Elgin, IA
Full City Profile · Iowa · Fayette County County
3.8
/5.0
B+
Good
848
Population
1,247/sq mi density
$60,114
Median Income
$32,303 per capita
$87,300
Home Value
$284,529 Zillow
$634
Median Rent
18.3% income on rent
46°F
Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$60,114 median income, 3.2% unemployment
A+
Affordability
5.0 / 5.0
$87,300 home value, $634/mo rent
C
Education
2.3 / 5.0
16.4% bachelor's degree or higher
Elgin experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 17°F in January while summers reach 72°F in July. Annual precipitation totals 38.9 inches. The area receives 39.8 inches of snow annually.
Temperature
17°F Jan (-9°C)
72°F Jul (22°C)
| Annual Average | 46.0°F |
| 15% below US avg | |
| January Average | 17°F (-9°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 820 ft (250 m) |
| Area | 0.7 sq mi (1.7 km²) |
| Population Density | 1,247/sq mi |
| Coordinates | 42.9554°N, 91.6354°W |
| Timezone | America/Chicago |
| County | Fayette County County |
| Nearest Airport | Waterloo Regional (ALO) 48 miles away |
Precipitation & Snow
Air Quality
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 50.9 / 100 |
| Social Vulnerability | 55.4 / 100 |
| Community Resilience | 73.8 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Moderate |
| Strong Wind | Relatively Moderate |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively Moderate |
| Lightning | Very Low |
| Ice Storm | Relatively Low |
| Drought | Relatively Moderate |
| Cold Wave | Relatively Low |
| Landslide | Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 17°F (-9°C) | 1.1 in | Coldest, Driest |
| February | 20°F (-7°C) | 1.2 in | |
| March | 33°F (0°C) | 2.1 in | |
| April | 46°F (8°C) | 4.1 in | |
| May | 58°F (15°C) | 5.0 in | |
| June | 68°F (20°C) | 5.9 in | Wettest |
| July | 72°F (22°C) | 4.5 in | Warmest |
| August | 70°F (21°C) | 4.4 in | |
| September | 62°F (16°C) | 4.0 in | |
| October | 49°F (9°C) | 3.0 in | |
| November | 35°F (2°C) | 2.1 in | |
| December | 23°F (-5°C) | 1.6 in |
Elgin has a seasonal temperature swing of 55°F / from 17°F in January to 72°F in July. Total annual precipitation is 38.9 inches, with June being the wettest month (5.9") and January the driest (1.1").