Kentucky
Cumberland is a small town in Kentucky with a population of 2,234. Residents earn $35,309 per year, which is 53% below the national average.
Based on current data, Cumberland receives an overall livability score of 2.3 out of 5.0, earning a grade of C. Key strengths include low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Cumberland has some notable strengths but also faces challenges that prospective residents should consider.
The median household income in Cumberland is $35,309, 53% below the national average of $75,149. At 11.8%, unemployment is notably high. The poverty rate of 50.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 14 minutes, shorter than most U.S. cities.
The median home value in Cumberland is $61,600, 78% below the national median — offering relatively affordable homeownership. Renters pay a median of $618 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Violent crime in Cumberland is below the national average at 185 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 556 per 100,000, 72% below the national average.
9.6% of residents hold a bachelor's degree, below the national average of 33.7%. 74.4% have completed high school. Area schools have an average test score of 5.1/10.
Cumberland experiences four distinct seasons with an average temperature of 55°F. Winters average 34°F in January while summers reach 74°F in July. Annual precipitation totals 56.0 inches, including 9.2 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 98.3% |
| 25% above US avg | |
| Spanish | 1.7% |
| 87% below US avg |
| Median HH Income | $35,309 |
| 53% below US avg | |
| Per Capita Income | $14,950 |
| Avg Weekly Wage | $904 |
| IRS Avg AGI | $53,796 |
| Unemployment | 11.8% |
| 228% above US avg | |
| Poverty Rate | 50.2% |
| 305% above US avg | |
| Establishments (County) | 794 |
| Restaurants | 63 |
| Healthcare | 81 |
| Retail | 131 |
| Manufacturing | 10 |
| Property Tax (IRS) | $2,309 |
| 34% below US avg | |
| Effective Tax Rate | 3.75% |
| Commute Time | 14.4 min |
| Work from Home | 10.9% |
| Census Median | $61,600 |
| 78% below US avg | |
| Zillow ZHVI | $54,823 |
| Census Median Rent | $618 |
| 47% below US avg |
| Studio | $619 |
| 1 Bedroom | $701 |
| 2 Bedrooms | $866 |
| 3 Bedrooms | $1,204 |
| 4 Bedrooms | $1,209 |
| Owner-Occupied | 54.4% |
| Avg Tax (IRS) | $2,309 |
| 34% below US avg | |
| Effective Rate | 3.75% |
| Insurance Rate | 97.1% |
| Premature Death | 13,685/100K |
| Food Environment | 6.5/10 |
| Exercise Access | 77.9% |
| Healthcare Facilities | 81 |
| Total Violent | 185.4/100K |
| 51% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 185.4/100K |
| Total Property | 556.3/100K |
| 72% below US avg | |
| Burglary | 139.1/100K |
| Theft | 278.2/100K |
| Vehicle Theft | 139.1/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 4 |
| FEMA Disasters | 91 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 54.5°F |
| 1% above US avg | |
| January Average | 34°F (1°C) |
| July Average | 74°F (23°C) |
| Annual Rainfall | 56.0 inches |
| 47% above US avg | |
| Snowfall | 9.2 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 2,262 ft (689 m) |
| Area | 3.1 sq mi (8.1 km²) |
| Population Density | 716/sq mi |
| Coordinates | 36.9870°N, 82.9961°W |
| County FIPS | 51195 |
Winner: Republican by 63.3 points
| Bachelor's Degree+ | 9.6% |
| 72% below US avg | |
| High School+ | 74.4% |
| School Test Score | 5.14 |
| RUCC Code 7 | Nonmetro — Urban 2.5K–20K |
| Population Density | 716/sq mi |
| Total Area | 3.1 sq mi |
| Public Libraries | 4 |
| Healthcare Facilities | 81 |
| Restaurants | 63 |
| Retail Stores | 131 |
| Fatal Crashes (County/yr) | 4 |
| FEMA Disaster Declarations | 91 |
| Avg Commute | 14.4 min |
| Work from Home | 10.9% |