Median Income
$118,750
58% higher than US avg
Home Value
$598,700
112% higher than US avg
Bachelor's+
54.0%
60% higher than US avg
Obesity Rate
28.9%
10% lower than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
2.1%
83% lower than US avg
How Fernan Lake Village Compares to the U.S. Average (100% = U.S. avg)
People
Population138
Median Age62.0 yrs
Density1,725/mi²
Male / Female51% / 49%
Largest GroupWhite 83%
Veterans16.7%
Economy
A+
Median Income$118,750
Per Capita$65,377
Unemployment1.6%
Poverty2.1%
County GDP$11,539M
Commute16 min
Housing
B+
Home Value$598,700
RentN/A
OwnershipN/A
Health
Obesity28.9%
UninsuredN/A
Depression23.3%
Heart Disease4.6%
Climate
Avg Temp49°F
AQI33 (Good)
Rain25.4 in/yr
Elevation2,147 ft
Education
A+
Bachelor's+54.0%
High School+100.0%
School Score5.43
Community
2024 VoteR 75% / D 23%
Commute16 min
Broadband63.0%
EV Stations2
Libraries8
Is Fernan Lake Village a Good Place to Live?
Based on current data, Fernan Lake Village receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Fernan Lake Village stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Fernan Lake Village is $118,750, which is significantly higher than the national average — 58% above $75,149. This places Fernan Lake Village among higher-income communities. The job market is very strong with unemployment at just 1.6%. Only 2.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 16 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Fernan Lake Village is $598,700, making it a premium housing market at 112% above the U.S. median of $281,900. A price-to-income ratio of 5x indicates a reasonably affordable housing market.
Education
Fernan Lake Village is a highly educated community — 54.0% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Fernan Lake Village experiences four distinct seasons with an average temperature of 49°F. Winters average 31°F in January while summers reach 70°F in July. Annual precipitation totals 25.4 inches. Air quality is rated Good with a median AQI of 33.
Fernan Lake Village has a population of 138 with a density of 1,725 people per square mile. The median age is 62.0 years, 59% older than the national median of 38.9. The city is predominantly White (83.3%), with 10.1% Hispanic.
Population
62.0yrs
Median Age
59% above US avg
Race & Ethnicity
Fernan Lake Village vs U.S. Average
Language Spoken at Home
| English Only | 97.7% |
| 24% above US avg |
| Spanish | 2.3% |
| 83% below US avg |
Social Characteristics
Fernan Lake Village vs U.S. Average
The median household income in Fernan Lake Village is $118,750, which is 58% above the national average of $75,149. The unemployment rate is 1.6% (below the 3.6% US average). 2.1% of residents live below the poverty line. Workers commute an average of 16 minutes.
Income: Fernan Lake Village vs U.S.
Income
| Median HH Income | $118,750 |
| 58% above US avg |
| Per Capita Income | $65,377 |
| Avg Weekly Wage | $1,075 |
| IRS Avg AGI | $86,805 |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 2.1% |
| 83% below US avg |
| Establishments (County) | 8,717 |
| County GDP | $11,539M |
Business (County)
| Restaurants | 482 |
| Healthcare | 652 |
| Retail | 635 |
| Manufacturing | 273 |
Tax & Cost of Living
| Property Tax (IRS) | $4,301 |
| 23% above US avg |
| Effective Tax Rate | 0.72% |
Commute & Transportation
| Commute Time | 16.1 min |
| Drive Alone | 80.0% |
| Public Transit | 0.0% |
| Work from Home | 10.0% |
The median home value in Fernan Lake Village is $598,700, 112% above the national average.
Home Values
| Census Median | $598,700 |
| 112% above US avg |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $898 |
| 1 Bedroom | $950 |
| 2 Bedrooms | $1,173 |
| 3 Bedrooms | $1,619 |
| 4 Bedrooms | $1,949 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $4,301 |
| 23% above US avg |
| Effective Rate | 0.72% |
In Fernan Lake Village, 28.9% of adults are obese (below the 32.1% national rate). 23.3% report depression. 15.4% are physically inactive.
Health Metrics: Fernan Lake Village vs U.S. Average (%)
Chronic Conditions
| Obesity | 28.9% |
| 10% below US avg |
| Diabetes | 7.1% |
| Heart Disease | 4.6% |
| High Blood Pressure | 23.5% |
| Asthma | 10.3% |
| COPD | 4.6% |
| Stroke | 2.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 18.9% |
| Physical Inactivity | 15.4% |
| Depression | 23.3% |
| Mental Distress | 15.8% |
| Physical Distress | 11.5% |
Healthcare Access
| Insurance Rate | 97.0% |
| |
| Checkup Rate | 71.3% |
| Premature Death | 6,562/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 79.2% |
| Healthcare Facilities | 652 |
Crime Rates: Fernan Lake Village vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| FEMA Disasters | 91 |
Safety Score
Fernan Lake Village has an average annual temperature of 49°F (9°C). Winters average 31°F in January while summers reach 70°F in July. Annual precipitation is 25.4 inches. Air quality is rated Good with a median AQI of 33.
Temperature
31°F Jan (-0°C)
70°F Jul (21°C)
| Annual Average | 48.8°F |
| 10% below US avg |
| January Average | 31°F (-0°C) |
| July Average | 70°F (21°C) |
Precipitation & Snow
| Annual Rainfall | 25.4 inches |
| 33% below US avg |
Air Quality
| AQI Median | 33.0 |
| Rating | Good |
Geography
| Elevation | 2,147 ft (654 m) |
| Area | 0.1 sq mi (0.2 km²) |
| Population Density | 1,725/sq mi |
| Coordinates | 47.6723°N, 116.7476°W |
| County FIPS | 16055 |