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Elm Creek, NE

Full City Profile · Nebraska · Phelps County County

3.4 /5.0
B Good
1,146 Population 1,637/sq mi density
$75,625 Median Income $29,310 per capita
$197,100 Home Value $270,773 Zillow
$767 Median Rent 26.9% income on rent
50°F Avg Temperature 308 sunny days/yr
54 Violent Crime/100K 2,312 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$75,625 median income, 1.5% unemployment
A+
Affordability
5.0 / 5.0
$197,100 home value, $767/mo rent
F
Safety
1.0 / 5.0
54 violent crimes/100K
C+
Education
3.0 / 5.0
24.9% bachelor's degree or higher

Elm Creek, NE

At a Glance

Median Income
$75,625
1% above
$29,310 per capita
Home Value
$197,100
30% below
Zillow: $270,773
Median Rent
$767/mo
34% below
26.9% of income on rent
Violent Crime
54/100K
86% below
2,312/100K property
Bachelor's Degree+
24.9%
26% below
96.9% high school+
Unemployment
1.5%
58% below
4.0% poverty rate
Obesity Rate
37.1%
16% above
12.0% smoking rate
Avg Temperature
50°F
308 sunny days/yr

How Elm Creek Compares to the U.S. Average

Each bar shows Elm Creek's value as a percentage of the national average (100% = U.S. avg)

Income
101%
Home Value
70%
Rent
66%
Poverty
32%
Bachelor's
74%
Unemployment
42%
Crime
14%
Thin vertical line = U.S. national average (100%)

Is Elm Creek a Good Place to Live?

B
3.4 / 5.0 — Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Elm Creek residents earn a median household income of $75,625 , which is 1% above the national average of $75,149. Per capita income is $29,310. The unemployment rate stands at 1.5% (58% below the U.S. rate of 3.6%). 4.0% of residents live below the poverty line. The area is home to 421 business establishments, including 25 restaurants.

Housing & Cost of Living

The median home value in Elm Creek is $197,100 , 30% below the national median of $281,900. Zillow estimates the typical home at $270,773. Median rent is $767/month, with 26.9% of renters spending more than 30% of income on housing. The cost of living index is 90.1 (100 = national average). The median home was built in 1973.

Safety & Crime

Elm Creek reports 54 violent crimes per 100,000 residents , which is 86% below the national average of 380/100K. Property crime is 2,312/100K.

Education

24.9% of adults in Elm Creek hold a bachelor's degree or higher (26% below the national average). 96.9% have completed high school. Local schools score 6.3/10 in standardized testing.

Climate & Weather

Elm Creek has an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 75°F in July. The area gets 308 sunny days per year. Annual precipitation totals 25.6 inches. Air quality is rated Good with a median AQI of 32.

Data Overview

People

Population1,146
Median Age29.4 yrs
Density1,637/mi²
Male / Female48% / 52%
Foreign Born13.6%
Veterans8.8%

Economy

A+
Median Income$75,625
Per Capita$29,310
Unemployment1.5%
Poverty4.0%
County GDP$1,031M
Avg Weekly Wage$1,110

Housing

A+
Home Value$197,100
Rent$767
Ownership67.5%
Zillow$270,773
Housing Units459
Rent Burden26.9%

Crime

F
Violent54/100K
Property2,312/100K

Health

Obesity37.1%
Diabetes7.9%
Smoking12.0%
Heart Disease4.8%
Premature Death6,340/100K

Climate

Avg Temp50°F
Sunny Days308/yr
Rain25.6 in/yr
AQI32 (Good)
Elevation2,270 ft

Education

C+
Bachelor's+24.9%
High School+96.9%
Graduate+4.5%
School Score6.3/10

Community

2024 VoteR 84% / D 15%
Commute23 min
Broadband91.4%
Internet Speed60 Mbps
EV Stations1
Libraries1

Did You Know?

The median home in Elm Creek was built in 1973.
The nearest airport is Kearney Regional (19 miles).
The Gini coefficient (income inequality) is 0.499 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
9.4% of the population has a disability.
13.6% of residents are foreign-born.