Elgin, IL
Full City Profile · Illinois · McHenry County County
3.2
/5.0
B
Good
114,106
Population
2,989/sq mi density
$88,316
Median Income
$36,037 per capita
$252,400
Home Value
$339,753 Zillow
$1,260
Median Rent
28.5% income on rent
49°F
Avg Temperature
275
Violent Crime/100K
1,114 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$88,316 median income, 6.3% unemployment
A+
Affordability
5.0 / 5.0
$252,400 home value, $1,260/mo rent
F
Safety
1.0 / 5.0
275 violent crimes/100K
B
Education
3.1 / 5.0
26.0% bachelor's degree or higher
Elgin experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 22°F in January while summers reach 74°F in July. Annual precipitation totals 39.9 inches. The area receives 32.1 inches of snow annually. Air quality is rated Good with a median AQI of 43.
Temperature
22°F Jan (-6°C)
74°F Jul (23°C)
| Annual Average | 49.0°F |
| 9% below US avg | |
| January Average | 22°F (-6°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 817 ft (249 m) |
| Area | 37.7 sq mi (97.7 km²) |
| Population Density | 2,989/sq mi |
| Coordinates | 42.0390°N, 88.3257°W |
| Timezone | America/Chicago |
| County | McHenry County County |
| Nearest Airport | Chicago O'Hare International (ORD) 22 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
| Good Days % | 66.9% |
| Unhealthy Days | 1 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0484 ppm |
| PM2.5 (Fine Particles) | 9.1 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 90.8 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 84.0 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Hurricane | Very Low |
| Earthquake | Relatively Low |
| Wildfire | Very Low |
| Flood | Relatively Moderate |
| Hail | Relatively Moderate |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively Moderate |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively High |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tsunami History
1 tsunami recorded within 500 km. Highest wave on record: 3.0 m (10 ft).
| Year | Location | Cause | Max Wave | Deaths | Distance |
| 1954 | MICHIGAN CITY, IN (LAKE MICHIGAN) | Avalanche | 3.0 m | 7 | 125 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 22°F (-6°C) | 2.0 in | Coldest |
| February | 26°F (-4°C) | 1.9 in | Driest |
| March | 36°F (2°C) | 2.4 in | |
| April | 48°F (9°C) | 4.0 in | |
| May | 59°F (15°C) | 5.1 in | Wettest |
| June | 69°F (21°C) | 4.5 in | |
| July | 74°F (23°C) | 4.0 in | Warmest |
| August | 72°F (22°C) | 4.3 in | |
| September | 64°F (18°C) | 3.5 in | |
| October | 52°F (11°C) | 3.3 in | |
| November | 39°F (4°C) | 2.7 in | |
| December | 28°F (-2°C) | 2.2 in |
Elgin has a seasonal temperature swing of 52°F / from 22°F in January to 74°F in July. Total annual precipitation is 39.9 inches, with May being the wettest month (5.1") and February the driest (1.9").