Median Income
$120,139
60% higher than US avg
Home Value
$279,200
1% lower than US avg
Bachelor's+
49.6%
47% higher than US avg
Obesity Rate
32.3%
1% higher than US avg
Unemployment
1.1%
69% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Emerald Bay Compares to the U.S. Average (100% = U.S. avg)
People
Population1,074
Median Age69.6 yrs
Density1,395/mi²
Male / Female50% / 50%
Largest GroupWhite 97%
Economy
A+
Median Income$120,139
Per Capita$51,429
Unemployment1.1%
Poverty0.0%
County GDP$16,657M
Commute27 min
Housing
A+
Home Value$279,200
RentN/A
OwnershipN/A
Health
Obesity32.3%
UninsuredN/A
Depression26.1%
Heart Disease4.4%
Climate
Avg Temp67°F
AQI42 (Good)
Rain47.7 in/yr
Education
A+
Bachelor's+49.6%
High School+100.0%
School Score5.10
Community
2024 VoteR 72% / D 27%
Commute27 min
Libraries6
Is Emerald Bay a Good Place to Live?
Based on current data, Emerald Bay receives an overall livability score of 5.0 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Emerald Bay stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Emerald Bay is $120,139, which is significantly higher than the national average — 60% above $75,149. This places Emerald Bay among higher-income communities. The job market is very strong with unemployment at just 1.1%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Emerald Bay is $279,200, roughly aligned with the national median of $281,900. At just 2.3x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 49.6% holding a bachelor's degree or higher, near the national average. 100.0% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Emerald Bay enjoys a moderate climate with an average annual temperature of 67°F. Winters average 48°F in January while summers reach 83°F in July. Annual precipitation totals 47.7 inches. Air quality is rated Good with a median AQI of 42.
Emerald Bay has a population of 1,074 with a density of 1,395 people per square mile. The median age is 69.6 years, 79% older than the national median of 38.9. The city is predominantly White (96.5%).
Population
69.6yrs
Median Age
79% above US avg
Race & Ethnicity
Emerald Bay vs U.S. Average
Language Spoken at Home
| English Only | 98.6% |
| 26% above US avg |
| Spanish | 1.4% |
| 90% below US avg |
Social Characteristics
Emerald Bay vs U.S. Average
The median household income in Emerald Bay is $120,139, which is 60% above the national average of $75,149. The unemployment rate is 1.1% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 27 minutes.
Income: Emerald Bay vs U.S.
Income
| Median HH Income | $120,139 |
| 60% above US avg |
| Per Capita Income | $51,429 |
| Avg Weekly Wage | $1,105 |
| IRS Avg AGI | $83,327 |
Employment & Poverty
| Unemployment | 1.1% |
| 69% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 6,931 |
| County GDP | $16,657M |
Business (County)
| Restaurants | 536 |
| Healthcare | 690 |
| Retail | 868 |
| Manufacturing | 184 |
Tax & Cost of Living
| Property Tax (IRS) | $7,835 |
| 124% above US avg |
| Effective Tax Rate | 2.81% |
Commute & Transportation
| Commute Time | 26.8 min |
| Work from Home | 33.0% |
The median home value in Emerald Bay is $279,200, 1% below the national average.
Home Values
| Census Median | $279,200 |
| 1% below US avg |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $7,835 |
| 124% above US avg |
| Effective Rate | 2.81% |
In Emerald Bay, 32.3% of adults are obese (above the 32.1% national rate). 26.1% report depression. 18.0% are physically inactive.
Health Metrics: Emerald Bay vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.3% |
| 1% above US avg |
| Diabetes | 8.1% |
| Heart Disease | 4.4% |
| High Blood Pressure | 28.1% |
| Asthma | 10.5% |
| COPD | 4.6% |
| Stroke | 2.3% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.8% |
| Physical Inactivity | 18.0% |
| Depression | 26.1% |
| Mental Distress | 17.5% |
| Physical Distress | 10.5% |
Healthcare Access
| Insurance Rate | 92.6% |
| |
| Checkup Rate | 74.1% |
| Premature Death | 9,375/100K |
Food & Exercise
| Food Environment | 7.4/10 |
| Exercise Access | 69.0% |
| Healthcare Facilities | 690 |
Crime Rates: Emerald Bay vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 46 |
| FEMA Disasters | 91 |
Safety Score
Emerald Bay has an average annual temperature of 67°F (19°C). Winters average 48°F in January while summers reach 83°F in July. Annual precipitation is 47.7 inches. Air quality is rated Good with a median AQI of 42.
Temperature
48°F Jan (9°C)
83°F Jul (29°C)
| Annual Average | 66.5°F |
| 23% above US avg |
| January Average | 48°F (9°C) |
| July Average | 83°F (29°C) |
Precipitation & Snow
| Annual Rainfall | 47.7 inches |
| 25% above US avg |
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Geography
| Area | 0.8 sq mi (2.0 km²) |
| Population Density | 1,395/sq mi |
| Coordinates | 32.1613°N, 95.4386°W |
| County FIPS | 48423 |