Median Income
$55,625
26% lower than US avg
Home Value
$150,000
47% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
16.3%
52% lower than US avg
Median Rent
$825
29% lower than US avg
Obesity Rate
37.9%
18% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Cromwell Compares to the U.S. Average (100% = U.S. avg)
People
Population379
Median Age34.6 yrs
Density206/mi²
Male / Female44% / 56%
Largest GroupWhite 97%
Veterans6.0%
Economy
A
Median Income$55,625
Per Capita$23,070
Unemployment0.0%
Poverty0.0%
County GDP$1,907M
Commute40 min
Housing
A+
Home Value$150,000
Rent$825
Ownership62.4%
Zillow$249,883
Housing Units157
Rent Burden30.0%
Crime
C+
Violent0/100K
Property4,598/100K
Health
Obesity37.9%
Uninsured7.5%
Smoking15.7%
Depression29.1%
Heart Disease5.1%
Climate
Avg Temp38°F (3°C)
AQI36 (Good)
Rain31.2 in/yr
Sunny Days249/yr
Elevation1,305 ft (398 m)
Education
C
Bachelor's+16.3%
High School+91.3%
Graduate+0.9%
School Score6.47
Community
2024 VoteR 50% / D 48%
Commute40 min
Broadband74.4%
EV Stations2
Libraries3
Is Cromwell a Good Place to Live?
Based on current data, Cromwell receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, long commute times. Cromwell offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Cromwell is $55,625, 26% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Cromwell is $150,000, 47% below the national median / offering relatively affordable homeownership. Renters pay a median of $825 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Cromwell is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 4,598 per 100,000, 135% above the national average.
Education
16.3% of residents hold a bachelor's degree, below the national average of 33.7%. 91.3% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Cromwell has a cool climate with an average annual temperature of 38°F. Winters average 8°F in January while summers reach 64°F in July. The area gets 249 sunny days per year. Annual precipitation totals 31.2 inches, including 59.2 inches of snow. Air quality is rated Good with a median AQI of 36.
Cromwell has a population of 379 with a density of 206 people per square mile, spread across 2.0 square miles. The median age is 34.6 years, 11% younger than the national median of 38.9. The gender split is 55.7% female and 44.3% male. The city is predominantly White (97.4%), with 1.1% Hispanic, 1.6% Black. English is the primary language spoken at home by 98.8% of residents. 6.0% of the population are veterans. 18.0% of residents have a disability (above the 13.0% national average). 99.7% have health insurance coverage.
Population
34.6yrs
Median Age
11% below US avg
Language Spoken at Home
English Only
98.8%
26% above US avg
Spanish
1.2%
91% below US avg
The median household income in Cromwell is $55,625, which is 26% below the national average of $75,149. Per capita income is $23,070 (below the $39,052 national figure). The average weekly wage is $1,117, 22% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 816 business establishments, including 54 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 40 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $55,625 |
| 26% below US avg |
| Per Capita Income | $23,070 |
| Avg Weekly Wage | $1,117 |
| IRS Avg AGI | $67,169 |
| Gini Index | 0.407 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 816 |
| County GDP | $1,907M |
Business (County)
| Restaurants | 54 |
| Healthcare | 102 |
| Retail | 99 |
| Manufacturing | 27 |
Tax & Cost of Living
| Property Tax (IRS) | $4,404 |
| 26% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 2.94% |
Commute & Transportation
| Commute Time | 40.4 min |
| Drive Alone | 71.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Cromwell is $150,000, 47% below the national median of $281,900. Zillow estimates the typical home value at $249,883, higher than the Census estimate. Monthly rent averages $825 (29% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 62.4% of housing units are owner-occupied. There are 157 total housing units in the city. The median year a home was built is 1978. The average annual property tax is $4,404 (higher than the $3,500 national average). 30.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $150,000 |
| 47% below US avg |
| Zillow ZHVI | $249,883 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $825 |
| 29% below US avg |
| Rent Burden | 30.0% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 62.4% |
| Owner-Occupied | 62.4% |
| Renter-Occupied | 37.6% |
| Housing Units | 157 |
| Median Year Built | 1978 |
Property Tax
| Avg Tax (IRS) | $4,404 |
| 26% above US avg |
| Effective Rate | 2.94% |
In Cromwell, 37.9% of adults are obese, above the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 5.1% of residents. 28.0% have high blood pressure. 15.7% are current smokers. 21.6% report binge drinking. 23.9% are physically inactive. 29.1% report depression (above the 20.0% national average). 17.6% experience frequent mental distress. 7.5% of residents lack health insurance. The primary care physician ratio is 1:1,138. The dentist ratio is 1:1,530. 62.7% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Cromwell vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.9% |
| 18% above US avg |
| Diabetes | 9.1% |
| Heart Disease | 5.1% |
| High Blood Pressure | 28.0% |
| Asthma | 11.1% |
| COPD | 5.3% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.7% |
| 12% above US avg |
| Binge Drinking | 21.6% |
| Physical Inactivity | 23.9% |
| Depression | 29.1% |
| Mental Distress | 17.6% |
| Physical Distress | 11.7% |
| Short Sleep | 35.4% |
Healthcare Access
| Insurance Rate | 99.7% |
| Uninsured | 7.5% |
| 13% below US avg |
| Primary Care | 1:1,138 |
| Dentists | 1:1,530 |
| Mental Health | 1:444 |
| Checkup Rate | 70.8% |
| Dental Visits | 66.4% |
| Premature Death | 7,923/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 62.7% |
| Healthcare Facilities | 102 |
Cromwell has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 4,598 per 100,000, 135% above the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Cromwell receives a safety grade of C+.
Crime Rates: Cromwell vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 4,597.7/100K |
| 135% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 77 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Cromwell has a cool climate with an average annual temperature of 38°F (3°C). Winters average 8°F in January while summers reach 64°F in July. The area gets 249 sunny days per year, above the national average. Annual precipitation totals 31.2 inches. The area receives 59.2 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,305 feet.
Temperature
8°F Jan (-14°C)
64°F Jul (18°C)
| Annual Average | 38.0°F |
| 30% below US avg |
| January Average | 8°F (-14°C) |
| July Average | 64°F (18°C) |
| Sunny Days | 249 days/yr |
Geography
| Elevation | 1,305 ft (398 m) |
| Area | 2.0 sq mi (5.2 km²) |
| Population Density | 206/sq mi |
| Coordinates | 46.6793°N, 92.8709°W |
| Timezone | America/Chicago |
| County | Carlton County County |
| Nearest Airport | Duluth International (DLH)
34 miles away |
Precipitation & Snow
Annual Rainfall
31.2"
18% below US avg
Wettest Month (Jun)
4.41"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0395 ppm |
| PM2.5 (Fine Particles) | 5.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 70.1 / 100 |
| Social Vulnerability | 27.5 / 100 |
| Community Resilience | 90.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
93 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 3 fatalities, 35 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 25, 1973 |
EF3 |
94 km |
0 |
| Aug 6, 1969 |
EF3 |
31 km |
0 |
| Aug 6, 1969 |
EF3 |
69 km |
2 |
| Aug 6, 1969 |
EF3 |
51 km |
1 |
| Jun 30, 1968 |
EF3 |
55 km |
0 |
| Jun 12, 2024 |
EF2 |
87 km |
0 |
| Jun 19, 2016 |
EF2 |
84 km |
0 |
| Jul 1, 2011 |
EF2 |
86 km |
0 |
| Sep 18, 1997 |
EF2 |
76 km |
0 |
| Oct 26, 1996 |
EF2 |
78 km |
0 |
| Jul 3, 1985 |
EF2 |
85 km |
0 |
| Sep 3, 1980 |
EF2 |
77 km |
0 |
| Sep 8, 1977 |
EF2 |
54 km |
0 |
| Jun 7, 1977 |
EF2 |
74 km |
0 |
| Jul 7, 1970 |
EF2 |
32 km |
0 |
| Jun 30, 1968 |
EF2 |
96 km |
0 |
| Jul 8, 1959 |
EF2 |
91 km |
0 |
| Sep 19, 2024 |
EF1 |
56 km |
0 |
| Jun 12, 2024 |
EF1 |
70 km |
0 |
| Jul 11, 2022 |
EF1 |
49 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (2,998 ac, 2003).
| Year |
Name |
Acres |
Distance |
| 2003 |
UNNAMED |
2,998 |
36 km |
| 2015 |
TAMARACK |
2,745 |
27 km |
| 1987 |
UNNAMED |
2,512 |
35 km |
| 1991 |
UNNAMED |
2,486 |
47 km |
| 2024 |
RX-86_FY23 |
2,187 |
91 km |
| 1987 |
UNNAMED |
1,963 |
54 km |
| 1987 |
UNNAMED |
1,799 |
50 km |
| 1987 |
UNNAMED |
1,760 |
48 km |
| 1988 |
UNNAMED |
1,589 |
77 km |
| 2004 |
SOUTH MAIN ROAD |
1,384 |
40 km |
| 2006 |
WUI RX BURN UNIT 15 |
1,380 |
39 km |
| 1990 |
UNNAMED |
1,371 |
75 km |
| 1987 |
UNNAMED |
1,352 |
20 km |
| 1997 |
UNNAMED |
1,306 |
48 km |
| 2009 |
UNNAMED |
1,249 |
47 km |
| 1988 |
UNNAMED |
1,226 |
47 km |
| 2000 |
S MAIN RO |
1,181 |
39 km |
| 1987 |
UNNAMED |
1,096 |
39 km |
| 1985 |
UNNAMED |
1,068 |
79 km |
| 1988 |
UNNAMED |
1,059 |
68 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
8°F (-14°C) |
0.9 in |
Coldest |
| February |
13°F (-10°C) |
0.6 in |
Driest |
| March |
25°F (-4°C) |
1.4 in |
|
| April |
40°F (4°C) |
1.9 in |
|
| May |
53°F (12°C) |
3.0 in |
|
| June |
62°F (16°C) |
4.4 in |
Wettest |
| July |
64°F (18°C) |
4.3 in |
|
| August |
65°F (18°C) |
3.9 in |
Warmest |
| September |
56°F (13°C) |
3.4 in |
|
| October |
44°F (7°C) |
2.5 in |
|
| November |
28°F (-2°C) |
1.6 in |
|
| December |
13°F (-11°C) |
0.9 in |
|
Cromwell has a seasonal temperature swing of 57°F / from 8°F in January to 65°F in August. Total annual precipitation is 28.8 inches, with June being the wettest month (4.4") and February the driest (0.6").
Average costs for common services in Cromwell. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $914 |
| Toddler | $853 |
| Preschool | $787 |
| Family Childcare (monthly) |
| Infant | $765 |
| Toddler | $650 |
| Preschool | $664 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cromwell
What is the population of Cromwell?
Cromwell has a population of 379 residents and is located in Minnesota. The population density is 206 people per square mile, spread across 2.0 square miles. The median age of residents is 34.6 years, which is younger than the national median of 38.9 years. The population is 55.7% female and 44.3% male.
Is Cromwell expensive to live in?
Cromwell has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $55,625, 26% below the national average of $75,149. The median home value is $150,000 (47% below the U.S. median). Renters pay a median of $825 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is Cromwell safe?
Cromwell is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 4,598 per 100,000 (above the national average). Overall, Cromwell receives a safety grade of C+ based on combined crime data.
What is the weather like in Cromwell?
Cromwell has a cool climate with an average annual temperature of 38°F (3°C). Winter temperatures average 8°F in January, while summers reach an average of 64°F in July. The area receives 249 sunny days per year. Annual rainfall totals 31.2 inches, with 59.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Cromwell?
The job market in Cromwell is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,117. There are 816 business establishments in the area, including 54 restaurants and food service locations. The average commute time is 40 minutes, and 0.0% of workers work from home.
How much does housing cost in Cromwell?
The median home value in Cromwell is $150,000. Zillow estimates the typical home value at $249,883. For renters, the median monthly rent is $825. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 62.4%. The average annual property tax is $4,404.
How are the schools in Cromwell?
Schools in Cromwell score 6.5 out of 10 on standardized testing, near the national average. 16.3% of adults in Cromwell hold a bachelor's degree or higher, below the national average of 33.7%. 91.3% have completed high school. 0.9% hold a graduate or professional degree.
How healthy is Cromwell?
The obesity rate in Cromwell is 37.9% (above the national rate of 32.1%). 15.7% of adults are smokers. 23.9% are physically inactive. 29.1% of residents report depression. 7.5% lack health insurance. 62.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,138.
What is transportation like in Cromwell?
The average commute in Cromwell is 40 minutes, longer than the national average of 28 minutes. 71% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Cromwell?
The racial and ethnic makeup of Cromwell is 97.4% White, 1.6% Black or African American, 1.1% Hispanic or Latino. 98.8% of residents speak only English at home. 6.0% of the population are military veterans. 18.0% of residents have a disability. 99.7% have health insurance coverage.
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