Median Income
$60,337
20% lower than US avg
Home Value
$205,200
27% lower than US avg
Bachelor's+
21.8%
35% lower than US avg
Median Rent
$835
28% lower than US avg
Obesity Rate
41.0%
28% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
14.7%
19% higher than US avg
How Fincastle Compares to the U.S. Average (100% = U.S. avg)
People
Population1,328
Median Age47.7 yrs
Density364/mi²
Male / Female50% / 50%
Largest GroupWhite 99%
Economy
B+
Median Income$60,337
Per Capita$32,148
Unemployment1.9%
Poverty14.7%
County GDP$1,449M
Commute32 min
Housing
A+
Home Value$205,200
Rent$835
OwnershipN/A
Health
Obesity41.0%
UninsuredN/A
Depression32.3%
Heart Disease6.7%
Climate
Avg Temp56°F
AQI40 (Good)
Rain57.7 in/yr
Elevation1,096 ft
Education
C+
Bachelor's+21.8%
High School+80.4%
School Score5.08
Community
2024 VoteR 84% / D 15%
Commute32 min
Libraries4
Is Fincastle a Good Place to Live?
Based on current data, Fincastle receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include high obesity rates. Fincastle offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Fincastle is $60,337, 20% below the national average of $75,149. The job market is very strong with unemployment at just 1.9%. 14.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Fincastle is $205,200, 27% below the national median — offering relatively affordable homeownership. Renters pay a median of $835 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Education
21.8% of residents hold a bachelor's degree, below the national average of 33.7%. 80.4% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Fincastle enjoys a moderate climate with an average annual temperature of 56°F. Winters average 35°F in January while summers reach 74°F in July. Annual precipitation totals 57.7 inches. Air quality is rated Good with a median AQI of 40.
Fincastle has a population of 1,328 with a density of 364 people per square mile. The median age is 47.7 years, 23% older than the national median of 38.9. The city is predominantly White (98.7%).
Population
47.7yrs
Median Age
23% above US avg
Race & Ethnicity
Fincastle vs U.S. Average
Language Spoken at Home
| English Only | 99.2% |
| 26% above US avg |
| Spanish | 0.8% |
| 94% below US avg |
Social Characteristics
Fincastle vs U.S. Average
The median household income in Fincastle is $60,337, which is 20% below the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 14.7% of residents live below the poverty line. Workers commute an average of 32 minutes.
Income: Fincastle vs U.S.
Income
| Median HH Income | $60,337 |
| 20% below US avg |
| Per Capita Income | $32,148 |
| Avg Weekly Wage | $846 |
| IRS Avg AGI | $58,604 |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 14.7% |
| 19% above US avg |
| Establishments (County) | 748 |
| County GDP | $1,449M |
Business (County)
| Restaurants | 64 |
| Healthcare | 62 |
| Retail | 118 |
| Manufacturing | 37 |
Tax & Cost of Living
| Property Tax (IRS) | $3,081 |
| 12% below US avg |
| Effective Tax Rate | 1.50% |
Commute & Transportation
| Commute Time | 31.7 min |
| Work from Home | 8.4% |
The median home value in Fincastle is $205,200, 27% below the national average. Monthly rent averages $835 (28% below US avg).
Home Values
| Census Median | $205,200 |
| 27% below US avg |
| Median List Price | $335,000 |
Real Estate Market (Redfin)
| Median List Price | $335,000 |
| $/Sq Ft | $176 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 9.1% |
| Inventory | 11 |
Rental Costs
| Census Median Rent | $835 |
| 28% below US avg |
HUD Fair Market Rent
| Studio | $882 |
| 1 Bedroom | $924 |
| 2 Bedrooms | $1,118 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,644 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,081 |
| 12% below US avg |
| Effective Rate | 1.50% |
In Fincastle, 41.0% of adults are obese (above the 32.1% national rate). 32.3% report depression. 28.3% are physically inactive.
Health Metrics: Fincastle vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.0% |
| 28% above US avg |
| Diabetes | 11.7% |
| Heart Disease | 6.7% |
| High Blood Pressure | 36.3% |
| Asthma | 11.6% |
| COPD | 9.5% |
| Stroke | 3.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 16.0% |
| Physical Inactivity | 28.3% |
| Depression | 32.3% |
| Mental Distress | 22.9% |
| Physical Distress | 16.4% |
Healthcare Access
| Insurance Rate | 98.6% |
| |
| Checkup Rate | 74.7% |
| Premature Death | 18,369/100K |
Food & Exercise
| Food Environment | 6.4/10 |
| Exercise Access | 45.1% |
| Healthcare Facilities | 62 |
Crime Rates: Fincastle vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
Safety Score
Fincastle has an average annual temperature of 56°F (13°C). Winters average 35°F in January while summers reach 74°F in July. Annual precipitation is 57.7 inches. Air quality is rated Good with a median AQI of 40.
Temperature
35°F Jan (2°C)
74°F Jul (23°C)
| Annual Average | 55.6°F |
| 3% above US avg |
| January Average | 35°F (2°C) |
| July Average | 74°F (23°C) |
Precipitation & Snow
| Annual Rainfall | 57.7 inches |
| 52% above US avg |
| Snowfall | 3.1 inches/yr |
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Geography
| Elevation | 1,096 ft (334 m) |
| Area | 3.7 sq mi (9.5 km²) |
| Population Density | 364/sq mi |
| Coordinates | 36.4038°N, 84.0479°W |
| County FIPS | 47013 |