Crosslake, MN

Minnesota

Crosslake is a small town in Minnesota with a population of 2,648. Residents earn $85,000 per year, which is 13% above the national average.

3.8 /5.0
B+ Good
2,648 Population 103/sq mi density
$85,000 Median Income $56,248 per capita
$540,200 Home Value
$1,105 Median Rent
42°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$85,000 median income, 1.2% unemployment
B
Affordability
3.1 / 5.0
$540,200 home value, $1,105/mo rent
B+
Education
3.7 / 5.0
33.9% bachelor's degree or higher
Median Income $85,000
13% higher than US avg
Home Value $540,200
92% higher than US avg
Bachelor's+ 33.9%
1% higher than US avg
Median Rent $1,105
5% lower than US avg
Obesity Rate 36.4%
13% higher than US avg
Unemployment 1.2%
67% lower than US avg
Poverty Rate 4.0%
68% lower than US avg

How Crosslake Compares to the U.S. Average (100% = U.S. avg)

People

Population2,648
Median Age60.2 yrs
Density103/mi²
Male / Female50% / 50%
Largest GroupWhite 97%

Economy

A+
Median Income$85,000
Per Capita$56,248
Unemployment1.2%
Poverty4.0%
County GDP$4,044M
Commute31 min

Housing

B
Home Value$540,200
Rent$1,105
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity36.4%
UninsuredN/A
Depression24.4%
Heart Disease5.1%

Climate

Avg Temp42°F
AQI36 (Good)
Rain28.8 in/yr
Elevation1,230 ft

Education

B+
Bachelor's+33.9%
High School+96.1%
School Score6.08

Community

2024 VoteR 65% / D 34%
Commute31 min
Libraries3

Is Crosslake a Good Place to Live?

Based on current data, Crosslake receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs. Crosslake offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Crosslake is $85,000, 13% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.2%. Only 4.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.

Cost of Living & Housing

The median home value in Crosslake is $540,200, making it a premium housing market at 92% above the U.S. median of $281,900. Renters pay a median of $1,105 per month. The price-to-income ratio of 6.4x means housing costs are stretched relative to local earnings.

Education

Educational attainment is solid, with 33.9% holding a bachelor's degree or higher, near the national average. 96.1% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Crosslake has a cool climate with an average annual temperature of 42°F. Winters average 9°F in January while summers reach 70°F in July. Annual precipitation totals 28.8 inches, including 39.2 inches of snow. Air quality is rated Good with a median AQI of 36.

Crosslake has a population of 2,648 with a density of 103 people per square mile. The median age is 60.2 years, 55% older than the national median of 38.9. The city is predominantly White (97.2%).

Population

2,648
Total Population
103
People / sq mi
60.2yrs
Median Age
55% above US avg
25.8mi²
Land Area

Gender Distribution

Male 50.3%
Female 49.7%

Race & Ethnicity

Crosslake vs U.S. Average

Language Spoken at Home

English Only97.8%
25% above US avg
Spanish2.2%
84% below US avg

Social Characteristics

Crosslake vs U.S. Average

The median household income in Crosslake is $85,000, which is 13% above the national average of $75,149. The unemployment rate is 1.2% (below the 3.6% US average). 4.0% of residents live below the poverty line. Workers commute an average of 31 minutes.

Income: Crosslake vs U.S.

Commute Mode

Income

Median HH Income$85,000
13% above US avg
Per Capita Income$56,248
Avg Weekly Wage$1,020
IRS Avg AGI$74,335

Employment & Poverty

Unemployment1.2%
67% below US avg
Poverty Rate4.0%
68% below US avg
Establishments (County)2,376
County GDP$4,044M

Business (County)

Restaurants219
Healthcare256
Retail381
Manufacturing112

Tax & Cost of Living

Property Tax (IRS)$4,830
38% above US avg
Effective Tax Rate0.89%

Commute & Transportation

Commute Time31.0 min
Work from Home15.9%

Walkability

The median home value in Crosslake is $540,200, 92% above the national average. Monthly rent averages $1,105 (5% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$540,200
92% above US avg
Median List Price$1,312,500

Real Estate Market (Redfin)

Median List Price$1,312,500
$/Sq Ft$261
Homes Sold2
Sale-to-List Ratio99.5%
Price Drops8.3%
Inventory12

Rental Costs

Census Median Rent$1,105
5% below US avg

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied86.1%

Property Tax

Avg Tax (IRS)$4,830
38% above US avg
Effective Rate0.89%
In Crosslake, 36.4% of adults are obese (above the 32.1% national rate). 24.4% report depression. 20.7% are physically inactive.

Health Metrics: Crosslake vs U.S. Average (%)

Chronic Conditions

Obesity36.4%
13% above US avg
Diabetes8.1%
Heart Disease5.1%
High Blood Pressure27.8%
Asthma10.3%
COPD4.8%
Stroke2.6%

Behaviors & Mental Health

Binge Drinking22.0%
Physical Inactivity20.7%
Depression24.4%
Mental Distress16.0%
Physical Distress10.5%

Healthcare Access

Insurance Rate97.8%
Checkup Rate71.9%
Premature Death7,321/100K

Food & Exercise

Food Environment8.7/10
Exercise Access80.6%
Healthcare Facilities256

Crime Rates: Crosslake vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)7

Safety Score

Crosslake has an average annual temperature of 42°F (5°C). Winters average 9°F in January while summers reach 70°F in July. Annual precipitation is 28.8 inches. Air quality is rated Good with a median AQI of 36.

Temperature

9°F Jan (-13°C) 70°F Jul (21°C)
Annual Average41.5°F
23% below US avg
January Average9°F (-13°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall28.8 inches
24% below US avg
Snowfall39.2 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,230 ft (375 m)
Area25.8 sq mi (66.7 km²)
Population Density103/sq mi
Coordinates46.6782°N, 94.1020°W
County FIPS27035
It is classified as Nonmetro — Urban 20K+, adjacent. 33.9% of residents hold a bachelor's degree or higher (1% above US avg). In the 2024 election, the county voted Republican by a 31.4-point margin.

2024 Presidential Election (County)

R 65%
D 33.6%

Winner: Republican by 31.4 points

Education

Bachelor's Degree+33.9%
1% above US avg
High School+96.1%
School Test Score6.08
B+ Education Grade (3.7/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density103/sq mi
Total Area25.8 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities256
Restaurants219
Retail Stores381

Safety & Disasters

Fatal Crashes (County/yr)7

Commute & Transportation

Avg Commute31.0 min
Work from Home15.9%

Nearby Cities

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