Two Harbors, MN

Minnesota · Nonmetropolitan · City

3.2 Good / 5.0
3,598 Population
$62,885 Median Income
$187,100 Home Value
$879 Median Rent
41°F Avg Temperature
219 Violent Crime / 100K
41.5 yrs Median Age
21.5% Bachelor's Degree+
3.2
Overall
4.0
Economy
5.0
Affordability
1.0
Safety
2.7
Education

People

Population3,598
Median Age41.5 yrs
Density1,100/mi²
Male / Female51% / 50%
Largest GroupWhite 94.1%

Economy

4.0/5
Median Income$62,885
Per Capita Income$30,912
Unemployment0.6%
Poverty Rate9.7%
County GDP$565M

Housing

5.0/5
Home Value (Census)$187,100
Zillow Value$285,518
Median Rent$879
Ownership RateN/A
HUD Fair Rent (2BR)$1,125

Health

Obesity37.5%
Diabetes9.9%
Depression27.0%
UninsuredN/A
SmokingN/A

Crime

1.0/5
Violent Crime219/100K
Property Crime959/100K
Murder0.0/100K
Vehicle Theft27.4/100K

Climate

Avg Temp41°F
Jan / Jul16° / 65°
Rain32 in/yr
Snow61 in/yr
Air QualityAQI 36 (Good)

Education

2.7/5
Bachelor's+21.5%
High School+89.2%
Graduate Degree+N/A
School Quality6.08
Libraries (County)2

Community

2024 VoteR 47% / D 51%
Commute25 min
Work From Home4.1%
BroadbandN/A
EV Stations7

How Two Harbors Compares to the U.S. Average

Median Income$62,885
Home Value$187,100
Median Rent$879
Poverty Rate9.7%
Bachelor's Degree+21.5%
Unemployment0.6%
Violent Crime219.3 /100K
Avg Temperature41.3°F

Population & Age

Total Population3,598
Population Density1,100 per sq mi
Median Age41.5 years
Male50.5%
Female49.5%
Male 50.5%
Female 49.5%

Race & Ethnicity

White 94.1% Black 1.1% Hispanic 3.4% Other 1.4%
White94.1%
Black or African American1.1%
Hispanic or Latino3.4%
Asian0.0%
Other Races1.4%

Language

English Only98.7%
Spanish Speakers1.3%
English 98.7% Spanish 1.3%

Social Characteristics

Disability18.9%
Health Insurance95.2%

Income

16% below avg
Median Household Income$62,885
Per Capita Income$30,912
Avg Weekly Wage (County)$1,047
IRS Avg Adjusted Gross Income$69,182

Employment & Poverty

Unemployment Rate0.6%
Poverty Rate9.7%
Total Establishments (County)378
County GDP$565M

Business & Industry (County)

Restaurants & Accommodation71
Healthcare Facilities32
Retail Stores53
Manufacturing19
Total Establishments378

Industry Mix

Restaurants 71 Healthcare 32 Retail 53 Manufacturing 19

Tax & Cost of Living

IRS Avg AGI$69,182
Avg Property Tax Paid$4,145

Commute & Transportation

Mean Commute Time25.1 min
Work From Home4.1%

Walkability & Transit Scores

Home Values

34% below avg
Median Home Value (Census)$187,100
Zillow Home Value Index$285,518

Real Estate Market (Redfin)

Ownership & Housing Stock

Owner-Occupied71.6%

Rental Costs

24% below avg
Median Rent (Census)$879

HUD Fair Market Rent (FY2026)

Studio$809
1 Bedroom$899
2 Bedroom$1,125
3 Bedroom$1,483
4 Bedroom$1,698

Property Tax

Avg Property Tax Paid (IRS)$4,145
Effective Tax Rate (est.)2.22%

Chronic Conditions

Obesity37.5%
Diabetes9.9%
Heart Disease6.1%
High Blood Pressure28.6%
Asthma10.8%
COPD6.7%
Stroke3.3%

Behaviors & Mental Health

Binge Drinking20.1%
Physical Inactivity26.2%
Depression27.0%
Mental Distress (14+ days)18.6%
Physical Distress (14+ days)13.3%

Healthcare Access

Health Insurance Coverage95.2%
Regular Checkup70.5%
Premature Death Rate4,750 per 100K

Food & Exercise Access

Food Environment Index8.7 / 10
Exercise Access80.3%
Healthcare Facilities (County)32
Restaurants (County)71

Violent Crime (per 100,000)

Total Violent Crime219.3 /100K
Murder & Manslaughter0.0 /100K
Rape82.2 /100K
Robbery0.0 /100K
Aggravated Assault137.1 /100K

Property Crime (per 100,000)

Total Property Crime959.4 /100K
Burglary137.1 /100K
Larceny/Theft795.0 /100K
Motor Vehicle Theft27.4 /100K
Arson0.0 per 100K

Traffic & Disaster Safety

Fatal Vehicle Crashes (County, 2022)1

Temperature

16°F Jan 65°F Jul
January Average16°F (-9°C)
July Average65°F (18°C)
Annual Average41.3°F

Precipitation & Snow

Annual Precipitation31.7 in
Annual Snowfall61.0 inches

Air Quality (EPA)

AQI Median36.0
AQI CategoryGood

Geography & Location

Land Area3.3 sq mi (8.5 km²)
Population Density1,100 per sq mi
Latitude47.0300°
Longitude-91.6757°
County FIPS27075

2024 Presidential Election (County)

R 47.1%
D 51%

Democrat +3.9 points

Education

Bachelor's Degree+21.5%
High School+89.2%
School Test Score (SEDA)6.08

Urban-Rural Classification

RUCC Code 8Nonmetro — Completely rural, adjacent to metro
Population Density1,100 per sq mi
Land Area3.3 sq mi

Infrastructure & Connectivity

EV Charging Stations7
Alt Fuel Stations (all types)9
Public Libraries (County)2

Safety & Disasters

Fatal Vehicle Crashes (County)1

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