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Elgin, IL

Full City Profile · Illinois · McHenry County County

3.3 /5.0
B Good
114,106 Population 2,989/sq mi density
$88,316 Median Income $36,037 per capita
$252,400 Home Value $323,259 Zillow
$1,260 Median Rent 28.5% income on rent
52°F Avg Temperature 267 sunny days/yr
199 Violent Crime/100K 1,275 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$88,316 median income, 4.4% unemployment
A+
Affordability
5.0 / 5.0
$252,400 home value, $1,260/mo rent
F
Safety
1.0 / 5.0
199 violent crimes/100K
B
Education
3.1 / 5.0
26.0% bachelor's degree or higher

Elgin, IL

At a Glance

Median Income
$88,316
18% above
$36,037 per capita
Home Value
$252,400
10% below
Zillow: $323,259
Median Rent
$1,260/mo
8% above
28.5% of income on rent
Violent Crime
199/100K
48% below
1,275/100K property
Bachelor's Degree+
26.0%
23% below
81.2% high school+
Unemployment
4.4%
22% above
8.9% poverty rate
Obesity Rate
35.7%
11% above
12.1% smoking rate
Avg Temperature
52°F
267 sunny days/yr

How Elgin Compares to the U.S. Average

Each bar shows Elgin's value as a percentage of the national average (100% = U.S. avg)

Income
118%
Home Value
90%
Rent
108%
Poverty
72%
Bachelor's
77%
Unemployment
122%
Crime
52%
Thin vertical line = U.S. national average (100%)

Is Elgin a Good Place to Live?

B
3.3 / 5.0 — Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Elgin residents earn a median household income of $88,316 , which is 18% above the national average of $75,149. Per capita income is $36,037. The unemployment rate stands at 4.4% (22% above the U.S. rate of 3.6%). 8.9% of residents live below the poverty line. The area is home to 7,928 business establishments, including 645 restaurants.

Housing & Cost of Living

The median home value in Elgin is $252,400 , 10% below the national median of $281,900. Zillow estimates the typical home at $323,259. Median rent is $1,260/month, with 28.5% of renters spending more than 30% of income on housing. The cost of living index is 100.0 (100 = national average). The median home was built in 1977.

Safety & Crime

Elgin reports 199 violent crimes per 100,000 residents , which is 48% below the national average of 380/100K. Property crime is 1,275/100K. The murder rate is 0.9/100K.

Education

26.0% of adults in Elgin hold a bachelor's degree or higher (23% below the national average). 81.2% have completed high school. Local schools score 6.2/10 in standardized testing.

Climate & Weather

Elgin has an average annual temperature of 52°F (11°C). Winters average 30°F in January while summers reach 73°F in July. The area gets 267 sunny days per year. Annual precipitation totals 41.7 inches. Air quality is rated Good with a median AQI of 43.

Data Overview

People

Population114,106
Median Age36.3 yrs
Density2,989/mi²
Male / Female51% / 49%
Foreign Born13.6%
Veterans3.9%

Economy

A
Median Income$88,316
Per Capita$36,037
Unemployment4.4%
Poverty8.9%
County GDP$15,983M
Avg Weekly Wage$1,060

Housing

A+
Home Value$252,400
Rent$1,260
Ownership71.4%
Zillow$323,259
Housing Units39,728
Rent Burden28.5%

Crime

F
Violent199/100K
Property1,275/100K
Murder0.9/100K
Assault100/100K
Burglary158/100K

Health

Obesity35.7%
Diabetes11.5%
Smoking12.1%
Heart Disease5.2%
Premature Death5,730/100K

Climate

Avg Temp52°F
Sunny Days267/yr
Rain41.7 in/yr
AQI43 (Good)
Elevation817 ft

Education

B
Bachelor's+26.0%
High School+81.2%
Graduate+9.9%
School Score6.2/10

Community

2024 VoteR 52% / D 47%
Commute28 min
Broadband93.3%
Internet Speed124 Mbps
EV Stations23
Libraries13

Did You Know?

Elgin was founded in 1835.
The median home in Elgin was built in 1977.
The nearest airport is Chicago O'Hare International (22 miles).
The Gini coefficient (income inequality) is 0.411 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Moderate" by FEMA.
9.3% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 124 Mbps.
There are 645 restaurants in the area.
The county recorded 18 fatal vehicle crashes.