Median Income
$80,913
8% higher than US avg
Home Value
$219,500
22% lower than US avg
Violent Crime
165/100K
57% lower than US avg
Bachelor's+
27.9%
17% lower than US avg
Median Rent
$1,040
11% lower than US avg
Obesity Rate
34.4%
7% higher than US avg
Unemployment
0.6%
83% lower than US avg
Poverty Rate
1.3%
90% lower than US avg
How Proctor Compares to the U.S. Average (100% = U.S. avg)
People
Population3,102
Median Age41.2 yrs
Density923/mi²
Male / Female50% / 50%
Largest GroupWhite 91%
Veterans5.5%
Economy
A+
Median Income$80,913
Per Capita$35,957
Unemployment0.6%
Poverty1.3%
County GDP$1,907M
Commute16 min
Housing
A+
Home Value$219,500
Rent$1,040
Ownership72.3%
Zillow$245,032
Housing Units1,367
Rent Burden35.4%
Crime
F
Violent165/100K
Property2,995/100K
Murder0.0/100K
Assault66/100K
Burglary296/100K
Health
Obesity34.4%
Uninsured6.7%
Smoking15.1%
Depression26.1%
Heart Disease5.0%
Climate
Avg Temp40°F (4°C)
AQI36 (Good)
Rain30.9 in/yr
Sunny Days249/yr
Elevation1,240 ft (378 m)
Education
B
Bachelor's+27.9%
High School+91.5%
Graduate+9.1%
School Score6.47
Community
2024 VoteR 50% / D 48%
Commute16 min
Broadband87.7%
EV Stations1
Libraries3
Is Proctor a Good Place to Live?
Based on current data, Proctor receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Proctor offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Proctor is $80,913, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.6%. Only 1.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 16 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Proctor is $219,500, 22% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,040 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Proctor is below the national average at 165 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,995 per 100,000, 53% above the national average.
Education
27.9% of residents hold a bachelor's degree, below the national average of 33.7%. 91.5% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Proctor has a cool climate with an average annual temperature of 40°F. Winters average 9°F in January while summers reach 66°F in July. The area gets 249 sunny days per year. Annual precipitation totals 30.9 inches. Air quality is rated Good with a median AQI of 36.
Proctor has a population of 3,102 with a density of 923 people per square mile, spread across 3.0 square miles. The median age is 41.2 years, 6% older than the national median of 38.9. The gender split is 50.3% female and 49.7% male. The city is predominantly White (91%), with 4.4% Hispanic. English is the primary language spoken at home by 96.5% of residents. 5.5% of the population are veterans. 15.8% of residents have a disability (above the 13.0% national average). 99.2% have health insurance coverage.
Population
41.2yrs
Median Age
6% above US avg
Language Spoken at Home
English Only
96.5%
23% above US avg
Spanish
3.5%
74% below US avg
The median household income in Proctor is $80,913, which is 8% above the national average of $75,149. Per capita income is $35,957. The average weekly wage is $1,117, 22% lower than the U.S. average. The unemployment rate is 0.6% (below the 3.6% US average). 1.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 816 business establishments, including 54 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 16 minutes (shorter than the 28-minute US average). 6.4% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $80,913 |
| 8% above US avg |
| Per Capita Income | $35,957 |
| Avg Weekly Wage | $1,117 |
| IRS Avg AGI | $67,169 |
| Gini Index | 0.407 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.6% |
| 83% below US avg |
| Poverty Rate | 1.3% |
| 90% below US avg |
| Establishments (County) | 816 |
| County GDP | $1,907M |
Business (County)
| Restaurants | 54 |
| Healthcare | 102 |
| Retail | 99 |
| Manufacturing | 27 |
Tax & Cost of Living
| Property Tax (IRS) | $4,404 |
| 26% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 2.01% |
Commute & Transportation
| Commute Time | 15.7 min |
| Drive Alone | 84.8% |
| Public Transit | 0.0% |
| Work from Home | 6.4% |
The median home value in Proctor is $219,500, 22% below the national median of $281,900. Zillow estimates the typical home value at $245,032, higher than the Census estimate. Monthly rent averages $1,040 (11% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 72.3% of housing units are owner-occupied (above the 65.4% national rate). There are 1,367 total housing units in the city. The median year a home was built is 1965. The average annual property tax is $4,404 (higher than the $3,500 national average). 35.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $219,500 |
| 22% below US avg |
| Zillow ZHVI | $245,032 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,040 |
| 11% below US avg |
| Rent Burden | 35.4% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 72.3% |
| Owner-Occupied | 72.3% |
| Renter-Occupied | 27.7% |
| Housing Units | 1,367 |
| Median Year Built | 1965 |
Property Tax
| Avg Tax (IRS) | $4,404 |
| 26% above US avg |
| Effective Rate | 2.01% |
In Proctor, 34.4% of adults are obese, above the national rate of 32.1%. 8.4% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 26.3% have high blood pressure. 15.1% are current smokers. 22.5% report binge drinking. 20.6% are physically inactive, below the national average. 26.1% report depression (above the 20.0% national average). 17.4% experience frequent mental distress. 6.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,138. The dentist ratio is 1:1,530. 62.7% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Proctor vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.4% |
| 7% above US avg |
| Diabetes | 8.4% |
| Heart Disease | 5.0% |
| High Blood Pressure | 26.3% |
| Asthma | 10.6% |
| COPD | 4.9% |
| Cancer | 7.4% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 15.1% |
| 8% above US avg |
| Binge Drinking | 22.5% |
| Physical Inactivity | 20.6% |
| Depression | 26.1% |
| Mental Distress | 17.4% |
| Physical Distress | 11.5% |
| Short Sleep | 33.7% |
Healthcare Access
| Insurance Rate | 99.2% |
| Uninsured | 6.7% |
| 22% below US avg |
| Primary Care | 1:1,138 |
| Dentists | 1:1,530 |
| Mental Health | 1:444 |
| Checkup Rate | 71.8% |
| Dental Visits | 66.3% |
| Premature Death | 7,923/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 62.7% |
| Healthcare Facilities | 102 |
Proctor has a violent crime rate of 165 per 100,000 residents, 57% below the national average of 380. This breaks down to aggravated assault at 65.8 per 100,000, robbery at 0.0, rape at 98.8. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 2,995 per 100,000, 53% above the U.S. average. This includes larceny/theft at 2,633, burglary at 296, vehicle theft at 66 per 100,000 residents. The county recorded 4 fatal traffic crashes. Overall, Proctor receives a safety grade of F.
Crime Rates: Proctor vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 164.6/100K |
| 57% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 98.8/100K |
| Robbery | 0.0/100K |
| Assault | 65.8/100K |
Property Crime
| Total Property | 2,995.4/100K |
| 53% above US avg |
| Burglary | 296.3/100K |
| Theft | 2,633.3/100K |
| Vehicle Theft | 65.8/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Proctor has a cool climate with an average annual temperature of 40°F (4°C). Winters average 9°F in January while summers reach 66°F in July. The area gets 249 sunny days per year, above the national average. Annual precipitation totals 30.9 inches. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,240 feet.
Temperature
9°F Jan (-13°C)
66°F Jul (19°C)
| Annual Average | 39.7°F |
| 26% below US avg |
| January Average | 9°F (-13°C) |
| July Average | 66°F (19°C) |
| Sunny Days | 249 days/yr |
Geography
| Elevation | 1,240 ft (378 m) |
| Area | 3.0 sq mi (7.8 km²) |
| Population Density | 923/sq mi |
| Coordinates | 46.7408°N, 92.2281°W |
| Timezone | America/Chicago |
| County | Carlton County County |
| Nearest Airport | Duluth International (DLH) 7 miles away |
Precipitation & Snow
Annual Rainfall
30.9"
19% below US avg
Wettest Month (Aug)
4.17"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0395 ppm |
| PM2.5 (Fine Particles) | 5.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 70.1 / 100 |
| Social Vulnerability | 27.5 / 100 |
| Community Resilience | 90.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
67 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 3 fatalities, 33 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 6, 1969 |
EF3 |
95 km |
1 |
| Aug 6, 1969 |
EF3 |
35 km |
2 |
| Aug 6, 1969 |
EF3 |
62 km |
0 |
| Jun 30, 1968 |
EF3 |
88 km |
0 |
| Jul 1, 2011 |
EF2 |
55 km |
0 |
| Sep 3, 1980 |
EF2 |
32 km |
0 |
| Jun 7, 1977 |
EF2 |
100 km |
0 |
| Jul 7, 1970 |
EF2 |
57 km |
0 |
| Jun 30, 1968 |
EF2 |
65 km |
0 |
| Sep 19, 2024 |
EF1 |
44 km |
0 |
| Jul 11, 2022 |
EF1 |
44 km |
0 |
| May 30, 2022 |
EF1 |
97 km |
0 |
| Aug 14, 2020 |
EF1 |
59 km |
0 |
| Aug 14, 2020 |
EF1 |
76 km |
0 |
| Jul 18, 2020 |
EF1 |
45 km |
0 |
| Jul 18, 2019 |
EF1 |
68 km |
0 |
| Jun 19, 2016 |
EF1 |
71 km |
0 |
| Jun 19, 2016 |
EF1 |
83 km |
0 |
| Jun 11, 2005 |
EF1 |
96 km |
0 |
| Jun 27, 1994 |
EF1 |
61 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: GERMANN ROAD FIRE (6,751 ac, 2013).
| Year |
Name |
Acres |
Distance |
| 2013 |
GERMANN ROAD FIRE |
6,751 |
66 km |
| 2019 |
NW SANDS UNITS I/F/C/A |
3,386 |
74 km |
| 2003 |
UNNAMED |
2,998 |
85 km |
| 2015 |
TAMARACK |
2,745 |
77 km |
| 2016 |
UNNAMED |
2,682 |
73 km |
| 1987 |
UNNAMED |
2,512 |
84 km |
| 1991 |
UNNAMED |
2,486 |
95 km |
| 2013 |
UNNAMED |
2,240 |
74 km |
| 2024 |
RX-86_FY23 |
2,187 |
99 km |
| 2014 |
UNNAMED |
2,116 |
77 km |
| 1987 |
UNNAMED |
1,799 |
96 km |
| 1987 |
UNNAMED |
1,760 |
95 km |
| 2015 |
UNNAMED |
1,407 |
76 km |
| 2004 |
SOUTH MAIN ROAD |
1,384 |
89 km |
| 2006 |
WUI RX BURN UNIT 15 |
1,380 |
88 km |
| 2015 |
UNNAMED |
1,361 |
72 km |
| 2021 |
NW SANDS - BLOCK E RX |
1,361 |
76 km |
| 1987 |
UNNAMED |
1,352 |
70 km |
| 1997 |
UNNAMED |
1,306 |
95 km |
| 2009 |
UNNAMED |
1,249 |
94 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
9°F (-13°C) |
1.1 in |
Coldest |
| February |
14°F (-10°C) |
0.8 in |
Driest |
| March |
25°F (-4°C) |
1.6 in |
|
| April |
39°F (4°C) |
2.2 in |
|
| May |
52°F (11°C) |
3.1 in |
|
| June |
61°F (16°C) |
4.1 in |
|
| July |
66°F (19°C) |
4.0 in |
Warmest |
| August |
65°F (18°C) |
4.2 in |
Wettest |
| September |
56°F (13°C) |
3.9 in |
|
| October |
44°F (7°C) |
2.6 in |
|
| November |
29°F (-2°C) |
2.1 in |
|
| December |
14°F (-10°C) |
1.0 in |
|
Proctor has a seasonal temperature swing of 57°F / from 9°F in January to 66°F in July. Total annual precipitation is 30.5 inches, with August being the wettest month (4.2") and February the driest (0.8").
Average costs for common services in Proctor. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $914 |
| Toddler | $853 |
| Preschool | $787 |
| Family Childcare (monthly) |
| Infant | $765 |
| Toddler | $650 |
| Preschool | $664 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Proctor
What is the population of Proctor?
Proctor has a population of 3,102 residents and is located in Minnesota. The population density is 923 people per square mile, spread across 3.0 square miles. The median age of residents is 41.2 years, which is older than the national median of 38.9 years. The population is 50.3% female and 49.7% male.
Is Proctor expensive to live in?
Proctor has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $80,913, 8% above the national average of $75,149. The median home value is $219,500 (22% below the U.S. median). Renters pay a median of $1,040 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is Proctor safe?
Proctor is safer than the national average, with a violent crime rate of 165 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,995 per 100,000 (above the national average). Overall, Proctor receives a safety grade of F based on combined crime data.
What is the weather like in Proctor?
Proctor has a cool climate with an average annual temperature of 40°F (4°C). Winter temperatures average 9°F in January, while summers reach an average of 66°F in July. The area receives 249 sunny days per year. Annual rainfall totals 30.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Proctor?
The job market in Proctor is very strong, with unemployment at just 0.6% / well below the national rate of 3.6%. The average weekly wage is $1,117. There are 816 business establishments in the area, including 54 restaurants and food service locations. The average commute time is 16 minutes, and 6.4% of workers work from home.
How much does housing cost in Proctor?
The median home value in Proctor is $219,500. Zillow estimates the typical home value at $245,032. For renters, the median monthly rent is $1,040. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 72.3%. The average annual property tax is $4,404.
How are the schools in Proctor?
Schools in Proctor score 6.5 out of 10 on standardized testing, near the national average. 27.9% of adults in Proctor hold a bachelor's degree or higher, below the national average of 33.7%. 91.5% have completed high school. 9.1% hold a graduate or professional degree.
How healthy is Proctor?
The obesity rate in Proctor is 34.4% (above the national rate of 32.1%). 15.1% of adults are smokers. 20.6% are physically inactive. 26.1% of residents report depression. 6.7% lack health insurance (below the national rate). 62.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,138.
What is transportation like in Proctor?
The average commute in Proctor is 16 minutes, shorter than the national average of 28 minutes. 84.8% of workers drive alone to work, and 6.4% work from home.
What are the demographics of Proctor?
The racial and ethnic makeup of Proctor is 91% White, 4.4% Hispanic or Latino. 96.5% of residents speak only English at home, while 3.5% speak Spanish. 5.5% of the population are military veterans. 15.8% of residents have a disability. 99.2% have health insurance coverage.