Ohio
Spencerville is a small town in Ohio with a population of 2,120. Residents earn $49,938 per year, which is 34% below the national average.
Based on current data, Spencerville receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Spencerville has some notable strengths but also faces challenges that prospective residents should consider.
The median household income in Spencerville is $49,938, 34% below the national average of $75,149. The unemployment rate of 5.2% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 16.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 22 minutes.
The median home value in Spencerville is $141,700, 50% below the national median — offering relatively affordable homeownership. Renters pay a median of $848 per month, below the national average — a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
Spencerville is a very safe community with a violent crime rate of 136 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,541 per 100,000, 21% below the national average.
12.2% of residents hold a bachelor's degree, below the national average of 33.7%. 83.1% have completed high school. Area schools have an average test score of 5.9/10.
Spencerville experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. Annual precipitation totals 41.2 inches, including 18.5 inches of snow. Air quality is rated Good with a median AQI of 43.
| English Only | 98.6% |
| 26% above US avg | |
| Spanish | 1.4% |
| 90% below US avg |
| Median HH Income | $49,938 |
| 34% below US avg | |
| Per Capita Income | $22,064 |
| Avg Weekly Wage | $1,094 |
| IRS Avg AGI | $72,853 |
| Unemployment | 5.2% |
| 44% above US avg | |
| Poverty Rate | 16.7% |
| 35% above US avg | |
| Establishments (County) | 1,119 |
| County GDP | $3,733M |
| Restaurants | 93 |
| Healthcare | 106 |
| Retail | 150 |
| Manufacturing | 90 |
| Property Tax (IRS) | $6,054 |
| 73% above US avg | |
| Effective Tax Rate | 4.27% |
| Commute Time | 22.4 min |
| Work from Home | 2.1% |
| Census Median | $141,700 |
| 50% below US avg | |
| Zillow ZHVI | $192,522 |
| Median List Price | $199,900 |
| Median List Price | $199,900 |
| $/Sq Ft | $79 |
| Homes Sold | 6 |
| Sale-to-List Ratio | 90.3% |
| Price Drops | 20.0% |
| Inventory | 5 |
| Census Median Rent | $848 |
| 27% below US avg |
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
| Owner-Occupied | 63.8% |
| Avg Tax (IRS) | $6,054 |
| 73% above US avg | |
| Effective Rate | 4.27% |
| Obesity | 38.4% |
| 20% above US avg | |
| Diabetes | 11.0% |
| Heart Disease | 6.0% |
| High Blood Pressure | 32.3% |
| Asthma | 11.4% |
| COPD | 7.7% |
| Stroke | 3.0% |
| Binge Drinking | 18.9% |
| Physical Inactivity | 26.8% |
| Depression | 30.0% |
| Mental Distress | 20.1% |
| Physical Distress | 13.6% |
| Insurance Rate | 96.6% |
| Checkup Rate | 78.7% |
| Premature Death | 7,619/100K |
| Food Environment | 8.7/10 |
| Exercise Access | 77.3% |
| Healthcare Facilities | 106 |
| Total Violent | 135.9/100K |
| 64% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 135.9/100K |
| Total Property | 1,540.6/100K |
| 21% below US avg | |
| Burglary | 226.6/100K |
| Theft | 1,314.0/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 6 |
| FEMA Disasters | 91 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 51.0°F |
| 6% below US avg | |
| January Average | 26°F (-3°C) |
| July Average | 73°F (23°C) |
| Annual Rainfall | 41.2 inches |
| 8% above US avg | |
| Snowfall | 18.5 inches/yr |
| AQI Median | 43.0 |
| Rating | Good |
| Elevation | 830 ft (253 m) |
| Area | 1.0 sq mi (2.5 km²) |
| Population Density | 2,186/sq mi |
| Coordinates | 40.7080°N, 84.3532°W |
| County FIPS | 39011 |
Winner: Republican by 64.6 points
| Bachelor's Degree+ | 12.2% |
| 64% below US avg | |
| High School+ | 83.1% |
| School Test Score | 5.90 |
| RUCC Code 4 | Nonmetro — Urban 20K+, adjacent |
| Population Density | 2,186/sq mi |
| Total Area | 1.0 sq mi |
| Public Libraries | 7 |
| Healthcare Facilities | 106 |
| Restaurants | 93 |
| Retail Stores | 150 |
| Fatal Crashes (County/yr) | 6 |
| FEMA Disaster Declarations | 91 |
| Avg Commute | 22.4 min |
| Work from Home | 2.1% |