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Crystal Lake, IL

Full City Profile · Illinois · McHenry County County

3.8 /5.0
B+ Good
40,436 Population 2,129/sq mi density
$105,428 Median Income $46,199 per capita
$287,400 Home Value $367,174 Zillow
$1,431 Median Rent 29.8% income on rent
49°F Avg Temperature 260 sunny days/yr
113 Violent Crime/100K 1,229 property/100K
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$105,428 median income, 3.2% unemployment
A+
Affordability
5.0 / 5.0
$287,400 home value, $1,431/mo rent
F
Safety
1.0 / 5.0
113 violent crimes/100K
A
Education
4.4 / 5.0
42.0% bachelor's degree or higher

Housing Overview

Median Home Value
$287,400
2% above
US avg: $281,900
Median Rent
$1,431/mo
23% above
US avg: $1,163/mo
Homeownership Rate
78.0%
19% above US avg (65.4%)
Total Housing Units
15,457
Median year built: 1988

Home Value by Source

Census Median
$287,400
Zillow (ZHVI)
$367,174
Median Sale Price
$327,450
Median List Price
$339,400
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

78.0%
Owner-Occupied
22.0%
Renter-Occupied
78%
22%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent: $1,431/mo · Zillow rent: $2,085/mo

Market Indicators (Redfin)

Median Days on Market
67 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
26
Price Drops
16.1%
of listings with price reduction
Price Per Sq Ft
$193
Active Inventory
93
homes for sale

Affordability & Housing Stock

Rent Burden
29.8%
of renters spending 30%+ of income on housing
4% below US avg (31.0%)
Median Year Built
1988
Average age of housing stock: 38 years
Homeownership Rate
78.0%

Complete Housing Data

Home Values

Census Median Value$287,400
Zillow Home Value (ZHVI)$367,174
Median Sale Price$327,450
Median List Price$339,400
Price Per Sq Ft$193

Rent

Census Median Rent$1,431
Zillow Rent (ZORI)$2,085
FMR Studio$774
FMR 1-Bedroom$854
FMR 2-Bedroom$1,063
FMR 3-Bedroom$1,370
FMR 4-Bedroom$1,561

Market

Days on Market67
Sale-to-List Ratio1.0%
Price Drops16.1%
Homes Sold26
Active Inventory93
Price Per Sq Ft$193

Ownership & Stock

Owner-Occupied78.0%
Renter-Occupied22.0%
Homeownership Rate78.0%
Total Housing Units15,457
Median Year Built1988
Rent Burden29.8%