Median Income
$48,500
35% lower than US avg
Home Value
$111,800
60% lower than US avg
Violent Crime
23/100K
94% lower than US avg
Bachelor's+
10.5%
69% lower than US avg
Median Rent
$838
28% lower than US avg
Obesity Rate
41.2%
28% higher than US avg
Unemployment
9.1%
153% higher than US avg
Poverty Rate
16.2%
31% higher than US avg
How Cromwell Compares to the U.S. Average (100% = U.S. avg)
People
Population703
Median Age27.8 yrs
Density2,130/mi²
Male / Female53% / 47%
Largest GroupWhite 73%
Veterans8.3%
Economy
C
Median Income$48,500
Per Capita$20,876
Unemployment9.1%
Poverty16.2%
County GDP$2,553M
Commute21 min
Housing
A+
Home Value$111,800
Rent$838
Ownership36.7%
Zillow$225,141
Housing Units236
Rent Burden28.4%
Crime
F
Violent23/100K
Property274/100K
Health
Obesity41.2%
Uninsured13.5%
Smoking18.1%
Depression25.0%
Heart Disease6.3%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain39.8 in/yr
Sunny Days275/yr
Elevation952 ft (290 m)
Education
D
Bachelor's+10.5%
High School+80.1%
Graduate+0.6%
School Score5.56
Community
2024 VoteR 75% / D 24%
Commute21 min
Broadband89.1%
EV Stations2
Libraries6
Is Cromwell a Good Place to Live?
Based on current data, Cromwell receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, an elevated poverty rate, a high uninsured rate. Cromwell has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Cromwell is $48,500, 35% below the national average of $75,149. At 9.1%, unemployment is notably high. The poverty rate of 16.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Cromwell is $111,800, 60% below the national median / offering relatively affordable homeownership. Renters pay a median of $838 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Cromwell is a very safe community with a violent crime rate of 23 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 274 per 100,000, 86% below the national average.
Education
10.5% of residents hold a bachelor's degree, below the national average of 33.7%. 80.1% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Cromwell experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.8 inches, including 47.3 inches of snow. Air quality is rated Good with a median AQI of 41.
Cromwell has a population of 703 with a density of 2,130 people per square mile, spread across 0.3 square miles. The median age is 27.8 years, 29% younger than the national median of 38.9. The gender split is 46.9% female and 53.1% male. The city is predominantly White (73%). English is the primary language spoken at home by 76.7% of residents, while 23.3% speak Spanish. 8.3% of the population are veterans, above the national rate of 6.0%. 11.0% of residents have a disability. 87.3% have health insurance coverage.
Population
27.8yrs
Median Age
29% below US avg
Language Spoken at Home
English Only
76.7%
2% below US avg
Spanish
23.3%
74% above US avg
The median household income in Cromwell is $48,500, which is 35% below the national average of $75,149. Per capita income is $20,876 (below the $39,052 national figure). The average weekly wage is $971, 32% lower than the U.S. average. The unemployment rate is 9.1% (above the 3.6% US average). 16.2% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 983 business establishments, including 73 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 3.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $48,500 |
| 35% below US avg |
| Per Capita Income | $20,876 |
| Avg Weekly Wage | $971 |
| IRS Avg AGI | $64,905 |
| Gini Index | 0.383 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 9.1% |
| 153% above US avg |
| Poverty Rate | 16.2% |
| 31% above US avg |
| Establishments (County) | 983 |
| County GDP | $2,553M |
Business (County)
| Restaurants | 73 |
| Healthcare | 82 |
| Retail | 133 |
| Manufacturing | 127 |
Tax & Cost of Living
| Property Tax (IRS) | $3,487 |
| 0% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.12% |
Commute & Transportation
| Commute Time | 21.3 min |
| Drive Alone | 62.6% |
| Public Transit | 0.0% |
| Work from Home | 3.5% |
The median home value in Cromwell is $111,800, 60% below the national median of $281,900. Zillow estimates the typical home value at $225,141, higher than the Census estimate. Monthly rent averages $838 (28% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 36.7% of housing units are owner-occupied (below the 65.4% national rate). There are 236 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,487. 28.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $111,800 |
| 60% below US avg |
| Zillow ZHVI | $225,141 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $838 |
| 28% below US avg |
| Rent Burden | 28.4% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 36.7% |
| Owner-Occupied | 36.7% |
| Renter-Occupied | 63.3% |
| Housing Units | 236 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,487 |
| 0% below US avg |
| Effective Rate | 3.12% |
In Cromwell, 41.2% of adults are obese, above the national rate of 32.1%. 12.7% have diabetes (above the 10.5% national rate). Heart disease affects 6.3% of residents. 34.2% have high blood pressure. 18.1% are current smokers (above the 14.0% national rate). 17.3% report binge drinking. 29.1% are physically inactive, above the national average. 25.0% report depression (above the 20.0% national average). 19.3% experience frequent mental distress. 13.5% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,952. The dentist ratio is 1:3,947. 60.2% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Cromwell vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.2% |
| 28% above US avg |
| Diabetes | 12.7% |
| Heart Disease | 6.3% |
| High Blood Pressure | 34.2% |
| Asthma | 11.1% |
| COPD | 8.0% |
| Cancer | 6.8% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 18.1% |
| 29% above US avg |
| Binge Drinking | 17.3% |
| Physical Inactivity | 29.1% |
| Depression | 25.0% |
| Mental Distress | 19.3% |
| Physical Distress | 14.9% |
| Short Sleep | 37.2% |
Healthcare Access
| Insurance Rate | 87.3% |
| Uninsured | 13.5% |
| 57% above US avg |
| Primary Care | 1:2,952 |
| Dentists | 1:3,947 |
| Mental Health | 1:988 |
| Checkup Rate | 77.0% |
| Dental Visits | 57.8% |
| Premature Death | 8,647/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 60.2% |
| Healthcare Facilities | 82 |
Cromwell has a violent crime rate of 23 per 100,000 residents, 94% below the national average of 380. Property crime stands at 274 per 100,000, 86% below the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Cromwell receives a safety grade of F.
Crime Rates: Cromwell vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 22.9/100K |
| 94% below US avg |
| |
Property Crime
| Total Property | 274.4/100K |
| 86% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cromwell experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.8 inches. The area receives 47.3 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 952 feet.
Temperature
24°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 952 ft (290 m) |
| Area | 0.3 sq mi (0.8 km²) |
| Population Density | 2,130/sq mi |
| Coordinates | 41.4033°N, 85.6143°W |
| Timezone | America/Indiana/Indianapolis |
| County | Noble County County |
| Nearest Airport | Fort Wayne International (FWA)
37 miles away |
Precipitation & Snow
Annual Rainfall
39.8"
5% above US avg
Wettest Month (Jun)
3.98"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 44.2 / 100 |
| Social Vulnerability | 48.7 / 100 |
| Community Resilience | 71.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
94 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
95 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
22 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
123 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
148 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
87 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
115 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
484 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 147 fatalities, 1,899 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
99 km |
4 |
| Apr 2, 1977 |
EF4 |
98 km |
0 |
| Apr 11, 1965 |
EF4 |
53 km |
36 |
| Apr 11, 1965 |
EF4 |
25 km |
5 |
| Apr 11, 1965 |
EF4 |
68 km |
21 |
| Apr 11, 1965 |
EF4 |
40 km |
31 |
| Apr 11, 1965 |
EF4 |
52 km |
23 |
| Apr 11, 1965 |
EF4 |
97 km |
4 |
| Mar 6, 1956 |
EF4 |
93 km |
1 |
| May 27, 2019 |
EF3 |
94 km |
0 |
| May 27, 2019 |
EF3 |
64 km |
0 |
| Aug 24, 2016 |
EF3 |
65 km |
0 |
| Jun 5, 2010 |
EF3 |
98 km |
0 |
| Oct 18, 2007 |
EF3 |
48 km |
0 |
| May 30, 2004 |
EF3 |
87 km |
0 |
| Oct 24, 2001 |
EF3 |
72 km |
1 |
| Mar 27, 1991 |
EF3 |
48 km |
1 |
| Mar 27, 1991 |
EF3 |
91 km |
0 |
| May 15, 1986 |
EF3 |
79 km |
0 |
| Mar 12, 1976 |
EF3 |
88 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
111 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
1.9 in |
Coldest |
| February |
26°F (-3°C) |
1.8 in |
Driest |
| March |
36°F (2°C) |
2.8 in |
|
| April |
48°F (9°C) |
3.6 in |
|
| May |
59°F (15°C) |
3.6 in |
|
| June |
69°F (20°C) |
4.0 in |
Wettest |
| July |
73°F (23°C) |
3.7 in |
Warmest |
| August |
70°F (21°C) |
3.7 in |
|
| September |
63°F (17°C) |
3.5 in |
|
| October |
52°F (11°C) |
2.7 in |
|
| November |
40°F (4°C) |
3.0 in |
|
| December |
28°F (-2°C) |
2.8 in |
|
Cromwell has a seasonal temperature swing of 48°F / from 24°F in January to 73°F in July. Total annual precipitation is 36.9 inches, with June being the wettest month (4.0") and February the driest (1.8").
Average costs for common services in Cromwell. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Cromwell
What is the population of Cromwell?
Cromwell has a population of 703 residents and is located in Indiana. The population density is 2,130 people per square mile, spread across 0.3 square miles. The median age of residents is 27.8 years, which is younger than the national median of 38.9 years. The population is 46.9% female and 53.1% male.
Is Cromwell expensive to live in?
Cromwell is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $48,500, 35% below the national average of $75,149. The median home value is $111,800 (60% below the U.S. median). Renters pay a median of $838 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Cromwell safe?
Cromwell is considered a very safe city with a violent crime rate of 23 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 274 per 100,000 (below the national average). Overall, Cromwell receives a safety grade of F based on combined crime data.
What is the weather like in Cromwell?
Cromwell has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.8 inches, with 47.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Cromwell?
The job market in Cromwell faces challenges, with unemployment at 9.1% / significantly above the national rate of 3.6%. The average weekly wage is $971. There are 983 business establishments in the area, including 73 restaurants and food service locations. The average commute time is 21 minutes, and 3.5% of workers work from home.
How much does housing cost in Cromwell?
The median home value in Cromwell is $111,800. Zillow estimates the typical home value at $225,141. For renters, the median monthly rent is $838. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 36.7%. The average annual property tax is $3,487.
How are the schools in Cromwell?
Schools in Cromwell score 5.6 out of 10 on standardized testing, near the national average. 10.5% of adults in Cromwell hold a bachelor's degree or higher, below the national average of 33.7%. 80.1% have completed high school. 0.6% hold a graduate or professional degree.
How healthy is Cromwell?
The obesity rate in Cromwell is 41.2% (above the national rate of 32.1%). 18.1% of adults are smokers. 29.1% are physically inactive. 25.0% of residents report depression. 13.5% lack health insurance (above the national rate). 60.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,952.
What is transportation like in Cromwell?
The average commute in Cromwell is 21 minutes, shorter than the national average of 28 minutes. 62.6% of workers drive alone to work, and 3.5% work from home.
What are the demographics of Cromwell?
The racial and ethnic makeup of Cromwell is 73% White. 76.7% of residents speak only English at home, while 23.3% speak Spanish. 8.3% of the population are military veterans. 11.0% of residents have a disability. 87.3% have health insurance coverage.
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