003 |
EF4 |
60 km |
0 |
| Jun 7, 1984 |
EF4 |
96 km |
3 |
| May 4, 1977 |
EF4 |
27 km |
0 |
| May 4, 1977 |
EF4 |
50 km |
0 |
| Apr 23, 1975 |
EF4 |
16 km |
1 |
| Apr 21, 1973 |
EF4 |
92 km |
0 |
| Jun 12, 1970 |
EF4 |
90 km |
0 |
| Apr 21, 1967 |
EF4 |
67 km |
0 |
| May 7, 1961 |
EF4 |
97 km |
0 |
| Mar 6, 2017 |
EF3 |
72 km |
0 |
| May 2, 2008 |
EF3 |
57 km |
0 |
| Mar 12, 2006 |
EF3 |
84 km |
0 |
| May 29, 2004 |
EF3 |
78 km |
0 |
| Apr 11, 2001 |
EF3 |
99 km |
0 |
| May 4, 1977 |
EF3 |
62 km |
1 |
| Apr 23, 1975 |
EF3 |
53 km |
0 |
| May 5, 1971 |
EF3 |
83 km |
0 |
| May 5, 1971 |
EF3 |
71 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: HIGHWAY E (897 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
HIGHWAY E |
897 |
6 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
1.3 in |
Coldest |
| February |
31°F (-0°C) |
1.1 in |
Driest |
| March |
42°F (6°C) |
2.6 in |
|
| April |
53°F (12°C) |
3.5 in |
|
| May |
63°F (17°C) |
4.6 in |
|
| June |
72°F (22°C) |
4.3 in |
|
| July |
77°F (25°C) |
4.0 in |
Warmest |
| August |
75°F (24°C) |
3.9 in |
|
| September |
67°F (19°C) |
4.7 in |
Wettest |
| October |
55°F (13°C) |
3.4 in |
|
| November |
42°F (5°C) |
2.2 in |
|
| December |
30°F (-1°C) |
1.6 in |
|
Cowgill has a seasonal temperature swing of 52°F / from 25°F in January to 77°F in July. Total annual precipitation is 37.1 inches, with September being the wettest month (4.7") and February the driest (1.1").
Average costs for common services in Cowgill. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Cowgill
What is the population of Cowgill?
Cowgill has a population of 184 residents and is located in Missouri. The population density is 767 people per square mile, spread across 0.2 square miles. The median age of residents is 46.5 years, which is older than the national median of 38.9 years. The population is 46.7% female and 53.3% male.
Is Cowgill expensive to live in?
Cowgill is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $43,571, 42% below the national average of $75,149. The median home value is $51,700 (82% below the U.S. median). Renters pay a median of $530 per month, below the national average of $1,163. The home price-to-income ratio is 1.2x, indicating housing is reasonably affordable relative to local income levels.
Is Cowgill safe?
Cowgill is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 368 per 100,000 (below the national average). Overall, Cowgill receives a safety grade of C+ based on combined crime data.
What is the weather like in Cowgill?
Cowgill has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 25°F in January, while summers reach an average of 77°F in July. The area receives 269 sunny days per year, well above the national average of 205. Annual rainfall totals 37.1 inches, with 4.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Cowgill?
The job market in Cowgill faces challenges, with unemployment at 10.1% / significantly above the national rate of 3.6%. The average commute time is 38 minutes, and 6.6% of workers work from home.
How much does housing cost in Cowgill?
The median home value in Cowgill is $51,700. Zillow estimates the typical home value at $329,631. For renters, the median monthly rent is $530. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 64.9%.
How are the schools in Cowgill?
Schools in Cowgill score 5.5 out of 10 on standardized testing, near the national average. 13.3% of adults in Cowgill hold a bachelor's degree or higher, below the national average of 33.7%. 89.1% have completed high school. 6.9% hold a graduate or professional degree.
How healthy is Cowgill?
The obesity rate in Cowgill is 40.1% (above the national rate of 32.1%). 21.5% of adults are smokers. 33.5% are physically inactive. 26.7% of residents report depression. 10.9% lack health insurance (above the national rate).
What is transportation like in Cowgill?
The average commute in Cowgill is 38 minutes, longer than the national average of 28 minutes. 67.2% of workers drive alone to work, and 6.6% work from home.
What are the demographics of Cowgill?
The racial and ethnic makeup of Cowgill is 84.2% White, 6% Black or African American. 97% of residents speak only English at home. 14.4% of the population are military veterans. 14.4% of residents have a disability. 86.1% have health insurance coverage.
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