Median Income
$69,000
8% lower than US avg
Home Value
$180,600
36% lower than US avg
Violent Crime
222/100K
42% lower than US avg
Bachelor's+
39.6%
18% higher than US avg
Median Rent
$959
18% lower than US avg
Obesity Rate
31.7%
1% lower than US avg
Unemployment
2.3%
36% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Derby Line Compares to the U.S. Average (100% = U.S. avg)
People
Population860
Median Age44.0 yrs
Density1,178/mi²
Male / Female48% / 52%
Largest GroupWhite 97%
Veterans12.4%
Economy
A
Median Income$69,000
Per Capita$33,541
Unemployment2.3%
Poverty0.0%
County GDP$1,563M
Commute21 min
Housing
A+
Home Value$180,600
Rent$959
Ownership83.2%
Zillow$233,046
Housing Units365
Rent Burden29.4%
Crime
F
Violent222/100K
Property2,619/100K
Health
Obesity31.7%
Uninsured6.9%
Smoking12.8%
Depression26.9%
Heart Disease4.9%
Climate
Avg Temp42°F (5°C)
AQI31 (Good)
Rain43.8 in/yr
Sunny Days251/yr
Elevation1,029 ft (314 m)
Education
A
Bachelor's+39.6%
High School+92.0%
Graduate+13.3%
School Score5.95
Community
2024 VoteR 49% / D 48%
Commute21 min
Broadband91.6%
EV Stations1
Libraries14
Is Derby Line a Good Place to Live?
Based on current data, Derby Line receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, a highly educated population, affordable housing. Derby Line offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Derby Line is $69,000, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.3%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Derby Line is $180,600, 36% below the national median / offering relatively affordable homeownership. Renters pay a median of $959 per month, below the national average / a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Derby Line is below the national average at 222 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,619 per 100,000, 34% above the national average.
Education
Educational attainment is solid, with 39.6% holding a bachelor's degree or higher, near the national average. 92.0% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Derby Line has a cool climate with an average annual temperature of 42°F. Winters average 14°F in January while summers reach 67°F in July. With 251 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 43.8 inches, including 98.6 inches of snow. Air quality is rated Good with a median AQI of 31.
Derby Line has a population of 860 with a density of 1,178 people per square mile, spread across 0.7 square miles. The median age is 44.0 years, 13% older than the national median of 38.9. The gender split is 52.2% female and 47.8% male. The city is predominantly White (96.7%), with 1.2% Hispanic, 1.3% Black. English is the primary language spoken at home by 93.4% of residents, while 6.6% speak Spanish. 12.4% of the population are veterans, above the national rate of 6.0%. 7.2% of residents have a disability (below the 13.0% national average). 99.9% have health insurance coverage.
Population
44.0yrs
Median Age
13% above US avg
Race & Ethnicity
Derby Line vs U.S. Average
Language Spoken at Home
English Only
93.4%
19% above US avg
Spanish
6.6%
51% below US avg
Social Characteristics
Derby Line vs U.S. Average
The median household income in Derby Line is $69,000, which is 8% below the national average of $75,149. Per capita income is $33,541 (below the $39,052 national figure). The average weekly wage is $988, 31% lower than the U.S. average. The unemployment rate is 2.3% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,102 business establishments, including 62 restaurants. The cost of living index is 98, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 11.8% of workers work from home (below the 15.2% national rate).
Income: Derby Line vs U.S.
Income
| Median HH Income | $69,000 |
| 8% below US avg |
| Per Capita Income | $33,541 |
| Avg Weekly Wage | $988 |
| IRS Avg AGI | $58,823 |
| Gini Index | 0.418 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.3% |
| 36% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,102 |
| County GDP | $1,563M |
Business (County)
| Restaurants | 62 |
| Healthcare | 81 |
| Retail | 116 |
| Manufacturing | 34 |
Tax & Cost of Living
| Property Tax (IRS) | $6,963 |
| 99% above US avg |
| Cost of Living | 98.00 (100=avg) |
| Effective Tax Rate | 3.86% |
Commute & Transportation
| Commute Time | 21.0 min |
| Drive Alone | 79.5% |
| Public Transit | 0.0% |
| Work from Home | 11.8% |
The median home value in Derby Line is $180,600, 36% below the national median of $281,900. Zillow estimates the typical home value at $233,046, higher than the Census estimate. Monthly rent averages $959 (18% below the national average of $1,163). Fair market rent ranges from $1,203 for a one-bedroom to $1,487 for a two-bedroom apartment. 83.2% of housing units are owner-occupied (above the 65.4% national rate). There are 365 total housing units in the city. The median year a home was built is 1948. The average annual property tax is $6,963 (higher than the $3,500 national average). 29.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $180,600 |
| 36% below US avg |
| Zillow ZHVI | $233,046 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $959 |
| 18% below US avg |
| Rent Burden | 29.4% |
HUD Fair Market Rent
| Studio | $1,124 |
| 1 Bedroom | $1,203 |
| 2 Bedrooms | $1,487 |
| 3 Bedrooms | $1,922 |
| 4 Bedrooms | $2,111 |
Ownership & Property
| Homeownership | 83.2% |
| Owner-Occupied | 83.2% |
| Renter-Occupied | 16.8% |
| Housing Units | 365 |
| Median Year Built | 1948 |
Property Tax
| Avg Tax (IRS) | $6,963 |
| 99% above US avg |
| Effective Rate | 3.86% |
In Derby Line, 31.7% of adults are obese, below the national rate of 32.1%. 7.3% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 27.6% have high blood pressure. 12.8% are current smokers. 18.3% report binge drinking. 20.2% are physically inactive, below the national average. 26.9% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 6.9% of residents lack health insurance. The primary care physician ratio is 1:1,377. The dentist ratio is 1:1,844. 48.0% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Derby Line vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.7% |
| 1% below US avg |
| Diabetes | 7.3% |
| Heart Disease | 4.9% |
| High Blood Pressure | 27.6% |
| Asthma | 12.0% |
| COPD | 5.8% |
| Cancer | 7.5% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 12.8% |
| 9% below US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 20.2% |
| Depression | 26.9% |
| Mental Distress | 18.9% |
| Physical Distress | 12.5% |
| Short Sleep | 34.0% |
Healthcare Access
| Insurance Rate | 99.9% |
| Uninsured | 6.9% |
| 20% below US avg |
| Primary Care | 1:1,377 |
| Dentists | 1:1,844 |
| Mental Health | 1:313 |
| Checkup Rate | 75.5% |
| Dental Visits | 70.4% |
| Premature Death | 8,961/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 48.0% |
| Healthcare Facilities | 81 |
Derby Line has a violent crime rate of 222 per 100,000 residents, 42% below the national average of 380. Property crime stands at 2,619 per 100,000, 34% above the U.S. average. The county recorded 7 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Derby Line receives a safety grade of F.
Crime Rates: Derby Line vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 222.0/100K |
| 42% below US avg |
| |
Property Crime
| Total Property | 2,619.3/100K |
| 34% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 3.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Derby Line has a cool climate with an average annual temperature of 42°F (5°C). Winters average 14°F in January while summers reach 67°F in July. The area gets 251 sunny days per year, above the national average. Annual precipitation totals 43.8 inches. The area receives 98.6 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 31. The city sits at an elevation of 1,029 feet.
Temperature
14°F Jan (-10°C)
67°F Jul (20°C)
| Annual Average | 41.8°F |
| 23% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 67°F (20°C) |
| Sunny Days | 251 days/yr |
Geography
| Elevation | 1,029 ft (314 m) |
| Area | 0.7 sq mi (1.9 km²) |
| Population Density | 1,178/sq mi |
| Coordinates | 44.9987°N, 72.1073°W |
| Timezone | America/New_York |
| County | Orleans County County |
| Nearest Airport | Northeast Kingdom International (EFK)
10 miles away |
Precipitation & Snow
Annual Rainfall
43.8"
15% above US avg
Wettest Month (Aug)
4.92"
Air Quality
| AQI Median | 31.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 36.8 / 100 |
| Social Vulnerability | 37.7 / 100 |
| Community Resilience | 79.8 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
53 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.3. Most recent: M3.8 on Sep 1, 2024.
| Apr 20, 2002 |
8 km NNW of Au Sable Forks, New York |
M5.3 |
137 km |
| Oct 10, 2012 |
7 km ESE of Verchères, Canada |
M3.9 |
124 km |
| Nov 16, 1993 |
5 km SSE of Saint-Édouard, Canada |
M3.8 |
111 km |
| Jul 5, 1991 |
7 km WSW of Sainte-Martine, Canada |
M3.8 |
143 km |
| Aug 21, 1996 |
12 km N of Livermore, New Hampshire |
M3.8 |
109 km |
| Jun 16, 1995 |
8 km N of Lisbon, New Hampshire |
M3.8 |
81 km |
| Sep 1, 2024 |
5 km SE of Pierreville, Canada |
M3.8 |
127 km |
| Jan 9, 2006 |
2 km ESE of Franklin, Canada |
M3.7 |
140 km |
| Apr 20, 2002 |
5 km NNW of Au Sable Forks, New York |
M3.7 |
137 km |
| Jan 17, 2000 |
4 km NNE of Dixfield, Maine |
M3.6 |
140 km |
| Apr 3, 1997 |
9 km ENE of Saint-Cyrille-de-Wendover, Canada |
M3.5 |
111 km |
| Jan 13, 2020 |
5 km SW of Franklin, Canada |
M3.4 |
146 km |
| Aug 20, 1995 |
4 km S of Chambly, Canada |
M3.3 |
103 km |
| May 17, 2021 |
5 km SW of L'Épiphanie, Canada |
M3.3 |
143 km |
| Jun 9, 1998 |
3 km N of Dannemora, New York |
M3.3 |
130 km |
| May 6, 2020 |
9 km SE of Bedford, Canada |
M3.1 |
62 km |
| May 24, 2002 |
6 km N of Au Sable Forks, New York |
M3.1 |
136 km |
| May 11, 2006 |
7 km W of Nicolet, Canada |
M3.0 |
145 km |
| Jun 25, 2002 |
6 km NNW of Au Sable Forks, New York |
M3.0 |
138 km |
| Mar 29, 2020 |
3 km W of L'Épiphanie, Canada |
M3.0 |
146 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Bob (1991, Cat 1).
| Year |
Name |
Category |
Closest |
| 1991 |
Bob |
Category 1 |
296 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
34 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2. Total: 8 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 8, 1983 |
EF2 |
97 km |
0 |
| Aug 3, 1970 |
EF2 |
89 km |
0 |
| Jul 4, 1963 |
EF2 |
87 km |
0 |
| May 20, 1962 |
EF2 |
59 km |
0 |
| Jun 13, 1961 |
EF2 |
79 km |
0 |
| Jun 24, 1960 |
EF2 |
75 km |
0 |
| Jun 18, 1957 |
EF2 |
60 km |
0 |
| Jun 5, 2010 |
EF1 |
49 km |
0 |
| Jul 18, 2008 |
EF1 |
66 km |
0 |
| Sep 3, 1993 |
EF1 |
21 km |
0 |
| Aug 6, 1989 |
EF1 |
39 km |
0 |
| May 19, 1982 |
EF1 |
85 km |
0 |
| Jun 11, 1973 |
EF1 |
90 km |
0 |
| Jul 19, 1972 |
EF1 |
63 km |
0 |
| Jul 13, 1966 |
EF1 |
57 km |
0 |
| May 20, 1962 |
EF1 |
26 km |
0 |
| May 20, 1962 |
EF1 |
35 km |
0 |
| Jul 18, 1961 |
EF1 |
81 km |
0 |
| Jul 9, 1956 |
EF1 |
49 km |
0 |
| Jun 21, 1953 |
EF1 |
81 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
3.0 in |
Coldest |
| February |
15°F (-9°C) |
2.6 in |
Driest |
| March |
26°F (-3°C) |
3.1 in |
|
| April |
39°F (4°C) |
3.2 in |
|
| May |
52°F (11°C) |
3.9 in |
|
| June |
61°F (16°C) |
4.5 in |
|
| July |
67°F (20°C) |
4.5 in |
Warmest |
| August |
64°F (18°C) |
4.9 in |
Wettest |
| September |
56°F (13°C) |
3.9 in |
|
| October |
44°F (7°C) |
3.8 in |
|
| November |
33°F (1°C) |
4.0 in |
|
| December |
20°F (-7°C) |
3.8 in |
|
Derby Line has a seasonal temperature swing of 54°F / from 14°F in January to 67°F in July. Total annual precipitation is 45.3 inches, with August being the wettest month (4.9") and February the driest (2.6").
Average costs for common services in Derby Line. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$245 ($147–$392) |
| Specialist Visit |
$343 ($196–$539) |
| Urgent Care Visit |
$196 ($98–$343) |
| Emergency Room Visit |
$2,156 ($784–$4,900) |
| Dental Cleaning |
$127 ($74–$196) |
| Dental Filling |
$245 ($147–$392) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$294 ($147–$490) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$588 ($392–$980) |
| Battery Replacement |
$196 ($98–$343) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59–$147) |
| Electrician (Per Hour) |
$88 ($49–$137) |
| HVAC Repair |
$392 ($147–$784) |
| HVAC System Install |
$6,860 ($3,920–$11,760) |
| Roof Repair |
$980 ($392–$1,960) |
| Roof Replacement |
$8,820 ($5,390–$14,700) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,470 ($490–$3,430) |
| Divorce (Contested) |
$14,700 ($4,900–$29,400) |
| DUI Defense |
$4,900 ($1,960–$9,800) |
| Bankruptcy (Chapter 7) |
$1,470 ($784–$2,940) |
| Will Preparation |
$490 ($196–$980) |
| Trust Preparation |
$2,450 ($980–$4,900) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($29–$98) |
| Hair Coloring (Full) |
$147 ($74–$245) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$78 ($49–$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.02 ($2.94–$5.39) |
| Dozen Eggs (per dozen) |
$3.43 ($2.45–$4.90) |
| Loaf of Bread |
$3.72 ($2.45–$5.39) |
| Chicken Breast (per lb) |
$4.41 ($2.94–$6.37) |
| Ground Beef (per lb) |
$5.39 ($3.92–$7.35) |
| Rice (per lb) |
$0.98 ($0.59–$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78–$245) |
| Natural Gas (Monthly) |
$69 ($29–$147) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$98) |
| Cell Phone Plan (Monthly) |
$64 ($29–$98) |
| Cable TV (Monthly) |
$83 ($49–$147) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$196 ($74–$490) |
| Car Insurance (Annual) |
$1,960 ($1,176–$3,430) |
| Bus Pass (Monthly) |
$69 ($29–$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.84–$25) |
| Car Registration (Annual) |
$98 ($29–$245) |
| Driver's License Renewal |
$29 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,176 ($588–$2,450) |
| Daycare (Toddler, Monthly) |
$980 ($490–$1,960) |
| After-School Care (Monthly) |
$392 ($196–$686) |
| Tutoring (Per Hour) |
$49 ($25–$98) |
| SAT/ACT Prep Course |
$980 ($392–$2,450) |
| Private School (K-12, Annual) |
$12,250 ($4,900–$29,400) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29–$98) |
| Dog Vaccination (Annual) |
$98 ($49–$196) |
| Dog Grooming |
$59 ($29–$98) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$294 ($147–$490) |
| Cat Spay/Neuter |
$196 ($98–$392) |
View all 9 services
Frequently Asked Questions About Derby Line
What is the population of Derby Line?
Derby Line has a population of 860 residents and is located in Vermont. The population density is 1,178 people per square mile, spread across 0.7 square miles. The median age of residents is 44.0 years, which is older than the national median of 38.9 years. The population is 52.2% female and 47.8% male.
Is Derby Line expensive to live in?
Derby Line has a cost of living roughly in line with the national average, with an index of 98 (baseline: 100). The median household income is $69,000, 8% below the national average of $75,149. The median home value is $180,600 (36% below the U.S. median). Renters pay a median of $959 per month, below the national average of $1,163. The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
Is Derby Line safe?
Derby Line is safer than the national average, with a violent crime rate of 222 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,619 per 100,000 (above the national average). Overall, Derby Line receives a safety grade of F based on combined crime data.
What is the weather like in Derby Line?
Derby Line has a cool climate with an average annual temperature of 42°F (5°C). Winter temperatures average 14°F in January, while summers reach an average of 67°F in July. The area receives 251 sunny days per year, well above the national average of 205. Annual rainfall totals 43.8 inches, with 98.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 31.
How is the job market in Derby Line?
The job market in Derby Line is very strong, with unemployment at just 2.3% / well below the national rate of 3.6%. The average weekly wage is $988. There are 1,102 business establishments in the area, including 62 restaurants and food service locations. The average commute time is 21 minutes, and 11.8% of workers work from home.
How much does housing cost in Derby Line?
The median home value in Derby Line is $180,600. Zillow estimates the typical home value at $233,046. For renters, the median monthly rent is $959. Fair market rent is $1,203 for a 1-bedroom and $1,487 for a 2-bedroom apartment. The homeownership rate is 83.2%. The average annual property tax is $6,963.
How are the schools in Derby Line?
Schools in Derby Line score 5.9 out of 10 on standardized testing, near the national average. 39.6% of adults in Derby Line hold a bachelor's degree or higher, above the national average of 33.7%. 92.0% have completed high school. 13.3% hold a graduate or professional degree.
How healthy is Derby Line?
The obesity rate in Derby Line is 31.7% (below the national rate of 32.1%). 12.8% of adults are smokers. 20.2% are physically inactive. 26.9% of residents report depression. 6.9% lack health insurance (below the national rate). 48.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,377.
What is transportation like in Derby Line?
The average commute in Derby Line is 21 minutes, shorter than the national average of 28 minutes. 79.5% of workers drive alone to work, and 11.8% work from home.
What are the demographics of Derby Line?
The racial and ethnic makeup of Derby Line is 96.7% White, 1.3% Black or African American, 1.2% Hispanic or Latino. 93.4% of residents speak only English at home, while 6.6% speak Spanish. 12.4% of the population are military veterans. 7.2% of residents have a disability. 99.9% have health insurance coverage.
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