Iowa
Cumberland is a small town in Iowa with a population of 262. Residents earn $44,427 per year, which is 41% below the national average.
Based on current data, Cumberland receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Cumberland offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Cumberland is $44,427, 41% below the national average of $75,149. The job market is very strong with unemployment at just 2.3%. The poverty rate of 17.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 26 minutes.
The median home value in Cumberland is $60,000, 79% below the national median — offering relatively affordable homeownership. Renters pay a median of $755 per month, below the national average — a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
8.4% of residents hold a bachelor's degree, below the national average of 33.7%. 73.7% have completed high school. Area schools have an average test score of 5.7/10.
Cumberland experiences four distinct seasons with an average temperature of 49°F. Winters average 21°F in January while summers reach 75°F in July. Annual precipitation totals 37.1 inches, including 27.3 inches of snow. Air quality is rated Good with a median AQI of 43.
| English Only | 100.0% |
| 27% above US avg | |
| Spanish | 0.0% |
| 100% below US avg |
| Median HH Income | $44,427 |
| 41% below US avg | |
| Per Capita Income | $23,440 |
| Avg Weekly Wage | $942 |
| IRS Avg AGI | $70,633 |
| Unemployment | 2.3% |
| 36% below US avg | |
| Poverty Rate | 17.7% |
| 43% above US avg | |
| Establishments (County) | 541 |
| County GDP | $991M |
| Restaurants | 31 |
| Healthcare | 46 |
| Retail | 64 |
| Manufacturing | 23 |
| Property Tax (IRS) | $4,055 |
| 16% above US avg | |
| Effective Tax Rate | 6.76% |
| Commute Time | 26.0 min |
| Drive Alone | 83.2% |
| Public Transit | 0.0% |
| Work from Home | 11.6% |
| Census Median | $60,000 |
| 79% below US avg | |
| Zillow ZHVI | $176,288 |
| Census Median Rent | $755 |
| 35% below US avg | |
| Rent Burden | 28.4% |
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
| Owner-Occupied | 70.3% |
| Avg Tax (IRS) | $4,055 |
| 16% above US avg | |
| Effective Rate | 6.76% |
| Obesity | 41.0% |
| 28% above US avg | |
| Diabetes | 10.6% |
| Heart Disease | 6.4% |
| High Blood Pressure | 32.8% |
| Asthma | 10.6% |
| COPD | 7.4% |
| Stroke | 3.2% |
| Binge Drinking | 22.0% |
| Physical Inactivity | 26.1% |
| Depression | 23.2% |
| Mental Distress | 19.1% |
| Physical Distress | 13.7% |
| Insurance Rate | 93.2% |
| Checkup Rate | 75.1% |
| Premature Death | 7,565/100K |
| Food Environment | 7.7/10 |
| Exercise Access | 72.2% |
| Healthcare Facilities | 46 |
| Fatal Crashes (County/yr) | 2 |
| Annual Average | 49.3°F |
| 9% below US avg | |
| January Average | 21°F (-6°C) |
| July Average | 75°F (24°C) |
| Annual Rainfall | 37.1 inches |
| 2% below US avg | |
| Snowfall | 27.3 inches/yr |
| AQI Median | 43.0 |
| Rating | Good |
| Elevation | 1,295 ft (395 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 423/sq mi |
| Coordinates | 41.2732°N, 94.8705°W |
| County FIPS | 19029 |
Winner: Republican by 40.7 points
| Bachelor's Degree+ | 8.4% |
| 75% below US avg | |
| High School+ | 73.7% |
| School Test Score | 5.73 |
| RUCC Code 6 | Nonmetro — Urban 2.5K–20K, adjacent |
| Population Density | 423/sq mi |
| Total Area | 0.6 sq mi |
| Broadband Access | 89.2% |
| Public Libraries | 6 |
| Healthcare Facilities | 46 |
| Restaurants | 31 |
| Retail Stores | 64 |
| Fatal Crashes (County/yr) | 2 |
| Avg Commute | 26.0 min |
| Drive Alone | 83.2% |
| Public Transit | 0.0% |
| Work from Home | 11.6% |