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Elgin, OH

Ohio

Elgin is a small town in Ohio with a population of 80. Residents earn $88,289 per year, which is 17% above the national average.

3.5 /5.0
B+ Good
80 Population 364/sq mi density
$88,289 Median Income $25,838 per capita
$112,500 Home Value
51°F Avg Temperature 275 sunny days/yr
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$88,289 median income, 5.4% unemployment
A+
Affordability
5.0 / 5.0
$112,500 home value
F
Education
1.2 / 5.0
1.9% bachelor's degree or higher
Median Income $88,289
17% higher than US avg
Home Value $112,500
60% lower than US avg
Bachelor's+ 1.9%
94% lower than US avg
Unemployment 5.4%
50% higher than US avg
Poverty Rate 3.6%
71% lower than US avg

How Elgin Compares to the U.S. Average (100% = U.S. avg)

People

Population80
Median Age42.5 yrs
Density364/mi²
Male / Female41% / 59%
Largest GroupWhite 100%
Veterans54.0%

Economy

A
Median Income$88,289
Per Capita$25,838
Unemployment5.4%
Poverty3.6%
County GDP$1,726M
Commute30 min

Housing

A+
Home Value$112,500
RentN/A
OwnershipN/A
Housing Units47
Rent Burden22.4%

Climate

Avg Temp51°F (11°C)
AQI43 (Good)
Rain41.2 in/yr
Sunny Days275/yr
Elevation814 ft (248 m)

Education

F
Bachelor's+1.9%
High School+96.2%
Graduate+1.3%
School Score5.90

Community

2024 VoteR 79% / D 20%
Commute30 min
Broadband32.0%
Libraries7

Is Elgin a Good Place to Live?

Based on current data, Elgin receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment. Elgin offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Elgin is $88,289, 17% above the national average of $75,149. Residents generally enjoy above-average earning potential. The unemployment rate of 5.4% is somewhat elevated compared to the national rate of 3.6%. Only 3.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.

Cost of Living & Housing

The median home value in Elgin is $112,500, 60% below the national median — offering relatively affordable homeownership. At just 1.3x median income, home prices are very affordable relative to local earnings.

Education

1.9% of residents hold a bachelor's degree, below the national average of 33.7%. 96.2% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Elgin experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.2 inches, including 18.5 inches of snow. Air quality is rated Good with a median AQI of 43.

Elgin has a population of 80 with a density of 364 people per square mile. The median age is 42.5 years, 9% older than the national median of 38.9. The city is predominantly White (100%).

Population

80
Total Population
364
People / sq mi
42.5yrs
Median Age
9% above US avg
0.2mi²
Land Area

Gender Distribution

Male 41.3%
Female 58.8%

Race & Ethnicity

Elgin vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Elgin vs U.S. Average

The median household income in Elgin is $88,289, which is 17% above the national average of $75,149. The unemployment rate is 5.4% (above the 3.6% US average). 3.6% of residents live below the poverty line. Workers commute an average of 30 minutes.

Income: Elgin vs U.S.

Commute Mode

Income

Median HH Income$88,289
17% above US avg
Per Capita Income$25,838
Avg Weekly Wage$950
IRS Avg AGI$62,126

Employment & Poverty

Unemployment5.4%
50% above US avg
Poverty Rate3.6%
71% below US avg
Establishments (County)658
County GDP$1,726M

Business (County)

Restaurants55
Healthcare59
Retail84
Manufacturing38

Tax & Cost of Living

Property Tax (IRS)$2,981
15% below US avg
Cost of Living92.80 (100=avg)
Effective Tax Rate2.65%

Commute & Transportation

Commute Time30.1 min
Drive Alone95.7%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Elgin is $112,500, 60% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$112,500
60% below US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden22.4%

HUD Fair Market Rent

Studio$816
1 Bedroom$873
2 Bedrooms$1,092
3 Bedrooms$1,388
4 Bedrooms$1,550

Ownership & Property

Owner-Occupied90.6%
Housing Units47
Median Year Built1976

Property Tax

Avg Tax (IRS)$2,981
15% below US avg
Effective Rate2.65%
Elgin has an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 73°F in July. Annual precipitation is 41.2 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

26°F Jan (-3°C) 73°F Jul (23°C)
Annual Average51.0°F
6% below US avg
January Average26°F (-3°C)
July Average73°F (23°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall41.2 inches
8% above US avg
Snowfall18.5 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation814 ft (248 m)
Area0.2 sq mi (0.6 km²)
Population Density364/sq mi
Coordinates40.7427°N, 84.4762°W
TimezoneAmerica/New_York
County FIPS39161
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 1.9% of residents hold a bachelor's degree or higher (94% below US avg). In the 2024 election, the county voted Republican by a 58.5-point margin. 32.0% of households have broadband internet.

2024 Presidential Election (County)

R 78.9%
D 20.4%

Winner: Republican by 58.5 points

Education

Bachelor's Degree+1.9%
94% below US avg
High School+96.2%
Graduate Degree+1.3%
School Test Score5.90
F Education Grade (1.2/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density364/sq mi
Total Area0.2 sq mi

Infrastructure & Services

Broadband Access32.0%
Public Libraries7
Healthcare Facilities59
Restaurants55
Retail Stores84

Safety & Disasters

Fatal Crashes (County/yr)8

Commute & Transportation

Avg Commute30.1 min
Drive Alone95.7%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

Spencerville, OH 2,120 pop · 6.9 mi Delphos, OH 7,063 pop · 10.2 mi Van Wert, OH 10,710 pop · 10.3 mi Celina, OH 11,017 pop · 13.7 mi St. Marys, OH 8,319 pop · 14.2 mi Elida, OH 2,017 pop · 14.8 mi Convoy, OH 1,009 pop · 17.0 mi Fort Shawnee, OH 5,952 pop · 17.6 mi Cridersville, OH 2,018 pop · 18.7 mi Lima, OH 35,304 pop · 19.1 mi New Knoxville, OH 1,056 pop · 19.1 mi Wapakoneta, OH 9,867 pop · 19.3 mi Coldwater, OH 4,387 pop · 19.7 mi New Bremen, OH 2,650 pop · 21.8 mi
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