Median Income
$137,581
83% higher than US avg
Home Value
$890,700
216% higher than US avg
Bachelor's+
55.6%
65% higher than US avg
Median Rent
$2,176
87% higher than US avg
Obesity Rate
28.6%
11% lower than US avg
Unemployment
0.6%
83% lower than US avg
Poverty Rate
1.3%
90% lower than US avg
How Cutchogue Compares to the U.S. Average (100% = U.S. avg)
People
Population2,903
Median Age58.1 yrs
Density297/mi²
Male / Female50% / 50%
Largest GroupWhite 94%
Economy
A+
Median Income$137,581
Per Capita$83,011
Unemployment0.6%
Poverty1.3%
County GDP$50,133M
Commute30 min
Housing
B
Home Value$890,700
Rent$2,176
OwnershipN/A
Zillow$1,186,641
Health
Obesity28.6%
UninsuredN/A
Depression17.3%
Heart Disease4.5%
Climate
Avg Temp53°F
AQI36 (Good)
Elevation30 ft
Education
A+
Bachelor's+55.6%
High School+97.0%
School Score5.39
Community
2024 VoteR 39% / D 59%
Commute30 min
EV Stations3
Libraries27
Is Cutchogue a Good Place to Live?
Based on current data, Cutchogue receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Cutchogue stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Cutchogue is $137,581, which is significantly higher than the national average — 83% above $75,149. This places Cutchogue among higher-income communities. The job market is very strong with unemployment at just 0.6%. Only 1.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Cutchogue is $890,700, making it a premium housing market at 216% above the U.S. median of $281,900. Renters pay a median of $2,176 per month, significantly above the national average of $1,163. The price-to-income ratio of 6.5x means housing costs are stretched relative to local earnings.
Education
Cutchogue is a highly educated community — 55.6% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.0% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Cutchogue experiences four distinct seasons with an average temperature of 53°F. Winters average 32°F in January while summers reach 75°F in July. Air quality is rated Good with a median AQI of 36.
Cutchogue has a population of 2,903 with a density of 297 people per square mile. The median age is 58.1 years, 49% older than the national median of 38.9. The city is predominantly White (94.3%).
Population
58.1yrs
Median Age
49% above US avg
Race & Ethnicity
Cutchogue vs U.S. Average
Language Spoken at Home
| English Only | 91.0% |
| 16% above US avg |
| Spanish | 9.0% |
| 33% below US avg |
Social Characteristics
Cutchogue vs U.S. Average
The median household income in Cutchogue is $137,581, which is 83% above the national average of $75,149. The unemployment rate is 0.6% (below the 3.6% US average). 1.3% of residents live below the poverty line. Workers commute an average of 30 minutes.
Income: Cutchogue vs U.S.
Income
| Median HH Income | $137,581 |
| 83% above US avg |
| Per Capita Income | $83,011 |
| Avg Weekly Wage | $1,452 |
| IRS Avg AGI | $92,750 |
Employment & Poverty
| Unemployment | 0.6% |
| 83% below US avg |
| Poverty Rate | 1.3% |
| 90% below US avg |
| Establishments (County) | 20,772 |
| County GDP | $50,133M |
Business (County)
| Restaurants | 1,504 |
| Healthcare | 1,906 |
| Retail | 1,869 |
| Manufacturing | 609 |
Tax & Cost of Living
| Property Tax (IRS) | $8,646 |
| 147% above US avg |
| Effective Tax Rate | 0.97% |
Commute & Transportation
| Commute Time | 30.1 min |
| Work from Home | 22.4% |
The median home value in Cutchogue is $890,700, 216% above the national average. Monthly rent averages $2,176 (87% above US avg). Zillow estimates the typical home value at $1,186,641.
Home Values
| Census Median | $890,700 |
| 216% above US avg |
| Zillow ZHVI | $1,186,641 |
| Median List Price | $1,295,000 |
Real Estate Market (Redfin)
| Median List Price | $1,295,000 |
| $/Sq Ft | $483 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 97.5% |
| Price Drops | 0.0% |
| Inventory | 16 |
Rental Costs
| Census Median Rent | $2,176 |
| 87% above US avg |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $8,646 |
| 147% above US avg |
| Effective Rate | 0.97% |
In Cutchogue, 28.6% of adults are obese (below the 32.1% national rate). 17.3% report depression. 19.2% are physically inactive.
Health Metrics: Cutchogue vs U.S. Average (%)
Chronic Conditions
| Obesity | 28.6% |
| 11% below US avg |
| Diabetes | 7.2% |
| Heart Disease | 4.5% |
| High Blood Pressure | 26.5% |
| Asthma | 10.1% |
| COPD | 4.2% |
| Stroke | 2.2% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.8% |
| Physical Inactivity | 19.2% |
| Depression | 17.3% |
| Mental Distress | 14.7% |
| Physical Distress | 10.1% |
Healthcare Access
| Insurance Rate | 95.4% |
| |
| Checkup Rate | 79.4% |
Food & Exercise
| Exercise Access | 95.1% |
| Healthcare Facilities | 1,906 |
Crime Rates: Cutchogue vs U.S. Average (per 100,000)
Cutchogue has an average annual temperature of 53°F (12°C). Winters average 32°F in January while summers reach 75°F in July. Air quality is rated Good with a median AQI of 36.
Temperature
32°F Jan (0°C)
75°F Jul (24°C)
| Annual Average | 53.0°F |
| 2% below US avg |
| January Average | 32°F (0°C) |
| July Average | 75°F (24°C) |
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Geography
| Elevation | 30 ft (9 m) |
| Area | 9.8 sq mi (25.3 km²) |
| Population Density | 297/sq mi |
| Coordinates | 41.0212°N, 72.4870°W |
| County FIPS | 09170 |