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Cudjoe Key, FL
Full City Profile · Florida · Monroe County County
2.9
/5.0
C+
Fair
2,478
Population
479/sq mi density
$84,890
Median Income
$57,989 per capita
$707,700
Home Value
$727,008 Zillow
$1,875
Median Rent
38.4% income on rent
78°F
Avg Temperature
330 sunny days/yr
788
Violent Crime/100K
5,102 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$84,890 median income, 2.3% unemployment
D
Affordability
2.0 / 5.0
$707,700 home value, $1,875/mo rent
F
Safety
1.0 / 5.0
788 violent crimes/100K (107% above avg)
A
Education
4.0 / 5.0
37.5% bachelor's degree or higher
Housing Overview
Median Home Value
$707,700
151% above
US avg: $281,900
Median Rent
$1,875/mo
61% above
US avg: $1,163/mo
Homeownership Rate
76.0%
16% above US avg (65.4%)
Total Housing Units
1,653
Median year built: 1990
Home Value by Source
Census Median
$707,700
Zillow (ZHVI)
$727,008
Median Sale Price
$1,650,000
Median List Price
$1,575,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
76.0%
Owner-Occupied
24.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,212/mo
1 Bedroom
$1,296/mo
2 Bedroom
$1,526/mo
3 Bedroom
$1,971/mo
4 Bedroom
$2,261/mo
Census median rent:
$1,875/mo
Market Indicators (Redfin)
Median Days on Market
331 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
2
Price Drops
33.3%
of listings with price reduction
Price Per Sq Ft
$899
Active Inventory
33
homes for sale
Affordability & Housing Stock
Rent Burden
38.4%
of renters spending 30%+ of income on housing
24% above US avg (31.0%)
Median Year Built
1990
Average age of housing stock: 36 years
Homeownership Rate
76.0%
Complete Housing Data
Home Values
| Census Median Value | $707,700 |
| Zillow Home Value (ZHVI) | $727,008 |
| Median Sale Price | $1,650,000 |
| Median List Price | $1,575,000 |
| Price Per Sq Ft | $899 |
Rent
| Census Median Rent | $1,875 |
| FMR Studio | $1,212 |
| FMR 1-Bedroom | $1,296 |
| FMR 2-Bedroom | $1,526 |
| FMR 3-Bedroom | $1,971 |
| FMR 4-Bedroom | $2,261 |
Market
| Days on Market | 331 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 33.3% |
| Homes Sold | 2 |
| Active Inventory | 33 |
| Price Per Sq Ft | $899 |
Ownership & Stock
| Owner-Occupied | 76.0% |
| Renter-Occupied | 24.0% |
| Homeownership Rate | 76.0% |
| Total Housing Units | 1,653 |
| Median Year Built | 1990 |
| Rent Burden | 38.4% |