At a Glance
Median Income
$49,938
$22,064 per capita
Home Value
$141,700
Zillow: $192,522
Median Rent
$848/mo
30.8% of income on rent
Violent Crime
136/100K
1,541/100K property
Bachelor's Degree+
12.2%
83.1% high school+
Unemployment
5.2%
16.7% poverty rate
Obesity Rate
38.4%
17.6% smoking rate
Avg Temperature
51°F
275 sunny days/yr
How Spencerville Compares to the U.S. Average
Each bar shows Spencerville's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Spencerville a Good Place to Live?
C+
2.7 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Spencerville residents earn a median household income of $49,938 , which is 34% below the national average of $75,149.
Per capita income is $22,064. The unemployment rate stands at 5.2% (44% above the U.S. rate of 3.6%). 16.7% of residents live below the poverty line. The area is home to 1,119 business establishments, including 93 restaurants.
Housing & Cost of Living
The median home value in Spencerville is $141,700 , 50% below the national median of $281,900.
Zillow estimates the typical home at $192,522. Median rent is $848/month, with 30.8% of renters spending more than 30% of income on housing. The cost of living index is 92.8 (100 = national average). The median home was built in 1962.
Safety & Crime
Spencerville reports 136 violent crimes per 100,000 residents
, which is 64% below the national average of 380/100K.
Property crime is 1,541/100K. The murder rate is 0.0/100K.
Education
12.2% of adults in Spencerville hold a bachelor's degree or higher
(64% below the national average).
83.1% have completed high school. Local schools score 6.6/10 in standardized testing.
Climate & Weather
Spencerville has an average annual temperature of 51°F (11°C).
Winters average 26°F in January while summers reach 73°F in July. The area gets 275 sunny days per year. Annual precipitation totals 41.2 inches. Air quality is rated Good with a median AQI of 43.
Data Overview
People
Population2,120
Median Age35.3 yrs
Density2,186/mi²
Male / Female53% / 47%
Foreign Born13.6%
Veterans7.9%
Economy
B
Median Income$49,938
Per Capita$22,064
Unemployment5.2%
Poverty16.7%
County GDP$3,733M
Avg Weekly Wage$1,094
Housing
A+
Home Value$141,700
Rent$848
Ownership63.8%
Zillow$192,522
Housing Units951
Rent Burden30.8%
Crime
F
Violent136/100K
Property1,541/100K
Murder0.0/100K
Assault136/100K
Burglary227/100K
Health
Obesity38.4%
Diabetes11.0%
Smoking17.6%
Heart Disease6.0%
Premature Death7,619/100K
Climate
Avg Temp51°F
Sunny Days275/yr
Rain41.2 in/yr
AQI43 (Good)
Elevation830 ft
Education
D
Bachelor's+12.2%
High School+83.1%
Graduate+4.0%
School Score6.6/10
Community
2024 VoteR 82% / D 17%
Commute22 min
Broadband81.4%
Internet Speed130 Mbps
EV Stations3
Libraries7
Did You Know?
The median home in Spencerville was built in 1962.
The nearest airport is Fort Wayne International (48 miles).
The Gini coefficient (income inequality) is 0.390 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
24.1% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 130 Mbps.
The county recorded 6 fatal vehicle crashes.
91 declared natural disasters on record.